ICICI Prudential Retirement Fund - Pure Debt Plan Direct-IDCW

  • 3 Months
  • 6 Months
  • 1 Year
  • 3 Years
  • 5 Years
  • RSI
3 Months Returns : 0.45%
NAV: ₹17.29 as on Thu Nov 05, 2026
Fund NAV

Fund Overview of ICICI Prudential Retirement Fund - Pure Debt Plan Direct-IDCW

  • ₹77.9 Cr
    AUM
  • ₹17.29
    NAV
  • 1.22%
    Expense Ratio
  • Debt
    Fund Category
As on Thu Nov 05, 2026
Calculate your Returns
How much do you want to invest monthly?
₹

Minimum amount you can invest: ₹500

Maximum amount you can invest: ₹1,00,000

We have used a return rate of 15% for our calculations.

The total value of your investment after 10 years will be
₹ 1,39,328.64
Become Crorepati

ICICI Prudential Retirement Fund - Pure Debt Plan Direct-IDCW Return Comparison

Tenure Absolute(%) Annualised(%) Category Average(%)
3 Months 0.45% NA -1.04%
6 Months 2.74% NA 3.51%
1 Year 4.23% 4.23% 6.87%
2 Years 11.52% 5.60% 8.09%
3 Years 21.08% 6.58% 7.65%
5 Years 33.53% 5.95% 6.47%
7 Years 57.85% 6.74% NA
View More
As on Thu Nov 05, 2026

Asset Allocation of ICICI Prudential Retirement Fund - Pure Debt Plan Direct-IDCW

debt instruments

96.52%

other assets or cash equivalents

3.48%
Top Holdings
Government Of India 34208 Goi 08ap34 7.1 Fv Rs 100
19.95%
Government Of India 34208 Goi 08ap34 7.1 Fv Rs 100
21.47%
Government Of India 34208 Goi 08ap34 7.1 Fv Rs 100
20.72%
Government Of India 34208 Goi 08ap34 7.1 Fv Rs 100
20.72%
Government Of India 34208 Goi 08ap34 7.1 Fv Rs 100
20.45%
 
Top Sectors
Entities
303.23%
Unspecified
12.92%
Detailed Portfolio Analysis
As on Thu Nov 05, 2026
Invest Now

About Fund

About ICICI Prudential Retirement Fund - Pure Debt Plan Direct-IDCW

ICICI Prudential Retirement Fund - Pure Debt Plan Direct-IDCW is one Debt mutual fund offered by ICICI Prudential Mutual Fund. Launched on 27 Feb 2019, the fund aims All duration savings. A debt scheme that invests in debt and money market instruments with a view to maximise optimum balance of yield, safety and liquidity. It manages assets worth ₹77.9 crore as on Sat Oct 31, 2026. The expense ratio stands at 1.22%.
The portfolio allocation consists of 96.52% in debt instruments, 3.48% in other assets or cash equivalents.Managed by Sharmila D'Silva, it has delivered a return of 4.23% in the last year, a total return since inception of 7.37%.
To make better financial choices it is useful to compare best sip investment suited to long-term goals.

Read more
  • Darshil Dedhia

    Fund Manager

  • Mr. Dedhia has done CA and CFA.

    Manager Education

  • Rohit Lakhotia

    Fund Manager

  • Mr. Lakhotia has done B.Tech from NIT(Rourkela) and MBA from National Institute of Industrial Engineering

    Manager Education

  • Sharmila D'Silva

    Fund Manager

  • Ms. D'Silva is CA and BAF

    Manager Education

Key Metrics of ICICI Prudential Retirement Fund - Pure Debt Plan Direct-IDCW

  • Standard Deviation
    1.77%
  • Mean
    6.08%
  • Sharpe Ratio
    0.29%
  • Sortino Ratio
    0.37%

ICICI Prudential Retirement Fund - Pure Debt Plan Direct-IDCW Fund Details

Fund Names ICICI Prudential Retirement Fund - Pure Debt Plan Direct-IDCW
Inception Date 27 Feb 2019
Lock In 1825
 
Risk Principal at moderately high risk
Category Average Annual Returns 6.87
More Details
Highest NAV in last 52 weeks & Lowest NAV in last 52 weeks

Compare Mutual Funds
ICICI Prudential Retirement Fund - Pure Debt Plan Direct-IDCW Fund Returns Comparison

Compare ICICI Prudential Retirement Fund - Pure Debt Plan Direct-IDCW with other mutual funds in the same category

ICICI Prudential Retirement Fund - Pure Debt Plan Direct-IDCW

UTI Dynamic Term Fund Direct-flexi IDCW

UTI Dynamic Term Fund Direct-Growth

Compare more funds

Start An Sip Today Watch Your Money Grow

Top Performing Mutual Funds

Fund Names AUM (Cr) 1M 3M 1Yr 3Yr 5Yr
UTI Dynamic Term Fund Direct-flexi IDCW trend ₹396 0.61% 0.64% 4.80% 7.47% 7.70%
UTI Dynamic Term Fund Direct-Growth trend ₹396 0.61% 0.64% 4.80% 7.47% 7.70%
UTI Dynamic Term Fund Direct-IDCW Half Yearly trend ₹396 0.61% 0.64% 4.80% 7.47% 7.70%
UTI Dynamic Term Fund Direct-IDCW Quarterly trend ₹396 0.61% 0.64% 4.80% 7.47% 7.70%
UTI Dynamic Term Fund Direct-IDCW Yearly trend ₹396 0.61% 0.64% 4.80% 7.47% 7.70%
Aditya Birla Sun Life Dynamic Term Retail Fund Direct-Growth trend ₹1,340 0.71% 0.91% 5.45% 7.83% 7.30%
Aditya Birla Sun Life Dynamic Term Retail Fund Direct-IDCW trend ₹1,340 0.71% 0.91% 5.45% 7.83% 7.30%
Aditya Birla Sun Life Dynamic Term Retail Fund Direct-IDCW Monthly trend ₹1,340 0.71% 0.91% 5.45% 7.83% 7.30%
Aditya Birla Sun Life Dynamic Term Retail Fund Direct-IDCW Quarterly trend ₹1,340 0.71% 0.91% 5.45% 7.83% 7.30%
ICICI Prudential Dynamic Term Fund Direct-Growth trend ₹12,441 0.75% 0.43% 5.18% 7.57% 7.05%
View More
increase growth is based on 1-month returns of the funds & Top fund are based on 3Y Returns

More funds from ICICI Prudential Mutual Fund

Fund Names AUM (Cr) 1M 3M 6M 1Yr 3Yr
ICICI Prudential Dynamic Term Fund-Growth increase ₹12,441 0.69% 0.25% 3.00% 4.47% 6.82%
ICICI Prudential Dynamic Term Fund Direct-Growth increase ₹12,441 0.75% 0.43% 3.35% 5.18% 7.57%
ICICI Prudential Dynamic Term Direct-IDCW increase ₹12,441 0.75% 0.43% 3.35% 5.18% 7.57%
ICICI Prudential Dynamic Term Fund-IDCW increase ₹12,441 0.69% 0.25% 3.00% 4.47% 6.82%
ICICI Prudential Dynamic Term Fund Direct-IDCW Quarterly increase ₹12,441 0.75% 0.43% 3.35% 5.18% 7.57%
ICICI Prudential Dynamic Term Fund-IDCW Quarterly increase ₹12,441 0.69% 0.25% 3.00% 4.47% 6.82%
ICICI Prudential Dynamic Term Fund Direct-IDCW Weekly increase ₹12,441 0.75% 0.43% 3.35% 5.18% 7.57%
ICICI Prudential Dynamic Term Fund-IDCW Weekly increase ₹12,441 0.69% 0.25% 3.00% 4.47% 6.82%
ICICI Prudential Dynamic Term Fund Direct-IDCW Yearly increase ₹12,441 0.75% 0.43% 3.35% 5.18% 7.57%
ICICI Prudential Dynamic Term Fund-IDCW Yearly increase ₹12,441 0.69% 0.25% 3.00% 4.47% 6.82%
View More
increase growth is based on 1-month returns of the funds

ICICI Prudential Retirement Fund - Pure Debt Plan Direct-IDCW Calculator

I want to invest Pro Tip
Financial experts suggest that a person should invest 10-15% of their monthly income for long-term financial growth
/Month
I want to invest for Pro Tip
Financial experts suggest that individuals should ideally invest for a period of 5 to 10 years, or even longer, to maximize the benefits of compounding and navigate market fluctuations effectively
Years
  • 1
  • 2
  • 3
  • 4
  • 6
  • 7
  • 8
  • 9
  • 11
  • 12
  • 13
  • 14
  • 16
  • 17
  • 18
  • 19
  • 21
  • 22
  • 23
  • 24
  • 26
  • 27
  • 28
  • 29
  • 31
  • 32
  • 33
  • 34
  • 36
  • 37
  • 38
  • 39
  • 40
Expected return Pro Tip
Top 25% of investors consistently generate more than 12% return
% Annually
  • 1
  • 2
  • 3
  • 4
  • 6
  • 7
  • 8
  • 9
  • 11
  • 12
  • 13
  • 14
  • 16
  • 17
  • 18
  • 19
  • 21
  • 22
  • 23
  • 24
  • 26
  • 27
  • 28
  • 30
Total Investment
Wealth Gained
Total Wealth
Start Investing
I want to save
I want to invest for Pro Tip
Financial experts suggest that individuals should ideally invest for a period of 5 to 10 years, or even longer, to maximize the benefits of compounding and navigate market fluctuations effectively
Years
  • 1
  • 2
  • 3
  • 4
  • 6
  • 7
  • 8
  • 9
  • 11
  • 12
  • 13
  • 14
  • 16
  • 17
  • 18
  • 19
  • 21
  • 22
  • 23
  • 24
  • 26
  • 27
  • 28
  • 29
  • 31
  • 32
  • 33
  • 34
  • 36
  • 37
  • 38
  • 39
  • 40
Expected return Pro Tip
Top 25% of investors consistently generate more than 12% return
% Annually
  • 1
  • 2
  • 3
  • 4
  • 6
  • 7
  • 8
  • 9
  • 11
  • 12
  • 13
  • 14
  • 16
  • 17
  • 18
  • 19
  • 21
  • 22
  • 23
  • 24
  • 26
  • 27
  • 28
  • 30
Total Investment
Wealth Gained
Monthly Investment
Invest Now
You can also get Tax Free Maturity/ Returns?

Top Mutual Funds

Fund Names AUM (Cr) NAV 3Yr 5Yr 10Yr
ICICI Prudential Dynamic Term Fund-Growth trend ₹12,441 ₹39.27 6.82% 6.29% 7.15%
ICICI Prudential Dynamic Term Fund Direct-Growth trend ₹12,441 ₹42.81 7.57% 7.05% 7.91%
ICICI Prudential Dynamic Term Fund-IDCW trend ₹12,441 ₹24.42 6.82% 6.29% 7.15%
ICICI Prudential Dynamic Term Direct-IDCW trend ₹12,441 ₹27.78 7.57% 7.05% 7.91%
ICICI Prudential Dynamic Term Fund-IDCW Quarterly trend ₹12,441 ₹11.99 6.82% 6.29% 7.15%
ICICI Prudential Dynamic Term Fund Direct-IDCW Quarterly trend ₹12,441 ₹12.33 7.57% 7.05% 7.91%
ICICI Prudential Dynamic Term Fund Direct-IDCW Weekly trend ₹12,441 ₹10.55 7.57% 7.05% 7.91%
ICICI Prudential Dynamic Term Fund Direct-IDCW Yearly trend ₹12,441 ₹11.00 7.57% 7.05% 7.91%
ICICI Prudential Dynamic Term Fund-IDCW Yearly trend ₹12,441 ₹11.01 6.82% 6.29% 7.15%
Nippon India Dynamic Term Fund Direct-Growth trend ₹3,647 ₹42.40 7.38% 6.24% 6.56%
View More
Top funds are based on Fund AUM

Start Small & Build Your Wealth For A Brighter Tomorrow

ICICI Prudential Retirement Fund - Pure Debt Plan Direct-IDCW Detailed Portfolio

Stocks Sector % of Holding Value
Government Of India 34208 Goi 08ap34 7.1 Fv Rs 100Entities19.95%₹20.32 Cr
Government Of India 34208 Goi 08ap34 7.1 Fv Rs 100Entities21.47%₹20.16 Cr
Government Of India 34208 Goi 08ap34 7.1 Fv Rs 100Entities20.72%₹20.13 Cr
Government Of India 34208 Goi 08ap34 7.1 Fv Rs 100Entities20.72%₹20.13 Cr
Government Of India 34208 Goi 08ap34 7.1 Fv Rs 100Entities20.45%₹20.07 Cr
Government Of India 34208 Goi 08ap34 7.1 Fv Rs 100Entities-—
4.45% Government Of India (30/10/2034)Entities17.01%₹17.33 Cr
4.45% Government Of India (30/10/2034)Entities17.64%₹17.31 Cr
4.45% Government Of India (30/10/2034)Entities-—
4.45% Government Of India (30/10/2034)Entities18.35%₹17.24 Cr
4.45% Government Of India (30/10/2034)Entities17.74%₹17.23 Cr
4.45% Government Of India (30/10/2034)Entities17.74%₹17.23 Cr
Government Of India 34208 Goi 08ap34 7.1 Fv Rs 100Entities16.39%₹14.91 Cr
Government Of India 34208 Goi 08ap34 7.1 Fv Rs 100Entities17.62%₹14.90 Cr
Government Of India 34208 Goi 08ap34 7.1 Fv Rs 100Entities16.95%₹14.83 Cr
Government Of India 37426 Goi 11my36 6.94 Fv Rs 100Entities17.33%₹13.77 Cr
Government Of India 37426 Goi 11my36 6.94 Fv Rs 100Entities17.38%₹13.54 Cr
RepoUnspecified12.92%₹11.76 Cr
Government Of India 37426 Goi 11my36 6.94 Fv Rs 100Entities13.68%₹10.99 Cr
Government Of India 34238 Goi 22ap64 7.34 Fv Rs 100Entities10.11%₹10.30 Cr
View More

Top Debt Funds

Fund Names NAV 3Yr 5Yr 52 weeks high
UTI Dynamic Term Fund Direct-flexi IDCW increase ₹17.98 7.47% 7.70% -
UTI Dynamic Term Fund Direct-Growth increase ₹35.83 7.47% 7.70% -
UTI Dynamic Term Fund Direct-IDCW Half Yearly increase ₹17.63 7.47% 7.70% -
UTI Dynamic Term Fund Direct-IDCW Quarterly increase ₹27.57 7.47% 7.70% -
UTI Dynamic Term Fund Direct-IDCW Yearly increase ₹15.20 7.47% 7.70% -
Aditya Birla Sun Life Dynamic Term Retail Fund Direct-Growth increase ₹53.37 7.83% 7.30% -
Aditya Birla Sun Life Dynamic Term Retail Fund Direct-IDCW increase ₹13.39 7.83% 7.30% -
Aditya Birla Sun Life Dynamic Term Retail Fund Direct-IDCW Monthly increase ₹11.18 7.83% 7.30% -
Aditya Birla Sun Life Dynamic Term Retail Fund Direct-IDCW Quarterly increase ₹11.07 7.83% 7.30% -
ICICI Prudential Dynamic Term Fund Direct-Growth increase ₹42.81 7.57% 7.05% -
View More
increase growth is based on 5Y returns of the funds

Frequently Asked Questions

ICICI Prudential Retirement Fund - Pure Debt Plan Direct-IDCW

What is the current AUM of ICICI Prudential Retirement Fund - Pure Debt Plan Direct-IDCW?

As of Sat Oct 31, 2026, ICICI Prudential Retirement Fund - Pure Debt Plan Direct-IDCW manages assets worth ₹77.9 crore

How has ICICI Prudential Retirement Fund - Pure Debt Plan Direct-IDCW performed recently?

  • 3 Months: 0.45%
  • 6 Months: 2.74%

What is the long-term performance of ICICI Prudential Retirement Fund - Pure Debt Plan Direct-IDCW?

  • 3 Years CAGR: 6.58%
  • 5 Years CAGR: 5.95%
  • Since Inception: 7.37%

What is the portfolio composition of ICICI Prudential Retirement Fund - Pure Debt Plan Direct-IDCW?

Debt: 96.52%, Others: 3.48%.

Who manages ICICI Prudential Retirement Fund - Pure Debt Plan Direct-IDCW?

ICICI Prudential Retirement Fund - Pure Debt Plan Direct-IDCW is managed by Sharmila D'Silva from ICICI Prudential Mutual Fund.

Which are the top companies ICICI Prudential Retirement Fund - Pure Debt Plan Direct-IDCW has invested in?

  • GOVERNMENT OF INDIA 34208 GOI 08AP34 7.1 FV RS 100 – 19.95% of the fund's portfolio
  • GOVERNMENT OF INDIA 34208 GOI 08AP34 7.1 FV RS 100 – 21.47% of the fund's portfolio
  • GOVERNMENT OF INDIA 34208 GOI 08AP34 7.1 FV RS 100 – 20.72% of the fund's portfolio
  • GOVERNMENT OF INDIA 34208 GOI 08AP34 7.1 FV RS 100 – 20.72% of the fund's portfolio
  • GOVERNMENT OF INDIA 34208 GOI 08AP34 7.1 FV RS 100 – 20.45% of the fund's portfolio

Which are the major sectors ICICI Prudential Retirement Fund - Pure Debt Plan Direct-IDCW focuses on?

  • Entities – 303.23% of the fund's portfolio
  • Unspecified – 12.92% of the fund's portfolio
View more FAQ's

×
Invest ₹10K/Month & Get ₹1 Crore# Tax-Free*
*under 10(10D)

Mutual Fund AMCs

UTI Mutual Fund

UTI Mutual Fund
Aditya Birla Sun Life Mutual Fund

Aditya Birla Sun Life Mutual Fund
Taurus Mutual Fund

Taurus Mutual Fund
Canara Robeco Mutual Fund

Canara Robeco Mutual Fund
Quant Mutual Fund

Quant Mutual Fund
ICICI Prudential Mutual Fund

ICICI Prudential Mutual Fund
Sundaram Mutual Fund

Sundaram Mutual Fund
Tata Mutual Fund

Tata Mutual Fund
HDFC Mutual Fund

HDFC Mutual Fund
JM Financial Mutual Fund

JM Financial Mutual Fund
Franklin Templeton Mutual Fund

Franklin Templeton Mutual Fund
LIC Mutual Fund

LIC Mutual Fund
Nippon India Mutual Fund

Nippon India Mutual Fund
SBI Mutual Fund

SBI Mutual Fund
DSP Mutual Fund

DSP Mutual Fund
HSBC Mutual Fund

HSBC Mutual Fund
Kotak Mahindra Mutual Fund

Kotak Mahindra Mutual Fund
Bandhan Mutual Fund

Bandhan Mutual Fund
Baroda BNP Paribas Mutual Fund

Baroda BNP Paribas Mutual Fund
PGIM India Mutual Fund

PGIM India Mutual Fund
Quantum Mutual Fund

Quantum Mutual Fund
Invesco Mutual Fund

Invesco Mutual Fund
Edelweiss Mutual Fund

Edelweiss Mutual Fund
Mirae Asset Mutual Fund

Mirae Asset Mutual Fund
Bank of India Mutual Fund

Bank of India Mutual Fund
Axis Mutual Fund

Axis Mutual Fund
Navi Mutual Fund

Navi Mutual Fund
Motilal Oswal Mutual Fund

Motilal Oswal Mutual Fund
Union Mutual Fund

Union Mutual Fund
Groww Mutual Fund

Groww Mutual Fund
PPFAS Mutual Fund

PPFAS Mutual Fund
360 ONE Mutual Fund

360 ONE Mutual Fund
Shriram Mutual Fund

Shriram Mutual Fund
Mahindra Manulife Mutual Fund

Mahindra Manulife Mutual Fund
WhiteOak Capital Mutual Fund

WhiteOak Capital Mutual Fund
ITI Mutual Fund

ITI Mutual Fund
TRUST Mutual Fund

TRUST Mutual Fund
NJ Mutual Fund

NJ Mutual Fund
Samco Mutual Fund

Samco Mutual Fund
Bajaj Finserv Mutual Fund

Bajaj Finserv Mutual Fund
Helios Mutual Fund

Helios Mutual Fund
Zerodha Mutual Fund

Zerodha Mutual Fund
Old Bridge Mutual Fund

Old Bridge Mutual Fund
Angel One Mutual Fund

Angel One Mutual Fund
Unifi Mutual Fund

Unifi Mutual Fund
JioBlackRock Mutual Fund

JioBlackRock Mutual Fund
Capitalmind Mutual Fund

Capitalmind Mutual Fund
The Wealth Company Mutual Fund

The Wealth Company Mutual Fund

Explore the popular searches and stay informed

Close
Download the Policybazaar app
to manage all your insurance needs.
INSTALL
Claude
top

Become a Crorepati

Invest ₹10K/month & Get ₹1 Crore* Tax free

Invest Now
*Standard T&C Apply