Sevana Pension

Both the State and the Central Governments in India have taken multiple steps to eradicate poverty. One such step taken by the government of Kerala is the introduction of the Sevana pension scheme. It is one of the government-provided services that have its ultimate goal to help the poverty-stricken people of Kerala. Providing social and financial security to the needy is the motto behind the Sevana pension scheme.

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The government has subdivided the plan into several major categories, which will, in turn, reach all the persons who need help. There are around 16 lakhs people who are benefited from the scheme in the underprivileged category. Under this plan, the pension amount is distributed through the local bodies such as Panchayats, Municipalities and Corporations of the state.  

Eligibility Criteria for Sevana Pension Scheme

The Sevana pension consists of several major categories, and they are required to meet different eligibility criteria for each scheme.

Indira Gandhi National Old-age Pension Scheme

  • The applicant has to be above the age of 60 years
  • The family income of the applicant has to be lower than one lakh rupees for a year
  • The applicant has to be residing permanently in Kerala for ten years or above
  • The applicant has not to be subjected to any other welfare schemes of the government

Indira Gandhi National Widow Pension Scheme

  • The applicant has to be over 60 years and be a widow or divorcee
  • The annual income of the family needs to be less than one Lakh rupees
  • The applicant needs to reside in the state for over ten years and should not get benefited from any other schemes provided by the state

Pension to Unmarried Women

  • To apply for this scheme, the applicant has to be unmarried, and the age limit is above 50 years
  • The applicant has to live in Kerala for nearly ten years, and the annual income of the family should be less than one lakh rupees
  • The applicant should not be a beneficiary for any other schemes

Indira Gandhi National Disability Pension Scheme

  • The applicant under this scheme should submit a certificate of disability
  • The applicant should not have enrolled themselves on any other welfare programs
  • The applicant has to reside in Kerala for about ten years, and the family's annual income should be less than one lakh rupees

Agricultural Labour Pension

  • The applicant must be agricultural labour for ten years
  • The applicant should be a member of the Agricultural worker's welfare fund, Kerala
  • The age limit and family annual income is above 60 years and less than one lakh rupees
  • The applicant needs to live in Kerala for ten years and should not be a beneficiary of other schemes

*All savings are provided by the insurer as per the IRDAI approved insurance plan. Standard T&C Apply

Salient Features of Sevana Pension

Here is a rundown of the key features of Sevana Pension Scheme:

  • Through the Sevana pension planfinancial help is provided to the different categories of the needy people.
  • Sevana Pension scheme, currently, runs 6 types of different social security pension schemes through local bodies, like, Municipalities and Corporations, and Gram Panchayats.
  • By means of this scheme, the beneficiaries can lead their lives without depending on others.
  • This scheme is launched by the government of Kerala and is maintained by the Social Welfare Department.
  • Using this scheme, the government helps different categories of people, including agricultural workers and disabled people.

Core Benefits of Sevana Pension

The benefits of the Sevana pension scheme cover various sectors of people:

Indira Gandhi National Old-age Pension Scheme

Under this scheme, elderly people above 60 years are benefited. The pension amount that the beneficiary of this scheme will receive is Rs.1500. Though the implementation was handled before by the revenue department, the whole control now is under the government of Kerala.

Indira Gandhi National Widow Pension Scheme

With this scheme, the government tries to satisfy the needs of the widows across the state. An important point about this scheme is that the widow should not be married again. The amount received by the beneficiary under this scheme is Rs.1500.

Pension to Unmarried Women

This scheme is introduced especially for women who are unmarried and are above the age of 50. The pension amount received by the beneficiary is Rs.1500.

Indira Gandhi National Disability Pension Scheme

Under this scheme, persons with a disability of more than 40% will be helped by the government. To ensure the disability of the applicant, medical officers will verify the applicant. The amount provided to the beneficiary under this scheme is Rs.1500.

Agricultural Labour Pension

The agricultural labourers with the low-income level can be benefitted from this scheme. The pension amount given to the beneficiary is Rs.1500.

Monthly Contribution

  • The Sevana pension scheme is established to help the people with the lower-income level of various categories.
  • There is no need to contribute to this scheme.
  • According to the scheme under this plan, the beneficiary will receive a constant amount every month.

*All savings are provided by the insurer as per the IRDAI approved insurance plan. Standard T&C Apply

How to apply for Sevana Pension?

There are several documents that have to be submitted along with the application form. The list of documents is as follows:

  • Photocopy of AADHAAR card
  • Photocopy of Ration card
  • Proof of residence
  • Certificate of disability if needed
  • Certificate of caste
  • Details related to your bank account
  • Contact number

Application Process of Sevana Pension

Here is the application process related to various schemes under this plan,

Indira Gandhi National Old-age Pension Scheme

The following steps are involved in applying for Indira Gandhi National Old-age Pension Scheme:

Step 1: Visit the official website of the Sevana pension.

Step 2: On the home page, click on the application forms.

Step 3: Now, select Indira Gandhi national old-age pension option.

Step 4: Download the application form and fill in the required details with utmost correctness.

Step 5: Attach the required documents and submit the application to the officials in the Panchayat or Municipal Corporation.

Step 6: The application will be reviewed by the concerned department, and the pension amount will be approved.

Pension to Unmarried Women

The following steps are needed to follow to apply for Pension to Unmarried Women:

Step 1: Launch the official website and click on the application forms.

Step 2: Select pensions for unmarried women above 50 years of age option.

Step 3: The page will be redirected to a page where the application can be downloaded.

Step 4: Fill in the asked details and attach the list of documents required before submitting the application to the officials.

Step 5: An inquiry will be made on the submitted application, and action will be taken accordingly.

Indira Gandhi National Widow Pension Scheme

One needs to follow the steps below to apply for Indira Gandhi National Widow Pension Plan:

Step 1: Open the official website of the Sevana pension and select the application forms.

Step 2: In the list of plans, click on the Indira Gandhi National Widow Pension Scheme.

Step 3: An application will be displayed, which can be downloaded.

Step 4: Fill in the details and submit the application to the corporation, municipality or Panchayats by attaching the documents required.

Step 5: The officials of the respective department will check the application and sanction the pension amount.

Indira Gandhi National Disability Pension Scheme

The following steps would be required to follow in order to apply for Indira Gandhi National Disability Pension Plan:

Step 1: Launch the website of the Sevana pension scheme and click on the download tab.

Step 2: Select the application forms and click on the Indira Gandhi national disability pension scheme – mentally/physically challenged.

Step 3: Download the application form and fill in all the details required.

Step 4: Submit the application with the essential documents.

Step 5: After the proper analysis by the social welfare department, the pension amount will be provided.

Agricultural Labour Pension

One needs to follow the steps mentioned below so as to apply for Agricultural Labour Pension Plan:

Step 1: On the homepage of the website of scheme, click on the downloads tab.

Step 2: Select the application forms and click on the agricultural worker's pension option.

Step 3: Download the application.

Step 4: Fill in all the details and attach the required documents.

Step 5: Hand over the application to the concerned gram panchayat municipality.

Step 6: The officials will review the application in 45 days, and the pension amount will be released.

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^^The information relating to mutual funds presented in this article is for educational purpose only and is not meant for sale. Investment is subject to market risks and the risk is borne by the investor. Please consult your financial advisor before planning your investments.

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