United India Comprehensive Bike Insurance

United India Comprehensive Bike Insurance provides coverage for both third-party liabilities and own damages cover. Personal accident cover is also a part of the United Comprehensive bike insurance policy. It is also called as the Package Policy. With its nationwide presence, the insurer offers round-the-clock support to its customers. United India bike insurance policy is widely preferred due to its extensive coverage and add-ons specifically designed to address two-wheelers needs such as Geographical extension cover, CNG / LPG-Bi-fuel Kit cover, etc.

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United India Comprehensive Bike Insurance vs. Third Party Bike Insurance

Comprehensive Bike Insurance

Third-Party Bike Insurance

Comprehensive bike insurance covers own bike damage and third-party damage in one policy

Third-party bike insurance does not include the advantages of comprehensive bike insurance and covers only third party damage

The policy offers a shield against theft, accident, and losses incurred due to mishaps and offers to reduce the financial burden to both the insured and the third party

The third-party bike insurance covers only the third party liabilities including a third-person,  property, and vehicle

The customer can opt for add-ons covers by paying an additional nominal premium

Features such as personal accident cover and other additional covers are unavailable

United India Comprehensive plan offers broader coverage

Third-Party Bike insurance is best suited for bikers who use their bikes less often

The policyholders must pay a higher policy premium

Policyholders of third party bike insurance need to pay a lower policy premium compared to the comprehensive plan

United India Comprehensive Bike Insurance Benefits

The benefits if United India package policy are listed below:

  • NCB is provided for claim-free years, which can range from 20% to 50%.
  • Personal accident cover for a specified limit is provide to the owner driver
  • The insurer issues the policy quickly and efficiently
  • The claim settlement process is less time consuming and can be done online
  • The policyholder has a variety of add-ons covers to choose from
  • Coverage for third party liabilities is also provided 

What is covered under the United India Comprehensive Bike Insurance Plan?

The policyholder enjoys the benefits of a comprehensive plan listed below.

  • United India Comprehensive bike insurance provides coverage for own damages resulting from accidental external means, fire, self-ignition, lightning, etc.
  • It covers loss or damage resulting due to theft or burglary
  • The policyholder can approach the insurer and request claim settlements in case of loss of bike due to natural disasters like floods, earthquake, cyclone, landslide, etc.
  • Another area covered by the United India Comprehensive plan is its ability to protect its customers' bikes from events like terror attacks, riots, rampages, stampedes, etc.
  • Any damage incurred during transit via rail, road, elevators is also covered
  • Add-on Covers can be availed on payment of additional premium. You can choose from Electrical / Electronic Fittings cover, Geographical extension cover, CNG / LPG-Bi-fuel Kit cover, and Fibre Glass Fuel Tank cover

What is not covered under United India Comprehensive Bike Insurance?

United India comprehensive bike insurance policy does not cover the following expenses:

  • Suppose the policyholder is penalized by the government authorities for driving his bike after consuming alcohol and other sedated drugs. The plan does not cover such losses that occur due to violation of laws.
  • United India Comprehensive bike plan does not support any violations of traffic laws and road regulations
  • A comprehensive bike insurance plan does not encourage claims concerning the repair and maintenance costs due to reduced bike performance due to wear and tear, ageing, electrical short-circuiting and other internal damages
  • The plan does not support claims if the damaged part is made of rubber, plastics, etc.
  • Claims filed for incidents taking place outside the scope of geographical area are excluded as well
  • Contractual liabilities are also excluded  


Disclaimer: Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by an insurer.
Average Rating
(Based on 28 Reviews)

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United India Comprehensive Bike Insurance Reviews & Ratings

4.8 / 5 (Based on 28 Reviews)
(Showing Newest 10 reviews)
Amravati, October 09, 2021
Faster claim settlement
Thanks to Policybazaar for helping me in my time of need. Under their guidance, I easily raised the claim request. United India Bike Plan made repairs cashless. I did not have to pay any amount for repairing as I got the claim settlement so quickly and easily.
Salem, October 09, 2021
Hassle free process
Policybazaar offers the easiest process of buying a plan. i went through a simple and hassle free process when I got my bike insured from Policybazaar. I preferred the online process due to the covid situation and got full support from the team in the online process as well.
Warangal, October 09, 2021
Hassle free experience
An executive helped me understand better about the two wheeler policy. With the help of an executive I took United India Two Wheeler Insurance from Policybazaar. My experience with Policybazaar has been great and hassle free. Glad to got a great plan
Mira Bhayandar, October 09, 2021
Supportive staff
Policybazaar has so many good employees. Everyone in the team is amazing in their work. They are well trained and always interact well with the customers. When I went to Policybazaar for United India Two Wheeler Insurance I got so good service from the team.
Thiruvananthapuram, October 09, 2021
Renewal is easy
At the time of renewal, I was visiting Policybazaar, but before going, I contacted Policybazaar to know about the documents required for renewal and the executive told me that there is no documentation in renewal process and secondly i can renew my plan from home itself.
Bikaner, October 09, 2021
Great benefits
On my birthday my parents gifted me a bike. A relative of mine suggested me to insure my bike. I got my bike plan from where I got my health plan. i went to Policybazaar for bike insurance and according to the benefits I wanted in my plan, i chose United India Bike Plan.
Jalgaon, October 09, 2021
Problem resolver
The support I have received from Policybazaar was unexpected. Policybazaar is always ready to help its customers till the issue is resolved. I had a query related to my United India bike plan for which I contacted Policybazaar and they solved my problem in a minute.
Navi Mumbai, August 18, 2021
Great features
i was looking for two wheeler insurance as a middle class.one of my friend suggested me to buy United India two wheeler insurance plan as they have great features. i bought it through policy bazaar.
Amritsar, August 18, 2021
Great coverage
I had taken united india two wheeler insurance from policy bazaar. this policy also covers damages caused to third party property and person as well as own vehichle. i did not need to go anywhere. i got all the information about policy from their website.
Allahabad, August 18, 2021
renewal process
i had to renew my United India two wheeler plan which i took last year through policy bazaar but i was not aware about the renewal process. i contacted customer service of policy Bazaar and they guided me so well. thanks to the team who available 24*7 for their customers.