ICICI Pru Girl Child Plans For NRIs

As an NRI, you not only have the responsibility of ensuring your family’s financial stability in the residing country but also your dependents in India. Say, for instance, your family decides to move to India in your absence. They will need funds to sustain a similar lifestyle in the country. A life insurance plan securing your child’s future can come in handy towards a secure financial future.

Build wealth forFuture Financial Needslike child’s education

Insurer pays premium in case of loss of life of parent
Create wealth for child’s aspirations
Tax Free maturity amount⁺
12+ plans available

*All savings are provided by the insurer as per the IRDAI approved insurance plan. Standard T&C Apply

Insurer pays premium in case of loss of life of parent
Create wealth for child’s aspirations
Tax Free maturity amount⁺
12+ plans available

Nothing Is More Important Than Securing Your Child's Future

Invest ₹10k/month your child will get ₹1 Cr Tax Free*

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ICICI Pru offers its range of life insurance products to NRIs to fulfill their goals in India.

ICICI Pru Girl Child Plans For NRIs
Why Do You Need Girl Child Plans?
Types Of ICICI Pru Girl Child Plans For NRIs
Why Should NRIs Buy ICICI Pru Girl Child Plans?

Why Do You Need Girl Child Plans?

Child plans enable your kids to fund their dreams without struggling for finances. Child insurance plans for your daughters will protect them in times of adversity such as in your absence, or a loss of income in the family. Education in India has become very expensive with inflation toughing 10-12%. If a child ever wants to pursue a course at one of India’s top institutions, ICICI Pru girl child plans for NRIs can help them realize their pursuits. Further, if you were to die before the child completes her education, child education plans will offer financial respite.

In addition to child plans, you need term life insurance to cover for uncertainties in life. Now that a lot of term insurance plans come with the return of premium benefit, you can rest assured that the money invested in the policy comes back to you if you survive the policy term. This feature can act as a savings avenue for your girl child and the entire amount can be used towards her education or marriage.

Types Of ICICI Pru Girl Child Plans For NRIs

If you are an NRI, you should consider investing in the following ICICI Pru insurance plans to secure your girl child’s future.

Name of Plan	Type of Plan	Entry Age	Premium Amount
ICICI Pru Guaranteed Income for Tomorrow	Savings Plan	Min - 18 minus policy term Max - 60 years	Min premium - Rs. 6000 p.a Max premium - unlimited
ICICI Pru Signature Online	ULIP	Min - 0 years Max - 60 years	Min premium - Rs. 30,000 p.a Max premium - unlimited
ICICI Pru SmarKid Solution	Child ULIP	Parent - 20 - 54 years Child - 0 - 15 years	Min premium - Rs. 15,000 p.a Max premium - unlimited
ICICI Pru iProtect Smart	Term Insurance	Min - 18 years Max - 65 years	Min premium - Rs. 2400 p.a

Disclaimer: Policybazaar does not rate, endorse or recommend any specific insurance provider or insurance product offered by any insurer.

Why Should NRIs Buy ICICI Pru Girl Child Plans?

ICICI Pru Life Insurance Company has been a leading player in the insurance domain. Its claim settlement ratio in the year 2020-2021 is 97.9%. The claim settlement ratio defines the number of claims settled by the company of the total number of claims filed. Its product offerings including life insurance, term life covers, ULIPs, child plans, and retirement options can be accessed by NRIs.

With an ICICI Pru girl child plan for NRI, you can rest assured that you or your nominees will receive the promised sum when the time comes. Here is how the following ICICI Pru girl child plans for NRIs can help you.

ICICI Pru Guaranteed Income for Tomorrow

This is a savings cum protection plan that can help you save for your girl child’s education and marriage, while also ensuring financial cover in case of uncertainties. It offers you the option to receive a regular income from the 2nd policy year onwards. You can also choose the receive the benefits in lump sum. The ICICI Pru Guaranteed Income for Tomorrow also comes with a loan facility, wherein you can apply for a loan in case of a financial emergency.
ICICI Pru Signature Online

The ICICI Pru Signature Online can prove to be useful as a girl child plan for NRIs given the option to invest in market-linked funds along with insurance protection. When you invest in equity, debt or hybrid funds, you receive returns based on the market performance of these funds. Since it is not constant, you stand a chance to lose money or gain significantly, but the entire risk is borne by you as the investor. With this plan, you can choose to remain covered for your entire life through its whole-life protection variant.
ICICI Pru SmarKid Solution

This is a specially designed child ULIP wherein you as a parent can invest for your child’s future and amass a large sum for them. Since this is also a market-linked investment, you bear the risk of it. The investment portfolio comes with a combination of high and low risk funds to balance out the risk involved. In case the parent dies under unfortunate circumstances, the future premiums due are waived off. The money remains invested till the end of the policy tenure and keeps accumulating for the child to reap its benefits.
ICICI Pru iProtect Smart

This is a term insurance product by ICICI Pru that protects you against the risk of death and offers financial support to your family on your demise. You can assign your girl child as the beneficiary following which she will be entitled to the entire sum after your death. This will ensure that the money goes towards the wellbeing of your daughter alone and not misused.