Odisha Pension Scheme

The Odisha Pension Scheme is a social welfare initiative by the Government of Odisha aimed at providing financial support to senior citizens, widows, and individuals with disabilities. The scheme ensures monthly pensions on the 15th of every month, promoting financial independence and dignity among vulnerable groups.

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What is the Odisha Pension Scheme?

The Odisha Pension Scheme, also known as Madhu Babu Pension Yojna (MBPY), scheme is implemented by the Department of Social Security and Empowerment of Persons with Disabilities, Odisha. The Scheme integrates provisions from the Old Age Pension Rules (1989) and Disability Pension Rules (1985). Eligible beneficiaries receive pension amounts ranging from ₹500 to ₹700 per month, depending on age and category. Applications for this pension plan are handled by District Municipal Offices, Gram Panchayats, and Secretariat offices in cities.

Schemes Under Odisha Pension

Various schemes under Odisha Pension are created with the significant objective of helping economically backward people in Odisha. By allocating people to different categories, the government can easily provide pension benefits to everyone in need.

Various schemes provided under Odisha Pension are:

Indira Gandhi National Old Age Pension
Indira Gandhi National Disabled Pension
Indira Gandhi National Widow Pension
National Family Benefit Scheme

Indira Gandhi National Old Age Pension

Indira Gandhi National Old Age Pension is provided for old age people who are also known as senior citizens in society. Senior citizens who are living in Odisha and fall below the poverty line of the Nation are eligible to get this benefit.

Any senior citizen whose descendants refused to take care of them is also eligible if they had no other source of income. The monthly rate provided to these beneficiaries is Rs. 500. People who are above the age of 60 are considered to be senior citizens. This pension can be provided to people until the age of 79.

After the age of 79 (i.e.) 80, the pension is increased to Rs.700 per month. The beneficiary can receive this amount until the end of their life.
Indira Gandhi National Disabled Pension

Indira Gandhi National Disabled Pension is provided for physically challenged and mentally challenged people. Any other disabilities like chronic disease or inability to work due to any other physical and mental issues with a medical certificate issued by any recognized practitioners are eligible.

Under this Pension scheme, an amount of Rs. 500 is provided per month to the beneficiary. The disabled people must be people from below poverty line backgrounds. The age criteria for this scheme are 18 to 79 years.
Indira Gandhi National Widow Pension

Indira Gandhi National Widow Pension is provided for widows below the poverty line and are between the ages of 40 and 79. The amount provided for a widow under this scheme is Rs.500 per month.

Widows must be registered legally regarding their marriage. Widows must provide the death certificate of their husbands while applying for this pension.
National Family Benefit Scheme

The National Family Benefit Pension is provided for families which fall under the poverty line. The total annual income of the family has to fall under Rs.24,000/- per annum. This National Family Benefit Scheme is provided for families in Odisha to spend on necessities, everyday expenses, and other emergency expenses like medical expenses.

The family should not have any assets above the value of Rs.50,000/- are also eligible for taking this pension. This is one-time assistance in a year and is provided as relief assistance to people.

The one-time assistance of Rs. 20,000/- is provided for families that come under this scheme.

Features and Benefits of Odisha Pension Scheme

Odisha Pension schemes provide various benefits and features for economically backward people. Some of these benefits are mentioned below:

Provides financial support to economically backward people.
Acts as a great source of Income Replacement.
Each pension is personalized for each category of people to pursue according to their convenience and without any confusion.
The amount that is provided as a monthly pension benefit can help people who are financially struggling in their lives.
The pensioner can use the amount provided as a monthly pension to use as a day-to-day allowance.
This amount also helps the pensioner in times of medical emergencies and other expenses.

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Eligibility

The eligibility criteria for getting Odisha Pension Scheme are listed below:

People who are 60 years of age and above.
A widow irrespective of age (must be 18 years when married)
Leprosy patients with any sign of deformity of any age are eligible.
People who are unable to work due to blindness, handicapped, mentally retarded, or cerebral palsy.
A family's total income is less than Rs.24,000/- per annum is eligible.
AIDS patients with an identified certificate from doctors.

Beside categories mentioned above, they must also be permanent residents of Odisha for getting social security benefits from the Odisha Government.

*All savings are provided by the insurer as per the IRDAI approved insurance plan. Standard T&C Apply

Policy Beneficiaries

A list of people who can get benefit from this scheme is as follows:

Old Age People or Senior Citizens (Above 60 and 65 years of age)
Widows (irrespective of Age but should be a major, i.e., above the age of 18).
Unmarried women who are above 30 years of age
Married and Separated Women (Deserted Women)
Divorced Woman
A family which falls behind the poverty line
Mentally challenged people
Physically challenged or Handicapped People
People with chronic disease and with no source of income

*All savings are provided by the insurer as per the IRDAI approved insurance plan. Standard T&C Apply

Policy Beneficiaries

A list of people who can get benefit from this scheme is as follows:

Senior citizens aged 60+
Widows and widows of AIDS patients
Unmarried women belonging to the Below Poverty Line (BPL) category
AIDS patients with proper certification
Widows (must be above 18 at time of marriage)
Individuals with leprosy, blindness, mental retardation, cerebral palsy, or physical disabilities
Families with total income below ₹24,000 per annum
AIDS patients with proper medical certification
People with chronic disease and with no source of income
Permanent residents of Odisha

Documents Required

For Odisha Pension, documents needed to avail of the policy are listed below:

AADHAR Card
Medical Certificate
Passport size photographs
PAN Card
Bank Statements
Income proof (if any)

FAQ's

Q. What is the abbreviation meaning for MBPY?

Ans: The abbreviation form for MBPY is Madhu Babu Pension Yojna. This is a pension scheme provided by the government of Odisha for economically backward people in Odisha.
Q. Are mentally challenged people eligible to get Disability Pension?

Ans: Yes. Mentally challenged people who have a medical certificate from a prescribed medical practitioner are eligible to get this pension. Mentally challenged people who have a certificate stating that their mental disability is above 40% can easily get a pension under the Disability scheme of Odisha Pension.
Q. Can a minor woman get the widow pension benefit?

Ans: No, the Widow pension benefit is only provided for women above the age of 40 and below the poverty line. If a widow is a minor, they are not considered a widow since the marriage that happened won't be legally considered even after their spouse died.
Q. Who is eligible for getting the Indira Gandhi Old Age Pension Scheme?

Ans: As the name states, the Old Age Pension Scheme can be taken by people above the age of 60 and 65. People who are known as senior citizens in a community with low annual income are eligible. Senior citizens whose sons and daughters have refused to provide care for them to take care of their necessities and other expenses can also apply. Senior citizens who retired with a government pension are not eligible. Senior citizens who are receiving any pension benefit from the government are also not eligible.
Q. What are the various social security schemes provided by Odisha Pension Scheme, and who are eligible?
Ans: Odisha Pension Scheme, listed below provide various social security benefits along with their eligibilities:
- Indira Gandhi National Old Age Pension – Old Age People in Odisha are eligible. Senior citizens must be 60 years old and above.
- Indira Gandhi National Widow Pension – Widows who are permanent residents of Odisha are eligible.
- Indira Gandhi National Disabled Pension – Disabled people in Odisha are eligible for this pension. Mentally Disabled persons who have 40% disability are eligible. Physically Challenged people who are above 80% disabled are eligible.
- National Family Benefit Scheme – Families whose annual income falls under Rs. 50,000/- in Odisha are eligible.