Canara HSBC OBC Life Insurance

Claim Settlement Ratio - 92.99%*
*Data according to IRDA Annual Report (2015-16)
*Please note that the quotes shown will be from our partners

The Company is a Joint Venture between Canara Bank, HSBC Insurance (Asia Pacific) Holding Ltd and Oriental Bank of Commerce (OBC). In this venture, Canara Bank owns 51% equity while HSBC Insurance and OBC own 26% and 23% equity respectively.

Canara Bank and Oriental Bank of Commerce are two of India's largest public sector banks and HSBC Insurance (Asia Pacific) Holdings Limited is the Asian insurance arm of one of the world's largest banking and financial services groups - HSBC.

Launched on 16 June 2008, the Company has exclusive access to around 60 million customers and a pan-India network of around 7000 branches of the three shareholder banks. Moreover, the company has 28 centers across the country to provide necessary training and coaching support to the bank staff. Canara HSBC Oriental Bank of Commerce Life Insurance is first to launch 'Immediate Payouts on Death Claim' under which the deceased's family will receive the fund value immediately on registration of death claim under unit-linked policies.

The Economic Times has awarded the company with "ET Promising Brands of 2015.” This award distinguishes the company as a trusted brand and shows signs of its commitment on customer centricity. Other than that, the company won several prestigious awards including "Best Training Initiative for Insurance Sector", “Life Insurance Company of the Year 2013" and "Best Sales Development Programme" across industries in Asia.

Canara HSBC OBC Life Insurance Plans

Canara HSBC OBC Life Insurance offers a comprehensive protection to you and your family in case of an unforeseen event. The various plans offered by the insurer promise optimum financial safety in case of your sudden demise. This way, the plans can protect the future of your child and provide a nest egg to secure your golden days. Enlisted below are various plans offered by the insurer:

Canara HSBC OBC Life Insurance Term Plans:

The cheapest yet most vital of life insurance a product which protect your family from financial uncertainties and helps you secure their future, once you are gone.

Plan Name

Entry Age

Maturity Age

Policy Term

Sum Assured

iSelect Term Plan

18-70 years

18-50 years (Spouse)

80 years

5-40 years

Rs. 25,00,000 & above

iNVESTSHIELD Plan

18 years

65 years

10 years

10-times the single premium

 

iSelect Term Plan

iSelect Term Plan is available online and offers optimum protection such as Life Cover, Terminal Illness Cover and coverage against death/disability. In case of an unfortunate event, it also ensures that your family gets an income regularly. As per the existing income tax laws, you can earn tax benefits for the premium paid towards the plan.

iNVESTSHIELD Plan

This unit-linked investment-cum-insurance plan is an ideal way to create wealth to fulfil your future goals such a buying an asset or to ensure a bright future for your kids. This plan also offers death benefit to the beneficiary in case of the demise of the insured. Maturity benefit is offered. You can take the fund value in instalments as well. Loyalty additions are paid in the form of extra allocation of units to the unit-linked fund. Moreover, partial withdrawals are allowed from the 6th policy year.

Canara HSBC OBC Life Insurance ULIP Plans:

These are unit linked insurance plans help you save for your specific dreams. With these plans you have the flexibility to pay premiums for a shorter duration, choose your life cover and your money is invested in unit linked funds of your choice to take care of your long term financial goals

Plan Name

Entry Age

Maturity Age

Policy Term

Sum Assured

Jeevan Nivesh Plan

18 years

80 years: annual mode

75 years: monthly mode

10, 15, 20, 25, 30 years

Rs. 3,00,00-annual mode,Rs. 5,00,00

Maximum-no limit

Money Back Advantage Plan

8 years

71 years

16 years

Annual mode: Rs. 1,00,000-no limit (entry age 8 to 50 years)

Rs. 2,00,000(entry age 51 to 55 years)

Monthly mode: Rs. 3,00,000-no limit (entry age 8 to 45 years)

Smart Junior Plan

18 years

70 years

12 to 25 years

Rs. 3,00,000-annual mode

Rs. 5,00,000-monthly mode

POS - Easy Bima Plan

18 years

65 years

10, 15, 20 years

Rs. 50,000-Rs. 15,00,000

Smart Suraksha Plan

18 years

75 years

5, 10, 15, 20, 25, 30 years

Rs. 3 Cr. under Accident Plus

Rs. 1 cr under Disability Plus

Smart Future Income Plan

18 years

80 years

25 years

100 times the selected monthly income

Smart Monthly Income Plan

18 years

80 years

25 years

100 times the selected monthly income

Samridh Bhavishya

30 years

NA

NA

Rs. 2,00,000-no limit

Smart Immediate Income Plan

30 years

NA

NA

Rs. 2,00,000-no limit

 

Jeevan Nivesh Plan

This saving-cum-protection plan gives lifelong protection to you and your family. It offers guaranteed savings via guaranteed payout of Sum Assured when the policy matures. Under the option Endowment with Whole Life Cover, it offers death benefit, flexibility to convert the guaranteed sum assured into an annual income for the next 15years with 5% compounded interest.

Money Back Advantage Plan

Money Back Advantage Plan protects the financial future of your family by offering death coverage and milestone-based payouts via guaranteed money back option. In case you survive till the end of the plan, it offers maturity benefits as well. Payout under death benefit option is paid up to 16 years in case of an unforeseen event. When the policy matures, you will receive a guaranteed lump sum or 55% of the sum assured along with the accumulated bonus. For a high sum assured, you can enjoy a rebate on premiums.

Smart Junior Plan

This plan helps you ensure a bright future for your child. With rising inflation, a substantial financial planning is required so that their dreams come true even in your absence. This plan offers life coverage and the amount can be used for meeting the educational expenses of the child. Also, the multiple policy terms enable you to choose the policy term as per your convenience. With a high sum assured, you can enjoy a rebate on premium.

POS - Easy Bima Plan

An affordable traditional insurance plan that comes with double life coverage benefit. When the policy matures, the paid premium is returned. It also offers flexible premium payment options which enables you to select an option as per your needs. Moreover, under Section 80C and 10(10D), you can avail tax benefits as per the prevailing tax laws.

Smart Suraksha Plan

This plan secures you and your family’s financial future by providing life coverage and accidental death /disability benefit. This plan comes at an affordable rate and offers a rebate on the premium for women. However, no maturity benefits are paid as it is a term insurance.

Smart Future Income Plan

Grow your earnings 100 times the monthly income with this plan. This plan offers guaranteed monthly income for 15 years, lump sum amount as a bonus, life coverage for 25 years, can avail loan against this plan etc. as a maturity benefit, you can earn an added annual bonus, depending on the insurer. An annual bonus also can be availed under this policy.

Smart Monthly Income Plan

This Canara HSBC OBC life insurance plan comes with a guaranteed monthly income for the last 15 years of the policy, annual bonus, tax benefit, a rebate of premium in case the sum assured is equal to or more than Rs. 3,00,000,. On maturity, an added annual bonus, along with the final bonus¸ is offered.

Samridh Bhavishya

This plan offers a guaranteed income for a lifetime. This annual payout is credited directly to your bank account. You can choose a policy term of 5/10/15/20 years. The joint and life survivor annuity option offers 100% annuity benefit to the second annuitant in case of sudden demise of the first annuitant. It also offers a high purchase price benefit via an increase in the annuity rates. Also, you can avail tax benefits for the premium paid.

Smart Immediate Income Plan

If you’re planning your retirement, this plan is the best bet. It offers lifetime annuity benefit with 100% return of premium in case of death of the insured. The joint life and last survivor benefits offer 100% annuity to the second annuitant if the first annuitant dies. It also offers flexible annuity instalment options, such as monthly, quarterly, half-yearly and annually.

Canara HSBC OBC Life Insurance Child Plans:

Canara HSBC plans provide you a long-term investment opportunity to build a bright future for your child and a comprehensive child insurance cover to protect in case of an eventuality.

Plan Name

Entry Age

Maturity Age

Policy Term

Sum Assured

Future Smart Plan

18-60 years

70: 10 years policy

75: 15 years policy

80: 20 years policy

85: 25 years Policy

10, 15, 20, 25 years

10,15,20 years term: 10 x annual premium

25 years term: 12.5 x annual premium (age below 45 years)

7 x annual premium (ages 54 and above)

 

Future Smart Plan

This plan gives a long-term opportunity to secure the future of your child. It comes with a comprehensive cover so that the future of your child remains unaffected in case of an unforeseen event. Partial withdrawal up to Rs. 10,000 is allowed in case of an emergency. You can switch to a low-risk liquid fund as well. The Auto Fund Rebalancing under this plan enables you to maintain your investments as per your preference.

Canara HSBC OBC Investment & Traditional Plans:

These are low risk investment plans with guaranteed benefits.

Plan Name

Entry Age

Maturity Age

Policy Term

Sum Assured

Titanium Plus Plan

0 (limited pay)-70 years

13 years (single pay)- 70 years

Limited pay: 80 years

Single pay: 75 years

10-30 years: limited pay

5 years: single pay

For age 0-44 years/limited pay-

10 times of the annualised premium

For age 13-47 years/Single pay

10-times single premium

For ages 48 years and more:

1.25x single premium

Platinum Plus Plan

0-70 years

80 years

10-30 years

Age below 45 years-
10 times the annualised premium

Age 45 years and above-

7 times annual premium

Smart Goals Plan

8-64 years

74 years

10, 15, 20, 25 years

Age below 45 years-

10 times annualised premium.

Age 45 years and above-

7 times annual premium

Smart Life Long Plan

7-65 years

NA

Till the age 99

Age below 45 years-

0.5 * T * Annualized Premium.

Age 45 years and above-

7-10 times annual premium

Secure Bhavishya Plan

25-70 years

80 years

For Regular / Limited pay- 35 years

For Single pay variant-30 years

105% of the cumulative premiums paid

Smart One Pay

7-70 years

75, 65 years

5, 25 years

1.25 * single premium-10 x single premium

Insure Smart Plan

8-70 years

80 years

10 years

10 * annual premium (age below 45 years)

7 * annual premium (age above 45 years)

Shubh Labh

7 years-70 years

75 years

5, 40 years

125% * single premium

Future Smart Plan

18-60 years

70: 10 years policy

75: 15 years policy

80: 20 years policy

85: 25 years policy

10, 15, 20, 25 years

10,15,20 years term: 10 * annual premium

25 years term: 12.5 * annual premium (age below 45 years)

7 * annual premium (ages 54 and above)

Grow Smart Plan

7 - 65 years

NA

lifelong

0.5 * T * Annual Premium (age below 45 years)

7 * Annual premium (age above 45 years)

 

Titanium Plus Plan

It is a unit-linked protection plan that offers unmatched flexibility and full control over your investment. It offers flexible premium payment modes with death coverage for the chosen policy tenure. The multiple portfolio management options help you optimise the returns so earned. It also offers loyalty additions and wealth booster facility by offering additional units. There is a flexibility of switching between the offered fund options as per your requirements. The partial withdrawal option helps you get around sudden contingencies that require additional finances.

Platinum Plus Plan

This unit-linked investment plan can be customised as per your insurance needs. It also offers flexible premium payment modes with death coverage for the chosen policy tenure. The death benefit can be availed by the beneficiary in case of the death of the life assured. On maturity, the fund value is offered which can be availed on instalment basis as well. You can choose from 5 different fund options available under this plan. Moreover, the policy benefits are enhanced by loyalty benefit and wealth booster option. The safety switch option is helpful in case you want to avoid market movements and safeguard the funds.

Smart Future Plan

This unit-linked plan offers long-term investment options to fulfil your various family needs like buying an asset or to secure the future of your child. It offers long-term capital appreciation, switching of the fund to one fund to another up to a limit of Rs. 10,000. Partial withdrawal is possible in case of an emergency from the 6th policy year. Safety switch option allows you to avoid market movement and safeguard your funds.

Smart Goals Plan

This unit linked insurance plan helps in planning your financial requirements by offering long-term capital appreciation, life coverage, partial withdrawal benefit etc. You can choose from various premium payment terms as per your preference. Moreover, you can increase or decrease your sum assured as per the changes in your lifestyle. When the policy is about to mature, you can choose a safety switch option to avoid any risk.

Smart Life Long Plan

This Canara HSBC OBC life insurance plan comes with a lifelong coverage up to the age of 99 years. The flexible premium payment term enables you to choose and pay the premium according to your abilities and requirements. Other benefits include an increase or decrease of the sum assured, partial withdrawal of the fund, switching and redirection between the funds etc. When the policy matures, the fund value will be paid to you.

Secure Bhavishya Plan

The plan offers a guaranteed maturity benefit of 101% of the premium paid. Based on your retirement needs, you can opt for unlimited top-up option as well. Also, you can choose the maximum maturity age and premium payment modes as per your convenience. To boost the fund value, a loyalty addition bonus is offered every 5 years, from the 10th policy tenure.

Smart One Pay

The comes with multiple benefits such as auto fund rebalancing, safety switch option, loyalty additions, partial withdrawal, fund switching etc. This plan is a single premium plan and provides life coverage in return. You can enjoy unlimited switching facility form one fund to another.

Insure Smart Plan

With 6 available fund options under this plan, capital appreciation can be generated. You can avail a discount on the premium if the premium is paid through ECS/standing instructions. Moreover, partial withdrawal is allowed up to a limit of Rs. 10,000. You can also switch some of your investment from one fund to another. From the 6th policy year, the sum assured can be increased or decreased depending on your insurance needs.

Shubh Labh Plan

Through this unit-linked insurance plan, you can multiply your capital by investing in Small-Cap, Mid-Cap and Large-Cap companies. This plan offers flexibility to pay the premium only once. You can switch some of your investment from one fund to another multiple time free of cost. Other benefits include partial withdrawal of fund, auto fund rebalancing, increasing or decreasing the sum assured etc.

Grow Smart Plan

This plan secures your retirement days. It offers insurance coverage for whole your life. The flexible premium paying term makes it easy to continue with. You can enjoy the flexibility of choosing your life cover as per your needs. You can withdraw a portion of your investment after 5 years, if required. Moreover, you can actively manage your hard-earned money by switching from one fund to another.

Compare all Canara HSBC life insurance plans from other life insurance companies in India to get the best insurance plan that suits your financial requirements.

Distribution Network of Canara HSBC OBC Life insurance:

Canara HSBC Life has a strong distribution network of over 4100 branches all over India. The Company operates on a bancassurance model and has an access to around 60 million customers and a network of 5300 bank branches.

Canara HSBC OBC Life Insurance - Latest News

Canara HSBC OBC Life Insurance Company is supporting the Earth Hour - Cyclothon in alliance with WWF India

Canara HSBC OBC Life Insurance has continued its association to organize the Earth Hour – Cyclothon with WWF-India for 8 consecutive years. The event will be held on 19th of March, 2016.

The event organized by the company includes a Cyclothon with a distance of 21 kms and a walkathon with a distance of 7 kms. Both the activities of the event will simultaneously take place. The event is expected to start at 7:00 am in the morning.

The venue for the event is WWF-India, 172-B, Lodhi Estate, New Delhi and the Flag off time is 7:00 am on the 19th of March, 2016, Saturday.

Canara HSBC OBC Life Insurance Company Asset Shrinks

The management of Canara HSBC OBC Life Insurance Corporation Limited has got its total asset reduced by Rs. 500 crore as compared to that on 31 March 2015, due to the bearish market nowadays. Gaurav Seth, the CFO, recently stated that the company had the overall AUM of Rs. 9800 crore at the end of FY’15, which after a dip of Rs. 500 crore as on 31 January, 2016 stopped on Rs. 9300 crore (including combined fund of its shareholders). Such huge difference is because the company had a large portion of its total investment (about Rs. 6,700 crore) in equities. However, the company within 10 months of this financial year has earned a profit of Rs. 527 crore, showing an overall growth of 60% as compared to that in the same period last year. We expect a net profit of 10-15 percent in the remaining period of this financial year, said CFO.

Canara HSBC OBC Life Insurance survey shows that Indians prefer traditional life insurance over ULIPs

Canara HSBC OBC Life Insurance in collaboration with FICCI conducted a survey in the recent past in order to understand the consumer behaviour in the Indian life insurance market. The survey results published by Canara HSBC OBC Life Insurance show that a sizable population in India (64%) prefers traditional insurance products over ULIPs(which is the choice of only 19% of Indian consumers).

The study shows that Indians are risk averse in general and they prefer low to medium risk investments such as bank FD, real estate, gold etc. over equity or equity-linked products.It was found that the most common frequency of premium payment is annual with an average premium sum of Rs.13000 and that 72% people buy the insurance products from their banks.

The survey also showed that an overwhelming majority of Indians (75%) view life insurance as a savings scheme for their future rather than a protection for their family in case of their death.

Canara HSBC OBC Life Insurance survey shows that Indians prefer traditional life insurance over ULIPs

Canara HSBC OBC Life Insurance in collaboration with FICCI conducted a survey in the recent past in order to understand the consumer behaviour in the Indian life insurance market. The survey results published by Canara HSBC OBC Life Insurance show that a sizable population in India (64%) prefers traditional insurance products over ULIPs(which is the choice of only 19% of Indian consumers).

The study shows that Indians are risk averse in general and they prefer low to medium risk investments such as bank FD, real estate, gold etc. over equity or equity-linked products.

It was found that the most common frequency of premium payment is annual with an average premium sum of Rs.13000 and that 72% people buy the insurance products from their banks.

The survey also showed that an overwhelming majority of Indians (75%) view life insurance as a savings scheme for their future rather than a protection for their family in case of their death.

Canara HSBC OBC Life targeting 35% Growth in New Business in the Current Fiscal

16th May 2016:AnujMathur , CEO of Canara HSBC OBC Life insurance has announced that the company is eyeing a growth of 35% for new business premiums in this fiscal. This target will be calculated on an annualized premium equivalent or APE basis on top of the 35% growth that was already recorded in FY 2015-16. Last year the new business premium stood at Rs. 405 crores . This year the target will be Rs. 606 crores. Mr. Amthur is optimistic and says that the target will not be a difficult one to achieve, given the kind of business model that the company has adopted.

Canara HSBC OBC Life or CHOL recorded a net profit of increase of 22% in FY 2015-16 over FY 2014-15. Mr. Mathur is happy with the growth path that CHOL has been on since the last couple of years and he attributes it to two factors – new business growth and fall in operating expense ratio from 16% to 13%.

Canara HSBC OBC Life Insurance Reviews

TOTAL REVIEWS (115)
Saahir
Mohali
July 18, 2016

Insurance Policy

The ulip plan of canara hsbc obc life insurance is perfect. It gives me full satisfaction regarding benefits and even its terms and conditions are good. Policy premium is good and claims are even better. Updates of the insurance policy and renewals of the plans can easily done via online portal.

Kushagra
Bopal
July 18, 2016

Investment policy

Canara hsbc obc life insurance is very good insurer company which comes from ages. The traditional insurance plan i have which has less premiums. Policy coverage are high and investments are low. Claiming is simple and online service gives the easy renewals of the insurance policy.

Ritika
Laxmipur
July 18, 2016

Excellent Work

The term insurance plan of canara hsbc obc life insurance is fantastic and it came in low premiums and even investment is also less. Policy coverage and claims are good. Claiming process is easy because of fast service provided by the executives is awesome.

Hitesh
Chittaurgarh
July 18, 2016

Pension Policy

I have pension plan from canara hsbc obc life insurance. The plan is good with low premiums. Policy coverage is high and claims are easy to cleared. Service provided by the staff members of the company is fantastic. Updates are regularly mailed to my email id.

Kamal
Bolpur
July 18, 2016

Claiming Is good

I have a child insurance plan which i buy from canara hsbc obc life insurance. The policy covers maximum expenditures occur in future and the future time is secured. Claiming is very easy because of quick service facilitate by the executives.

Sandeep
Jamukeswar
July 07, 2016

Ulip plan

My ulip insurance plan is good and the policy coverage is high ~89%. Premium of the policy is less and service is fantastic provided by the staff of the company. Online portal service is fast and easy to use which reduces paperwork and documentation is hassle free.

Ankesh
Bandel
July 07, 2016

Traditional Plan

The traditional insurance policy i have is good and service is fantastic provided by the staff and executives. Policy cover maximum expenditure and claims are good too. The premium of the policy is less and returns are high.

Ankit
Patherdewa
July 07, 2016

Term plan

My colleague suggested me a term insurance plan and it really did work for me. The service is fantastic which facilitate by the staff and team members. Policy coverage is good and claims are simple to sanctioned by online portal service or by manually.

Jitender
Nagaur
July 07, 2016

Future Investment Policy

The insurance policy i purchase secure my future with full health and wealth care. Service of the staff is good and behaviour too. Policy cover maximum expenditure and claims are high too. Claiming is easy due to fast service given by the staff and executives.

Manohar
Khalikote
July 07, 2016

Child Plan

The child insurance i purchase for my son is good policy. Service provider behave so well and the customer service is 24X7. Policy cover maximum expenditure and future of my son is secure with this insurance policy. Good claims too.

Tanmay
Ghazipur
June 28, 2016

Good Plan

The ulip plan I have is good insurance policy which provide me good number of benefits. Service is fine but the behaviour is very calm and nice of your department. Web service is good and simple to access. Hassle free documentation. The customer service keep me updated about my insurance policy.

Hemant
Ajmer
June 28, 2016

Average Insurance Policy

I purchase traditional insurance policy plan in low investment which has less premiums too. The policy coverage is good and the updates of regarding policy is mail to my email address. Service provided by your members of your company is fantastic. Good investment, the internet service is easy to operate.

Gunjan
Ghaziabad
June 28, 2016

Great Insurance Plan

I have term insurance plan which I buy in low premium. The service provided by the company members is quick and the claiming is easy due to this. Policy covers many cases which has fair terms and conditions. The internet service is very simple to operate.

Robin
Amritsar
June 28, 2016

Good Plan

My pension plan is good and now I'm relax for my future. The policy coverage is nice and premium is low. The service is fantastic and claims are okay. Easy to sanction the claiming amount due to fast service provided by the executives. I'm happy to invest my money for my future.

Yajan
Dangar
June 28, 2016

Nice Policy

My child plan which is very good in many ways. The premium is low and returns is good. Policy coverage is high and service facilitate by the company members is quick. Updates are regularly mailed and web service is easy to access. I'm tension free now for my child's future plans.

Surjeet
Bengaluru
April 12, 2016

Trustworthy

Service is bit slow but the work is completed with full terms and conditions. Claims are good and the policy coverage is high around 95%. Premiums are normal ~55 K per year and the returns are Rs.47 K per month after policy get mature. Awesome pension policy plan which i buy from canara hsbc life insurance.

Dixit
Sonipat
April 12, 2016

Super Pensuion Plan

I purchase canara hsbc pension policy plan. The policy is really very nice with its many benefits. The policy coverage is approx. 92% and the claims are around minimum 24 L before policy get mature and after the time period ends the final amount is ~Rs.45 K per month. The services are very fast and the behaviour of the executives and staff members are nice. Very responsive for any query or help.

Akrosh
Hyderabad
April 12, 2016

Satisfactory

Recently took pension policy plan with canara hsbc Life Insurance. Great future investment policy plan with low premiums and high policy coverage ~94%. The service providers facilitate the very nice benefits with calm behaviour. Claims are easily sanctioned and time period is less. Nice policy plan, satisfied with it.

Japendra
Gwalior
April 12, 2016

Fantastic Pension Plan

I got a very good policy plan from canara hsbc Life Insurance. The policy is great for future investment nice pension policy plan. The coverage is good ~89%, service is great, even the claims are better. Great policy, very happy with it.

Dinesh
Udupi
April 12, 2016

Great Policy

I have a policy plan for getting pension in future time. The policy is great with high returns and in low premiums. Policy coverage is also nice ~97% and service is fast and on time. Really good job guys, you provide best policy i.e., canara hsbc life insurance pension plans. I like it very much.

Lokesh
Mohali
April 12, 2016

Good Service

I own the canara hsbc life insurance pension plans. The investment is low and the returns is huge. Policy coverage is 88% and claims are good. The service is awesome and fast with very calm behaviour from executives and team members. Nice future investment which saves taxes too. Extra 5% less for women on premiums.

Vabhav
Haldwani
April 12, 2016

Awesome

I bought a pension policy plan with canara hsbc life insurance. Investment is low but the returns are high. Services are bit slow but the policy coverage is 78% and the amount of Rs.39 K per month is given after policy maturity. Good response from executives and staff members. The policy is good for future investment and tax savers also. I like my policy.

Ishant
Rai_bareilly
April 12, 2016

Future Security

I purchase canara hsbc life insurance pension plan. Plan is good with nice services and always on time. Policy coverage is 95% and the claim are high, the amount after maturity of policy is of Rs.41 K per month. Investment is low and returns are high, what else i needed now and future. The behaviour of the executives and staff members is nice. Good work.

Pankaj
Bhojpur
April 12, 2016

Manageable And Satisfied

I have pension plan from canara hsbc life insurance. Policy doesn't work for me. Except policy coverage which is 79%, the rest of the things and stuff are not good. Service is bit slow. Claims are normal. The good thing is it save my money by reducing my taxes. Manageable plan.

Jigar
Jaipur
April 12, 2016

Simple Pension Plan

I found pension policy plan and canara hsbc life insurance provide low premiums and high returns. Claims and policy coverage are good but the service is always up to the mark till last visit. The good treatment serve from executives and staff members. Nice future investment and one more thing it save taxes also. Happy with my policy plan.