DSP Banking & Financial Services Fund Direct-IDCW

  • 3 Months
  • 6 Months
  • 1 Year
  • 3 Years
  • 5 Years
  • RSI
3 Months Returns : -3.92%
NAV: ₹12.69 as on Thu Nov 05, 2026
Fund NAV

Fund Overview of DSP Banking & Financial Services Fund Direct-IDCW

  • ₹2,034.3 Cr
    AUM
  • ₹12.69
    NAV
  • 0.83%
    Expense Ratio
  • Equity
    Fund Category
As on Thu Nov 05, 2026
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Minimum amount you can invest: ₹500

Maximum amount you can invest: ₹1,00,000

We have used a return rate of 15% for our calculations.

The total value of your investment after 10 years will be
₹ 1,39,328.64
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DSP Banking & Financial Services Fund Direct-IDCW Return Comparison

Tenure Absolute(%) Annualised(%) Category Average(%)
3 Months -3.92% NA 2.31%
6 Months 2.68% NA 15.50%
1 Year 5.63% 5.63% 10.43%
2 Years 24.35% 11.51% 18.38%
As on Thu Nov 05, 2026

Dividend of DSP Banking & Financial Services Fund Direct-IDCW : 11.00%

Dividends are declared by the fund house based on the income generated from the underlying assets. While many mutual funds distribute dividends annually, the payout frequency ultimately depends on the fund house’s decision

Asset Allocation of DSP Banking & Financial Services Fund Direct-IDCW

equities

98.84%

other assets or cash equivalents

1.17%
Large Cap: 54.68%
Mid Cap: 19.14%
Small Cap: 26.17%
Other: 0.00%
Top Holdings
Icici Bank Ltd
13.88%
Icici Bank Ltd
16.24%
Icici Bank Ltd
9.94%
Icici Bank Ltd
9.94%
Icici Bank Ltd
9.94%
 
Top Sectors
Financial
232.37%
Detailed Portfolio Analysis
As on Thu Nov 05, 2026
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About Fund

About DSP Banking & Financial Services Fund Direct-IDCW

DSP Banking & Financial Services Fund Direct-IDCW is one Equity mutual fund offered by DSP Mutual Fund. Launched on 08 Dec 2023, the fund aims Long term capital growth. Investment in equity and equity related securities of banking and financial services companies/entities. It manages assets worth ₹2,034.3 crore as on Wed Sep 30, 2026. The expense ratio stands at 0.83%.
The portfolio allocation consists of 98.84% in equities, 1.17% in other assets or cash equivalents.Managed by Rohit Singhania, it has delivered a return of 5.63% in the last year, a total return since inception of 15.11%.
The latest dividend was declared on 13 Mar 2026 at 11.00% of face value.
Identifying the right best sip plan has a vital part in systematic investing.

Read more
  • Rohit Singhania

    Fund Manager

  • Mr. Singhania is an MMS.

    Manager Education

DSP Banking & Financial Services Fund Direct-IDCW Fund Details

Fund Names DSP Banking & Financial Services Fund Direct-IDCW
Inception Date 08 Dec 2023
Lock In No Lock-in
SIP Minimum Investment amount ₹100
SWP Minimum Investment amount ₹100
STP Minimum Investment amount ₹100
 
Risk Principal at very high risk
Category Average Annual Returns 10.43
More Details
Highest NAV in last 52 weeks & Lowest NAV in last 52 weeks

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DSP Banking & Financial Services Fund Direct-IDCW Fund Returns Comparison

Compare DSP Banking & Financial Services Fund Direct-IDCW with other mutual funds in the same category

DSP Banking & Financial Services Fund Direct-IDCW

Nippon India ETF Nifty PSU Bank Bees

Kotak Nifty PSU Bank Exchange Traded Fund

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Top Performing Mutual Funds

Fund Names AUM (Cr) 1M 3M 1Yr 3Yr 5Yr
Nippon India ETF Nifty PSU Bank Bees trend ₹3,932 6.78% 0.12% 2.97% 19.36% 24.59%
Kotak Nifty PSU Bank Exchange Traded Fund trend ₹2,491 6.78% 0.12% 2.95% 19.34% 24.59%
Invesco India Financial Services Fund Direct-Growth trend ₹1,790 5.70% -0.76% 4.47% 16.66% 13.74%
Invesco India Financial Services Fund Direct-IDCW trend ₹1,790 5.70% -0.76% 4.47% 16.66% 13.74%
Sundaram Financial Services Opportunities Fund Direct-Growth trend ₹1,614 2.96% -2.91% 0.54% 11.90% 12.63%
Sundaram Financial Services Opportunities Fund Direct-IDCW trend ₹1,614 2.96% -2.91% 0.54% 11.90% 12.63%
Invesco India Financial Services Fund Regular-Growth trend ₹1,790 5.58% -1.08% 3.15% 15.16% 12.25%
Invesco India Financial Services Fund Regular-IDCW trend ₹1,790 5.58% -1.08% 3.15% 15.16% 12.25%
SBI Banking & Financial Services Fund Direct-Growth trend ₹10,420 6.57% -0.20% -0.07% 16.62% 12.02%
SBI Banking & Financial Services Fund Direct-IDCW trend ₹10,420 6.57% -0.20% -0.07% 16.62% 12.02%
View More
increase growth is based on 1-month returns of the funds & Top fund are based on 3Y Returns

More funds from DSP Mutual Fund

Fund Names AUM (Cr) 1M 3M 6M 1Yr 3Yr
DSP Banking & Financial Services Fund Regular-Growth increase ₹2,034 3.48% -4.25% 1.96% 4.13% -
DSP Banking & Financial Services Fund Direct-Growth increase ₹2,034 3.60% -3.92% 2.68% 5.63% -
DSP Banking & Financial Services Fund Regular-IDCW increase ₹2,034 3.48% -4.25% 1.96% 4.13% -
DSP Nifty PSU Bank ETF-Growth increase ₹1,434 6.81% 0.21% 2.06% 3.38% 19.68%
DSP Nifty Private Bank ETF-Growth increase ₹748 6.96% 3.06% 10.24% 2.70% 8.88%
DSP Nifty Bank ETF Regular-Growth increase ₹421 5.58% 0.09% 6.53% 0.38% 10.70%
DSP BSE Top 10 Banks ETF-Growth increase ₹370 7.30% 1.92% 7.35% - -
DSP Nifty Private Bank Index Fund Regular-Growth increase ₹106 6.88% 2.83% 9.73% 1.68% -
DSP Nifty Private Bank Index Fund Direct-Growth increase ₹106 6.94% 3.01% 10.11% 2.39% -
View More
increase growth is based on 1-month returns of the funds

DSP Banking & Financial Services Fund Direct-IDCW Calculator

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Top Mutual Funds

Fund Names AUM (Cr) NAV 3Yr 5Yr 10Yr
ICICI Prudential Banking And Financial Services-Growth trend ₹10,774 ₹132.45 10.28% 8.29% 11.33%
ICICI Prudential Banking And Financial Services Direct Plan-Growth trend ₹10,774 ₹150.58 11.14% 9.17% 12.37%
ICICI Prudential Banking And Financial Services Direct Plan-IDCW trend ₹10,774 ₹69.19 11.14% 9.17% 12.37%
ICICI Prudential Banking And Financial Services-IDCW trend ₹10,774 ₹25.28 10.28% 8.29% 11.33%
SBI Banking & Financial Services Fund Regular-Growth trend ₹10,420 ₹44.03 15.41% 10.80% 14.06%
SBI Banking & Financial Services Fund Direct-Growth trend ₹10,420 ₹49.80 16.62% 12.02% 15.37%
SBI Banking & Financial Services Fund Direct-IDCW trend ₹10,420 ₹44.52 16.62% 12.02% 15.37%
SBI Banking & Financial Services Fund Regular-IDCW trend ₹10,420 ₹39.54 15.41% 10.80% 14.06%
Nippon India ETF Nifty Bank Bees trend ₹7,917 ₹598.81 10.65% 8.57% 11.98%
Nippon India Banking & Financial Services Fund-Growth trend ₹7,367 ₹633.84 11.02% 11.08% 12.46%
View More
Top funds are based on Fund AUM

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DSP Banking & Financial Services Fund Direct-IDCW Detailed Portfolio

Stocks Sector % of Holding Value
Icici Bank LtdFinancial13.88%₹219.73 Cr
Icici Bank LtdFinancial16.24%₹218.65 Cr
Icici Bank LtdFinancial9.94%₹217.11 Cr
Icici Bank LtdFinancial9.94%₹217.11 Cr
Icici Bank LtdFinancial9.94%₹217.11 Cr
Icici Bank LtdFinancial9.94%₹217.11 Cr
Icici Bank LtdFinancial12.86%₹214.38 Cr
Icici Bank LtdFinancial14.01%₹212.84 Cr
Icici Bank LtdFinancial14.01%₹212.84 Cr
Icici Bank LtdFinancial13.08%₹212.46 Cr
Icici Bank LtdFinancial10.20%₹205.35 Cr
Icici Bank LtdFinancial10.20%₹205.35 Cr
Icici Bank LtdFinancial10.20%₹205.35 Cr
Icici Bank LtdFinancial11.57%₹200.01 Cr
Icici Bank LtdFinancial14.02%₹198.96 Cr
Icici Bank LtdFinancial14.02%₹198.96 Cr
Icici Bank LtdFinancial9.70%₹197.36 Cr
Icici Bank LtdFinancial9.70%₹197.36 Cr
Icici Bank LtdFinancial9.70%₹197.36 Cr
Icici Bank LtdFinancial9.22%₹172.44 Cr
View More

Top Equity Funds

Fund Names NAV 3Yr 5Yr 52 weeks high
Nippon India ETF Nifty PSU Bank Bees increase ₹95.58 19.36% 24.59% -
Kotak Nifty PSU Bank Exchange Traded Fund increase ₹85.66 19.34% 24.59% -
Invesco India Financial Services Fund Direct-Growth increase ₹177.73 16.66% 13.74% -
Invesco India Financial Services Fund Direct-IDCW increase ₹91.47 16.66% 13.74% -
Sundaram Financial Services Opportunities Fund Direct-Growth increase ₹121.84 11.90% 12.63% -
Sundaram Financial Services Opportunities Fund Direct-IDCW increase ₹33.23 11.90% 12.63% -
Invesco India Financial Services Fund Regular-Growth increase ₹146.26 15.16% 12.25% -
Invesco India Financial Services Fund Regular-IDCW increase ₹74.59 15.16% 12.25% -
SBI Banking & Financial Services Fund Direct-Growth increase ₹49.80 16.62% 12.02% -
SBI Banking & Financial Services Fund Direct-IDCW increase ₹44.52 16.62% 12.02% -
View More
increase growth is based on 5Y returns of the funds

Frequently Asked Questions

DSP Banking & Financial Services Fund Direct-IDCW

What is the current AUM of DSP Banking & Financial Services Fund Direct-IDCW?

As of Wed Sep 30, 2026, DSP Banking & Financial Services Fund Direct-IDCW manages assets worth ₹2,034.3 crore

How has DSP Banking & Financial Services Fund Direct-IDCW performed recently?

  • 3 Months: -3.92%
  • 6 Months: 2.68%

What is the long-term performance of DSP Banking & Financial Services Fund Direct-IDCW?

  • Since Inception: 15.11%

What is the portfolio composition of DSP Banking & Financial Services Fund Direct-IDCW?

Equity: 98.84%, Others: 1.17%.

Who manages DSP Banking & Financial Services Fund Direct-IDCW?

DSP Banking & Financial Services Fund Direct-IDCW is managed by Rohit Singhania from DSP Mutual Fund.

When was the last dividend declared by DSP Banking & Financial Services Fund Direct-IDCW?

Latest dividend was declared on 13 Mar 2026 at 11.00% of face value.

What is the market-cap allocation of DSP Banking & Financial Services Fund Direct-IDCW?

Large Cap: 54.68%, Mid Cap: 19.14%, Small Cap: 26.17%.

Which are the top companies DSP Banking & Financial Services Fund Direct-IDCW has invested in?

  • ICICI Bank Ltd – 13.88% of the fund's portfolio
  • ICICI Bank Ltd – 16.24% of the fund's portfolio
  • ICICI Bank Ltd – 9.94% of the fund's portfolio
  • ICICI Bank Ltd – 9.94% of the fund's portfolio
  • ICICI Bank Ltd – 9.94% of the fund's portfolio

Which are the major sectors DSP Banking & Financial Services Fund Direct-IDCW focuses on?

  • Financial – 232.37% of the fund's portfolio
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