United India Third-Party Bike Insurance

United India third-party bike insurance will indemnify the policyholder in case of unforeseen liabilities that may arise from any loss or damage caused to a third-party person or vehicle from your vehicle. Damage to someone else’s property from your bike shall also be compensated by the insurer. United India Insurance Company Limited has a vast network of garages nationwide where you can avail cashless repair services. You can easily buy United India two wheeler insurance online after comparing the coverage and benefits.

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United India Comprehensive Bike Insurance Vs. Third Party Bike Insurance

The policyholder can compare the benefits and features between the two as per the table given below.

Parameters

Third Party Bike Insurance

Comprehensive Bike Insurance

Scope of Coverage

Third-party damages and legal liabilities are covered under this plan

Comprehensive bike insurance offers coverage for own damages as well as third-party loss or damages

Nature of Requirement

Third-party bike insurance is mandatory   As per the Motor Vehicle Act

Comprehensive bike insurance is optional but recommended to cover the maximum risks

Add-on Covers

No add-ons are available for in 3rd party two-wheeler insurance

Various add-on covers are available like Geographical extension cover, CNG/LPG kit cover, etc.

Premium

 Lower premiums

Premiums are slightly higher

What is covered under United India Third-Party Bike Insurance Plan?

If the policyholder meets with an unprecedented event such as a road accident resulting in the damage of the third party's vehicle or property, then under the United India third party Bike Insurance Policy the insurer covers the losses incurred by the third party during the road accident or collision such as a damaged car or a fence of the house, etc.

United India Bike Insurance Third Party Cover offers the following benefits for the third party involved in the mishap. Third-party insurance is mandatory, and if one rides the vehicle without third-party insurance, he is likely to get penalized by the authorities.

  • Third-party Bodily injuries

The insurance company takes responsibility for any injuries sustained by the third party at the time of a mishap. It looks after the medical expenses and other legal costs connected to the accident involving the insured's bike.

  • Third-party Accident/Death Cover

The insurer provides financial compensation in cases involving loss of life due to the involvement of the insured’s bike. Other liabilities such as the damage costs of the third party's vehicle, or repair costs, are also taken care of by the company.

  • Property Damage Cover

The insurer compensates for the damages caused to the third party’s property. The company offers compensation only after legal proceedings where the amount to be compensated is decided by the court of law.

  • Personal Accident Cover

The policy offers personal accident cover to the owner/driver for a specific sum insured as mentioned in the policy wordings

 

What is not covered under the United India Third Party Bike Insurance Plan?

The United India third party two wheeler insurance policy designed for two-wheelers does not cover claims arising due to the following reasons:

  • Claims arising due to contractual liabilities
  • Normal wear and tear of the two-wheeler
  • Any consequential losses
  • Driving under the influence
  • Driving  without a valid driving license
  • Mechanical and electrical breakdown 
  • Any damage or loss resulting due to war like conditions and nuclear radiations
  • Periodic depreciation

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United India Third-Party Bike Insurance Reviews & Ratings

4.8 / 5 (Based on 28 Reviews)
(Showing Newest 25 reviews)
Jasraj
Salem, October 09, 2021
Hassle free process
Policybazaar offers the easiest process of buying a plan. i went through a simple and hassle free process when I got my bike insured from Policybazaar. I preferred the online process due to the covid situation and got full support from the team in the online process as well.
Kushagra
Warangal, October 09, 2021
Hassle free experience
An executive helped me understand better about the two wheeler policy. With the help of an executive I took United India Two Wheeler Insurance from Policybazaar. My experience with Policybazaar has been great and hassle free. Glad to got a great plan
Lakshay
Mira Bhayandar, October 09, 2021
Supportive staff
Policybazaar has so many good employees. Everyone in the team is amazing in their work. They are well trained and always interact well with the customers. When I went to Policybazaar for United India Two Wheeler Insurance I got so good service from the team.
Manya
Jalgaon, October 09, 2021
Problem resolver
The support I have received from Policybazaar was unexpected. Policybazaar is always ready to help its customers till the issue is resolved. I had a query related to my United India bike plan for which I contacted Policybazaar and they solved my problem in a minute.
Nandini
Thiruvananthapuram, October 09, 2021
Renewal is easy
At the time of renewal, I was visiting Policybazaar, but before going, I contacted Policybazaar to know about the documents required for renewal and the executive told me that there is no documentation in renewal process and secondly i can renew my plan from home itself.
Sakshi
Bikaner, October 09, 2021
Great benefits
On my birthday my parents gifted me a bike. A relative of mine suggested me to insure my bike. I got my bike plan from where I got my health plan. i went to Policybazaar for bike insurance and according to the benefits I wanted in my plan, i chose United India Bike Plan.
Shirija
Amravati, October 09, 2021
Faster claim settlement
Thanks to Policybazaar for helping me in my time of need. Under their guidance, I easily raised the claim request. United India Bike Plan made repairs cashless. I did not have to pay any amount for repairing as I got the claim settlement so quickly and easily.
Ritika
Amritsar, August 18, 2021
Great coverage
I had taken united india two wheeler insurance from policy bazaar. this policy also covers damages caused to third party property and person as well as own vehichle. i did not need to go anywhere. i got all the information about policy from their website.
Yogesh
Navi Mumbai, August 18, 2021
Great features
i was looking for two wheeler insurance as a middle class.one of my friend suggested me to buy United India two wheeler insurance plan as they have great features. i bought it through policy bazaar.
Rajesh
Allahabad, August 18, 2021
renewal process
i had to renew my United India two wheeler plan which i took last year through policy bazaar but i was not aware about the renewal process. i contacted customer service of policy Bazaar and they guided me so well. thanks to the team who available 24*7 for their customers.
Surendra
Basti, June 04, 2021
Great plan
I have recently purchased United India two wheeler insurance plan from policybazaar as it was within my budget and had all the benefits I wanted. Its a great plan.
Vishwas
Gorakhpur, June 04, 2021
Costeffective
My United India two wheeler insurance plan is comprehensive and easy to buy through policybazaar. It also does not burn a hole in my pocket. I am satisfied with my purchase.
Harbhajan
Balia, June 04, 2021
Great customer support
I was confused while buying insurance for my bike. After getting in touch with policybazaar customer team, I was able to make a good purchase. They helped me through the buying process of United India two wheeler insurance plan.
Ramakant
Rohini, May 12, 2021
Quick claim provided
I purchased the two-wheeler insurance from policybazaar. I bought the United India two-wheeler insurance policy. A few weeks ago I had to raise a claim after my bike met an accident and the claiming process was pretty smooth and quick. Thanks team.
Sushant
Navada, May 12, 2021
Paperless procedure
I was looking for a two-wheeler insurance plan. I bought the Bajaj Pulsar 150cc recently and I wanted an online solution as it is not safe to go out and meet anyone in person so I went on the policybazaar website and the buying procedure was pretty smooth and paperless so I ended up buying the United India two-wheeler insurance plan. I just had to upload the required documents and boom it was done.
Jignesh
Yashwant Nagar, May 12, 2021
Secure payment gateway
I bought united india two-wheeler insurance policy from policybazaar. I paid for it online as their payment gateway is very secure and my money was transacted very easily and without any lag. Thanks team
Harihar
Ichoda, March 04, 2021
Secure payment gateway
I bought united India two-wheeler insurance policy from policybazaar. I paid for it online as their payment gateway is very secure and my money was transacted very easily and without any lag. Thanks team
Avanish
Habra, March 04, 2021
Paperless procedure
I was looking for a two-wheeler insurance plan. I bought the Bajaj Pulsar 150cc recently and I wanted an online solution as it is not safe to go out and meet anyone in person so I went on the policybazaar’s website and the buying procedure was pretty smooth and paperless so I ended up buying the United India two-wheeler insurance plan. I just had to upload the required documents and boom it was done.
Sagar
Odagoan, March 04, 2021
Quick claim provided
I purchased the two-wheeler insurance from policybazaar. I bought the United India two-wheeler insurance policy. A few weeks ago I had to raise a claim after my bike met an accident and the claiming process was pretty smooth and quick. Thanks team.
Rian
Udagamandalam, February 10, 2021
Network garage available
One of the best features I like about United India group is that you can easily get the network garage available all over the India as they have many associations under the same. So, if I will get stuck anywhere and need to get repaired my two wheeler then it will be easy for me to do so. All thanks and credit goes to United India group.
Sukumar
Fakirpur, October 01, 2020
Renew your plan
I have recently renewed my two wheeler insurance policy from the United India website. It was easily accessible and I have added some of the add on covers under the same too. Thanks a lot team United India.
Suprakash
R.udayagiri, September 30, 2020
Check and compare
I have really check and compared all sorts of two wheeler policy online. It is easy and best as you can compare all the plans at one particular place and can see which one is better. So, I am highly impressed with the services of the United India team and it’s one of the next levels. Thanks a lot team United India.
Shivraj
G.mahisani, September 28, 2020
Make payment by own way
I have got the two wheeler insurance policy from the United India team and it’s one of the easiest way to get the two wheeler insurance policy. I really like the plan and have made the payment via online basis. There is no problem related to fraud and everything is transparent in nature. Thanks to whole team of United India for better facilities.
Pranit
Baarod, September 23, 2020
Online facility
It is really easy and convenient to buy the two wheeler insurance policy from the United India company. I bought it from there website and have checked various plans under their website. They are much better and convenient as compared to the other companies. Great assistance and best work.
Panini
Jabalpur, September 21, 2020
Add on covers under budget
It’s been two years that I get the two wheeler insurance policy from the United India team and simultaneously I have added some of the add on covers under the same too so that it can easily enhance my policy plan of two wheeler. It’s an amazing thing and thus quite helpful for my two wheeler and my life. Best services by the team.