Term Plans
When it comes to improving physical and mental health and well-being while also securing the future of your family, the Tata AIA SRS Vitality Protect is a comprehensive and exclusive term insurance plan with inbuilt wellness benefits for yourself and your family members. This plan is tailor-made to suit your requirements for your healthy lifestyle choices.
*Tax benefit is subject to changes in tax laws.
**All savings are provided by the insurer as per the IRDAI approved insurance plan. Standard T&C Apply
Life insurance cover
This plan offers life insurance coverage for the future financial security of your family members in case of terminal illness or death.
Get Wellness Program Benefit
This inbuilt wellness benefits program can help you earn points or rewards as per the status of your wellness, which can be tracked on the Vitality Application.
Guaranteed Discount at Premium in the first year
This wellness program offers you a guaranteed 5% discount on your 1st-year premium amount paid towards your plan.
Earn awards every year
Receive renewal discount at premiums up to 15 percent under the Tata AIA Vitality health and Wellness Status.
Free Medical Check-up
Get a free health test yearly on your life insurance plan with the inherent Tata AIA Vitality Program.
Cover Boosters Benefit
After the premium payment term, the life cover can be enhanced up to 15 percent according to your wellness status
Term Plans
Let us understand this with the help of an example:
Ram, 35 years old is married and has 1 kid. He wants to purchase a term insurance plan that will take care of his dependents in case of an unforeseen demise. He finalizes Tata AIA SRS Vitality Protect Solution (Life Option). Under this, he also gets access to use wellness program of vitality and a discount on his 1st premium. 1 crore sum assured and a premium payment term of 10 years is chosen. If Ram dies, 1 crore life cover (chosen by Ram) will be paid to his nominee/beneficiary.
Plan Options | Life | Life Plus |
Entry Age (Minimum) | 18 years | 18 years |
Entry Age (Maximum) | 65 years | 65 years |
Maturity (Max. age) | 100 years | 100 years |
Premium Payment Term | Single Pay Limited Pay: 5 years to 81 years Regular Pay |
Single Pay Limited Pay: 5,10, and 12 years Regular Pay |
Secure Your Family Future Today
₹1 CRORE
Term Plan Starting @ ₹449/month+
Get an online discount of upto 10%+
Compare 40+ plans from 15 Insurers
Term Variant – Life Option
This table illustrates the premium rates for a non-smoker male
Age | Premium Paying Term (in years) | Cover till age | Life cover (in Rs.) | Tata AIA SRS (Sampoorna Raksha Supreme) | SRS Vitality Protect 1st year (in Rs.) |
30 years | 5 | 70 years | 1 Crore | 56286 | 53472 |
10 | 31860 | 30267 | |||
12 | 28084 | 26680 | |||
Regular Pay | 14868 | 14125 |
Term with ROP variant – Life Plus Option
Age | Premium Paying Term (in years) | Cover till age | Life cover (in Rs.) | Tata AIA SRS (Sampoorna Raksha Supreme) | SRS Vitality Protect 1st year (in Rs.) |
30 years | 5 | 70 years | 1 Crore | 68866 | 65422 |
10 | 37411 | 35540 | |||
12 | 32604 | 30j974 | |||
Regular Pay | 23095 | 21940 |
Tata AIA SRS Vitality is a wellness-based solution that helps you target and meets your fitness and health objectives to achieve mental and physical wellness altogether. With different wellness and health activities, you can get discounts on premiums and other benefits as you move towards maintaining the quality of your healthy lifestyle.
It helps you to work on your health and fitness
Get rewards for achieving targets
Free health checkups annually
Thus, resulting in improved wellness and health