IndiaFirst Life Insurance

Headquartered in Mumbai, IndiaFirst is a life insurance company promoted by two large public sector banks - Bank of Baroda and Andhra Bank along with Legal & General, UK's leading risk, wealth and investment company. Bank of Baroda holds 44% stake in the company, while Andhra Bank and Legal & General have 30% and 26% stakes respectively.

Get ₹1 Cr. Life Cover at just ₹411/month*

No medical
checkup required

Save more with
upto 10% discount**

Covers
COVID-19

Tax Benefit

Upto Rs. 46800

Life Cover Till Age

99 Years

8 Lakh+

Happy Customers

*Tax benefit is subject to changes in tax laws.

**All savings are provided by the insurer as per the IRDAI approved insurance plan. Standard T&C Apply

Get ₹1 Cr. Life Cover at just ₹411/month*

No medical checkup required

Save more with upto 10% discount**

Covers COVID-19

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Currently, IndiaFirst is serving in over 1000 cities and towns across the nation through more than 6000 partner bank branches. So far it has insured more than 2.7 million lives. Headed by Ms. R.M Vishakha, IndiaFirst Life Insurance Company works on the principal of Bancassurance (bank insurance model) and thus, it is using existing base of promoter banks.

Incorporated in November 2009, the product range of IndiaFirst Life Insurance covers typical needs of health, term insurance, savings and wealth. It is also offering a wide gamut of group insurance products ranging from credit life, term to employee liability (gratuity and leave enment) plans.

Life insurance is a vital aspect of financial planning that needs to carefully chosen. Hence, IndiaFirst offers easy to comprehend life insurance plans which can be customized to fulfill needs at different life stages.

Product Portfolio

IndiaFirst Life insurance product range covers the typical needs of protection (term insurance), savings, education, retirement and health.

IndiaFirst Term Plans:

India First plans are reasonably priced and these term plans ensure that your loved ones are taken care of in your absence.

IndiaFirst Anytime Plan
IndiaFirst Life Plan
IndiaFirst Group Term Plan

IndiaFirst ULIP Plans:

These are ulip plans which give you the advantage of customizing your investment solution as per your risk appetite.

IndiaFirst Smart Save Plan

IndiaFirst Child Plans:

IndiaFirst policies will not allow anything to come between your child’s education needs.

IndiaFirst Happy India Plan

IndiaFirst Pension Plans:

Pension plans help you to invest your proceeds towards a steady retirement income.

IndiaFirst Annuity Plan

IndiaFirst Investment Plans:

These are low risk investment plans which help you build savings systematically, through regular premium contributions based on your income and needs.

IndiaFirst Money Balance Plan
IndiaFirst Maha Jeevan Plan
IndiaFirst CSC Shubhlabh Plan
IndiaFirst Back Plan
IndiaFirst Simple Benefit Plan

Compare all IndiaFirst life insurance plans to get the insurance plan that suits you most.

IndiaFirst Distribution Network:

IndiaFirst has a strong distribution network with 3028 branches of Bank of Baroda and over 3000 branches of Andhra Bank selling insurance plans from IndiaFirst Life Insurance. IndiaFirst products are also available online through their website and insurance aggregators.

IndiaFirst Life Insurance - FAQs

How to pay premium? What are the modes of payment available?
INDIAFIRST Life Insurance offers the following modes of payment for paying premium namely:
- Online
- Credit card/Debit Card
- Electronic Clearing system(ECS)
- or cheque
For ECS you must register beforehand by duly signing and submitting the ECS form. This facility is available in select cities only.

Alternatively, you can drop in or cheque at your nearest branch in the city.
How can I check policy status?

To check the policy status login to your IndiaFirst Account with the designated User ID and password this is directly linked with your policy number. After login in a detailed tab will be displayed this contains all the relevant data related to your policy.
What is the policy renewal process?

For policy renewal process, login into your account and select the online payment for renewal policy.
You can also select the ECS or the Auto debit option for paying the premium had you initially signed up for the policy, else you can request the same by contacting customer helpdesk.

You can approach the nearest branch office and fill in the required forms, attaching the mandatory documents to get the policy renewed.
What is the company’s process to settle claim?
INDIAFIRST Life Insurancehas a clear and transparent process for settling claims. You must intimate the company about the incident within one week of it occurrence. There are different options available for intimation such as:
- Online
- By couriering the details
- Approaching us via Advisor.
- Contacting us at any of our branch office.
A set of documents as listed in the website needs to be submitted to the company. Upon receipt of the same, the claim is settled within15 days’ time period.
What is the policy cancellation process?

In order to cancel a policy, you can fill in the required form and submit it to the nearest branch office along with the surrender charges as mentioned in the policy.
For new users, a period of about 15 days is allotted wherein one has the option to surrender the policy in case deemed necessary.

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Disclaimer: Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by an insurer.

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IndiaFirst Life Insurance

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IndiaFirst Life Insurance Reviews & Ratings

0 / 5 (Based on 31 Reviews)

(Showing Newest 25 reviews)

Omkar

Chennai , October 26, 2021

★★★★★

Great features

I have got day care hospitalization feature under the mediclaim policy which i have purchased from the policybazaar. It offered me lifelong renewability Cover. It includes tax exemption benefits, cashless hospitalization and many other facilities. overall i like my plan.

Angoor

Kolkata , October 26, 2021

★★★★★

Trustworthy website

I rarely trust the online purchasing because of the possibility of fraud but Policybazaar has built my trust up. I went through the online process when I was taking care health insurance from here and i found this website trustworthy.

Kush

Surat, October 26, 2021

★★★★★

Helpful staff

Ranveer

Pune, October 26, 2021

★★★★★

Low cost plan

Such a simple and easy process to buy a policy was provided to me by Policybazaar. Someone suggested me to check the health plans on Policybazaar website. i went through a lot of plans and i found the right plan here. i bought star health insurance at low cost.

Kushal

Jaipur, October 26, 2021

★★★★★

Good Coverage

I have bought Bajaj Allianz Health Insurance for my family and by taking a health plan, I have secured my entire family. I have got coverage against medical expenses and buying my policy online has saved my money as I did not have to pay agent fees.

Jitendra

Lucknow, October 26, 2021

★★★★★

Affordable plan

A friend of mine told me about Policybazaar. He said that he has found an affordable health plan deal in Policybazaar. I went to Policybazaar to buy the same plan. I wanted a family health plan so I took Aditya Birla health insurance and it has covered every member of my family.

Rajesh

Kanpur, October 26, 2021

★★★★★

Easy to compare

Last week i went to Policybazaar for taking health plan for my family. An executive explained the policy very well and showed me various plans out of which i chose digit health insurance and it has covered me and my wife.

Kuvar

Nagpur, October 26, 2021

★★★★★

Good plan

I was able to compare the various plans easily on the website of Policybazaar. At first, i was confused about what i should choose as so many options were given there but then i bought sbi general health insurance for my parents. I got really good senior citizen health plan.

Abhijeet

Allahabad, October 26, 2021

★★★★★

Hassle free experience

I had an amazing and hassle free experience with policybazaar. Everything has beem very smooth when i was purchasing health insurance from policybazaar. Their team assisted me in well mannered way.

Bhaskar

Ranchi, October 26, 2021

★★★★★

Problem resolving

I contacted the customer care of policybazaar as i was facing some difficulty. They just took a minute to solve my problem. I am happy that i have bought my health insurance from the right place. Policybazaar always give proper attention to its customers.

Debyendu

Haora, October 26, 2021

★★★★★

Supportive team

When I was buying my health insurance from the website of Policybazaar, I was a little confused about the policy. I got in touch with the customer care and the executive guided me very well and cleared all my doubts with satisfactory answers. Thanks to Policybazaar for guiding me.

Gaurav

Coimbatore, October 26, 2021

★★★★★

Smooth service

In my health insurance, company is providing me financial assistance. i have got medical coverage against medical expenses arising out of health emergency which i have taken from the Policybazaar. service of policybazaar is very smooth and fast.

Angad

Jabalpur, October 26, 2021

★★★★★

Good service

I have bought health insurance through the website of policybazaar. Policybazaar gave me full support and when i contacted the customer care of policybazaar for clearing some of my queries they provided me very good service. Thanks to the Policybazaar for Giving me superb service.

Aniruddh

Gwalior, October 26, 2021

★★★★★

Cashless treatment

I have got cashless treatment facility in my health insurance. This will help me to save my savings as I will not have to bear the financial burden of medical expenses. Anyone who is looking for the best and an affordable health plan I would love to recommend Policybazaar to them.

Onkar

Vijayawada, October 26, 2021

★★★★★

Easy Reimbursement

My experience with Policybazaar has been great. I had taken senior citizen health insurance for my mother from Policybazaar. Last month, she was admitted to the hospital due to a medical emergency. When she got discharged I connected with Policybazaar for reimbursement of hospital bills and I got it immediately

Paramjit

Jodhpur, October 26, 2021

★★★★★

No claim bonus

Policybazaar is totally worthy place to buy any kind of plan. I have been using senior citizen health insurance for a long time which i had take for my parents. I never raised the claim request so i got discount on the premium rate when i was renewing the plan.

Kartik

Madurai, October 26, 2021

★★★★★

Add on cover

I am using senior citizen health insurance since last year which i had taken from the policybazaar and recently i have customized my health plan with add on cover and added some additional features to it which i got at an affordable rate.

Karun

Raipur, October 26, 2021

★★★★★

Low premium

I have taken senior citizen health insurance for my parents. It has Coverage against medical expenses. Pre hospitalization, post hospitalization expenses features are covered under the plan. It has low premium rate and covered huge number of benefits.

Swapan

Kota, October 26, 2021

★★★★★

Easy Reimbursement

I got reimbursement in hospital bills. I bought senior citizen health insurance for my mother from Policybazaar and a month back she faced some medical problems. I connected with policybazaar for reimbursement and i got it without any hassle.

Tarun

Guwahati, October 26, 2021

★★★★★

Pocket friendly plan

I was looking for senior citizen health insurance for a long time which I wanted to take for my father. A relative of mine suggested me the Policybazaar website. I landed to their website and checked the health plans. In the end I finally found one that came within my budget.

Tejas

Chandigarh, October 26, 2021

★★★★★

Affordable plan

I was looking for family health insurance for a long time. I searched a lot on Google and finally found the website of policybazaar. Here i got family health insurance according to my budget and needs. I really liked the service provided by the Policybazaar.

Ayesha

Solapur, October 26, 2021

★★★★★

High coverage

I have secured my family with the help of family health insurance which i have purchased from Policybazaar. In my health plan, i have got coverage for medical expenses. From now on i do not have to bear financial burden as my policy will give me financial protection.

Bahaar

Hubli And Dharwad, October 26, 2021

★★★★★

Good in customer handling

Policybazaar is very good in terms of handling customers. I bought family health insurance from Policybazaar and their team maintained professionalism with courteous demeanor which was absolutely impressive. I would definitely like to get in touch with Policybazaar for more plans.

Bhagyashree

Bareilly, October 26, 2021

★★★★★

Minimal paperwork

In my family health insurance, every member of my family are covered. there was minimal and Hassle free paperwork. I got high number of coverage and benefits under my plan. the team of policybazaar guided me and helped me to select the suitable plan.

Devika

Moradabad, October 26, 2021

★★★★★

Faster claim settlement

Thankfully I had taken family health insurance from Policybazaar. a while ago, i had to admitted my father to the hospital due to sudden medical emergency. i had claimed and got the claim very easily and quickly. I got faster claim settlement. I am happy with the service.

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