Investment
Secure
Download the Policybazaar app
to manage all your insurance needs.
Secure your child’s future with or without you
Start Investing
₹10,000/Month
& Get
₹1 Crore*
Baroda BNP Paribas Children's Fund
The Baroda BNP Paribas Children’s Fund – Direct Growth is a dedicated equity mutual fund tailored for securing a child’s long-term financial goals. Launched on April 15, 2004, the fund currently manages assets worth ₹47,481 crore with a NAV of ₹10.58 (as of June 24, 2025). Managed by Pratish Krishnan, it offers a balanced entry point with a minimum SIP of ₹500 and aims to generate wealth through strategic equity investments.
Investing in your child's future:Nothing is more important than securing your child's future
We are rated++
13.2 Crore
Registered Consumer
53
Insurance Partners
6.29 Crore
Policies Sold
Invest ₹10k/month your child will get ₹1 Cr# Tax-Free*
-
Home
-
Life Insurance
-
Child Plans
-
Children's Gift Mutual Funds
- Baroda BNP Paribas Children's Fund
About Baroda BNP Paribas Children's Fund
Baroda BNP Paribas Children’s Fund primarily invests in equity and equity-related instruments, aiming to help parents or guardians build a stable financial future for their children.
This child investment plan is suitable for investors with a high-risk appetite and a long-term investment horizon, especially those looking to secure funds for children’s education, marriage, or other future milestones.
Highlights of Baroda BNP Paribas Children's Fund
-
Type & Objective: An equity mutual fund focused on generating long-term capital appreciation by investing primarily in equity and equity-related securities.
-
Launch & Tenure: Active since April 2004, giving it over 20 years of operational track record.
-
Minimum Investment: SIP starts at just ₹500, while lump sum investments begin at ₹1,000 – making it accessible for all investor types.
-
Exit Load: 1% exit load applies if redeemed within 1 year.
-
Fund Manager: Managed by Pratish Krishnan, who brings industry expertise and strategic fund oversight.
-
Risk Level: Rated as Very High Risk, suitable for long-term investors who can withstand market volatility.
-
NAV & AUM: As of June 24, 2025, NAV stands at ₹10.58 with a robust AUM of ₹47,481 Crores, indicating strong investor confidence and scale.
Key Information About Baroda BNP Paribas Children's Fund
| Fund House | Baroda BNP Paribas Mutual Fund |
| Date of Incorporation | 15 Apr 2004 |
| Total AUM | ₹85.97Cr |
| Fund Benchmark | NIFTY 500 Total Return Index |
| NAV of the Fund | ₹10.58 (as of 24 June 2025) |
| Min. SIP Investment | ₹500 |
| Expense Ratio | 0.38% |
| Returns since inception | 5.83% |
| Risk Level | Very High |
| Investment Objective | The scheme to generate long-term growth by investing predominantly in a portfolio of equity and equity related instruments. |
| Top Fund Managers | Pratish Krishnan
Ankeet Pandya |
Performance of Baroda BNP Paribas Children's Fund
| Years | 3M | 6M | All |
| Fund returns | 10.9% | NA | 5.5% |
Top 10 Holdings of Baroda BNP Paribas Children's Fund
| Name | Sector | Instrument | Assets |
| HDFC Bank Ltd. | Financial | Equity | 8.37% |
| Reliance Industries Ltd. | Energy | Equity | 5.78% |
| ICICI Bank Ltd. | Financial | Equity | 5.72% |
| Hitachi Energy India Ltd. | Capital Goods | Equity | 2.99% |
| Bharti Airtel Ltd. | Communication | Equity | 2.86% |
| Infosys Ltd. | Technology | Equity | 2.83% |
| Ultratech Cement Ltd. | Construction | Equity | 2.61% |
| Cummins India Ltd. | Capital Goods | Equity | 2.51% |
| GOI | Sovereign | GOI Sec | 2.46% |
| Axis Bank Ltd. | Financial | Equity | 2.43% |
Invest More Get More
Invest ₹10K/Month YOU GET ₹1 Crores* For Your Child
Invest ₹8K/Month YOU GET ₹80 Lakhs* For Your Child
Invest ₹5K/Month YOU GET ₹50 Lakhs* For Your Child
Standard T&C Apply *
Sector Allocation of Baroda BNP Paribas Children's Fund
| Sector | Allocation (%) |
| Financial | 35.5% |
| Technology | 14.7% |
| Industrials | 13.8% |
| Energy & Utilities | 9.2% |
| Consumer Discretionary | 8.1% |
| Materials | 7.8% |
| Healthcare | 6.8% |
| Consumer Staples | 4.2% |
Expense Ratio, Exit Load and Taxation of the Baroda BNP Paribas Children's Fund
| Category | Percentage/Details |
| Expense Ratio | 0.38% |
| Exit Load | 1% |
FAQs
-
What is the minimum investment amount?
You can start investing in this fund with a minimum SIP of ₹500 or a lump sum of ₹1,000, making it accessible for investors at various income levels. -
What is the current NAV and AUM of the fund?
As of June 24, 2025, the Net Asset Value (NAV) of the fund is ₹10.58, and it manages total assets worth ₹47,481 crore. -
Is there any lock-in or exit load?
The fund does not have a mandatory lock-in. An exit load of 1% is applicable if units are redeemed within 1 year from the date of investment.
Investment
Secure
Secure your Child’s
Career Goal
Career Goal
Start Investing ₹10,000/Month
& Get ₹1 Crore*
*Standard T & C Apply
Insurers Offering Child Plans
Disclaimer: Policybazaar does not endorse, rate or recommend any particular insurer or
insurance product offered by an insurer.
- SIP Calculator
- Income Tax Calculator
- Compound Interest Calculator
- NPS Calculator
- Show More Calculator
Child plans Articles
Recent Articles
Popular Articles
30 Jul 2026
Sukanya Samriddhi Yojana is one of the best government-backed
20 Jul 2026
Ladli Lakshmi Yojana online application makes it easier for
06 Jul 2026
If you're a parent saving for your daughter's future, two names
03 Jul 2026
Every parent thinking about their daughter's college fees or
˜The insurers/plans mentioned are arranged in order of highest to lowest first year premium (sum of individual single premium and individual non-single premium) offered by Policybazaar’s insurer partners offering life insurance investment plans on our platform, as per ‘first year premium of life insurers as at 31.03.2025 report’ published by IRDAI. Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by any insurer. For complete list of insurers in India refer to the IRDAI website www.irdai.gov.in
*All savings are provided by the insurer as per the IRDAI approved insurance
plan.
^The tax benefits under Section 80C allow a deduction of up to ₹1.5 lakhs from the taxable income per year and 10(10D) tax benefits are for investments made up to ₹2.5 Lakhs/ year for policies bought after 1 Feb 2021. Tax benefits and savings are subject to changes in tax laws.
#The investment risk in the portfolio is borne by the policyholder. Life insurance is available in this product. The maturity amount of Rs 1 Cr. is for a 30 year old healthy individual investing Rs 10,000/- per month for 30 years, with assumed rates of returns @ 8% p.a. that is not guaranteed and is not the upper or lower limits as the value of your policy depends on a number of factors including future investment performance. In Unit Linked Insurance Plans, the investment risk in the investment portfolio is borne by the policyholder and the returns are not guaranteed. Maturity Value: ₹1,05,02,174 @ CARG 8%; ₹50,45,591 @ CAGR 4%
+Returns Since Inception of LIC Growth Fund
¶Long-term capital gains (LTCG) tax (12.5%) is exempted on annual premiums up to 2.5 lacs.
++Source - Google Review Rating available on:- http://bit.ly/3J20bXZ
^^The information relating to mutual funds presented in this article is for educational purpose only and is not meant for sale. Investment is subject to market risks and the risk is borne by the investor. Please consult your financial advisor before planning your investments.