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Sukanya Samriddhi Yojana (SSY)
Process to Fill SSY Form in Post Office?
The Sukanya Samriddhi Yojana (SSY) is a post office scheme supported by the Indian Government, initiated to secure the future of a girl child. If your girl child is below 10 years of age, you can open this account for her. You can get the Sukanya Samriddhi Yojana form from your nearest post office.
Current interest rate
8.2%
Highest among all small savings schemes
Tax Benefit
₹1.5L
Annual deduction under Section 123 (formerly 80C)
Maturity At
21yrs
Or on her marriage after age 18
Flexible contribution
Start with ₹250 and invest up to ₹1.5L per year.
Sovereign guarantee
Backed by Government of India - zero default risk.
Triple tax benefit
EEE status - exempt on deposit, interest & maturity.
Partial withdrawal
Withdraw up to 50% after age 18 for higher education.
See how much your daughter will receive at maturity
Adjust the sliders to set the investment amount & her age
- ₹250
- ₹1,50,000
Yrs
- Newborn
- 1
- 2
- 3
- 4
- 5
- 6
- 7
- 8
- 9
- 10 Yrs
Yrs
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Sukanya Samriddhi Yojana
- Process to Fill SSY Form in Post Office?
What is the Process to Fill Sukanya Samriddhi Yojana Form at the Post Office?
The Sukanya Samriddhi Yojana post office form is very easy to fill. It can be done just by entering basic details about you and your girl child. The steps to fill the Sukanya Samriddhi form at the post office are discussed below:
- All the fields on the form before which ‘*’ is marked are mandatory to be filled in by the applicant.
- Fill in the name of the primary account holder, i.e., the name of your girl child.
- Fill in the name of the biological parent/guardian who is opening the account.
- Fill in the initial deposit amount in the desired field, both in figures and in words.
- Next, mention the details regarding the payment mode of the initial deposit. Different payment modes available are cheque and demand draft. If you deposit the amount with a cheque, mention the cheque number and the deposit date. If you pay through a demand draft, mention the demand draft number and date.
- In the following field, fill in the girl child’s date of birth as per her birth certificate.
- Details of the girl's child's birth certificate have to be mentioned in the form.
- The parent/guardian’s photograph and address proof have to be provided. The documents having photo and address proof are Aadhaar Card, Voter ID, Passport, and Driving License.
- In the following field, fill in the details of present and permanent addresses as per the address proof details previously mentioned.
- Lastly, KYC details from any other proof such as PAN, Aadhaar Card, Voter ID, etc., have to be attached.
After the form is filled, sign and submit it to the account opening authority of the post office. You also have to submit documents that are required for opening the Sukanya Samriddhi Yojana account. These include identity proof, address proof, etc.
Banks Offering SSY
SSY Calculators
Indian Overseas Bank Sukanya Samriddhi Yojana
IndusInd Bank Sukanya Samriddhi Yojana
Yes Bank Sukanya Samriddhi Yojana
Bank of India Sukanya Samriddhi Yojana
Kotak Bank Sukanya Samriddhi Account
Andhra Bank Sukanya Samriddhi Account
UCO Bank Sukanya Samriddhi Yojana
IDBI Bank Sukanya Samriddhi Yojana
Expand
Indian Bank- Sukanya Samriddhi Yojana Calculator
Sukanya Samriddhi Yojana- Central Bank of India Calculator
Canara Bank- Sukanya Samriddhi Yojana Calculator
Bank of Maharashtra- Sukanya Yojana Calculator
Sukanya Samriddhi Yojana Calculator Bank of India
Sukanya Samriddhi Yojana Calculator - Union Bank
Sukanya Samriddhi Yojana Calculator-UCO Bank
Sukanya Samriddhi Yojana Calculator - State Bank of India
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In Conclusion
The process of filling the form for the post office Sukanya Samriddhi Yojana is straightforward. By carefully filling the fields given in the form, you can apply for this scheme and secure your girl child’s future.
FAQ's
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Q. Do I have to fill in all the fields given in the Sukanya Samriddhi Yojana post office form? What will happen if I leave a few fields unfilled?
Ans. Yes, you have to fill in all the fields that are marked mandatory in the application form for the Sukanya Samriddhi Yojana. If left unfilled, your form will be considered incomplete, and the post office will reject your application. -
Q. The date of birth on my birth certificate and Aadhaar card does not match. Will this be a problem at the time of applying?
Ans. Yes, the applicant’s date of birth is a necessary detail to be filled in the application form. Your form will be rejected if your date of birth in all the submitted documents does not match. -
Q. I have made my initial payment through a cash deposit. Do I have to mention this in the Sukanya Samriddhi Yojana post office form?
Ans. Yes, even if the initial payment is made in cash, you must mention ‘cash’ in the field where the payment mode is asked to be filled.
Investment
Secure
Secure your Child’s
Career Goal
Career Goal
Start Investing ₹10,000/Month
& Get ₹1 Crore*
*Standard T & C Apply
Insurers Offering Child Plans
Disclaimer: Policybazaar does not endorse, rate or recommend any particular insurer or
insurance product offered by an insurer.
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˜The insurers/plans mentioned are arranged in order of highest to lowest first year premium (sum of individual single premium and individual non-single premium) offered by Policybazaar’s insurer partners offering life insurance investment plans on our platform, as per ‘first year premium of life insurers as at 31.03.2025 report’ published by IRDAI. Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by any insurer. For complete list of insurers in India refer to the IRDAI website www.irdai.gov.in
*All savings are provided by the insurer as per the IRDAI approved insurance
plan.
^The tax benefits under Section 80C allow a deduction of up to ₹1.5 lakhs from the taxable income per year and 10(10D) tax benefits are for investments made up to ₹2.5 Lakhs/ year for policies bought after 1 Feb 2021. Tax benefits and savings are subject to changes in tax laws.
#The investment risk in the portfolio is borne by the policyholder. Life insurance is available in this product. The maturity amount of Rs 1 Cr. is for a 30 year old healthy individual investing Rs 10,000/- per month for 30 years, with assumed rates of returns @ 8% p.a. that is not guaranteed and is not the upper or lower limits as the value of your policy depends on a number of factors including future investment performance. In Unit Linked Insurance Plans, the investment risk in the investment portfolio is borne by the policyholder and the returns are not guaranteed. Maturity Value: ₹1,05,02,174 @ CARG 8%; ₹50,45,591 @ CAGR 4%
+Returns Since Inception of LIC Growth Fund
¶Long-term capital gains (LTCG) tax (12.5%) is exempted on annual premiums up to 2.5 lacs.
++Source - Google Review Rating available on:- http://bit.ly/3J20bXZ
^^The information relating to mutual funds presented in this article is for educational purpose only and is not meant for sale. Investment is subject to market risks and the risk is borne by the investor. Please consult your financial advisor before planning your investments.