IndiaFirst Life Insurance

What Is IndiaFirst Life Insurance?

IndiaFirst Life Insurance Company Limited is a private life insurance company headquartered in Mumbai, established in November 2009. Backed primarily by Bank of Baroda, it has grown into one of India's fastest-growing insurers, offering simple and competitively priced products designed to meet everyday financial protection needs. As of March 2025, the company reported total premiums of ₹7,218 crore and serves over 16 million customers across most Indian PIN codes. With a wide distribution network of partner branches, agents, and corporate tie-ups, IndiaFirst Life has built a strong nationwide presence and a diversified workforce.

The company offers a wide range of life insurance policies, including term plans, savings plans, retirement solutions, and child plans, designed to meet diverse financial protection and investment needs.

Why Should You Buy an IndiaFirst Life Insurance Plan?

You should buy the IndiaFirst Life Insurance plan because of the following reasons:

• Reliable and Dependable: IndiaFirst Life Insurance Company Ltd is backed by Bank of Baroda and has a high claim settlement ratio and good reputation, so you can trust it when you need it most.

• Smooth Claim Process: The insurer promises a hassle-free claim process and the quick settlement of eligible claims. You can easily check the status of your claim with IndiaFirst Life Insurance for better transparency.

• Comprehensive Protection: IndiaFirst offers well-structured life insurance solutions, including term plans and other term life insurance plans that provide high coverage at affordable premiums.

• Savings with Guaranteed Benefits: Certain plans help you build savings over time while offering assured returns, making them suitable for long-term financial goals. Flexible Payment Options: You may select premium payment options based on your budget, whether a single payment or recurring payments through IndiaFirst Life Insurance.

• Tax Benefits: Choosing an IndiaFirst life insurance plan can help you save on taxes under Sections 80C and 10(10D) of the Income Tax Act, 1961, while securing your financial future.

• Riders for Add-on Protection: You may add riders, such as accidental death or premium remission, to enhance the coverage of your IndiaFirst life insurance policy.

What Are The Types of Life Insurance Plans Offered By IndiaFirst Life Insurance?

The various types of life insurance policies in multiple segments offered by IndiaFirst Life Insurance are as follows:

IndiaFirst Term Insurance Plans

IndiaFirst Life Insurance offers several term plans that provide long-term protection, high life cover, and financial security to beneficiaries at affordable premiums. Here is a list of all IndiaFirst Life Term Insurance Plans:

IndiaFirst ULIP Plans

IndiaFirst Life ULIP plans are hybrid financial products that combine life insurance protection with market-linked investment opportunities. They allow policyholders to invest in various equity, debt, or balanced funds to build wealth while providing a death benefit, with a 5-year mandatory lock-in period. Below are the ULIP plans offered by IndiaFirst Life Insurance.

IndiaFirst Savings Plan

IndiaFirst Savings Plans are insurance-cum-investment products designed to provide financial security through life insurance coverage while accumulating wealth through structured savings or market-linked investments. They offer guaranteed returns, regular income options, and child education planning, allowing policyholders to build a corpus for future goals. Below are the savings plans offered by IndiaFirst Life Insurance Company:

IndiaFirst Retirement And Pension Plans

IndiaFirst Life Retirement and Pension Plans are insurance-cum-investment products designed to provide a steady, guaranteed income stream post-retirement, ensuring financial independence.

India First Guaranteed Returns Plans

IndiaFirst Life Guaranteed Return Plans are non-linked, non-participating, limited-premium savings and insurance plans that provide assured payouts and life protection, protecting consumers from market risks. They enable customers to secure fixed income, manage long-term goals like retirement or education, and offer tax benefits

IndiaFirst Child Education Plan

The IndiaFirst Life Child Education Plan is a insurance-cum-investment solution designed to secure a child's educational future. It provides financial security through a mix of life cover, guaranteed additions, and maturity payouts, ensuring educational milestones are met even if the parent passes away unexpectedly.

Life Insurance Riders

How To Buy IndiaFirst Life Insurance From Policybazaar?

Here are the steps to buy IndiaFirst Life Insurance from Policybazaar:

• Step 1: Visit the official Policybazaar website and go to the Term Insurance section.

• Step 2: Provide your name, contact details, gender, and date of birth.

• Step 3: Enter the information regarding your job type, yearly income, educational qualifications, and smoking/tobacco consumption habits.

• Step 4: Choose IndiaFirst term plan from the list of term insurance plans that appears.

• Step 5: Pay using your preferred mode to complete the process.

Documents Required to Buy a Life Insurance Policy in India

Purchasing a life insurance plan is easy, but you will require a few basic papers for verification. These papers are required whether you are applying with IndiaFirst Life Insurance or any other insurer, and they help verify your identity, age, income, and health information.

• PAN Card: Used for identification verification and crucial tax data.

• Proof of Address: Documents to establish your address, such as an Aadhaar card, passport, voter ID or utility bills.

• Age-Proofing: Date of Birth Proof (Aadhaar, Passport, School Leaving Certificate and Birth Certificate).

• Medical Records (if needed): Prior or present medical records may be required, particularly for greater coverage or pre-existing conditions.

• Proof of Income: Your salary slips, bank statements or ITR receipts are used by insurers to establish the coverage amount and premium.

What Are The Exclusions In IndiaFirst Life Insurance?

Here are the exclusions in the IndiaFirst Life Insurance:

Suicide: If the policyholder commits suicide within 12 months of buying the policy, his/her nominees will not be able to claim the death benefit.

Note: Check all the best term insurance plan in India.

Note: You should also check the benefits of term life insurance if you are planning to purchase the term insurance plan.

How to Contact IndiaFirst Life Customer Support?

IndiaFirst Life Insurance offers 24*7 customer support, making it easy to reach out if you need help with your IndiaFirst Life policy. If you have a question about your policy, need help with a claim, or just want general support, you can contact them by:

Talk to a customer service representative directly by calling the toll-free number 1800 209 8700.

IndiaFirst Life also offers WhatsApp support at +91 22 6274 9898.

You can also send an email to customer.first@indiafirstlife.com for general service requests or claims.support@indiafirstlife.com for help with claims if you have more specific questions.

If you want someone to help you in person, you can also ask for a callback through the website.

You can visit the nearest IndiaFirst Life branch if you prefer to do it in person. You can use the branch locator on the website to find the best location for you. You can also send official letters to their main office in Mumbai at 12th & 13th Floor, North C Wing, Tower 4, Nesco IT Park, Western Express Highway, Goregaon (East), Mumbai – 400063.

How To Contact IndiaFirst Life Insurance Through Social Media Channels?

Facebook

IndiaFirst Life Insurance has established a flourishing Facebook community of 348K followers, with basic yet engaging posts on developments, marketing and consumer-oriented material.

How do you contact them on Facebook?

• Log in or open the Facebook app

• Search in IndiaFirst Life Insurance

• Check out their official page
  Click 'Message' to connect on Messenger

• Or, You may also comment on under their posts

Instagram

IndiaFirst Life Insurance's Instagram handle is @indiafirst_life, with 38.7K followers, 1,933 posts, and a growing feed that offers financial knowledge, updates, and informative material in a simple and relevant manner.

How can you contact them on Instagram?

• Open the Instagram App or Sign In via Browser

• Search @indiafirst_life and go to their official profile.

• Click the 'Message' button to send a direct message (DM)

Youtube

IndiaFirst Life Insurance has a YouTube presence as @IndiaFirstLifeInsurance with 18.4K subscribers, 354 videos and 111.2M+ views. The channel offers instructive films, awareness campaigns, and basic explainers on insurance and financial planning.

How can I reach them on YouTube?

• Open or download the app YouTube

• Search for IndiaFirst Life Insurance

• See their official channel

• Post your question in the Comments section below the video

You may also check out the About section for further links and contact info

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