United India Comprehensive Bike Insurance

United India Comprehensive Bike Insurance provides coverage for both third-party liabilities and own damages cover. Personal accident cover is also a part of the United Comprehensive bike insurance policy. It is also called as the Package Policy. With its nationwide presence, the insurer offers round-the-clock support to its customers. United India bike insurance policy is widely preferred due to its extensive coverage and add-ons specifically designed to address two-wheelers needs such as Geographical extension cover, CNG / LPG-Bi-fuel Kit cover, etc.

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United India Comprehensive Bike Insurance vs. Third Party Bike Insurance

Comprehensive Bike Insurance

Third-Party Bike Insurance

Comprehensive bike insurance covers own bike damage and third-party damage in one policy

Third-party bike insurance does not include the advantages of comprehensive bike insurance and covers only third party damage

The policy offers a shield against theft, accident, and losses incurred due to mishaps and offers to reduce the financial burden to both the insured and the third party

The third-party bike insurance covers only the third party liabilities including a third-person,  property, and vehicle

The customer can opt for add-ons covers by paying an additional nominal premium

Features such as personal accident cover and other additional covers are unavailable

United India Comprehensive plan offers broader coverage

Third-Party Bike insurance is best suited for bikers who use their bikes less often

The policyholders must pay a higher policy premium

Policyholders of third party bike insurance need to pay a lower policy premium compared to the comprehensive plan

United India Comprehensive Bike Insurance Benefits

The benefits if United India package policy are listed below:

  • NCB is provided for claim-free years, which can range from 20% to 50%.
  • Personal accident cover for a specified limit is provide to the owner driver
  • The insurer issues the policy quickly and efficiently
  • The claim settlement process is less time consuming and can be done online
  • The policyholder has a variety of add-ons covers to choose from
  • Coverage for third party liabilities is also provided 

What is covered under the United India Comprehensive Bike Insurance Plan?

The policyholder enjoys the benefits of a comprehensive plan listed below.

  • United India Comprehensive bike insurance provides coverage for own damages resulting from accidental external means, fire, self-ignition, lightning, etc.
  • It covers loss or damage resulting due to theft or burglary
  • The policyholder can approach the insurer and request claim settlements in case of loss of bike due to natural disasters like floods, earthquake, cyclone, landslide, etc.
  • Another area covered by the United India Comprehensive plan is its ability to protect its customers' bikes from events like terror attacks, riots, rampages, stampedes, etc.
  • Any damage incurred during transit via rail, road, elevators is also covered
  • Add-on Covers can be availed on payment of additional premium. You can choose from Electrical / Electronic Fittings cover, Geographical extension cover, CNG / LPG-Bi-fuel Kit cover, and Fibre Glass Fuel Tank cover

What is not covered under United India Comprehensive Bike Insurance?

United India comprehensive bike insurance policy does not cover the following expenses:

  • Suppose the policyholder is penalized by the government authorities for driving his bike after consuming alcohol and other sedated drugs. The plan does not cover such losses that occur due to violation of laws.
  • United India Comprehensive bike plan does not support any violations of traffic laws and road regulations
  • A comprehensive bike insurance plan does not encourage claims concerning the repair and maintenance costs due to reduced bike performance due to wear and tear, ageing, electrical short-circuiting and other internal damages
  • The plan does not support claims if the damaged part is made of rubber, plastics, etc.
  • Claims filed for incidents taking place outside the scope of geographical area are excluded as well
  • Contractual liabilities are also excluded  

FAQs

United India Comprehensive Bike Insurance Reviews & Ratings

4.7 / 5 (Based on 21 Reviews)
(Showing Newest 21 reviews)
Ritika
Amritsar, August 18, 2021
Great coverage
I had taken united india two wheeler insurance from policy bazaar. this policy also covers damages caused to third party property and person as well as own vehichle. i did not need to go anywhere. i got all the information about policy from their website.
Yogesh
Navi Mumbai, August 18, 2021
Great features
i was looking for two wheeler insurance as a middle class.one of my friend suggested me to buy United India two wheeler insurance plan as they have great features. i bought it through policy bazaar.
Rajesh
Allahabad, August 18, 2021
renewal process
i had to renew my United India two wheeler plan which i took last year through policy bazaar but i was not aware about the renewal process. i contacted customer service of policy Bazaar and they guided me so well. thanks to the team who available 24*7 for their customers.
Surendra
Basti, June 04, 2021
Great plan
I have recently purchased United India two wheeler insurance plan from policybazaar as it was within my budget and had all the benefits I wanted. Its a great plan.
Vishwas
Gorakhpur, June 04, 2021
Costeffective
My United India two wheeler insurance plan is comprehensive and easy to buy through policybazaar. It also does not burn a hole in my pocket. I am satisfied with my purchase.
Harbhajan
Balia, June 04, 2021
Great customer support
I was confused while buying insurance for my bike. After getting in touch with policybazaar customer team, I was able to make a good purchase. They helped me through the buying process of United India two wheeler insurance plan.
Ramakant
Rohini, May 12, 2021
Quick claim provided
I purchased the two-wheeler insurance from policybazaar. I bought the United India two-wheeler insurance policy. A few weeks ago I had to raise a claim after my bike met an accident and the claiming process was pretty smooth and quick. Thanks team.
Sushant
Navada, May 12, 2021
Paperless procedure
I was looking for a two-wheeler insurance plan. I bought the Bajaj Pulsar 150cc recently and I wanted an online solution as it is not safe to go out and meet anyone in person so I went on the policybazaar website and the buying procedure was pretty smooth and paperless so I ended up buying the United India two-wheeler insurance plan. I just had to upload the required documents and boom it was done.
Jignesh
Yashwant Nagar, May 12, 2021
Secure payment gateway
I bought united india two-wheeler insurance policy from policybazaar. I paid for it online as their payment gateway is very secure and my money was transacted very easily and without any lag. Thanks team
Harihar
Ichoda, March 04, 2021
Secure payment gateway
I bought united India two-wheeler insurance policy from policybazaar. I paid for it online as their payment gateway is very secure and my money was transacted very easily and without any lag. Thanks team
Avanish
Habra, March 04, 2021
Paperless procedure
I was looking for a two-wheeler insurance plan. I bought the Bajaj Pulsar 150cc recently and I wanted an online solution as it is not safe to go out and meet anyone in person so I went on the policybazaar’s website and the buying procedure was pretty smooth and paperless so I ended up buying the United India two-wheeler insurance plan. I just had to upload the required documents and boom it was done.
Sagar
Odagoan, March 04, 2021
Quick claim provided
I purchased the two-wheeler insurance from policybazaar. I bought the United India two-wheeler insurance policy. A few weeks ago I had to raise a claim after my bike met an accident and the claiming process was pretty smooth and quick. Thanks team.
Rian
Udagamandalam, February 10, 2021
Network garage available
One of the best features I like about United India group is that you can easily get the network garage available all over the India as they have many associations under the same. So, if I will get stuck anywhere and need to get repaired my two wheeler then it will be easy for me to do so. All thanks and credit goes to United India group.
Sukumar
Fakirpur, October 01, 2020
Renew your plan
I have recently renewed my two wheeler insurance policy from the United India website. It was easily accessible and I have added some of the add on covers under the same too. Thanks a lot team United India.
Suprakash
R.udayagiri, September 30, 2020
Check and compare
I have really check and compared all sorts of two wheeler policy online. It is easy and best as you can compare all the plans at one particular place and can see which one is better. So, I am highly impressed with the services of the United India team and it’s one of the next levels. Thanks a lot team United India.
Shivraj
G.mahisani, September 28, 2020
Make payment by own way
I have got the two wheeler insurance policy from the United India team and it’s one of the easiest way to get the two wheeler insurance policy. I really like the plan and have made the payment via online basis. There is no problem related to fraud and everything is transparent in nature. Thanks to whole team of United India for better facilities.
Pranit
Baarod, September 23, 2020
Online facility
It is really easy and convenient to buy the two wheeler insurance policy from the United India company. I bought it from there website and have checked various plans under their website. They are much better and convenient as compared to the other companies. Great assistance and best work.
Panini
Jabalpur, September 21, 2020
Add on covers under budget
It’s been two years that I get the two wheeler insurance policy from the United India team and simultaneously I have added some of the add on covers under the same too so that it can easily enhance my policy plan of two wheeler. It’s an amazing thing and thus quite helpful for my two wheeler and my life. Best services by the team.
Leland
Udaipur, September 18, 2020
Excellent services
The services provided by the United India team has been a good company. They really helped me and getting the whole scenario resolved. I have got the add on benefits involved under my two wheeler insurance and it was done on immediate basis. Thank you team United India Team. Appreciable services.
Aaron
East Singhbhum, September 16, 2020
Get discounts on plans
I recently got the two wheeler insurance policy from the United India and they have given me a huge amount of discounts. I feel that I got the best two wheeler insurance plans and it is very much suitable to me and my two -wheeler. Thank you so much team United India team. Kudos to whole team.
Atiya
Dabugam, September 14, 2020
Quick claim settlement
I have got the claim settled for my two wheeler insurance policy. The whole team of United India company has given me whole and proper assistance related to the claim. I am very much happy with the services of the company. I would love to recommend about the same to everyone in my known.
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