HSBC Bank in the USA

HSBC Bank is a financial services provider that has a widespread presence around the world. The bank also has a huge presence in the USA and offers multiple services and products. It caters to individuals, businesses, and NRIs (Non-Resident Indians), helping them access various NRI account benefits.

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HSBC Bank US Wealth Centres

HSBC Bank has 17 wholesale banking offices and 21 wealth centres in the US. Since wholesale banking mainly serves businesses and bigger institutions, NRIs or other personal banking customers can visit wealth centres in locations such as:

  • New York
  • Washington D.C.
  • Miami
  • Los Angeles
  • San Francisco

HSBC Bank New York Address

You can use the Wealth Centre Locator to find out if there are any HSBC Bank wealth centres around you. The bank has various centres around New York, with its headquarters at:

Office Address Hudson Yards Wealth Centre.
66 Hudson Blvd. E, New York, NY, 10001.
Working Hours Monday to Friday: 9 AM to 5 PM
Phone Number 212.525.4955
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HSBC Bank Washington, D.C. Address

Customers in Washington, D.C can visit the following wealth centre. You can directly visit the centre or contact them through their contact details for any queries.

Office Address Washington D.C. Wealth Centre
802 7th St. NW, Washington, DC, 20001
Working Hours Monday to Friday: 9 AM to 5 PM
Phone Number 202.921.9806

HSBC Bank Miami Address

If you need any information on services and other products provided by HSBC Bank, you can visit the Miami wealth centre to clear all doubts.

Office Address Miami Wealth Centre < br /> 1441 Brickell Ave. 16th Fl. , Miami, FL, 33131
Working Hours Monday to Friday: 9 AM to 5 PM
Phone Number 305.774.5400

Note: HSBC Bank US locations are primarily wealth centres and not traditional bank branches. These centres act as wealth management and everyday banking service providers. To know the exact services provided in each centre, customers can directly confirm with the centre by visiting or contacting them via their contact details.

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HSBC Bank NRI Services

NRIs in the US can get in contact with any centre in the US to know more about products related to NRIs. You can enquire about account opening or access investment plans through any representative in the bank. Depending on the service you require, the centre can help you or connect you with HSBC India.

  • To open an NRI account, HSBC Bank states that it takes the bank only 4 hours after you submit all required documents.
  • After account opening, you can transfer money worldwide with a competitive exchange rate and generally no fees from HSBC Bank.
  • NRI accounts are maintained in India, so the deposits held in these accounts are not insured by the Federal Deposit Insurance Corporation (FDIC) of the USA. Since the accounts are in India, it follows the guidelines given by the Reserve Bank of India, along with HSBC Bank's rules.
  • House loans or help in moving abroad are some NRI account benefits you can avail according to your needs.
  • If you are a tax-paying resident in the US, depending on US laws, you may have to report any interest or other earnings from these deposits for tax purposes.

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Conclusion

Whether you are looking for NRI investment options in India or other plans, having an HSBC account can help you access your gaols easier. With many years of experience under its belt, HSBC can accommodate various investment goals successfully. To know more, you can download the HSBC app or contact the bank online. Alternatively, you can visit the nearest centre for any help.

FAQs

  • 1. Can I open an HSBC Bank NRI account from the USA?

    Yes, if you visit any wealth centre in the US, they assist you with opening an NRI account even from the US. Or you can open an account through online means from anywhere.
  • 2. What documents do I need to open an HSBC Bank NRI account?

    You need proof of Indian residency or a valid foreign visa. Apart from it, an identity proof, along with your address proof and a PAN Card.
  • 3. What types of NRI accounts does HSBC Bank have?

    NRE, NRO and FCNR are the main types of NRI accounts offered by HSBC Bank. NRE (Non-Resident External) account and NRO (Non-Resident Ordinary) account, where the accounts are maintained in Indian rupees. An FCNR (Foreign Currency Non-Resident) account, in which the account is held in foreign currencies.

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˜The insurers/plans mentioned are arranged in order of highest to lowest first year premium (sum of individual single premium and individual non-single premium) offered by Policybazaar’s insurer partners offering life insurance investment plans on our platform, as per ‘first year premium of life insurers as at 31.03.2025 report’ published by IRDAI. Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by any insurer. For complete list of insurers in India refer to the IRDAI website www.irdai.gov.in

*Past 10 Year annualised returns as on 01-06-2026
*All savings plans are provided by the insurer as per the IRDAI approved insurance plan. Tax benefit is subject to changes in tax laws. Standard T&C Apply
^The tax benefits under Section 80C allow a deduction of up to ₹1.5 lakhs from the taxable income per year and 10(10D) tax benefits are for investments made up to ₹2.5 Lakhs/ year for policies bought after 1 Feb 2021. Tax benefits and savings are subject to changes in tax laws.
¶Long-term capital gains (LTCG) tax (12.5%) is exempted on annual premiums up to 2.5 lacs.
**Returns are based on past 10 years' fund performance data (Fund Data Source: Value Research).
^Returns as on 10th Jan'25. 18% returns for Tata AIA Life Top 200 for the last 10 years.The past performance is not necessarily indicative of future performance. Source: Morningstar

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