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Fund Overview of Franklin India Retirement Fund Direct-IDCW
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₹479.3 CrAUM
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₹18.37NAV
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1.52%Expense Ratio
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HybridFund Category
Minimum amount you can invest: ₹500
Maximum amount you can invest: ₹1,00,000
We have used a return rate of 15% for our calculations.
Franklin India Retirement Fund Direct-IDCW Return Comparison
| Tenure | Absolute(%) | Annualised(%) | Category Average(%) |
|---|---|---|---|
| 3 Months | -0.75% | NA | 1.30% |
| 6 Months | 1.55% | NA | 7.25% |
| 1 Year | -0.81% | -0.81% | 4.55% |
| 2 Years | 5.54% | 2.73% | 12.48% |
| 3 Years | 25.75% | 7.94% | 11.69% |
| 5 Years | 40.25% | 7.00% | 12.27% |
| 7 Years | 74.41% | 8.27% | NA |
| 10 Years | 114.43% | 7.93% | 9.26% |
Dividends are declared by the fund house based on the income generated from the underlying assets. While many mutual funds distribute dividends annually, the payout frequency ultimately depends on the fund house’s decision
Asset Allocation of Franklin India Retirement Fund Direct-IDCW
equities
34.54%debt instruments
56.45%other assets or cash equivalents
9.01%Franklin India Retirement Fund Direct-IDCW is one Hybrid mutual fund offered by Franklin Templeton Mutual Fund. Launched on 01 Jan 2013, the fund aims Long term capital appreciation. A retirement fund investing upto 40% in equities and balance in fixed income instruments. It manages assets worth ₹479.3 crore as on Wed Sep 30, 2026. The expense ratio stands at 1.52%. Fund Manager Manager Education Fund Manager Manager Education Fund Manager Manager Education Fund Manager Manager EducationAbout Franklin India Retirement Fund Direct-IDCW
The portfolio allocation consists of 34.54% in equities, 56.45% in debt instruments, 9.01% in other assets or cash equivalents.Managed by Rajasa Kakulavarapu, it has delivered a return of -0.81% in the last year, a total return since inception of 9.54%.
The latest dividend was declared on 22 Dec 2025 at 16.50% of face value.
As exploring financial products individuals generally look at best sip plans based on investment horizon.
Key Metrics of Franklin India Retirement Fund Direct-IDCW
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Standard Deviation6.14%
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Mean7.26%
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Sharpe Ratio0.28%
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Sortino Ratio0.37%
Franklin India Retirement Fund Direct-IDCW Fund Details
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Compare Franklin India Retirement Fund Direct-IDCW with other mutual funds in the same category
Franklin India Retirement Fund Direct-IDCW
UTI Retirement Fund Direct
UTI Retirement Fund Regular Plan
Top Performing Mutual Funds
| Fund Names | AUM (Cr) | 1M | 3M | 1Yr | 3Yr | 5Yr |
|---|---|---|---|---|---|---|
UTI Retirement Fund Direct  |
₹4,578 | 2.36% | -1.00% | 1.08% | 9.20% | 8.59% |
| UTI Retirement Fund Regular Plan |
₹4,578 | 2.32% | -1.12% | 0.55% | 8.55% | 7.90% |
| Franklin India Retirement Fund Direct-Growth |
₹479 | 1.83% | -0.75% | -0.81% | 7.94% | 7.00% |
| Franklin India Retirement Fund Direct-IDCW |
₹479 | 1.83% | -0.75% | -0.81% | 7.94% | 7.00% |
| Franklin India Retirement Fund Regular-Growth |
₹479 | 1.77% | -0.93% | -1.54% | 7.12% | 6.19% |
| Franklin India Retirement Fund Regular-IDCW |
₹479 | 1.77% | -0.93% | -1.54% | 7.12% | 6.19% |
growth is based on 1-month returns of the funds & Top fund are based on 3Y Returns
More funds from Franklin Templeton Mutual Fund
| Fund Names | AUM (Cr) | 1M | 3M | 6M | 1Yr | 3Yr |
|---|---|---|---|---|---|---|
|
Franklin India Retirement Fund Regular-Growth
|
₹479 | 1.77% | -0.93% | 1.18% | -1.54% | 7.12% |
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Franklin India Retirement Fund Direct-Growth
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₹479 | 1.83% | -0.75% | 1.55% | -0.81% | 7.94% |
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Franklin India Retirement Fund Regular-IDCW
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₹479 | 1.77% | -0.93% | 1.18% | -1.54% | 7.12% |
growth is based on 1-month returns of the fundsFranklin India Retirement Fund Direct-IDCW Calculator
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Top Mutual Funds
| Fund Names | AUM (Cr) | NAV | 3Yr | 5Yr | 10Yr |
|---|---|---|---|---|---|
| UTI Retirement Fund Direct |
₹4,578 | ₹54.99 | 9.20% | 8.59% | 9.13% |
| UTI Retirement Fund Regular Plan |
₹4,578 | ₹50.59 | 8.55% | 7.90% | 8.45% |
| 360 One Balanced Hybrid Fund Regular-Growth |
₹667 | ₹13.16 | 9.67% | - | - |
| 360 One Balanced Hybrid Fund Direct-Growth |
₹667 | ₹13.79 | 11.33% | - | - |
| 360 One Balanced Hybrid Fund Regular-IDCW |
₹667 | ₹13.16 | 9.67% | - | - |
| 360 One Balanced Hybrid Fund Direct-IDCW |
₹667 | ₹13.79 | 11.33% | - | - |
Franklin India Retirement Fund Direct-IDCW Detailed Portfolio
| Stocks | Sector | % of Holding | Value |
|---|---|---|---|
| National Bank For Agriculture And Rural Development Sr 25g 7.48 Bd 15sp28 Fvrs1lac | Financial | 9.77% | ₹48.11 Cr |
| National Bank For Agriculture And Rural Development Sr 25g 7.48 Bd 15sp28 Fvrs1lac | Financial | 9.77% | ₹48.11 Cr |
| National Bank For Agriculture And Rural Development Sr 25g 7.48 Bd 15sp28 Fvrs1lac | Financial | 9.77% | ₹48.11 Cr |
| National Bank For Agriculture And Rural Development Sr 25g 7.48 Bd 15sp28 Fvrs1lac | Financial | 9.66% | ₹47.88 Cr |
| National Bank For Agriculture And Rural Development Sr 25g 7.48 Bd 15sp28 Fvrs1lac | Financial | 9.66% | ₹47.88 Cr |
| National Bank For Agriculture And Rural Development Sr 25g 7.48 Bd 15sp28 Fvrs1lac | Financial | 9.66% | ₹47.88 Cr |
| National Bank For Agriculture And Rural Development Sr 25g 7.48 Bd 15sp28 Fvrs1lac | Financial | 9.07% | ₹47.20 Cr |
| National Bank For Agriculture And Rural Development Sr 25g 7.48 Bd 15sp28 Fvrs1lac | Financial | 9.56% | ₹47.06 Cr |
| National Bank For Agriculture And Rural Development Sr 25g 7.48 Bd 15sp28 Fvrs1lac | Financial | 9.24% | ₹46.93 Cr |
| National Bank For Agriculture And Rural Development Sr 25g 7.48 Bd 15sp28 Fvrs1lac | Financial | 9.44% | ₹46.89 Cr |
| National Bank For Agriculture And Rural Development Sr 25g 7.48 Bd 15sp28 Fvrs1lac | Financial | 9.64% | ₹46.74 Cr |
| National Bank For Agriculture And Rural Development Sr 25g 7.48 Bd 15sp28 Fvrs1lac | Financial | 9.00% | ₹46.58 Cr |
| National Bank For Agriculture And Rural Development Sr 25g 7.48 Bd 15sp28 Fvrs1lac | Financial | 9.14% | ₹46.56 Cr |
| National Bank For Agriculture And Rural Development Sr 25g 7.48 Bd 15sp28 Fvrs1lac | Financial | 8.93% | ₹46.55 Cr |
| National Bank For Agriculture And Rural Development Sr 25g 7.48 Bd 15sp28 Fvrs1lac | Financial | 8.87% | ₹46.26 Cr |
| National Bank For Agriculture And Rural Development Sr 25g 7.48 Bd 15sp28 Fvrs1lac | Financial | 8.87% | ₹46.26 Cr |
| National Bank For Agriculture And Rural Development Sr 25g 7.48 Bd 15sp28 Fvrs1lac | Financial | 8.94% | ₹45.93 Cr |
| National Bank For Agriculture And Rural Development Sr 25g 7.48 Bd 15sp28 Fvrs1lac | Financial | - | — |
| National Bank For Agriculture And Rural Development Sr 25g 7.48 Bd 15sp28 Fvrs1lac | Financial | 9.37% | ₹44.90 Cr |
| National Bank For Agriculture And Rural Development Sr 25g 7.48 Bd 15sp28 Fvrs1lac | Financial | 9.37% | ₹44.90 Cr |
Top Hybrid Funds
| Fund Names | NAV | 3Yr | 5Yr | 52 weeks high |
|---|---|---|---|---|
| UTI Retirement Fund Direct |
₹54.99 | 9.20% | 8.59% | - |
| UTI Retirement Fund Regular Plan |
₹50.59 | 8.55% | 7.90% | - |
| Franklin India Retirement Fund Direct-Growth |
₹241.49 | 7.94% | 7.00% | - |
| Franklin India Retirement Fund Direct-IDCW |
₹18.37 | 7.94% | 7.00% | - |
| Franklin India Retirement Fund Regular-Growth |
₹218.22 | 7.12% | 6.19% | - |
| Franklin India Retirement Fund Regular-IDCW |
₹16.57 | 7.12% | 6.19% | - |
growth is based on 5Y returns of the funds
Frequently Asked Questions
Franklin India Retirement Fund Direct-IDCW
What is the current AUM of Franklin India Retirement Fund Direct-IDCW?
As of Wed Sep 30, 2026, Franklin India Retirement Fund Direct-IDCW manages assets worth ₹479.3 crore
How has Franklin India Retirement Fund Direct-IDCW performed recently?
- 3 Months: -0.75%
- 6 Months: 1.55%
What is the long-term performance of Franklin India Retirement Fund Direct-IDCW?
- 3 Years CAGR: 7.94%
- 5 Years CAGR: 7.00%
- Since Inception: 9.54%
What is the portfolio composition of Franklin India Retirement Fund Direct-IDCW?
Equity: 34.54%, Debt: 56.45%, Others: 9.01%.
Who manages Franklin India Retirement Fund Direct-IDCW?
Franklin India Retirement Fund Direct-IDCW is managed by Rajasa Kakulavarapu from Franklin Templeton Mutual Fund.
When was the last dividend declared by Franklin India Retirement Fund Direct-IDCW?
Latest dividend was declared on 22 Dec 2025 at 16.50% of face value.
What is the market-cap allocation of Franklin India Retirement Fund Direct-IDCW?
Large Cap: 59.52%, Mid Cap: 19.18%, Small Cap: 21.31%.
Which are the top companies Franklin India Retirement Fund Direct-IDCW has invested in?
- NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT SR 25G 7.48 BD 15SP28 FVRS1LAC – 9.77% of the fund's portfolio
- NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT SR 25G 7.48 BD 15SP28 FVRS1LAC – 9.77% of the fund's portfolio
- NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT SR 25G 7.48 BD 15SP28 FVRS1LAC – 9.77% of the fund's portfolio
- NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT SR 25G 7.48 BD 15SP28 FVRS1LAC – 9.66% of the fund's portfolio
- NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT SR 25G 7.48 BD 15SP28 FVRS1LAC – 9.66% of the fund's portfolio
Which are the major sectors Franklin India Retirement Fund Direct-IDCW focuses on?
- Financial – 178.71% of the fund's portfolio
