Under the EPF scheme, both employee and employer contribute monthly. The minimum contribution for the employee is 12% of their basic salary. The employer must also contribute the same amount to the employee’s EPF account. The accumulated funds attract an interest rate of 8.5%. Individuals may withdraw the corpus upon retirement or even before retirement under specified circumstances.Read more
Peaceful Post-Retirement Life
Tax Free Regular Income
Wealth Generation to beat Inflation
*All savings are provided by the insurer as per the IRDAI approved insurance plan. Standard T&C Apply
Invest ₹6,000/month & Get Tax Free Monthly Pension of ₹60,000
Get the best returns & make the most of your Golden years
Let us understand the process of how you can check your EPF balance and other information quickly.
Tina can check her EPF balance online using any of the following methods:
Before checking the EPF balance, an employee should ensure that the employer has activated their Universal Account Number (UAN). UAN is a unique identification number allotted to all the employees enrolled under the EPF scheme.
All employees have only one UAN in their working life, no matter how many companies they change. UAN is an important number as the whole process related to the EPF services is now online.
Upon activation of the employee’s UAN, EPF balance can be checked with the following steps:
Visit the official website of EPFO.
Select the ‘Our Services’ option and tap on the ‘For Employees’ option.
Next, click on the ‘Services’ section and select ‘Member passbook’.
Enter the 12 digits UAN, password, and the captcha.
Click on ‘Log in’.
Once logged in, an individual can operate their EPF account.
Individuals can also check their EPF balance by downloading the 'm-Sewa app of EPFO'. The steps to check the EPF balance are as follows:
Download the application on your smartphone.
Click on ‘Member’.
Go to ‘Balance/Passbook’.
Enter UAN and registered mobile number.
Once all the details are verified, an individual can view their latest EPF balance.
Another method to check the EPF balance online is on the UMANG portal. Following are the steps:
Download the mobile UMANG application on your phone.
Search for the Employee Provident Fund Organization (EPFO) option after successfully logging into the application.
Select ‘Employee Centric Services’ from the various options available.
Enter your UAN on the new screen that opens, and click on ‘GET OTP’.
Once OTP is received, enter the OTP sent to your registered mobile number and click on ‘Login’.
An individual can check his/her EPF balance under ‘View Passbook’. An individual can also download the UMANG app by giving a missed call on the number - 97183917183.
An individual should make sure that the employer activates their UAN number before checking their EPF balance.
An individual can check the EPF balance offline as well. The following offline methods can be used:
EPFO sends an alert via SMS to individuals who are not comfortable logging into their account on the EPFO portal or downloading the UMANG application as mentioned above. However, to receive the alerts on SMS, the employee must link their mobile number with their EPF account.
If an individual’s phone number is linked with the EPFO, they can quickly check the EPF balance anytime by sending an SMS to EPFO. The individual can send an SMS on 7738299899 with the message ‘EPFOHO UAN ENG’ from the registered mobile number.
This UAN stands for universal account number allotted to the member, and ENG stands for the language they want to receive the EPF balance. ENG is the first three digits of the language, such as ENG for English, HIN for Hindi, MAR for Marathi.
The portal currently supports ten languages.
Another offline method to check EPF balance is to give a missed call on the official EPFO phone number. The EPFO toll-free number is 011-22901406. The missed call service will be provided to the employee only if connected with a registered mobile number.
Once the member calls the toll-free number, it will automatically disconnect after a ring or two. The member will receive a notification containing the details of your EPF balance.
It is essential to keep the following details handy while checking EPF balance (whether online or offline):
Universal Account Number (UAN)
Active mobile number registered with UAN
Aadhaar number linked with UAN
An individual can quickly verify their EPF balance using an online or offline method or both. To check the EPF balance online, a member can either visit the EPFO website or can download the UMANG application on their mobile.
On the other hand, the employee can also use offline methods like sending an SMS or giving a missed call to the EPFO toll-free number or by both from their registered mobile number.
The individual must keep the other required details handy before checking their EPF balance, like an active registered phone number, universal account number, Aadhaar number, and so on.
15 Jun 2022Retirement planning should form an essential part of your
15 Jun 2022The National Pension Scheme is the Central Government’s social
15 Jun 2022Planning retirement is extremely important and crucial these
08 Jun 2022Atal Pension Yojana (APY) is a government of India initiative to
02 Jun 2022Retirement planning is paramount to creating a constant source