Term Plans
Term Insurance in Telangana in 2026
Telangana is a South Indian state with a rich and vibrant culture, traditional food and spiritual heritage. The state has both urban and rural areas with Hyderabad as the main economic and commercial center of the state. But parts of the state are also susceptible to flash floods, droughts, heat waves and other environmental problems.
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Financial uncertainty for families across Telangana can arise from unforeseen events, health expenses, loss of income, or untimely death of a family member.
Telangana is situated on the Deccan Plateau and has varying rainfall, with some areas experiencing drought-like conditions and water scarcity. The state also risks heat waves, heavy rainfall and flooding in some areas. These problems may lead to social and economic problems to the people of Telangana. Term Insurance ensures that your family is not financially burdened in case of the unfortunate death of the policyholder.
Data from Telangana Highlights the Importance of Term Insurance
Below mentioned is a list of some of the statistics of Telangana that help emphasize the importance of term insurance plans:
Data from Telangana Highlights the Importance of Term Insurance
Below are some statistics on Telangana that help underline the importance of term insurance plans:
Sex ratio at birth: As per the Sample Registration System (SRS), Office of the Registrar General of India, the sex ratio at birth in Telangana was 897 females per 1,000 males in 2015-17, improving to 899 females per 1,000 males in 2017-19.
Life expectancy: As per the Sample Registration System (SRS)-based Abridged Life Tables 2015-19, the average life expectancy at birth in Telangana was 69.8 years during this period.
Population: As per the 2011 Census of India, the population of Telangana was 3,50,03,674, approximately 35.0 million.
Road accidents: As per data from the Telangana Transport Department, road accidents caused 7,949 fatalities out of 25,986 total accidents in 2024.
As per data by Hyderabad traffic police department, 305 people were killed in 2801 road accident cases in the year 2025 in Hyderabad.
Cancer index: As per government data based on ICMR estimates, Telangana recorded an estimated 48,775 cancer cases and 26,681 cancer deaths in 2021, rising to an estimated 53,565 cases and 29,300 deaths by 2025.
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Term Life Insurance Quotes in Telangana 2026
The economy of the state is diverse and agriculture, information technology, manufacturing, services and other industries contribute to the economy of Telangana. Agriculture still employs a large part of the population, while Hyderabad is an important center for IT, business and other services. But families in the state can be affected by uncertain income, health costs and other financial obligations.
In such circumstances the pain of loss of life and of livelihood is often difficult for a family to bear. Buying a term insurance policy for your family can help you to manage this uncertainty of the future. In such hard times, if a person has term insurance then his family gets a death benefit if the policyholder dies during the policy term. So the family’s expenses and financial objectives are already taken care of. Families can rely on life insurance in Telangana for financial backup in case of sudden demise. Here are some of the term insurance plans available for the people in Telangana:
|
Life Insurance Company |
Term Insurance Plan |
Claim Settled Amount (cr) |
Entry Age |
Sum Assured |
Additional Benefits |
|
Aditya Birla Sun Life Insurance Company Limited |
458 |
21 to 55 years |
Rs. 50 Lakhs to Rs. 5 Crores |
|
|
|
Aviva Life Insurance Company India Limited |
98 |
18 to 65 years |
Rs. 5 Lakhs to no limit |
|
|
|
Axis Max Life Insurance Company Limited |
1,242 |
18 to 60 years |
Rs. 25 Lakhs to Rs. 1 Crore |
|
|
|
Bajaj Life Insurance Company Limited |
603 |
18 to 55 years |
Rs. 50 Lakhs to Rs. 10 Crores |
|
|
|
Bandhan Life Insurance Company Limited |
86 |
18 to 65 years |
Rs. 25 Lakhs to Rs. 20 Crores |
|
|
|
Bharti AXA Life Insurance Company Limited |
148 |
18 to 65 years |
Rs. 25 Lakhs to no limit |
|
|
|
Canara HSBC Life Insurance Company Limited |
186 |
18 - 60 years |
Rs. 25 Lakhs to No Limit |
|
|
|
Edelweiss Life Insurance Company Limited |
59 |
18 to 65 years |
Rs. 25 Lakhs - no limit |
|
|
|
Generali India Life Insurance Company Limited |
33 |
18 to 60 years |
Rs. 50 Lakhs to no limit |
|
|
|
HDFC Life Insurance Company Limited |
1,389 |
18 to 65 years |
Rs. 50 Lakhs to Rs. 20 Crores |
|
|
|
ICICI Prudential Life Insurance Company Limited |
1,950 |
18 to 65 years |
Rs. 50 Lakhs to Rs. 20 Crores |
|
|
|
IndiaFirst Life Insurance Company Limited |
160 |
18 to 60 years |
Rs. 1 Lakh to Rs. 5 Crore |
|
|
|
Kotak Mahindra Life Insurance Company Limited |
321 |
18 to 65 years |
Rs. 50 Lakhs to Rs. 10 Crores |
|
|
|
18,398 |
18 to 65 years |
Rs. 50 Lakhs to no limit |
|
||
|
PNB MetLife India Insurance Company Limited |
407 |
18 to 50 years |
Rs. 50 Lakhs to Rs. 10 Crores |
|
|
|
Pramerica Life Insurance Company Limited |
30 |
18 to 65 years |
Rs. 50 Lakhs to no limit |
|
|
|
SBI Life Insurance Company Limited |
1,676 |
18 to 65 years |
Rs. 50 Lakhs to Rs. 10 Crores |
|
|
|
Shriram Life Insurance Company Limited |
109 |
18 to 65 years |
Rs. 30,000 to Rs. 14 Lakhs |
|
|
|
Star Union DAI-ICHI Life Insurance Company Limited |
113 |
18 to 60 years |
Rs. 1 Crore to 2 Crore |
|
|
|
Tata AIA Life Insurance Company Limited |
776 |
18 to 60 years |
Rs. 50 Lakhs to Rs. 2 Crores |
|
*Disclaimer: The list of insurers mentioned is arranged alphabetically by insurance company name. Policybazaar does not endorse, rate or recommend any specific insurance or insurance product offered by any insurance company. The list of plans listed here includes insurance products offered by all insurance partners on Policybazaar. For a complete list of insurers in India, please refer to the Insurance Regulatory and Development Authority of India website www.irdai.gov.in.
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How to Contact Policybazaar to Buy Term Insurance in Telangana?
Policybazaar is just a few clicks away! You can contact Policybazaar using:
-
Claim Assistance Helpline Number i.e. 1800-258-5881 to talk to Policybazaar’s Insurance advisor
-
Policybazaar’s official website and log in to “My Account” to access plans and more information.
-
Download Policybazaar’s official application for any queries or doubts.
Why should you Buy Term Insurance in Telangana?
Telangana is exposed to different environmental and financial uncertainties that can affect families and livelihoods. A term insurance plan not only safeguards your family future but also provides financial support in case of an untimely death. It can help ensure that your family has financial support to manage its expenses and responsibilities in your absence.
Here are some reasons that make people in Telangana even more prone:
Natural calamities: Telangana is located on the Deccan Plateau and some parts of the state experience heavy rainfall and flooding, while other regions can face dry conditions and water shortages. Such events can affect agriculture, businesses and livelihoods. Term insurance makes sure that the death payout helps the family to cope financially if the policyholder dies in such an uncertain circumstance.
Frequent droughts: Several areas in Telangana experience water shortages and erratic rainfall, potentially affecting agriculture and rural livelihoods. Those who depend on farming for their living may experience economic losses during periods of low rainfall. Such a financial uncertainty can be alleviated by the claim benefit if the policyholder passes away during such time.
Infrastructural inadequacy: Telangana has experienced rapid urbanisation and infrastructure development, particularly around Hyderabad and other growing cities. Infrastructure and employment-related financial pressures can affect household finances. If the policyholder passes away unexpectedly, then the payout from the term insurance can provide financial support to the policyholder's loved ones.
FAQs
-
Q: Is it possible to buy term life insurance in Telangana?
Ans: Yes, you can purchase a term life insurance plan in Telangana. -
Q: Which term insurance in Telangana is best in 2026?
Ans: Calculate your family’s financial requirement and your budget. Now surf the market to find different insurers who offer different term insurance policies in Telangana. Review and compare before making a smart financial choice for your loved ones. -
Q: Which is the no.1 term insurance company in India?
Ans:There is no single answer to which insurance company is no.1 . It is best to assess their claim settlement ratio and market performance to choose a term insurance as per your requirements.
Term Insurers
Aditya Birla Sun Life Term Insurance Plans
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Disclaimer: The list mentioned is according to the alphabetical order of the insurance companies. Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by any insurer. This list of plans listed here comprise of insurance products offered by all the insurance partners of Policybazaar. For complete list of insurers in India refer to the Insurance Regulatory and Development Authority of India website www.irdai.gov.in
˜The insurers/plans mentioned are arranged in order of highest to lowest Sum Assured(SA) offered by Policybazaar’s insurer partners offering term insurance plans on our platform, as per ‘first year premium of life insurers as at 31.03.2025 report’ published by IRDAI.
Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by any insurer. For complete list of insurers in India refer to the IRDAI website www.irdai.gov.in
+On the basis of your profile
+Rs. 410/month is starting price for a 1 crore term life insurance for an 18 year-old male, non-smoker, with no pre-existing diseases, cover upto 30 years of age, rounded off to nearest 10
+Rs. 410/month (Rs.14/day) is starting price for a 1 crore term life insurance for an 18 year-old male, non-smoker, with no pre-existing diseases, cover upto 30 years of age rounded off to nearest 10
+Rs. 245 is starting price for a 50 lakhs term life insurance for an 18 year-old male, non-smoker, with no pre-existing diseases, cover upto 30 years of age.
+Rs. 8/day is starting price for a 50 lakhs term life insurance for an 18 year-old male, non-smoker, with no pre-existing diseases, cover upto 30 years of age, rounded off to nearest 10
+Rs. 15/day is starting price for a 75 lakhs term life insurance for an 18 year-old male, non-smoker, with no pre-existing diseases, cover upto 30 years of age, rounded off to nearest 10
+Rs. 504/month is starting price for a 1.5 crore term life insurance for an 18 year-old male, non-smoker, with no pre-existing diseases, cover upto 30 years of age.
+Rs. 494/month is starting price for a 2 crore term life insurance for an 18 year-old male, non-smoker, with no pre-existing diseases, cover upto 30 years of age.
+Rs. 636/month is starting price for a 3 crore term life insurance for an 18 year-old male, non-smoker, with no pre-existing diseases, cover upto 30 years of age.
+Rs. 918/month is starting price for a 5 crore term life insurance for an 18 year-old male, non-smoker, with no pre-existing diseases, cover upto 30 years of age.
+Rs. 1,286/month is starting price for a 7 crore term life insurance for an 18 year-old male, non-smoker, with no pre-existing diseases, cover upto 30 years of age.
+Rs. 453/month is starting price for a 1 crore term life insurance for an (NRI) 18 year-old male, non-smoker, with no pre-existing diseases, cover upto 30 years of age.
+Rs.582/month is starting price for a 2 crore term life insurance for an (NRI) 18 year-old male, non-smoker, with no pre-existing diseases, cover upto 30 years of age.
+Rs. 786/month is starting price for a 3 crore term life insurance for an (NRI) 18 year-old male, non-smoker, with no pre-existing diseases, cover upto 30 years of age.
+Rs. 1,374/month is starting price for a 5 crore term life insurance for an (NRI) 18 year-old male, non-smoker, with no pre-existing diseases, cover upto 30 years of age.
+Rs. 1,592/month is starting price for a 7 crore term life insurance for an (NRI) 18 year-old male, non-smoker, with no pre-existing diseases, cover upto 30 years of age.
+Rs. 525/month is the starting price for a 1 crore term life insurance for an 18 year-old male, non-smoker, with no pre-existing diseases, cover upto 68 years of age.
+Rs. 668/month is starting price for a 2 crore term life insurance for an 25 year-old male, non-smoker, with no pre-existing diseases, cover upto 45 years of age.
+Rs. 1,200/month is starting price for a 2 crore term life insurance for an 35 year-old male, non-smoker, with no pre-existing diseases, cover upto 55 years of age.
+Rs. 410/month is starting price for a 1 crore term life insurance for an 18 year-old Female, non-smoker, with no pre-existing diseases, cover upto 30 years of age.
+Rs. 577/month is starting price for a 1 crore term life insurance for an 18 year-old Male, self employed, non-smoker, with no pre-existing diseases, cover upto 30 years of age.
*The full refund of premium is available on availing the one-time option of refund of premium. Total premium paid for policy (paid for add-ons) will be the special exit value, payable on availing the one-time option of refund of premium if you wish to completely exit the policy.
+Rs. ₹361/month is the starting price for a ₹1 crore loan cover with an 8% interest rate for an 18-year-old male, non-smoker, with no pre-existing diseases, loan tenure up to 20 years, rounded off to the nearest 10
Prices offered by the insurer are as per the approved insurance plans | #All savings and online discounts are provided by insurers as per IRDAI approved insurance plans | Standard Terms and Conditions Apply | **Tax Benefits are subject to changes in tax laws.| Policybazaar Insurance Brokers Private Limited
We will respond in the first instance within 30 minutes of the customers contacting us. 30-minute claim support service is for the purpose of giving reasonable assistance to the policyholder in pursuance of the claim. Settlement of claim (including cashless claim) is the responsibility of the insurer as per policy terms and conditions. The 30-minute claim support is subject to our operations not being impacted by a system failure or force majeure event or for reasons beyond our control. For further details, 24x7 Claims Support Helpline can be reached out at 1800-258-5881
For more details on risk factors, terms and conditions, please read the sales brochure carefully before concluding a sale
Policybazaar Insurance Brokers Private Limited | CIN: U74999HR2014PTC053454 | Registered Office - Plot No.119, Sector - 44, Gurgaon, Haryana – 122001 | Registration No. 742, Valid till 09/06/2027, License category- Composite Broker Visitors are hereby informed that their information submitted on the website may be shared with insurers. Product information is authentic and solely based on the information received from the insurers.
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