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United India Third-Party Bike Insurance
United India third-party bike insurance will indemnify the policyholder in case of unforeseen liabilities that may arise from any loss or damage caused to a third-party person or vehicle from your vehicle. Damage to someone else’s property from your bike shall also be compensated by the insurer. United India Insurance Company Limited has a vast network of garages nationwide where you can avail cashless repair services. You can easily buy United India two wheeler insurance online after comparing the coverage and benefits.
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United India Two Wheeler Insurance
- United India Bike Insurance Third Party
United India Comprehensive Bike Insurance Vs. Third Party Bike Insurance
The policyholder can compare the benefits and features between the two as per the table given below.
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Parameters |
Third Party Bike Insurance |
Comprehensive Bike Insurance |
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Scope of Coverage |
Third-party damages and legal liabilities are covered under this plan |
Comprehensive bike insurance offers coverage for own damages as well as third-party loss or damages |
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Nature of Requirement |
Third-party bike insurance is mandatory As per the Motor Vehicle Act |
Comprehensive bike insurance is optional but recommended to cover the maximum risks |
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Add-on Covers |
No add-ons are available for in 3rd party two-wheeler insurance |
Various add-on covers are available like Geographical extension cover, CNG/LPG kit cover, etc. |
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Premium |
Lower premiums |
Premiums are slightly higher |
What is covered under United India Third-Party Bike Insurance Plan?
If the policyholder meets with an unprecedented event such as a road accident resulting in the damage of the third party's vehicle or property, then under the United India third party Bike Insurance Policy the insurer covers the losses incurred by the third party during the road accident or collision such as a damaged car or a fence of the house, etc.
United India Bike Insurance Third Party Cover offers the following benefits for the third party involved in the mishap. Third-party insurance is mandatory, and if one rides the vehicle without third-party insurance, he is likely to get penalized by the authorities.
- Third-party Bodily injuries
The insurance company takes responsibility for any injuries sustained by the third party at the time of a mishap. It looks after the medical expenses and other legal costs connected to the accident involving the insured's bike.
- Third-party Accident/Death Cover
The insurer provides financial compensation in cases involving loss of life due to the involvement of the insured’s bike. Other liabilities such as the damage costs of the third party's vehicle, or repair costs, are also taken care of by the company.
- Property Damage Cover
The insurer compensates for the damages caused to the third party’s property. The company offers compensation only after legal proceedings where the amount to be compensated is decided by the court of law.
- Personal Accident Cover
The policy offers personal accident cover to the owner/driver for a specific sum insured as mentioned in the policy wordings
United India Two Wheeler Insurance Plans
What is not covered under the United India Third Party Bike Insurance Plan?
The United India third party two wheeler insurance policy designed for two-wheelers does not cover claims arising due to the following reasons:
- Claims arising due to contractual liabilities
- Normal wear and tear of the two-wheeler
- Any consequential losses
- Driving under the influence
- Driving without a valid driving license
- Mechanical and electrical breakdown
- Any damage or loss resulting due to war like conditions and nuclear radiations
- Periodic depreciation
FAQs
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Q1. What does my United India 3rd party two wheeler policy cover?
United India third-party liability insurance only covers risk towards third-party injuries, death and property damages
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Q2. What should I do if my United India Third Party bike insurance policy documents are lost?
You are recommended to contact the insurer at the earliest to get a duplicate copy.
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Q3. What are all the documents required to file an accident claim for my United India bike insurance policy?
To file a claim for accidental damages you need to submit the following documents-
- Copy of the Driving License and Registration Book
- Claim Form
- Copy of your United India bike insurance policy
- Police FIR copy
- Estimate of repairs
Two Wheeler Insurers
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Digit Two Wheeler Insurance
IFFCO Tokio Two Wheeler Insurance
Kotak Mahindra Two Wheeler Insurance
Liberty Two Wheeler Insurance
National Two Wheeler Insurance
Navi Two Wheeler Insurance
New India Assurance Two Wheeler Insurance
Oriental Two Wheeler Insurance
Reliance Two Wheeler Insurance
SBI Two Wheeler Insurance
Shriram Two Wheeler Insurance
Tata AIG Two Wheeler Insurance
Universal Sompo Two Wheeler Insurance
Zuno Two Wheeler Insurance
Disclaimer: Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by an insurer.
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