Bandhan Financial Services Fund Regular-IDCW

  • 3 Months
  • 6 Months
  • 1 Year
  • 3 Years
  • 5 Years
  • RSI
3 Months Returns : -1.99%
NAV: ₹12.97 as on Thu Nov 05, 2026
Fund NAV

Fund Overview of Bandhan Financial Services Fund Regular-IDCW

  • ₹1,046.4 Cr
    AUM
  • ₹12.97
    NAV
  • 2.46%
    Expense Ratio
  • Equity
    Fund Category
As on Thu Nov 05, 2026
Calculate your Returns
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Minimum amount you can invest: ₹500

Maximum amount you can invest: ₹1,00,000

We have used a return rate of 15% for our calculations.

The total value of your investment after 10 years will be
₹ 1,39,328.64
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Bandhan Financial Services Fund Regular-IDCW Return Comparison

Tenure Absolute(%) Annualised(%) Category Average(%)
3 Months -1.99% NA 2.31%
6 Months 3.92% NA 15.50%
1 Year -1.72% -1.72% 10.43%
2 Years 6.81% 3.35% 18.38%
3 Years 44.32% 13.01% 17.78%
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As on Thu Nov 05, 2026

Dividend of Bandhan Financial Services Fund Regular-IDCW : 8.03%

Dividends are declared by the fund house based on the income generated from the underlying assets. While many mutual funds distribute dividends annually, the payout frequency ultimately depends on the fund house’s decision

Asset Allocation of Bandhan Financial Services Fund Regular-IDCW

equities

98.29%

debt instruments

0.01%

other assets or cash equivalents

1.70%
Large Cap: 59.81%
Mid Cap: 18.83%
Small Cap: 21.36%
Other: 0.00%
Top Holdings
Hdfc Bank Ltd
19.80%
Hdfc Bank Ltd
19.80%
Hdfc Bank Ltd
19.09%
Hdfc Bank Ltd
18.80%
Hdfc Bank Ltd
19.64%
 
Top Sectors
Financial
333.32%
Detailed Portfolio Analysis
As on Thu Nov 05, 2026
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About Fund

About Bandhan Financial Services Fund Regular-IDCW

Bandhan Financial Services Fund Regular-IDCW is one Equity mutual fund offered by Bandhan Mutual Fund. Launched on 28 Jul 2023, the fund aims To create wealth over a long term Investment predominantly in equity and equity related instruments of the companies engaged in the Financial Services sector. It manages assets worth ₹1,046.4 crore as on Wed Sep 30, 2026. The expense ratio stands at 2.46%.
The portfolio allocation consists of 98.29% in equities, 0.01% in debt instruments, 1.70% in other assets or cash equivalents.Managed by Harshal Joshi, it has delivered a return of -1.72% in the last year, a total return since inception of 12.84%.
The latest dividend was declared on 25 Mar 2026 at 8.03% of face value.
Considering individual goals individuals may compare best sip plans during the overall investment planning.

Read more
  • Ritu Modi

    Fund Manager

  • Ms. Modi has done B.com and MMS(Finance).

    Manager Education

  • Gaurav Satra

    Fund Manager

  • Mr. Satra has done B.Com and CA

    Manager Education

  • Harshvardhan Agrawal

    Fund Manager

  • Mr. Agrawal has done BE, MBA and CFA

    Manager Education

  • Ritika Behera

    Fund Manager

  • Ms. Behera has done B.Com and MBA (Finance)

    Manager Education

  • Harshal Joshi

    Fund Manager

  • Mr. Joshi is PGDBM from N.L. Dalmia Institute of Management Studies and Research, Mumbai

    Manager Education

Key Metrics of Bandhan Financial Services Fund Regular-IDCW

  • Standard Deviation
    16.82%
  • Mean
    11.75%
  • Sharpe Ratio
    0.37%
  • Alpha
    2.10%
  • Beta
    0.99%
  • Sortino Ratio
    0.51%

Bandhan Financial Services Fund Regular-IDCW Fund Details

Fund Names Bandhan Financial Services Fund Regular-IDCW
Inception Date 28 Jul 2023
Lock In No Lock-in
SIP Minimum Investment amount ₹100
SWP Minimum Investment amount ₹200
STP Minimum Investment amount ₹500
 
Risk Principal at very high risk
Category Average Annual Returns 10.43
More Details
Highest NAV in last 52 weeks & Lowest NAV in last 52 weeks

Compare Mutual Funds
Bandhan Financial Services Fund Regular-IDCW Fund Returns Comparison

Compare Bandhan Financial Services Fund Regular-IDCW with other mutual funds in the same category

Bandhan Financial Services Fund Regular-IDCW

Nippon India ETF Nifty PSU Bank Bees

Kotak Nifty PSU Bank Exchange Traded Fund

Compare more funds

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Top Performing Mutual Funds

Fund Names AUM (Cr) 1M 3M 1Yr 3Yr 5Yr
Nippon India ETF Nifty PSU Bank Bees trend ₹3,932 6.78% 0.12% 2.97% 19.36% 24.59%
Kotak Nifty PSU Bank Exchange Traded Fund trend ₹2,491 6.78% 0.12% 2.95% 19.34% 24.59%
Invesco India Financial Services Fund Direct-Growth trend ₹1,790 5.70% -0.76% 4.47% 16.66% 13.74%
Invesco India Financial Services Fund Direct-IDCW trend ₹1,790 5.70% -0.76% 4.47% 16.66% 13.74%
Sundaram Financial Services Opportunities Fund Direct-Growth trend ₹1,614 2.96% -2.91% 0.54% 11.90% 12.63%
Sundaram Financial Services Opportunities Fund Direct-IDCW trend ₹1,614 2.96% -2.91% 0.54% 11.90% 12.63%
Invesco India Financial Services Fund Regular-Growth trend ₹1,790 5.58% -1.08% 3.15% 15.16% 12.25%
Invesco India Financial Services Fund Regular-IDCW trend ₹1,790 5.58% -1.08% 3.15% 15.16% 12.25%
SBI Banking & Financial Services Fund Direct-Growth trend ₹10,420 6.57% -0.20% -0.07% 16.62% 12.02%
SBI Banking & Financial Services Fund Direct-IDCW trend ₹10,420 6.57% -0.20% -0.07% 16.62% 12.02%
View More
increase growth is based on 1-month returns of the funds & Top fund are based on 3Y Returns

More funds from Bandhan Mutual Fund

Fund Names AUM (Cr) 1M 3M 6M 1Yr 3Yr
Bandhan Financial Services Fund Regular-Growth increase ₹1,046 4.16% -1.99% 3.92% -1.72% 13.01%
Bandhan Financial Services Fund Direct-Growth increase ₹1,046 4.30% -1.61% 4.71% -0.19% 14.82%
Bandhan Financial Services Fund Direct-IDCW increase ₹1,046 4.30% -1.61% 4.71% -0.19% 14.82%
Bandhan Nifty Bank Index Fund Direct-Growth increase ₹19 5.56% 0.01% 6.40% 0.16% -
Bandhan Nifty Bank Index Fund Regular-Growth increase ₹19 5.49% -0.20% 5.96% -0.64% -
View More
increase growth is based on 1-month returns of the funds

Bandhan Financial Services Fund Regular-IDCW Calculator

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Top 25% of investors consistently generate more than 12% return
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Top Mutual Funds

Fund Names AUM (Cr) NAV 3Yr 5Yr 10Yr
ICICI Prudential Banking And Financial Services-Growth trend ₹10,774 ₹132.45 10.28% 8.29% 11.33%
ICICI Prudential Banking And Financial Services Direct Plan-Growth trend ₹10,774 ₹150.58 11.14% 9.17% 12.37%
ICICI Prudential Banking And Financial Services Direct Plan-IDCW trend ₹10,774 ₹69.19 11.14% 9.17% 12.37%
ICICI Prudential Banking And Financial Services-IDCW trend ₹10,774 ₹25.28 10.28% 8.29% 11.33%
SBI Banking & Financial Services Fund Regular-Growth trend ₹10,420 ₹44.03 15.41% 10.80% 14.06%
SBI Banking & Financial Services Fund Direct-Growth trend ₹10,420 ₹49.80 16.62% 12.02% 15.37%
SBI Banking & Financial Services Fund Direct-IDCW trend ₹10,420 ₹44.52 16.62% 12.02% 15.37%
SBI Banking & Financial Services Fund Regular-IDCW trend ₹10,420 ₹39.54 15.41% 10.80% 14.06%
Nippon India ETF Nifty Bank Bees trend ₹7,917 ₹598.81 10.65% 8.57% 11.98%
Nippon India Banking & Financial Services Fund-Growth trend ₹7,367 ₹633.84 11.02% 11.08% 12.46%
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Top funds are based on Fund AUM

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Bandhan Financial Services Fund Regular-IDCW Detailed Portfolio

Stocks Sector % of Holding Value
Hdfc Bank LtdFinancial19.80%₹218.70 Cr
Hdfc Bank LtdFinancial19.80%₹218.70 Cr
Hdfc Bank LtdFinancial19.09%₹218.02 Cr
Hdfc Bank LtdFinancial18.80%₹214.47 Cr
Hdfc Bank LtdFinancial19.64%₹207.45 Cr
Hdfc Bank LtdFinancial19.64%₹207.45 Cr
Hdfc Bank LtdFinancial19.16%₹202.74 Cr
Hdfc Bank LtdFinancial17.99%₹201.63 Cr
Hdfc Bank LtdFinancial16.37%₹182.43 Cr
Icici Bank LtdFinancial15.70%₹173.39 Cr
Icici Bank LtdFinancial15.70%₹173.39 Cr
Icici Bank LtdFinancial14.67%₹167.58 Cr
Icici Bank LtdFinancial14.72%₹165.20 Cr
Icici Bank LtdFinancial14.72%₹165.20 Cr
Icici Bank LtdFinancial14.72%₹165.20 Cr
Icici Bank LtdFinancial14.72%₹165.20 Cr
Icici Bank LtdFinancial14.72%₹165.20 Cr
Icici Bank LtdFinancial14.24%₹162.46 Cr
Icici Bank LtdFinancial15.10%₹159.80 Cr
Icici Bank LtdFinancial14.02%₹156.19 Cr
View More

Top Equity Funds

Fund Names NAV 3Yr 5Yr 52 weeks high
Nippon India ETF Nifty PSU Bank Bees increase ₹95.58 19.36% 24.59% -
Kotak Nifty PSU Bank Exchange Traded Fund increase ₹85.66 19.34% 24.59% -
Invesco India Financial Services Fund Direct-Growth increase ₹177.73 16.66% 13.74% -
Invesco India Financial Services Fund Direct-IDCW increase ₹91.47 16.66% 13.74% -
Sundaram Financial Services Opportunities Fund Direct-Growth increase ₹121.84 11.90% 12.63% -
Sundaram Financial Services Opportunities Fund Direct-IDCW increase ₹33.23 11.90% 12.63% -
Invesco India Financial Services Fund Regular-Growth increase ₹146.26 15.16% 12.25% -
Invesco India Financial Services Fund Regular-IDCW increase ₹74.59 15.16% 12.25% -
SBI Banking & Financial Services Fund Direct-Growth increase ₹49.80 16.62% 12.02% -
SBI Banking & Financial Services Fund Direct-IDCW increase ₹44.52 16.62% 12.02% -
View More
increase growth is based on 5Y returns of the funds

Frequently Asked Questions

Bandhan Financial Services Fund Regular-IDCW

What is the current AUM of Bandhan Financial Services Fund Regular-IDCW?

As of Wed Sep 30, 2026, Bandhan Financial Services Fund Regular-IDCW manages assets worth ₹1,046.4 crore

How has Bandhan Financial Services Fund Regular-IDCW performed recently?

  • 3 Months: -1.99%
  • 6 Months: 3.92%

What is the long-term performance of Bandhan Financial Services Fund Regular-IDCW?

  • 3 Years CAGR: 13.01%
  • Since Inception: 12.84%

What is the portfolio composition of Bandhan Financial Services Fund Regular-IDCW?

Equity: 98.29%, Debt: 0.01%, Others: 1.70%.

Who manages Bandhan Financial Services Fund Regular-IDCW?

Bandhan Financial Services Fund Regular-IDCW is managed by Harshal Joshi from Bandhan Mutual Fund.

When was the last dividend declared by Bandhan Financial Services Fund Regular-IDCW?

Latest dividend was declared on 25 Mar 2026 at 8.03% of face value.

What is the market-cap allocation of Bandhan Financial Services Fund Regular-IDCW?

Large Cap: 59.81%, Mid Cap: 18.83%, Small Cap: 21.36%.

Which are the top companies Bandhan Financial Services Fund Regular-IDCW has invested in?

  • HDFC Bank Ltd – 19.80% of the fund's portfolio
  • HDFC Bank Ltd – 19.80% of the fund's portfolio
  • HDFC Bank Ltd – 19.09% of the fund's portfolio
  • HDFC Bank Ltd – 18.80% of the fund's portfolio
  • HDFC Bank Ltd – 19.64% of the fund's portfolio

Which are the major sectors Bandhan Financial Services Fund Regular-IDCW focuses on?

  • Financial – 333.32% of the fund's portfolio
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