Tata AIA Life Insurance SRS Vitality Protect

When it comes to improving physical and mental health and well-being while also securing the future of your family, the Tata AIA SRS Vitality Protect is a comprehensive and exclusive term insurance plan with inbuilt wellness benefits for yourself and your family members. This plan is tailor-made to suit your requirements for your healthy lifestyle choices. 

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Get ₹1 Cr. Life Cover at just ₹449/month+
Why Tata Aia Life Insurance? Know More
98.02% Claim Settlement Ratio+
4 Hours Claim Settlement+
40 Critical Illnesses Benefit+
Whole Life Cover+
Accidental Death Benefit+

Why Tata Aia Life Insurance?

  • 98.02% Claim Settlement Ratio

    The company ensures your loved ones receive the financial support needed in your absence, hassle-free.

  • 4 Hours Claim Settlement

    With ‘Express Claims’, TATA AIA endeavors to provide claim payment within 4 hours for policies with Death Benefit upto 50 Lacs.

  • 40 Critical Illnesses Benefit

    Additional Payout on 40 Critical Illnesses including Minor and Major Cancer related, Cardiac related and other Critical Illnesses. This benefit safeguards your family against financial urgency resulting from these illnesses.

  • Whole Life Cover

    Ensure financial protection and create a financial cushion for the family even in your absence with a whole life cover plan.

  • Accidental Death Benefit

    One death every minute in India happens due to a road accident. This optional benefit provides your loved one’s additional pay-out in case of death due to an accident.

*Tax benefit is subject to changes in tax laws.

**All savings are provided by the insurer as per the IRDAI approved insurance plan. Standard T&C Apply


Get ₹1 Cr. Life Cover at just ₹449/month+
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Benefits of Tata SRS Vitality Protect

  • Life insurance cover

    This plan offers life insurance coverage for the future financial security of your family members in case of terminal illness or death.

  • Get Wellness Program Benefit

    This inbuilt wellness benefits program can help you earn points or rewards as per the status of your wellness, which can be tracked on the Vitality Application.

  • Guaranteed Discount at Premium in the first year

    This wellness program offers you a guaranteed 5% discount on your 1st-year premium amount paid towards your plan.

  • Earn awards every year

    Receive renewal discount at premiums up to 15 percent under the Tata AIA Vitality health and Wellness Status.

  • Free Medical Check-up

    Get a free health test yearly on your life insurance plan with the inherent Tata AIA Vitality Program.

  • Cover Boosters Benefit

    After the premium payment term, the life cover can be enhanced up to 15 percent according to your wellness status

one crore term plan

Term Plans


Life Cover

@ Starting from ₹ 16/day+


Life Cover

@ Starting from ₹ 8/day+


Life Cover

@ Starting from ₹ 12/day+

How Does Tata AIA SRS Vitality Protect Work?

Let us understand this with the help of an example:

Ram, 35 years old is married and has 1 kid. He wants to purchase a term insurance plan that will take care of his dependents in case of an unforeseen demise. He finalizes Tata AIA SRS Vitality Protect Solution (Life Option). Under this, he also gets access to use wellness program of vitality and a discount on his 1st premium. 1 crore sum assured and a premium payment term of 10 years is chosen. If Ram dies, 1 crore life cover (chosen by Ram) will be paid to his nominee/beneficiary.

Eligibility Criteria of Tata SRS Vitality Protect

Plan Options Life Life Plus
Entry Age (Minimum) 18 years 18 years
Entry Age (Maximum) 65 years 65 years
Maturity (Max. age) 100 years 100 years
Premium Payment Term Single Pay
Limited Pay: 5 years to 81 years
Regular Pay
Single Pay
Limited Pay: 5,10, and 12 years
Regular Pay

one crore term plan

Secure Your Family Future Today


Term Plan Starting @ ₹449/month+

Get an online discount of upto 10%+

Compare 40+ plans from 15 Insurers

+Standard T&C Applied

Sample Premium Illustration

Term Variant – Life Option

This table illustrates the premium rates for a non-smoker male

Age Premium Paying Term (in years) Cover till age Life cover (in Rs.) Tata AIA SRS (Sampoorna Raksha Supreme) SRS Vitality Protect 1st year (in Rs.)
30 years 5 70 years 1 Crore 56286 53472
10 31860 30267
12 28084 26680
Regular Pay 14868 14125

Term with ROP variant – Life Plus Option

Age Premium Paying Term (in years) Cover till age Life cover (in Rs.) Tata AIA SRS (Sampoorna Raksha Supreme) SRS Vitality Protect 1st year (in Rs.)
30 years 5 70 years 1 Crore 68866 65422
10 37411 35540
12 32604 30j974
Regular Pay 23095 21940

Why Should You Choose Tata AIA Vitality Program?

Tata AIA SRS Vitality is a wellness-based solution that helps you target and meets your fitness and health objectives to achieve mental and physical wellness altogether. With different wellness and health activities, you can get discounts on premiums and other benefits as you move towards maintaining the quality of your healthy lifestyle.

  • It helps you to work on your health and fitness

  • Get rewards for achieving targets

  • Free health checkups annually

  • Thus, resulting in improved wellness and health


  • What are the 2 plan options under Tata AIA SRS Vitality Protect?

    • Term variant with Life Option
    • Term with a return of premium variant with Life Plus Option
  • What riders are available under this plan?

    • Inbuilt Terminal Illness Rider
    • Accidental Death Benefit
    • Accidental Total Permanant Disability Benefit Rider
    • Critical Illness Benefit Rider
    • Hospicare Benefit
  • Does a Tata AIA SRS Vitality Protect provide whole-life coverage?

    Ans: Yes, Tata AIA SRS Vitality Protect provides whole-life coverage until 100 years
  • Is it required to pay extra premiums for the wellness programs to be active?

    Ans: No extra premiums are required to be paid for receiving the inbuilt wellness program.
  • How many claims can be filed under Tata AIA SRS Protect Solution?

    Ans: Only 1 claim can be filed by the nominee under this plan for the death benefit, including the sum assured of policy and the benefit of term booster. In the case of diagnosing a terminal illness, you can submit the documents and medical documents for the term booster payout.
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Tata AIA Life Insurance SRS Vitality Protect Reviews & Ratings

4.2 / 5 (Based on 28 Reviews)
(Showing Newest 10 reviews)
Kanpur, March 10, 2021
Different companies
Last year when I bought a tata aia term plan I have found various good plans into the policybazaar website. Such a good place to plan a term plan. They helped me a lot to get the best term plan. Thanks.
Aranthangi, March 09, 2021
Stress-free process
I am happy that I have been a part of policybazaar and tata aia term plan. As their process is stress free and best. I really like the product which is been given by the policybazaar.
Dwarka, January 23, 2019
Very Good
I have opened a Sampoorna Raksha+ plan with TATA AIA term insurance. I was not sure about the in-depth details of the plan and its benefits. I logged on to the Policybazaar website as I had seen many advertisements for the brand on TV. I entered my details on their website and one of their representatives contacted me. I had talked to other people too about the term insurance but the way Policybazaar executive explained the plan, was very simple and easy to understand. I was able to get all my confusions cleared beforehand and got the insurance policy opened. The documents involved were minimal and the process was also easy to follow. It took only 4 days to complete the process and I received my policy documents on my communication address as well as my email. All in all, I am really happy and satisfied with my experience with Policybazaar and Tata AIA.
Guwahati, October 18, 2016
Marvelous Insurance Plan
Having term insurance policy which is so beneficial and the investment is also low. Service provided is quick and on time. Online renewals are made so simple through online portal service. Policy coverage is good and claims are even better.
Gurgaon, September 27, 2016
TATA Term Policy
Got the tata aia term insurance policy in low budget and coverage is high as promised. Service given is very nice and staff member of the company available 24X7. Claiming is simple and renewals are done through online portals which is very good service.
Dangar, July 27, 2016
Quality Investment
The term insurance plan i have is very perfect in all other policies. Maximum returns and many benefits. The 24X7 service of yours is the most attractive point which is very clam and nice behaviour of the staff. Renewals are simple to do through online portal service.
Mirzapur, July 12, 2016
Term plan
My term insurance plan is an above average policy which comes in low premiums. Policy coverage is high and claims are high too. Service is fantastic and because of that the documentations become hassle free. Renewal is easy by online portal.
Bawal, June 30, 2016
I bought a term insurance plan and the policy provide me many benefits like low premiums and returns are high. Service you gave is superb and policy coverage is good but the investment is less. My family is very happy with your services.
Sant_kabir_nagar, April 21, 2016
slow service
The tata aia term plan has slow service issue. Policy coverage and claims are high with low investments. The executives and staff members behave well with the customers and providing nice outputs. The daily updates are mailed and texted to me regularly. It saves taxes.
Ooty, April 21, 2016
Nice Policy
Tata aia term policy plan is wonderful with huge benefits like low premiums and the policy coverage is high 91%. Claims are good and the payback amount is around Rs.40 L after the policy get mature. Internet services are great with easy interface and vast variety of policies are there with full descriptions. Good future investment with tax savings.
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