Tata Retirement Savings Fund Moderate Plan Regular-Growth

  • 3 Months
  • 6 Months
  • 1 Year
  • 3 Years
  • 5 Years
  • RSI
3 Months Returns : -2.11%
NAV: ₹67.07 as on Thu Nov 05, 2026
Fund NAV

Fund Overview of Tata Retirement Savings Fund Moderate Plan Regular-Growth

  • ₹2,115.0 Cr
    AUM
  • ₹67.07
    NAV
  • 2.16%
    Expense Ratio
  • Hybrid
    Fund Category
As on Thu Nov 05, 2026
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Minimum amount you can invest: ₹500

Maximum amount you can invest: ₹1,00,000

We have used a return rate of 15% for our calculations.

The total value of your investment after 10 years will be
₹ 1,39,328.64
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Tata Retirement Savings Fund Moderate Plan Regular-Growth Return Comparison

Tenure Absolute(%) Annualised(%) Category Average(%)
3 Months -2.11% NA 2.67%
6 Months 3.71% NA 10.68%
1 Year 3.48% 3.48% 2.84%
2 Years 6.24% 3.07% 17.05%
3 Years 36.93% 11.05% 16.22%
5 Years 52.10% 8.75% 18.30%
7 Years 114.34% 11.51% NA
10 Years 196.68% 11.49% 12.71%
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As on Thu Nov 05, 2026

Asset Allocation of Tata Retirement Savings Fund Moderate Plan Regular-Growth

equities

80.73%

debt instruments

13.98%

other assets or cash equivalents

5.29%
Large Cap: 54.48%
Mid Cap: 21.65%
Small Cap: 23.87%
Other: 0.00%
Top Holdings
Government Of India 35031 Goi 07ot34 6.79 Fv Rs 100
5.96%
Government Of India 35031 Goi 07ot34 6.79 Fv Rs 100
5.81%
Government Of India 35031 Goi 07ot34 6.79 Fv Rs 100
5.81%
Government Of India 35031 Goi 07ot34 6.79 Fv Rs 100
5.78%
Government Of India 35031 Goi 07ot34 6.79 Fv Rs 100
5.96%
 
Top Sectors
Entities
47.22%
Financial
33.29%
Materials
18.96%
Unspecified
11.47%
Detailed Portfolio Analysis
As on Thu Nov 05, 2026
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About Fund

About Tata Retirement Savings Fund Moderate Plan Regular-Growth

Tata Retirement Savings Fund Moderate Plan Regular-Growth is one Hybrid mutual fund offered by Tata Mutual Fund. Launched on 01 Nov 2011, the fund aims Long Term Capital Appreciation. A predominantly equity oriented(between 65%-85%) savings scheme which provides tool for retirement planning to individual investors. It manages assets worth ₹2,115.0 crore as on Wed Sep 30, 2026. The expense ratio stands at 2.16%.
The portfolio allocation consists of 80.73% in equities, 13.98% in debt instruments, 5.29% in other assets or cash equivalents.Managed by Sonam Udasi, it has delivered a return of 3.48% in the last year, a total return since inception of 13.51%.
Based on individual goals investors may evaluate best sip to invest during the overall investment planning.

Read more
  • Murthy Nagarajan

    Fund Manager

  • Mr. Nagarajan is a M.Com, ICWA and PGPMS.

    Manager Education

  • Sonam Udasi

    Fund Manager

  • Mr. Udasi is a B.Com and also holds PGDM(Finance).

    Manager Education

Key Metrics of Tata Retirement Savings Fund Moderate Plan Regular-Growth

  • Standard Deviation
    14.36%
  • Mean
    10.14%
  • Sharpe Ratio
    0.32%
  • Sortino Ratio
    0.46%

Tata Retirement Savings Fund Moderate Plan Regular-Growth Fund Details

Fund Names Tata Retirement Savings Fund Moderate Plan Regular-Growth
Inception Date 01 Nov 2011
Lock In 1825
 
Risk Principal at very high risk
Category Average Annual Returns 2.84
More Details
Highest NAV in last 52 weeks & Lowest NAV in last 52 weeks

Compare Mutual Funds
Tata Retirement Savings Fund Moderate Plan Regular-Growth Fund Returns Comparison

Compare Tata Retirement Savings Fund Moderate Plan Regular-Growth with other mutual funds in the same category

Tata Retirement Savings Fund Moderate Plan Regular-Growth

Bank Of India Aggressive Hybrid Fund Direct-Growth

Bank Of India Aggressive Hybrid Fund Direct-IDCW

Compare more funds

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Top Performing Mutual Funds

Fund Names AUM (Cr) 1M 3M 1Yr 3Yr 5Yr
Bank Of India Aggressive Hybrid Fund Direct-Growth trend ₹2,196 -0.87% -0.51% 11.18% 16.08% 14.23%
Bank Of India Aggressive Hybrid Fund Direct-IDCW trend ₹2,196 -0.87% -0.51% 11.18% 16.08% 14.23%
ICICI Prudential Retirement Fund - Hybrid Aggressive Plan Direct-Growth trend ₹1,268 0.86% -4.48% 2.04% 17.54% 13.85%
ICICI Prudential Retirement Fund - Hybrid Aggressive Plan Direct-IDCW trend ₹1,268 0.86% -4.48% 2.04% 17.54% 13.85%
ICICI Prudential Aggressive Hybrid Fund Direct-Growth trend ₹50,706 4.09% -1.14% 0.54% 13.73% 13.59%
ICICI Prudential Aggressive Hybrid Fund Direct-IDCW Half Yearly trend ₹50,706 4.09% -1.14% 0.54% 13.73% 13.59%
ICICI Prudential Aggressive Hybrid Fund Direct-IDCW Monthly trend ₹50,706 4.09% -1.14% 0.54% 13.73% 13.59%
ICICI Prudential Aggressive Hybrid Fund Direct-IDCW Yearly trend ₹50,706 4.09% -1.14% 0.54% 13.73% 13.59%
Edelweiss Aggressive Hybrid Fund Direct-Growth trend ₹3,875 4.25% -0.51% 2.59% 13.94% 13.31%
Edelweiss Aggressive Hybrid Fund Direct-IDCW trend ₹3,875 4.25% -0.51% 2.59% 13.94% 13.31%
View More
increase growth is based on 1-month returns of the funds & Top fund are based on 3Y Returns

More funds from Tata Mutual Fund

Fund Names AUM (Cr) 1M 3M 6M 1Yr 3Yr
Tata Aggressive Hybrid Fund Regular-Growth increase ₹3,983 3.69% -2.28% 1.88% -2.35% 8.24%
Tata Aggressive Hybrid Fund Direct-Growth increase ₹3,983 3.77% -2.04% 2.36% -1.42% 9.26%
Tata Aggressive Hybrid Fund Regular-IDCW increase ₹3,983 3.69% -2.28% 1.88% -2.35% 8.24%
Tata Aggressive Hybrid Fund Direct-IDCW increase ₹3,983 3.77% -2.04% 2.36% -1.42% 9.26%
Tata Aggressive Hybrid Fund Regular-IDCW Monthly increase ₹3,983 3.69% -2.28% 1.88% -2.35% 8.24%
Tata Aggressive Hybrid Fund Direct-IDCW Monthly increase ₹3,983 3.77% -2.04% 2.36% -1.42% 9.26%
Tata Retirement Savings Fund Moderate Plan Direct-Growth increase ₹2,115 3.72% -1.77% 4.43% 4.91% 12.60%
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increase growth is based on 1-month returns of the funds

Tata Retirement Savings Fund Moderate Plan Regular-Growth Calculator

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Financial experts suggest that individuals should ideally invest for a period of 5 to 10 years, or even longer, to maximize the benefits of compounding and navigate market fluctuations effectively
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Financial experts suggest that individuals should ideally invest for a period of 5 to 10 years, or even longer, to maximize the benefits of compounding and navigate market fluctuations effectively
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Expected return Pro Tip
Top 25% of investors consistently generate more than 12% return
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Top Mutual Funds

Fund Names AUM (Cr) NAV 3Yr 5Yr 10Yr
SBI Aggressive Hybrid Fund Direct Plan-Growth trend ₹86,163 ₹354.05 13.21% 9.86% 12.51%
SBI Aggressive Hybrid Fund-Growth trend ₹86,163 ₹317.82 12.47% 9.13% 11.67%
SBI Aggressive Hybrid Fund Direct Plan-IDCW trend ₹86,163 ₹103.60 13.21% 9.86% 12.51%
SBI Aggressive Hybrid Fund-IDCW trend ₹86,163 ₹67.35 12.47% 9.13% 11.67%
ICICI Prudential Aggressive Hybrid Fund Direct-Growth trend ₹50,706 ₹453.78 13.73% 13.59% 15.40%
ICICI Prudential Aggressive Hybrid Fund-Growth trend ₹50,706 ₹405.98 13.07% 12.93% 14.56%
ICICI Prudential Aggressive Hybrid Fund-IDCW Half Yearly trend ₹50,706 ₹24.44 13.07% 12.93% 14.56%
ICICI Prudential Aggressive Hybrid Fund Direct-IDCW Half Yearly trend ₹50,706 ₹28.14 13.73% 13.59% 15.40%
ICICI Prudential Aggressive Hybrid Fund Direct-IDCW Monthly trend ₹50,706 ₹70.17 13.73% 13.59% 15.40%
ICICI Prudential Aggressive Hybrid Fund-IDCW Monthly trend ₹50,706 ₹42.57 13.07% 12.93% 14.56%
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Top funds are based on Fund AUM

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Tata Retirement Savings Fund Moderate Plan Regular-Growth Detailed Portfolio

Stocks Sector % of Holding Value
Government Of India 35031 Goi 07ot34 6.79 Fv Rs 100Entities5.96%₹128.15 Cr
Government Of India 35031 Goi 07ot34 6.79 Fv Rs 100Entities5.81%₹126.70 Cr
Government Of India 35031 Goi 07ot34 6.79 Fv Rs 100Entities5.81%₹126.70 Cr
Government Of India 35031 Goi 07ot34 6.79 Fv Rs 100Entities5.78%₹126.68 Cr
Government Of India 35031 Goi 07ot34 6.79 Fv Rs 100Entities5.96%₹126.24 Cr
Government Of India 35031 Goi 07ot34 6.79 Fv Rs 100Entities5.82%₹126.12 Cr
Government Of India 35031 Goi 07ot34 6.79 Fv Rs 100Entities6.09%₹126.01 Cr
Government Of India 35031 Goi 07ot34 6.79 Fv Rs 100Entities5.99%₹125.44 Cr
Hdfc Bank LtdFinancial5.70%₹122.50 Cr
Hdfc Bank LtdFinancial5.58%₹122.32 Cr
Hdfc Bank LtdFinancial5.56%₹120.33 Cr
Cash/net Current AssetsUnspecified5.57%₹119.87 Cr
Hdfc Bank LtdFinancial5.50%₹119.86 Cr
Hdfc Bank LtdFinancial5.50%₹119.86 Cr
Hdfc Bank LtdFinancial5.45%₹115.45 Cr
RepoUnspecified5.90%₹111.41 Cr
Solar Industries India LtdMaterials4.74%₹106.77 Cr
Solar Industries India LtdMaterials4.74%₹106.77 Cr
Solar Industries India LtdMaterials4.74%₹106.77 Cr
Solar Industries India LtdMaterials4.74%₹106.77 Cr
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Frequently Asked Questions

Tata Retirement Savings Fund Moderate Plan Regular-Growth

What is the current AUM of Tata Retirement Savings Fund Moderate Plan Regular-Growth?

As of Wed Sep 30, 2026, Tata Retirement Savings Fund Moderate Plan Regular-Growth manages assets worth ₹2,115.0 crore

How has Tata Retirement Savings Fund Moderate Plan Regular-Growth performed recently?

  • 3 Months: -2.11%
  • 6 Months: 3.71%

What is the long-term performance of Tata Retirement Savings Fund Moderate Plan Regular-Growth?

  • 3 Years CAGR: 11.05%
  • 5 Years CAGR: 8.75%
  • Since Inception: 13.51%

What is the portfolio composition of Tata Retirement Savings Fund Moderate Plan Regular-Growth?

Equity: 80.73%, Debt: 13.98%, Others: 5.29%.

Who manages Tata Retirement Savings Fund Moderate Plan Regular-Growth?

Tata Retirement Savings Fund Moderate Plan Regular-Growth is managed by Sonam Udasi from Tata Mutual Fund.

What is the market-cap allocation of Tata Retirement Savings Fund Moderate Plan Regular-Growth?

Large Cap: 54.48%, Mid Cap: 21.65%, Small Cap: 23.87%.

Which are the top companies Tata Retirement Savings Fund Moderate Plan Regular-Growth has invested in?

  • GOVERNMENT OF INDIA 35031 GOI 07OT34 6.79 FV RS 100 – 5.96% of the fund's portfolio
  • GOVERNMENT OF INDIA 35031 GOI 07OT34 6.79 FV RS 100 – 5.81% of the fund's portfolio
  • GOVERNMENT OF INDIA 35031 GOI 07OT34 6.79 FV RS 100 – 5.81% of the fund's portfolio
  • GOVERNMENT OF INDIA 35031 GOI 07OT34 6.79 FV RS 100 – 5.78% of the fund's portfolio
  • GOVERNMENT OF INDIA 35031 GOI 07OT34 6.79 FV RS 100 – 5.96% of the fund's portfolio

Which are the major sectors Tata Retirement Savings Fund Moderate Plan Regular-Growth focuses on?

  • Entities – 47.22% of the fund's portfolio
  • Financial – 33.29% of the fund's portfolio
  • Materials – 18.96% of the fund's portfolio
  • Unspecified – 11.47% of the fund's portfolio
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