ICICI Prudential Life Insurance

ICICI Prudential Life Insurance is one of India’s leading private life insurance companies, offering a wide range of insurance and investment solutions to individuals and families. ICICI Pru provides products such as Term Insurance, ULIPs, Savings Plans, Retirement Plans, Child Plans, and Group Insurance solutions. Known for its strong digital presence, customer-focused services, and consistent claim settlement performance, ICICI Prudential Life aims to help customers achieve long-term financial security, wealth creation, and protection against life's uncertainties.

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ICICI Prudential Life Insurance: Plan Details, Premium & Benefits - {{DAYMONYEAR}}

ICICI Prudential Life Insurance

ICICI Prudential Life Insurance is one of India’s leading private life insurance companies, offering a wide range of insurance and investment solutions to individuals and families. ICICI Pru provides products such as Term Insurance, ULIPs, Savings Plans, Retirement Plans, Child Plans, and Group Insurance solutions. Known for its strong digital presence, customer-focused services, and consistent claim settlement performance, ICICI Prudential Life aims to help customers achieve long-term financial security, wealth creation, and protection against life's uncertainties.

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Insurer Highlights
  • Claim Settlement Ratio

    99.3

  • No. of Branches

    464 Branches

  • Claim Settlement Promise

    24 Hours

About ICICI Prudential Life Insurance Company

ICICI Prudential Life Insurance Company Limited is an Indian Life insurer in India founded in 2000. It is a joint venture between ICICI Bank and Prudential Corporation Holdings. The company offers a wide range of life insurance and investment products, including term plans, ULIPs, savings plans, retirement solutions, and child insurance plans. In 2016, it became the first insurance company in India to be listed on both the National Stock Exchange and the Bombay Stock Exchange.

As of March 31, 2025, the company reported assets under management (AUM) of over ₹3.09 lakh crore and provided insurance coverage to more than 9.17 crore lives. ICICI Prudential Life also maintained a strong claim settlement ratio of 99.3% in FY2025 and paid benefits worth over ₹46,182 crore, reflecting its strong customer trust and financial stability.

Why Buy ICICI Prudential Life Insurance?

ICICI Prudential Life Insurance offers various life insurance solutions that cater to different financial needs, such as wealth creation, child education, retirement planning, and securing your family's future. Key Reasons to Choose ICICI Prudential Life Insurance are:

Note: Know more about what is term life insurance first before reading this article.

Strong Brand Trust Backed by ICICI Bank and Prudential
99.3% Claim Settlement Ratio in FY 2025
Wide Range of Term, ULIP, Savings, and Retirement Plans
Competitive Premiums with High Life Cover Options
Strong ULIP Fund Performance for Long-Term Wealth Creation
Easy Digital Policy Purchase and Premium Payment Services
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ICICI Prudential Life Insurance Share Price Today

As of 17 June, ICICI Prudential Life Insurance shares were trading at ₹498.65 on the NSE, up 1.69% for the day.

Day Change Day High Day Low 52-Week High 52-Week Low Previous Close
+1.69% ₹500.60 ₹490.40 ₹706.80 ₹459.50 ₹490.35
ICICI Prudential Term Insurance Plans

Below are the term plans offered by ICICI Prudential Life Insurance Company. Take a look:

Critical Illnesses Covered Under ICICI Prudential Life Insurance

ICICI Prudential Life Insurance offers a Critical Illness Rider that protects against life-threatening diseases financially. This optional add-on covers major illnesses like cancer, heart attack, stroke, and kidney failure, ensuring you receive a lump sum payout upon diagnosis. The benefit amount can be used to manage hospital bills, medical expenses, doctor's fees, and recovery costs, allowing you to focus on getting better without financial worries. Additionally, ICICI Prudential Life Insurance extends its coverage to women-specific critical illnesses, such as breast cancer, cervical cancer, and ovarian cancer, providing enhanced support for women during tough times. This rider protects your family's financial stability, even during unexpected medical crises.

Cancer of specified severityAngioplastyMyocardial Infarction (First Heart Attack - of specified severity)
Heart Valve Surgery (Open Heart Replacement or repair of Heart Valves)Surgery to aorta Heart and Artery BenefitCardiomyopathy
Primary (Idiopathic) Pulmonary hypertensionOpen Chest CABGBlindness
End stage Lung Failure (Chronic Lung Disease)End stage Liver Failure (Chronic Liver disease)Kidney Failure Requiring Regular Dialysis
Major Organ/ Bone Marrow TransplantApallic SyndromeBenign Brain Tumour
Brain SurgeryComa of specified SeverityMajor Head Trauma
Permanent Paralysis of LimbsStroke resulting in permanent symptomsAlzheimer's Disease
Motor Neurone Disease with Permanent SymptomsMultiple Sclerosis with Persisting SymptomsMuscular Dystrophy
Parkinson’s DiseasePoliomyelitisLoss of Independent Existence
Loss of LimbsDeafnessLoss of Speech
Medullary Cystic DiseaseSystematic lupus Eryth with Renal InvolvementThird degree Burns (Major Burns)
Aplastic Anaemia
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ICICI Prudential Life Insurance Riders

ICICI Prudential Life Insurance plans come with a range of riders that can either be in-built or added separately to enhance the base coverage of your policy. These riders provide additional protection and financial security for you and your family during unforeseen events. For instance, ICICI Prudential Life Insurance offers Terminal Illness Benefit and Waiver of Premium (WOP) as in-built features at no extra cost. Other riders can be included at a nominal additional premium to strengthen your coverage.

Here is the complete list of riders offered by ICICI Prudential Life Insurance:

100 % Payout on terminal Illeness (free)Extra payout on accidental death (paid)
Cover against 34 Critical Illenesses (paid)Waiver of premium covered

How Much Life Insurance Cover Do I Need?

Choosing the right life cover is crucial as it ensures your family's financial stability in your absence. The sum assured should be sufficient to cover ongoing financial obligations, loans, and living expenses for your loved ones. To estimate the ideal life cover, use the Human Life Value Calculator provided by ICICI Prudential, which considers your income, liabilities, and lifestyle expenses.

As a general rule of thumb, it is recommended that you opt for life insurance coverage that covers 10 to 20 times your current annual income.

For example, if you are 30 years old with an annual income of ₹10 lakhs, your ideal life cover should be around ₹2.5 crores. This amount will help your family clear any outstanding loans, manage daily expenses, and stay financially secure, even in your absence.

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Choose the Right Sum-Assured Option

When choosing an ICICI Life insurance plan for the family's financial protection, one important factor is deciding on the right sum assured. The following is a list of term plans with different sum assured options.

ICICI Prudential Life1 Crore
Term Insurance
ICICI Prudential Life2 Crore
Term Insurance
ICICI Prudential Life5 Crore
Term Insurance
ICICI Prudential Life75 Lac
Term Insurance
ICICI Prudential Life70 Lac
Term Insurance
ICICI Prudential Life50 Lac
Term Insurance

Term Insurance Premium Calculator

Our term life insurance calculator in india can help you calculate the following:

What Makes ICICI Prudential Life Insurance a Trusted Choice?

ICICI Prudential Life Insurance combines financial security with long-term wealth creation. It offers plans for every life stage along with easy digital services and trusted support, making it one of the most reliable insurers in India.

  • Comprehensive Plan Options: From term insurance to retirement, savings, child education, and ULIPs, you get solutions tailored to your needs.

  • Affordable Protection: High coverage at reasonable premiums ensures peace of mind for your family.

  • Convenient Online Services: Pay premiums, access tax certificates, switch funds, or update details anytime.

  • Dedicated Customer Support: A responsive helpline is available six days a week to assist policyholders.

  • Trust and Transparency: Fully regulated by IRDAI, ensuring ethical practices and strong governance.

What are the Benefits of ICICI Prudential Life Insurance?

Here is a list of all the ICICI Prudential Life Insurance Benefits you need to know before buying an ICICI life insurance plan.

  • Financial Protection: ICICI Prudential Life Insurance plans offer financial security for your loved ones in case of your untimely death. Group plans also protect employees in organizations.

  • High Claim Settlement Ratio: The company has a strong Claim Settlement Ratio of 99.3% for the financial year 2024-25, indicating that most claims filed are successfully settled.

  • Reputed Insurance Provider: Established in 2001, ICICI Prudential is a joint venture between ICICI Bank and Prudential Corporation Holdings. It has received numerous awards and was the first private life insurer to manage assets of ₹1 trillion.

  • Budget-friendly Premiums: ICICI Prudential offers comprehensive plans at affordable rates. They provide a lifetime discount of 15% on premiums for female customers and an additional 15% discount on the first year's premiums for salaried women.

  • Critical Illness & Disability: Optional riders provide lump-sum payouts to cover treatments for up to 60 critical illnesses (like cancer) and accidental permanent disability.

  • Online Customer Services: Customers can manage their policies easily through the ICICI Life Insurance Login Portal, where they can pay premiums, update personal information, and track claims.

*Note: If you want to know the premium amount of your term insurance plan quickly, you can use the term insurance calculator.

Types of ICICI Prudential Life Insurance Plans?

Below are the different types of life insurance plans offered by ICICI Prudential Life Insurance Company. Take a look:

ICICI Prudential Term Plans

The term life insurance policy helps protect your family's future and ensures they lead their lives comfortably without any financial worries, even in your absence. These ICICI Prudential term insurance plans offer a death benefit to your family in the event of your unfortunate death during the policy term. Your family can use this amount to live comfortably and pay off their debts. Some of these also offer the benefits of term insurance with return of premium plans. Let's understand them here:

Plan Name Entry Age Maximum Maturity Age Policy Term
ICICI Pru iProtect Smart 18 - 65 years 99 years 5 - 81 years
ICICI Pru Protect and Gain 18 - 60 years 90 years 30 - 40 years
ICICI Pru iProtect Smart Return of Premium (ROP) 18 - 55 years 85 years 20 - 40 years
ICICI Pru Saral Jeevan Bima 18 - 65 years 70 years 5 - 40 years
ICICI Pru iCare II 18 - 65 for RP (Regular pay) 18 - 60 years for SP (Single pay) 85 years 5 - 67 for RP 5/10 for SP
ICICI Pru Precious Life 18 - 65 years 70 years 5 - 40 years
ICICI Pru Life Raksha 18 - 60 years 65 years 5 years
ICICI Pru Loan Protect 18 - 65 years 70 years 5 - 30 years
ICICI Pru Loan Protect Plus 18 - 65 years 70 years 5 - 30 years
ICICI Pru iProtect Supreme 18 - 55 years 85 years Min: 20 years
ICICI Pru iProtect Super 18 - 55 years 85 years Min: 20 years

Some ICICI Term plans also offer the benefits of term insurance with return of premium.

ICICI Prudential ULIP Plans

These ICICI Prudential Life Insurance plans are unit-linked insurance plans which help you manage your funds based on your risk appetite. These life insurance products allow you to increase your wealth over time while providing security against life's uncertainties. ULIP Plans offered by ICICI Prudential Life Insurance Co. Ltd are:

Plan Name Entry Age Maximum Maturity Age Policy Term
ICICI Pru Signature Online 0 - 60 years 75/99 years 10 - 30, 99 years
ICICI Pru1Wealth 15 - 60 years 70 years 10 years
ICICI Pru Life Time Classic 0 - 75 years 80 years 5 - 30 years
ICICI Pru Guaranteed Wealth Protector 8 - 70 years 80 years 10 - 12 years
ICICI Pru Smart Kid 20 - 54 years 64 years 10 - 25 years
ICICI Pru Smart Couple Plan 20 - 54 years 64 years 10 - 25 years
ICICI Pru EzyGrow 0 - 55 years 70 years 15 - 40 for RP 99 - age at entry for LP

Fund Name NAV sort icon AUM sort icon 5 Yr Returns sort icon 10 Yr Returns sort icon
ICICI Prudential Life Easy Retirement Balanced Fund ₹27.86 ₹269 Cr 6.27% 7.48%
ICICI Prudential Life Easy Retirement Secure Fund ₹24.43 ₹54 Cr 4.97% 6.44%
ICICI Prudential Life Money Market Fund ₹29.74 ₹2341 Cr 5.64% 5.85%
ICICI Prudential Life Income Fund ₹33.11 ₹6522 Cr 5.09% 6.71%
ICICI Prudential Life Multi Cap Balanced Fund ₹44.12 ₹1669 Cr 9% 9.24%
ICICI Prudential Life Bluechip Fund ₹45.7 ₹3933 Cr 9.51% 10.92%
ICICI Prudential Life Opportunities Fund ₹60.74 ₹3473 Cr 13.3% 12.6%
ICICI Prudential Life Maximiser Fund V ₹54.41 ₹43708 Cr 11.09% 10.92%
ICICI Prudential Life Multi Cap Growth Fund ₹56.29 ₹16777 Cr 11.59% 10.91%
ICICI Prudential Life Maximise India Fund ₹29.51 ₹761 Cr 11.03% 11.79%
ICICI Prudential Life Active Asset Allocation Balanced Fund ₹20.19 ₹2332 Cr 7.86% -
ICICI Prudential Life Focus 50 Fund ₹19.62 ₹3387 Cr 8.42% -
ICICI Prudential Life Value Enhancer Fund ₹24.66 ₹7793 Cr 13.9% -
ICICI Prudential Life Secure Opportunities Fund ₹16.31 ₹401 Cr 5.09% -
ICICI Prudential Life India Growth Fund ₹23.97 ₹8005 Cr 11.28% -
ICICI Prudential Life Balanced Advantage Fund ₹15 ₹2879 Cr - -
ICICI Prudential Life Mid Cap Fund ₹20.34 ₹7947 Cr - -
ICICI Prudential Life Sustainable Equity Fund ₹14.04 ₹1182 Cr - -
ICICI Prudential Life Mid Cap Hybrid Growth Fund ₹17.96 ₹1816 Cr - -
ICICI Prudential Life Constant Maturity Fund ₹11.8 ₹179 Cr - -
ICICI Prudential Life Mid Cap Index Fund ₹14.68 ₹2307 Cr - -
ICICI Prudential Life Mid Cap 150 Momentum 50 Fund ₹11.66 ₹989 Cr - -
ICICI Prudential Life Multicap 50 25 25 Index Fund ₹11.6 ₹1042 Cr - -
ICICI Prudential Life MidSmall Cap 400 Index Fund ₹11.42 ₹1083 Cr - -
ICICI Prudential Life Pension Bluechip Fund ₹44.44 ₹60 Cr 9.5% 10.98%
ICICI Prudential Life Pension Income Fund ₹33.18 ₹153 Cr 5.2% 6.93%
ICICI Prudential Life Pension Money Market Fund ₹29.47 ₹39 Cr 5.55% 5.79%
ICICI Prudential Life Pension Multi Cap Balanced Fund ₹40.83 ₹34 Cr 8.84% 8.9%
ICICI Prudential Life Pension Multi Cap Growth Fund ₹52.39 ₹370 Cr 11.53% 10.42%
ICICI Prudential Life Pension Opportunities Fund ₹60.22 ₹150 Cr 12.49% 12.67%
ICICI Prudential Life Pension India Growth Fund ₹10.24 ₹56 Cr - -
ICICI Prudential Life Pension Balanced Fund ₹10.76 ₹2 Cr - -
ICICI Prudential Life MidSmallCap 400 Momentum Quality 100 Index Fund ₹9.54 ₹741 Cr - -
ICICI Prudential Life Smallcap 250 Momentum Quality 100 Index Fund ₹10.37 ₹448 Cr - -
ICICI Prudential Life India Consumption Fund ₹9.95 ₹436 Cr - -
ICICI Prudential Life Pension India Consumption Fund ₹9.74 ₹20 Cr - -
ICICI Prudential Life Nifty Alpha 50 Index Fund ₹10.76 ₹484 Cr - -
ICICI Prudential Life BSE 500 Enhanced Value 50 Index Fund ₹10.35 ₹429 Cr - -
ICICI Prudential Life Sector Leaders Index Fund ₹9.45 ₹233 Cr - -
ICICI Prudential Life Dividend Leaders 50 Index Fund ₹9.97 ₹256 Cr - -
ICICI Prudential Balancer ₹105.99 ₹684 Cr 5.92% 7.16%
ICICI Prudential Flexi Balanced ₹46.81 ₹49 Cr 7.62% 7.77%
ICICI Prudential Flexi Growth ₹61.33 ₹592 Cr 10.37% 9.25%
ICICI Prudential Secure Plus ₹50 ₹9 Cr 5.74% 7.29%
ICICI Prudential Secure Plus Pension ₹46.23 ₹10 Cr 5.76% 6.89%
ICICI Prudential Multiplier II ₹51.49 ₹126 Cr 9.33% 10.81%
ICICI Prudential Pension Balancer II ₹82.26 ₹148 Cr 7.45% 8.71%
ICICI Prudential Pension Dynamic P-E ₹34.99 ₹139 Cr 7.83% 8%
ICICI Prudential Pension Flexi Balanced II ₹63.43 ₹33 Cr 9.35% 9.89%
ICICI Prudential Life Discontinuance Fund - Pension ₹21.01 ₹67 Cr 5.36% -
ICICI Prudential Life Discontinued Fund - Life ₹26.35 ₹6145 Cr 5.48% -
ICICI Prudential Group Balanced Fund II ₹24.97 ₹6947 Cr 5.75% -
ICICI Prudential Group Capital Guarantee Balanced Fund ₹42.85 ₹11 Cr 4.72% -
ICICI Prudential Group Capital Guarantee Balanced Fund II ₹41.85 ₹100 Cr 5.26% -
ICICI Prudential Group Capital Guarantee Balanced Fund III ₹24.83 ₹944 Cr 5.59% -
ICICI Prudential Group Capital Guarantee Growth Fund ₹41.05 ₹9 Cr 5.36% -
ICICI Prudential Group Capital Guarantee Growth Fund II ₹42.43 ₹18 Cr 6.04% -
ICICI Prudential Group Capital Guarantee Growth Fund III ₹23.99 ₹275 Cr 6.82% -
ICICI Prudential Pension Growth Fund ₹38.73 ₹2 Cr 9.02% 9.77%
ICICI Prudential Pension Secure Fund ₹25.3 ₹13 Cr 5.1% 6.5%
ICICI Prudential Balancer II ₹88.89 ₹200 Cr 7.45% 8.67%
ICICI Prudential Cash Plus ₹49.01 ₹47 Cr 5.28% 6.79%
ICICI Prudential Balancer III ₹49.19 ₹15 Cr 5.91% 7.18%
ICICI Prudential Balancer IV ₹54.05 ₹11 Cr 7.34% 8.77%
ICICI Prudential Flexi Balanced III ₹46.59 ₹3 Cr 7.71% 7.8%
ICICI Prudential Flexi Balanced IV ₹54.7 ₹7 Cr 9.28% 9.42%
ICICI Prudential New Investshield Balanced ₹51.04 ₹29 Cr 5.74% 7.3%
ICICI Prudential Pension Balancer ₹89.72 ₹145 Cr 5.91% 7.22%
ICICI Prudential Pension Flexi Balanced ₹49.69 ₹24 Cr 7.63% 8.26%
ICICI Prudential Pension Flexi Growth ₹65.38 ₹587 Cr 10.49% 9.99%
ICICI Prudential Pension Maximiser ₹316.59 ₹435 Cr 9.82% 10.74%
ICICI Prudential Pension Multiplier ₹39.46 ₹122 Cr 8.39% 9.83%
ICICI Prudential Pension Preserver ₹44.4 ₹70 Cr 5.55% 5.78%
ICICI Prudential Pension Protector ₹52.08 ₹318 Cr 4.89% 6.42%
ICICI Prudential Investshield Life ₹58.34 ₹8 Cr 5.77% 7.14%
ICICI Prudential Investshield Pension ₹57.04 ₹9 Cr 5.77% 6.95%
ICICI Prudential Maximiser ₹293.68 ₹3632 Cr 9.96% 10.06%
ICICI Prudential Multiplier ₹40.11 ₹203 Cr 8.36% 9.85%
ICICI Prudential Pension RICH ₹65.9 ₹405 Cr 11.43% 11.44%
ICICI Prudential Preserver ₹44.94 ₹172 Cr 5.57% 5.81%
ICICI Prudential Protector ₹58.51 ₹330 Cr 4.96% 6.36%
ICICI Prudential RICH ₹57.46 ₹117 Cr 11.4% 11.42%
ICICI Prudential Dynamic P-E ₹35.9 ₹363 Cr 7.88% 8.13%
ICICI Prudential Flexi Balanced II ₹62.06 ₹53 Cr 9.31% 9.43%
ICICI Prudential Flexi Growth II ₹72.41 ₹561 Cr 11.65% 10.41%
ICICI Prudential Health Saver Balancer ₹53.43 ₹49 Cr 7.47% 8.62%
ICICI Prudential Health Saver Flexi Balanced ₹66.29 ₹69 Cr 9.15% 9.32%
ICICI Prudential Health Saver Flexi Growth ₹87.68 ₹644 Cr 11.26% 10.09%
ICICI Prudential Health Saver Multiplier ₹86.85 ₹100 Cr 9.34% 10.79%
ICICI Prudential Health Saver Preserver ₹32.24 ₹7 Cr 5.51% 5.91%
ICICI Prudential Health Saver Protector ₹41.09 ₹236 Cr 5.87% 7.4%
ICICI Prudential Maximiser II ₹189.12 ₹841 Cr 10.97% 11.04%
ICICI Prudential Maximiser III ₹75.59 ₹132 Cr 9.97% 10.12%
ICICI Prudential Maximiser IV ₹67.13 ₹16 Cr 10.76% 10.89%
ICICI Prudential Pension Flexi Growth II ₹77.87 ₹442 Cr 11.3% 10.97%
ICICI Prudential Pension Maximiser II ₹210.93 ₹682 Cr 10.78% 11.81%
ICICI Prudential Pension Multiplier II ₹46.84 ₹63 Cr 9.32% 10.82%
ICICI Prudential Pension Protector II ₹53.04 ₹120 Cr 5.86% 7.62%
ICICI Prudential Pension RICH II ₹76.05 ₹230 Cr 12.38% 12.43%
ICICI Prudential Protector II ₹54.41 ₹153 Cr 5.9% 7.68%
ICICI Prudential RICH II ₹67.11 ₹447 Cr 12.4% 12.37%
ICICI Prudential Secure Save Builder ₹44.87 ₹1 Cr 8.37% 9.9%
ICICI Prudential Secure Save Guaranteed ₹34.49 ₹1 Cr 6.2% 7.64%
ICICI Prudential Flexi Growth III ₹61.67 ₹61 Cr 10.28% 9.18%
ICICI Prudential Flexi Growth IV ₹60.51 ₹168 Cr 11.27% 10.18%
ICICI Prudential Multiplier III ₹44.46 ₹11 Cr 8.33% 9.96%
ICICI Prudential Multiplier IV ₹51.3 ₹23 Cr 9.31% 10.84%
ICICI Prudential Preserver III ₹39.91 ₹10 Cr 5.53% 5.74%
ICICI Prudential Preserver IV ₹36.11 ₹6 Cr 5.51% 5.8%
ICICI Prudential Protector III ₹42.22 ₹21 Cr 4.93% 6.51%
ICICI Prudential Protector IV ₹43.76 ₹78 Cr 5.81% 7.39%
ICICI Prudential RICH III ₹57.57 ₹27 Cr 11.33% 11.33%
ICICI Prudential RICH IV ₹66.58 ₹58 Cr 12.33% 12.28%
ICICI Prudential Highest NAV Fund B ₹21.85 ₹1 Cr 3.26% 4.42%
ICICI Prudential Easy Retirement SP Balanced ₹26.37 ₹29 Cr 6.75% 7.7%
ICICI Prudential Life Growth ₹35.16 ₹508 Cr 10.32% 9.79%
ICICI Prudential Life Secure ₹22.31 ₹971 Cr 4.3% 5.87%
ICICI Prudential Group Equity Fund II ₹28.61 ₹53 Cr 11.02% -
ICICI Prudential Group Growth Fund II ₹31 ₹436 Cr 8.22% -
ICICI Prudential Group Capital Guarantee Debt Fund ₹54.89 ₹4 Cr 4.88% -
ICICI Prudential Group Capital Guarantee Debt Fund II ₹43.66 ₹68 Cr 4.71% -
ICICI Prudential Group Capital Guarantee Short Term Debt Fund II ₹32.94 ₹466 Cr 4.69% -
ICICI Prudential Group Capital Guarantee Short Term Debt Fund III ₹19.6 ₹397 Cr 4.73% -
ICICI Prudential Group Capital Guarentee Debt Fund III ₹23.97 ₹233 Cr 4.82% -
ICICI Prudential Group Debt Fund II ₹25.51 ₹2150 Cr 5.12% -
ICICI Prudential Group Leave Encashment Income Fund ₹35.59 ₹4 Cr 4.92% -
ICICI Prudential Group Short Term Debt Fund II ₹18.1 ₹4 Cr 4.56% -
ICICI Prudential Group Short Term Debt Fund III ₹18.99 ₹210 Cr 4.82% -
ICICI Prudential Group Superannuation Balanced Fund ₹71.1 ₹810 Cr 5.74% -
ICICI Prudential Group Superannuation Debt Fund ₹52.48 ₹121 Cr 4.95% -
ICICI Prudential Group Superannuation Growth Fund ₹132.8 ₹645 Cr 8.36% -
ICICI Prudential Group Superannuation Short Term Debt Fund ₹41.12 ₹91 Cr 4.85% -
ICICI Prudential Group Superannuation Capital Guarantee Short Term Debt Fund ₹39.86 ₹12 Cr 4.97% -
Bharti AXA Emerging Equity Fund ₹14.84 ₹409 Cr - -
ICICI Prudential Group Balanced Plus Fund ₹10.51 ₹16 Cr - -
ICICI Prudential Group Sovereign Fund ₹10.71 ₹22 Cr - -
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ICICI Prudential Retirement and Pension Plans

ICICI Prudential Life Insurance offers you pension plans to secure your future post-retirement. With these plans, you can maintain financial independence even after losing regular income. Pension plans offered by ICICI Prudential Life Insurance Company are:

Plan Name Entry Age Maximum Vesting Age Policy Term
ICICI Pru Signature Pension Plan 18 - 65 years 60 - 80 years Min: 20 years or 80 minus Age at entry Max: 62 years
ICICI Pru Guaranteed Pension Plan Flexi 40–80 years (Primary Annuitant)
30–80 years (Secondary Annuitant)
85 years Whole life
ICICI Pru Guaranteed Pension Plan (Deferred & Immediate Annuity) 30 - 85 years 85 years Whole Life / As per annuity option selected
ICICI Pru Saral Pension 40 - 80 years - Whole life
ICICI Pru Easy Retirement SP 18 - 80 years 90 years 10 - 30 years
ICICI Pru Gold Pension Savings 18 - 70 years 40 - 80 years 10 - 40 years
ICICI Pru Easy Retirement 18 - 70 years 80 years 10 - 30 years

ICICI Prudential Child Insurance Plans

With ICICI Prudential Child Plans, you can secure your child's future even in your absence. Through these plans, you can create wealth for your child's dreams, pay for their higher education, or fund their marriage. Child Plans offered by ICICI Pru are:

Plan Name Entry Age Maximum Maturity Age Policy Term
ICICI Pru SmartKid with Smart Life 20 - 54 years 79 years 10 - 25 years

ICICI Prudential Traditional Savings/Money Back Plans

ICICI Prudential Life Insurance’s traditional savings or money-back plans help you save for specific goals in the future while providing financial coverage in case of your untimely demise. These plans offer guaranteed returns and help you manage your money in the long run. Savings plans offered by ICICI Prudential Life Insurance are:

Plan Name Entry Age Maximum Maturity Age Policy Term
ICICI Pru Gold 0 - 60 years 99 years 85 - 99 years
ICICI Pru Sukh Samruddhi 0 - 60 years 85 years 10 - 30 years
ICICI Pru Gift Pro 18 - 60 years 75 years 8 - 17 years
ICICI Pru Guaranteed Income For Tomorrow Long-term 0 - 60 years 101 years 8 - 101 years
ICICI Pru Guaranteed Income For Tomorrow 18 - 60 years 80 years 5 - 20 years
ICICI Pru Savings Suraksha 0 - 60 years 70 years 10 - 30 years
ICICI Pru Assured Savings Insurance Plan 3 - 60 years 72 years 10 - 15 years
ICICI Pru Future Perfect 91 days - 58 years 70 years 10 - 30 years

ICICI Prudential Online Services

ICICI Prudential Online Services are a digital suite of tools that let customers buy, manage, and claim life insurance policies via the ICICI Prudential Life Insurance website or mobile app. These services eliminate paperwork, allowing users to pay premiums, track applications, and settle claims from home.

  • ICICI Prudential Life Insurance App

    The ICICI Prudential Life Insurance App is a secure, all-in-one mobile platform that helps customers buy, manage, and track life insurance policies, investments, and health insurance plans directly from their smartphones. The app also offers smart financial tools, such as premium calculators and retirement planning support, making policy management faster, simpler, and more convenient for customers. With this app, you can explore, compare, and buy the best term, life, and savings insurance policies.

    What are the Key Features of the ICICI Prudential Life Insurance App?

    • Pay premiums instantly with secure payment options

    • Download policy documents and statements with ease

    • Track fund performance and switch funds in ULIP policies

    • Update personal details and contact information

    • Raise and track service requests

    • Get renewal reminders and instantly manage updates for your term life policy.

  • How to Download the ICICI Prudential Life Insurance App?

    The ICICI Prudential Life Insurance App is available for Android and iOS users. You can download the app by following these steps:

    For Android Users (Google Play Store)

    • Open the Google Play Store on your mobile device

    • Search for ICICI Prudential Life Insurance App

    • Click on Install to download and install the app

    • Open the app and log in using your registered details

    For iPhone Users (Apple App Store)

    • Open Apple App Store on your iPhone

    • Search for ICICI Prudential Life Insurance App

    • Click on Get to download and install the app

    • Open the app and log in to access your policy details

    With the ICICI Pru Life Insurance app, policyholders can manage their insurance policies hassle-free anytime, anywhere.

  • ICICI Prudential Life Insurance Online Premium Payment

    ICICI Prudential Life Insurance Company offers a seamless and user-friendly ICICI Prudential Life Insurance Premium Payment option to ensure convenience and uninterrupted policy benefits. The platform enables policyholders to make payments anytime, anywhere, using multiple payment modes, including UPI, credit cards, debit cards, and net banking.

    How to make ICICI Prudential Life Insurance Premiums Payment Online?

    • Visit the official website of ICICI Prudential Life Insurance

    • Enter your policy number, mobile number, email ID, and date of birth.

    • Complete the captcha verification to proceed.

    • Choose from various payment methods such as net banking, credit card, or UPI.

    • Follow the instructions to complete your transaction securely. Once done, your policy details will be shared on your registered email ID.

  • How to View/Download the Policy/Unit Statements or ICICI Life Insurance Policy Details?

    • The ICICI policy statement tracks every transaction that happens with the funds in the ULIP. It shows the records of your premium along with your insurance plan summary. This should help you make an informed decision about further investments.

    • The ICICI Prudential Life Insurance policy statement can be availed by writing to lifeline@iciciprulife.com

    • You can also download the ICICI policy details and make an online premium payment by entering the policy number, mobile number, email ID, and Date of Birth.

  • How to Download ICICI Prudential Life Insurance Receipt?

    You can download ICICI Prudential Life Insurance or ICICI Term Insurance Receipt in just a few clicks from ICICI Prudential Life Insurance official website. Follow the steps mentioned below:

    Step 1: Go to the ‘Premium Receipt’ portal of ICICI Prudential Life Insurance

    Step 2: Enter Your Details like Policy Number OR Mobile Number OR Email ID

    Step 3: Enter your DoB

    Step 4: Enter the Unique Captcha

    Step 5: Click on ‘Proceed’

  • How to Check ICICI Prudential Life Insurance Policy Status?

    You can check your ICICI Prudential Life Insurance policy status instantly online through the ICICI Prudential Online Services portal, via their mobile app, or by using their SMS service

    • Through the Online Portal: Visit the View Unit Statement Online page and authenticate your account using your Policy Number (or Mobile/Email) and your Date of Birth.
    • Through the Mobile App: Download the ICICI Prudential Life Insurance Mobile App to view policy details, premium status, and fund value on the go.
    • Through SMS Service: From your registered mobile number, type PST <Space> [Your 8-digit policy number] and send it to 56767.
    • Through Customer Support: Call their customer care at 1860 266 7766 (within India) or +91 22 6193 0777 (NRIs). You can also email them directly from your registered email address at lifeline@iciciprulife.com. For a full list of regional helplines, visit the ICICI Prulife Contact Page.

ICICI Prudential Life Insurance Claim Settlement Process

ICICI Prudential Life Insurance has a strong track record, with the highest claim settled amount of ₹1950 Cr. This showcases the company's reliability and commitment to settling claims.

Filing a claim with ICICI Prudential Life Insurance is simple and transparent. Follow these three steps to ensure a hassle-free claim settlement:

Step-by-Step ICICI Prudential Life Insurance Claim Process

Claim Intimation (Reporting the Claim)

You can report your claim through multiple channels:

  • Online: Visit the ICICI Prudential Life Insurance website and navigate to the claims section.

  • Phone: Call the 24x7 ClaimCare helpline at 1800 2660.

  • Email: Send an email with the claim details to claimsupport@iciciprulife.com.

  • SMS: Send "ICLAIM<Policy Number>" to 56767.

  • Branch Visit: Walk into the nearest ICICI Prudential branch for in-person assistance.

  • WhatsApp 'Claim' to 9920667766 and get an option to register the claim

Document Submission

Once the claim is registered, you need to submit the necessary documents to ICICI Prudential Life Insurance Company. This helps the insurer evaluate your claim and proceed with processing. Documents required for the ICICI Prudential Life Insurance Claim Settlement Process are:

Death Types Documents Required
Mandatory Documents
  • Original documents of the policy
  • Death Claim Form
  • Cancelled Cheque with NEFT details
  • Nominee/Claimant’s ID and Address Proof
Additional Documents Required:
In case of Medical//Natural deaths
  • Consulted Doctor’s Statement
  • Certificate of the hospital treating the deceased policyholder
  • Employer Certificate or Educational Institute Certificate of Policyholder
  • Additional treatment/hospital/ records
In case of accidental/unnatural deaths
  • Police Reports (Panchnama, FIR, Police Investigation Report, Charge sheet)
  • Autopsy/Post Mortem report (PMR) and Viscera Report

Once all the necessary documents are received, the claim will be marked as submitted. The claim decision time will then be calculated according to the guidelines set by the Insurance Regulatory and Development Authority of India (IRDAI) under the Policyholders’ Interests (PPHI) Regulations 2024.

Processing & Claim Settlement

After receiving all required documents, ICICI Prudential will initiate the claim assessment and process the payout as per IRDAI guideline

How to Report/Submit Claim Request at ICICI Prudential Life Insurance?

Here’s a simplified list of how to report or submit a claim request at ICICI Prudential Life Insurance:

  • Visit the claims section of the ICICI Prudential website for online claim submission.

  • Call the 24x7 ClaimCare number: 1800 2660

  • Email your claim to claimsupport@iciciprulife.com

  • Send an SMS – ICLAIM 8-digit Policy Number to 56767

  • Visit your nearest ICICI Prudential Life Insurance branch for assistance

  • WhatsApp 'Claim' to 9920667766 and get an option to register the claim

How to Buy ICICI Prudential Life Insurance Online in 2026 from Policybazaar?

Purchasing an ICICI Prudential Life Insurance plan online is quick, secure, and hassle-free through Policybazaar, with the assurance of the lowest price and a seamless buying experience. Follow these simple steps to get insured within minutes:

Step-by-Step Guide to Buying ICICI Prudential Life Insurance Online

Step 1: Visit the Policybazaar website and click the ‘Life Insurance’ section.

Step 2: Enter basic details like name, gender, mobile number, and email ID to begin.

Step 3: Click ‘View Plans’ for a list of available life insurance policies.

Step 4: To personalize your options, provide additional details such as smoking habits, education level, occupation type, and annual income.

Step 5: Use filters to select ICICI Prudential Life Insurance and refine policy details based on your coverage needs.

Step 6: Compare the plans, choose the most suitable ICICI Prudential Life Insurance policy, and proceed to make a secure payment.

Pro Tip: Before purchasing, it's beneficial to understand what is term insurance and how it works to make an informed decision.

What Documents are Required to Buy an ICICI Prudential Life Insurance Plan?

To ensure a smooth policy purchase, keep the following documents handy:

Document Type Accepted Documents
Income Proof - Last 3 months' salary slips
- Last 3 years' income tax returns (ITR)
- Last 6 months' salary bank statements
- Most recent salary certificate from employer
Identity Proof - Aadhaar Card
- PAN Card
- Passport
- Voter ID
Address Proof - Utility Bill (Electricity, Water, Gas)
- Aadhaar Card
- Passport
- Rental Agreement
Medical Reports - Recent medical test reports (if required by the insurer)
Other Documents - Passport-size photograph
- Last Form 16 (if applicable)

How to Contact ICICI Prudential Life Insurance Customer Care?

ICICI Prudential Life Insurance Customer Service team ensures that all customer queries, requests, and concerns are addressed efficiently. Whether you need help with policy details, premium payments, claims, or other services, their customer support is easily accessible through multiple channels.

Contact via Phone:

  • Service-Related Queries: 1860-266-7766 (Mon-Sat, 10 AM - 7 PM)

  • New Policy Purchase: 1800-267-9777 (8 AM - 12 AM, daily)

  • Online/App Support: 1860-267-9997 (Mon-Sat, 10 AM - 7 PM)

  • NRI Customers: +91 22-6193-0777 (24x7)

  • Claim Support: 1860-266-7766 (India) | +91 22-6193-0777 (Outside India, 24x7)

  • Group & Annuity Support: 1860-266-7766 (Mon-Sat, 10 AM - 7 PM)

SMS Services

Send a message to 56767 with specific keywords for quick assistance:

  • Payment Help: ASSIST <space> policy number

  • Cheque Pick-Up: COLLECT <space> policy number

  • Revive Lapsed Policy: REVIVE

  • Advisor Contact: SMA

  • Claim Reporting: ICLAIM <space> policy number

Email Support

  • New Policies: buyonline@iciciprulife.com

  • Queries & Feedback: grouplife@iciciprulife.com

  • Annuity Assistance: myannuity@iciciprulife.com

  • Claim Support: claimsupport@iciciprulife.com

WhatsApp Support

Submit documents or queries via WhatsApp at 99206-67766 by sharing your application number.

Other Support Options

  • Mobile App: Manage policies on the go using the ICICI Prudential Life Insurance app.

  • Branch Support: Locate and connect with branch representatives for in-person assistance.

  • Request Callback: Submit your policy and contact details to get a callback from senior executives.

How to Contact ICICI Prudential Life Through Social Media Channels?

Twitter (X)

Official Handle: @ICICIPruLife

With 34.9K+ followers, ICICI Prudential Life Insurance uses X to share company announcements, insurance awareness content, financial planning insights, product updates, and customer engagement campaigns. Customers can tag the handle or send Direct Messages for support and query resolution.

Instagram

Official Page: @iciciprulifeofficial

With 295K+ followers, ICICI Prudential Life Insurance shares insurance awareness content, financial planning tips, customer stories, product updates, and campaign highlights on Instagram. Users can connect through Direct Messages (DMs), comments, and story replies for general queries and engagement.

Facebook

Official Page: ICICI Prudential Life Insurance

With over 500K followers, ICICI Prudential Life Insurance regularly shares company updates, industry insights, financial awareness content, and customer-focused campaigns on Facebook. Users can connect through Facebook Messenger or comments for support and assistance.

YouTube

Official Channel: ICICI Prudential Life Insurance (@ICICIPruLife)

With 41K+ subscribers and over 1.1K videos, ICICI Prudential Life Insurance uploads insurance awareness videos, financial planning guidance, customer education content, and product-related information on YouTube. Users can post queries and feedback through the comments section and explore additional support details through the channel's About section.

How To Contact Policybazaar To Buy ICICI Prudential Life Insurance?

You can contact Policybazaar with the help of these helpline numbers to buy ICICI Prudential Life Insurance:

  • To Buy a New Policy: Call Policybazaar's helpline at 1800-208-8787

  • For Help Regarding Existing Bookings: Call Policybazaar’s helpline at 1800-258-5970

  • Claim Assistance Helpline: Call Policybazaar's helpline at 1800-258-5881
    *Note: You can also manage your claims conveniently by logging into 'My Account' on the Policybazaar website

  • Policybazaar App: Download the Policybazaar app for quick customer support. You can address any insurance-related questions directly through the app.

*Note: You can always contact Policybazaar Insurance Advisor for any assistance or to clear doubts and confusion.

Note: Check all the best term insurance plan in India.

FAQs

  • Q: Is ICICI Prudential Life Insurance a reliable insurer?

    Ans: Yes, ICICI Prudential Life Insurance is well-established, having received numerous accolades and is recognized as one of India's leading life insurers.
  • Q: What types of insurance plans does ICICI Prudential Life Insurance offer?

    Ans: ICICI Prudential Life Insurance offers various plans, including term insurance, endowment plans, ULIPs, retirement plans, and child plans.
  • Q: Are there discounts available on premiums of ICICI Prudential Life Insurance?

    Ans: Yes, ICICI Prudential Life Insurance offers a lifetime 15% discount on premiums for female customers and an additional 15% discount on the first year's premiums for salaried women.
  • Q: How can I manage my ICICI Prudential Life Insurance policy online?

    Ans: Customers can use the ICICI Prudential Life Insurance Login Portal to pay premiums, update personal information, and track claims conveniently.
  • Q: What is the minimum and maximum age for entry into ICICI Prudential term plans?

    Ans: The entry age for term plans varies from 18 to 65, depending on the specific plan.
  • Q: Can I get a return on premiums paid in ICICI Prudential Life Insurance plans?

    Ans: Yes, some ICICI Prudential Life Insurance plans, such as the ICICI Pru iProtect smart Return of Premium, offer the benefit of returning premiums at the end of the policy term if no claim is made.
  • Q: What should I consider before buying an ICICI Prudential Life Insurance policy?

    Ans: Assess your insurance needs, compare different plans, and carefully read the policy terms and conditions, including exclusions and limitations.
  • Q: How long can I keep my ICICI Prudential Life Insurance policy active?

    Ans: The maximum maturity age varies by plan, typically up to 99 years for certain term plans.
  • Q: What happens if I miss an ICICI Prudential Life Insurance premium payment?

    Ans: ICICI Prudential Life Insurance policies have a grace period for missed payments, but it’s essential to check specific terms for each plan regarding coverage and reinstatement.
  • Q: What riders are offered by ICICI Prudential Life Insurance?

    Ans: ICICI Prudential Life Insurance riders include Waiver of Premium, Critical Illness Rider, Accidental Death Rider, Permanent & Partial Disability Rider, and Income Benefit Rider.
  • Q: What is the Claim Settlement Ratio (CSR) of ICICI Prudential Life Insurance?

    Ans: The CSR of ICICI Prudential Life Insurance for FY 2026 is 99.3%, indicating a high success rate in settling claims.
  • Q: How can I report a claim in ICICI Prudential Life Insurance?

    Ans: ICICI Prudential Life Insurance claims can be reported online, via phone (1800 2660), email, SMS, or by visiting the nearest branch by searching ICICI Prudential Life Insurance near me.
  • Q: What documents are needed to settle the ICICI Prudential Life Insurance claim?

    Ans: The policy, Death Claim Form, and ID proof are mandatory documents required in ICICI Prudential Life Insurance claim settlement. Depending on the type of death, additional documents may be required.
  • Q: How do you buy ICICI Prudential Life Insurance online?

    Ans: To buy an ICICI Prudential Life Insurance policy online, visit Policybazaar’s official website, fill in the details, choose a plan, and complete the payment process.
  • Q: What documents do I need to purchase an ICICI Prudential Life Insurance policy?

    Ans: Salary slips, tax returns, ID proof, age proof, and medical reports are required documents to buy an ICICI Prudential Life Insurance plan.
  • Q: How to download the premium receipt of the ICICI Prudential Life Insurance policy?

    Ans: Go to the ‘Premium Receipt' portal, enter your details, and click ‘Proceed’.
  • Q: How to contact Policybazaar for ICICI Prudential Life Insurance?

    Ans: Call 1800-208-8787 for new policies or 1800-258-5970 for existing bookings. For assistance, you can also email lifeline@iciciprulife.com.
  • Q: What are the benefits of buying ICICI Term insurance?

    Ans: Here are 4 common term insurance benefits:

    • Low premium rates
    • Tax Benefits
    • Death Benefit
    • Long term coverage
  • Q: What are the services offered by ICICI Prudential Life Insurance?

    Ans: ICICI Prudential Life Insurance offers services such as:

    • Auto-Debit
    • Pay Renewal Premium
    • Health Declaration
    • Tax Premium Paid Certificate
    • Check ICICI Term Insurance Premium
    • Digital Verification
    • Top-up
    • Switch Funds
    • Policy Statements
  • Q: How to pay ICICI Prudential Life Insurance premium online?

    Ans: To pay your ICICI Prudential Life Insurance premium online:

    • Step 1: Enter your details: Policy Number OR Mobile Number OR Email ID AND Date of Birth
    • Step 2: Enter the Unique Captcha.
    • Step 3: Click on "Pay Now."
  • Q: How to View/Download ICICI Prudential Life Insurance Premium Receipt?

    Ans: To view or download your ICICI Prudential Life Insurance premium receipt:

    • Step 1: Enter your details: Policy Number OR Mobile Number OR Email ID AND Date of Birth *
    • Step 2: Enter CAPTCHA.
    • Step 3: Click on "PROCEED."
  • Q: How can I check the ICICI Prudential Life Insurance policy status?

    Ans: You can check the ICICI prudential Life Insurance Policy status through any of the following methods:

    • Online via the ICICI Prudential Website:
      • Visit the official ICICI Prudential Life Insurance website.
      • Log in to your account using your registered email ID or policy number.
      • Navigate to the "Policy Details" section to view your policy status.
    • Through the Mobile App:
      • Download the ICICI Prudential Life Insurance app.
      • Log in with your credentials.
      • Access the policy details under the relevant section.
    • Customer Care:
      • Call the ICICI Prudential customer care helpline at 1860 266 7766.
      • Provide your policy number and other required details to get an update.
    • Branch Visit:
      • Visit the nearest branch by searching ICICI Prudential Life Insurance near me
      • Carry a valid ID and your policy document for verification.
    • SMS or Email:
      • Use the SMS service provided by ICICI Prudential (check their website for the format).
      • Alternatively, email your query and policy details to their customer support team at lifeline@iciciprulife.com.
  • Q: What is the free-look period for ICICI Prudential Life Insurance policies?

    Ans: The free-look period for ICICI Prudential Life Insurance policies is 15 days (30 days for online policies). During this time, you can review the policy and return it if you are unsatisfied, subject to terms and conditions.
  • Q: Are there any special plans for senior citizens offered by ICICI Banl Life Insurance?

    Ans: Yes, ICICI Prudential offers plans like ICICI Pru Saral Pension and other annuity-based retirement plans designed specifically for senior citizens to ensure a regular income post-retirement.
  • Q: How to Buy ICICI Prudential Life Insurance Company shares?

    Ans: You can easily buy ICICI Prudential company shares by creating a DEMAT account and validating your KYC documents online.
  • Q. What is ICICI Prudential life insurance share price?

    ​​As of 15 June, 2026, ICICI Prudential Life Insurance Company's share price was ₹484.15
  • Q. What is the market cap of ICICI Prudential as of 15th June?

    The market cap of ICICI Prudential is ₹70,522.35 Cr. as of Jun 15, 2026.

ICICI Prudential Life Insurance News

  • Prudential to Acquire 75% Stake in Bharti Life for ₹3,500 Crore

    UK-based Prudential plc will acquire a 75% stake in Bharti Life Insurance for ₹3,500 crore from Bharti Life Ventures and 360 ONE Asset Management. The deal will make Prudential the majority owner of the insurer, while requiring it to reduce its stake in ICICI Prudential Life Insurance below 10% to comply with regulatory norms. Prudential said the acquisition strengthens its India expansion strategy across life and health insurance businesses.
  • ICICI Prudential Life Unveils ULIP with Guaranteed Maturity Benefit

    ICICI Prudential Life Insurance has introduced ICICI Pru Signature Secure, claiming it to be the life insurance industry’s first Unit Linked Insurance Plan (ULIP) in India with an in-built guaranteed maturity benefit. The single-premium savings plan comes with a five-year policy term and offers the higher of the actual fund value or a guaranteed maturity amount of up to 140% of the initial premium at maturity. The insurer has also waived premium allocation and policy administration charges. According to the company, the product aims to combine market-linked growth potential with financial protection and tax-efficient wealth creation.

˜The insurers/plans mentioned are arranged in order of highest to lowest Sum Assured(SA) offered by Policybazaar’s insurer partners offering term insurance plans on our platform, as per ‘first year premium of life insurers as at 31.03.2025 report’ published by IRDAI.

Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by any insurer. For complete list of insurers in India refer to the IRDAI website www.irdai.gov.in

Rs. 400/month is starting price for a 1 crore term life insurance for an 18 year-old male, non-smoker, with no pre-existing diseases, cover upto 30 years of age, rounded off to nearest 10.

Rs. 400/month (Rs.13/day) is starting price for a 1 crore term life insurance for an 18 year-old male, non-smoker, with no pre-existing diseases, cover upto 30 years of age.

+Rs. 230 is starting price for a 50 lakhs term life insurance for an 18 year-old male, non-smoker, with no pre-existing diseases, cover upto 30 years of age, rounded off to nearest 10.

+Rs. 8/day is starting price for a 50 lakhs term life insurance for an 18 year-old male, non-smoker, with no pre-existing diseases, cover upto 30 years of age, rounded off to nearest 10.

+Rs. 12/day is starting price for a 75 lakhs term life insurance for an 18 year-old male, non-smoker, with no pre-existing diseases, cover upto 30 years of age, rounded off to nearest 10.

+Rs. 497/month is starting price for a 1.5 crore term life insurance for an 18 year-old male, non-smoker, with no pre-existing diseases, cover upto 30 years of age.

+Rs. 487/month is starting price for a 2 crore term life insurance for an 18 year-old male, non-smoker, with no pre-existing diseases, cover upto 30 years of age.

+Rs. 626/month is starting price for a 3 crore term life insurance for an 18 year-old male, non-smoker, with no pre-existing diseases, cover upto 30 years of age.

+Rs. 905/month is starting price for a 5 crore term life insurance for an 18 year-old male, non-smoker, with no pre-existing diseases, cover upto 30 years of age.

+Rs. ₹361/month is the starting price for a ₹1 crore loan cover with an 8% interest rate for an 18-year-old male, non-smoker, with no pre-existing diseases, loan tenure up to 20 years, rounded off to the nearest 10

+Rs. 1,267/month is starting price for a 7 crore term life insurance for an 18 year-old male, non-smoker, with no pre-existing diseases, cover upto 30 years of age.

*The full refund of premium is available on availing the one-time option of refund of premium. Total premium paid for policy (paid for add-ons) will be the special exit value, payable on availing the one-time option of refund of premium if you wish to completely exit the policy.

+Rs. 447/month is starting price for a 1 crore term life insurance for an (NRI) 18 year-old male, non-smoker, with no pre-existing diseases, cover upto 30 years of age.

+Rs.679/month is starting price for a 2 crore term life insurance for an (NRI) 18 year-old male, non-smoker, with no pre-existing diseases, cover upto 30 years of age.

+Rs. 910/month is starting price for a 3 crore term life insurance for an (NRI) 18 year-old male, non-smoker, with no pre-existing diseases, cover upto 30 years of age.

+Rs. 1,374/month is starting price for a 5 crore term life insurance for an (NRI) 18 year-old male, non-smoker, with no pre-existing diseases, cover upto 30 years of age.

+Rs. 1,924month is starting price for a 7 crore term life insurance for an (NRI) 18 year-old male, non-smoker, with no pre-existing diseases, cover upto 30 years of age.

Women

+Rs. 400/month is Starting price for a 1 crore term life insurance for an 18 year-old Female, non-smoker, with no pre-existing diseases, cover upto 30 years of age, rounded off to nearest 10.

Rs. 461/month is the starting price for a 1 crore term life insurance for an 24 year-old female, non-smoker, with no pre-existing diseases, cover upto 54 years of age.

1,642/month is the starting price for a 1 crore term life insurance for an 44 year-old female, non-smoker, with no pre-existing diseases, cover upto 74 years of age.

Prices offered by the insurer are as per the approved insurance plans | #All savings and online discounts are provided by insurers as per IRDAI approved insurance plans | Standard Terms and Conditions Apply | **Tax Benefits are subject to changes in tax laws.| Policybazaar Insurance Brokers Private Limited

We will respond in the first instance within 30 minutes of the customers contacting us. 30-minute claim support service is for the purpose of giving reasonable assistance to the policyholder in pursuance of the claim. Settlement of claim (including cashless claim) is the responsibility of the insurer as per policy terms and conditions. The 30-minute claim support is subject to our operations not being impacted by a system failure or force majeure event or for reasons beyond our control. For further details, 24x7 Claims Support Helpline can be reached out at 1800-258-5881

For more details on risk factors, terms and conditions, please read the sales brochure carefully before concluding a sale

Policybazaar Insurance Brokers Private Limited | CIN: U74999HR2014PTC053454 | Registered Office - Plot No.119, Sector - 44, Gurgaon, Haryana – 122001 | Registration No. 742, Valid till 09/06/2027, License category- Composite Broker Visitors are hereby informed that their information submitted on the website may be shared with insurers. Product information is authentic and solely based on the information received from the insurers.

© Copyright 2008-2026 policybazaar.com. All Rights Reserved

˜ Policybazaar Promise reflects the guarantee offered by insurers. Price assurance is based on certifications shared by insurers with us.

Types of term plans

Policybazaar offers the following types of term insurance plans to fit the different needs of Individuals from all walks of life.

Choose Term Insurance Plan as per you need

Plans starting from @ ₹473/Month*
Term Insurance
1 Crore Term Insurance
Term Insurance
2 Crore Term Insurance
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4 Crore Term Insurance
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7 Crore Term Insurance
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8 Crore Term Insurance
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15 Crore Term Insurance
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ICICI Prudential Life Insurance Reviews & Ratings

4.5 / 5 (Based on 110 Reviews)
(Showing Newest 10 reviews)
Shri
Delhi, July 22, 2024
Concise Information
I appreciated the clear, concise information and the ability to compare multiple policies.
Ravi
Uttar Pradesh, July 22, 2024
Thanks PB
Found the perfect policy for my needs without any hassle, Thanks PB
Samir
Maharashtra, July 22, 2024
Quick Response
Excellent service and quick response from customer support.
Pramod
Uttar Pradesh, July 22, 2024
Informed Decision
The transparency and the detailed information of the pb website which made it easy to make an informed decision.
Mukesh
Rajasthan, July 22, 2024
Policy Buying Experience
The entire purchase process was seamless, and I received my policy documents almost immediately.
Surendra
Andhra Pradesh, July 22, 2024
Good Filters
On the website the filters allowed me to narrow down my options quickly, and I found a policy that offered comprehensive coverage at a reasonable price.
Aman
Madhya Pradesh, July 22, 2024
Easy and User Friendly
Easy and user friendly platform on Policybazaar helped me pick Tata AIA for its comprehensive coverage.
Bhagwati
Gujarat, July 22, 2024
Comprehensive and Detailed
Comprehensive and detailed information helped me choose an ICICI life term plan for my family at really low cost.
Dipendra
Maharashtra, July 22, 2024
Simple and Detailed
Simple and detailed process with Policybazaar helped me choose Aegon with confidence.
Deepak
Rajasthan, July 22, 2024
Top Providers
Top providers like SBI life available on Policybazaar made the term insurance buying process easy and quick.
Current Version
Jun 19, 2026
Written By
Varun Agarwal
Reviewed By
Vivek Jain
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