Kotak Ultra Short Term Fund Regular-Growth

  • 3 Months
  • 6 Months
  • 1 Year
  • 3 Years
  • 5 Years
  • RSI
3 Months Returns : 1.32%
NAV: ₹46.36 as on Thu Nov 05, 2026
Fund NAV

Fund Overview of Kotak Ultra Short Term Fund Regular-Growth

  • ₹15,261.3 Cr
    AUM
  • ₹46.36
    NAV
  • 0.82%
    Expense Ratio
  • Debt
    Fund Category
As on Thu Nov 05, 2026
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Minimum amount you can invest: ₹500

Maximum amount you can invest: ₹1,00,000

We have used a return rate of 15% for our calculations.

The total value of your investment after 10 years will be
₹ 1,39,328.64
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Kotak Ultra Short Term Fund Regular-Growth Return Comparison

Tenure Absolute(%) Annualised(%) Category Average(%)
3 Months 1.32% NA 1.71%
6 Months 2.93% NA 3.90%
1 Year 5.87% 5.87% 7.70%
2 Years 13.25% 6.42% 7.59%
3 Years 21.35% 6.66% 7.34%
5 Years 34.81% 6.16% 6.07%
7 Years 47.72% 5.73% NA
10 Years 82.99% 6.23% 6.56%
View More
As on Thu Nov 05, 2026

Asset Allocation of Kotak Ultra Short Term Fund Regular-Growth

debt instruments

96.98%

other assets or cash equivalents

3.02%
Top Holdings
Repo
4.95%
Central Government Loan 12006 Goi 24sp25 8.20 Fv Rs 100
5.03%
National Bank For Agriculture And Rural Development Sr 23 G 7.57 Loa 19mr26 Fvrs1lac
5.04%
National Bank For Agriculture And Rural Development Sr 23 G 7.57 Loa 19mr26 Fvrs1lac
1.00%
National Bank For Agriculture And Rural Development Sr 23 G 7.57 Loa 19mr26 Fvrs1lac
5.10%
 
Top Sectors
Financial
78.62%
Entities
5.03%
Unspecified
4.95%
Detailed Portfolio Analysis
As on Thu Nov 05, 2026
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About Fund

About Kotak Ultra Short Term Fund Regular-Growth

Kotak Ultra Short Term Fund Regular-Growth is one Debt mutual fund offered by Kotak Mahindra Mutual Fund. Launched on 13 Aug 2004, the fund aims Income over a short term investment horizon. Investment in debt & money market securities with portfolio Macaulay duration between 3 months & 6 months. It manages assets worth ₹15,261.3 crore as on Wed Sep 30, 2026. The expense ratio stands at 0.8216%.
The portfolio allocation consists of 96.98% in debt instruments, 3.02% in other assets or cash equivalents.Managed by Deepak Agrawal, it has delivered a return of 5.87% in the last year, a total return since inception of 7.14%.
Long-term investors commonly evaluate various best sip plan to create sustainable savings habits.

Read more
  • Manu Sharma

    Fund Manager

  • Mr. Sharma has done M.Com and CA.

    Manager Education

  • Deepak Agrawal

    Fund Manager

  • Mr. Agrawal is Post Graduate in Commerce from Mumbai University, Chartered Accountant, Company Secretary and CFA.

    Manager Education

Key Metrics of Kotak Ultra Short Term Fund Regular-Growth

  • Standard Deviation
    0.51%
  • Mean
    6.44%
  • Sharpe Ratio
    1.73%
  • Sortino Ratio
    2.32%

Kotak Ultra Short Term Fund Regular-Growth Fund Details

Fund Names Kotak Ultra Short Term Fund Regular-Growth
Inception Date 13 Aug 2004
Lock In No Lock-in
 
Risk Principal at moderate risk
Category Average Annual Returns 7.70
More Details
Highest NAV in last 52 weeks & Lowest NAV in last 52 weeks

Compare Mutual Funds
Kotak Ultra Short Term Fund Regular-Growth Fund Returns Comparison

Compare Kotak Ultra Short Term Fund Regular-Growth with other mutual funds in the same category

Kotak Ultra Short Term Fund Regular-Growth

Nippon India Ultra Short Term Fund Direct-Growth

Nippon India Ultra Short Term Fund Direct-IDCW Daily

Compare more funds

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Top Performing Mutual Funds

Fund Names AUM (Cr) 1M 3M 1Yr 3Yr 5Yr
Nippon India Ultra Short Term Fund Direct-Growth trend ₹11,833 0.44% 1.58% 6.89% 7.52% 7.03%
Nippon India Ultra Short Term Fund Direct-IDCW Daily trend ₹11,833 0.44% 1.58% 6.89% 7.52% 7.03%
Nippon India Ultra Short Term Fund Direct-IDCW Monthly trend ₹11,833 0.44% 1.58% 6.89% 7.52% 7.03%
Nippon India Ultra Short Term Fund Direct-IDCW Quarterly trend ₹11,833 0.44% 1.58% 6.89% 7.52% 7.03%
Nippon India Ultra Short Term Fund Direct-IDCW Weekly trend ₹11,833 0.44% 1.58% 6.89% 7.52% 7.03%
Tata Ultra Short Term Fund Direct-Growth trend ₹5,712 0.44% 1.61% 6.93% 7.46% 6.84%
Tata Ultra Short Term Fund Direct-IDCW Monthly trend ₹5,712 0.44% 1.61% 6.93% 7.46% 6.84%
Tata Ultra Short Term Fund Direct-IDCW Weekly trend ₹5,712 0.44% 1.61% 6.93% 7.46% 6.84%
Axis Ultra Short Term Fund Direct-Growth trend ₹5,274 0.41% 1.56% 6.67% 7.39% 6.83%
Axis Ultra Short Term Fund Direct-IDCW trend ₹5,274 0.41% 1.56% 6.67% 7.39% 6.83%
View More
increase growth is based on 1-month returns of the funds & Top fund are based on 3Y Returns

More funds from Kotak Mahindra Mutual Fund

Fund Names AUM (Cr) 1M 3M 6M 1Yr 3Yr
Kotak Ultra Short Term Fund Direct-Growth increase ₹15,261 0.38% 1.43% 3.17% 6.36% 7.15%
Kotak Ultra Short Term Fund Direct-IDCW increase ₹15,261 0.38% 1.43% 3.17% 6.36% 7.15%
Kotak Ultra Short Term Fund Regular-IDCW increase ₹15,261 0.34% 1.32% 2.93% 5.87% 6.66%
Kotak Ultra Short Term Fund Regular-IDCW Monthly increase ₹15,261 0.34% 1.32% 2.93% 5.87% 6.66%
Kotak Ultra Short Term Fund Direct-IDCW Monthly increase ₹15,261 0.38% 1.43% 3.17% 6.36% 7.15%
Kotak Ultra Short Term Fund Regular-IDCW Weekly increase ₹15,261 0.34% 1.32% 2.93% 5.87% 6.66%
Kotak Ultra Short Term Fund Direct-IDCW Weekly increase ₹15,261 0.38% 1.43% 3.17% 6.36% 7.15%
Kotak CRISIL-IBX Financial Services 3-6 Months Debt Index Fund Regular-Growth increase ₹359 0.32% 1.35% 3.17% 6.36% -
Kotak CRISIL-IBX Financial Services 3-6 Months Debt Index Fund Direct-Growth increase ₹359 0.34% 1.41% 3.29% 6.61% -
View More
increase growth is based on 1-month returns of the funds

Kotak Ultra Short Term Fund Regular-Growth Calculator

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Expected return Pro Tip
Top 25% of investors consistently generate more than 12% return
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Top Mutual Funds

Fund Names AUM (Cr) NAV 3Yr 5Yr 10Yr
Kotak Ultra Short Term Fund Direct-Growth trend ₹15,261 ₹48.86 7.15% 6.63% 6.68%
Kotak Ultra Short Term Fund Regular-Growth trend ₹15,261 ₹46.36 6.66% 6.16% 6.23%
Kotak Ultra Short Term Fund Direct-IDCW trend ₹15,261 ₹10.14 7.15% 6.63% 6.68%
Kotak Ultra Short Term Fund Direct-IDCW Monthly trend ₹15,261 ₹21.07 7.15% 6.63% 6.68%
Kotak Ultra Short Term Fund Regular-IDCW Monthly trend ₹15,261 ₹10.74 6.66% 6.16% 6.23%
Kotak Ultra Short Term Fund Direct-IDCW Weekly trend ₹15,261 ₹10.03 7.15% 6.63% 6.68%
Kotak Ultra Short Term Fund Regular-IDCW Weekly trend ₹15,261 ₹10.02 6.66% 6.16% 6.23%
Aditya Birla Sun Life Ultra Short Term Direct-Growth trend ₹15,236 ₹608.73 7.42% 6.82% 6.95%
Aditya Birla Sun Life Ultra Short Term Regular-Growth trend ₹15,236 ₹595.95 7.17% 6.60% 6.77%
Aditya Birla Sun Life Ultra Short Term Regular-IDCW Daily trend ₹15,236 ₹100.00 7.17% 6.60% 6.77%
View More
Top funds are based on Fund AUM

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Kotak Ultra Short Term Fund Regular-Growth Detailed Portfolio

Stocks Sector % of Holding Value
RepoUnspecified4.95%₹831.51 Cr
Central Government Loan 12006 Goi 24sp25 8.20 Fv Rs 100Entities5.03%₹803.07 Cr
National Bank For Agriculture And Rural Development Sr 23 G 7.57 Loa 19mr26 Fvrs1lacFinancial5.04%₹773.71 Cr
National Bank For Agriculture And Rural Development Sr 23 G 7.57 Loa 19mr26 Fvrs1lacFinancial-—
National Bank For Agriculture And Rural Development Sr 23 G 7.57 Loa 19mr26 Fvrs1lacFinancial5.10%₹772.87 Cr
National Bank For Agriculture And Rural Development Sr 23 G 7.57 Loa 19mr26 Fvrs1lacFinancial5.10%₹772.87 Cr
Axis Bank Limited Cd 14jan27Financial4.53%₹691.60 Cr
Axis Bank Limited Cd 14jan27Financial4.53%₹691.60 Cr
Axis Bank Limited Cd 14jan27Financial4.53%₹691.60 Cr
National Bank For Agriculture And Rural Development Sr 23 G 7.57 Loa 19mr26 Fvrs1lacFinancial4.32%₹689.52 Cr
Axis Bank Limited Cd 14jan27Financial4.31%₹687.78 Cr
Axis Bank Limited Cd 14jan27Financial4.31%₹687.78 Cr
Axis Bank Limited Cd 14jan27Financial4.31%₹687.78 Cr
Axis Bank Limited Cd 14jan27Financial4.76%₹675.10 Cr
Axis Bank Limited Cd 14jan27Financial4.76%₹675.10 Cr
Axis Bank Limited Cd 14jan27Financial4.76%₹675.10 Cr
Axis Bank Limited Cd 14jan27Financial4.76%₹675.10 Cr
Axis Bank Limited Cd 14jan27Financial4.12%₹667.44 Cr
Axis Bank Limited Cd 14jan27Financial3.96%₹665.92 Cr
Axis Bank Limited Cd 14jan27Financial4.42%₹662.09 Cr
View More

Top Debt Funds

Fund Names NAV 3Yr 5Yr 52 weeks high
Nippon India Ultra Short Term Fund Direct-Growth increase ₹4,861.28 7.52% 7.03% -
Nippon India Ultra Short Term Fund Direct-IDCW Daily increase ₹1,114.15 7.52% 7.03% -
Nippon India Ultra Short Term Fund Direct-IDCW Monthly increase ₹1,036.89 7.52% 7.03% -
Nippon India Ultra Short Term Fund Direct-IDCW Quarterly increase ₹1,021.03 7.52% 7.03% -
Nippon India Ultra Short Term Fund Direct-IDCW Weekly increase ₹1,093.90 7.52% 7.03% -
Tata Ultra Short Term Fund Direct-Growth increase ₹16.30 7.46% 6.84% -
Tata Ultra Short Term Fund Direct-IDCW Monthly increase ₹16.32 7.46% 6.84% -
Tata Ultra Short Term Fund Direct-IDCW Weekly increase ₹10.41 7.46% 6.84% -
Axis Ultra Short Term Fund Direct-Growth increase ₹17.06 7.39% 6.83% -
Axis Ultra Short Term Fund Direct-IDCW increase ₹17.06 7.39% 6.83% -
View More
increase growth is based on 5Y returns of the funds

Frequently Asked Questions

Kotak Ultra Short Term Fund Regular-Growth

What is the current AUM of Kotak Ultra Short Term Fund Regular-Growth?

As of Wed Sep 30, 2026, Kotak Ultra Short Term Fund Regular-Growth manages assets worth ₹15,261.3 crore

How has Kotak Ultra Short Term Fund Regular-Growth performed recently?

  • 3 Months: 1.32%
  • 6 Months: 2.93%

What is the long-term performance of Kotak Ultra Short Term Fund Regular-Growth?

  • 3 Years CAGR: 6.66%
  • 5 Years CAGR: 6.16%
  • Since Inception: 7.14%

What is the portfolio composition of Kotak Ultra Short Term Fund Regular-Growth?

Debt: 96.98%, Others: 3.02%.

Who manages Kotak Ultra Short Term Fund Regular-Growth?

Kotak Ultra Short Term Fund Regular-Growth is managed by Deepak Agrawal from Kotak Mahindra Mutual Fund.

Which are the top companies Kotak Ultra Short Term Fund Regular-Growth has invested in?

  • Repo – 4.95% of the fund's portfolio
  • CENTRAL GOVERNMENT LOAN 12006 GOI 24SP25 8.20 FV RS 100 – 5.03% of the fund's portfolio
  • NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT SR 23 G 7.57 LOA 19MR26 FVRS1LAC – 5.04% of the fund's portfolio
  • NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT SR 23 G 7.57 LOA 19MR26 FVRS1LAC – 1.00% of the fund's portfolio
  • NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT SR 23 G 7.57 LOA 19MR26 FVRS1LAC – 5.10% of the fund's portfolio

Which are the major sectors Kotak Ultra Short Term Fund Regular-Growth focuses on?

  • Financial – 78.62% of the fund's portfolio
  • Entities – 5.03% of the fund's portfolio
  • Unspecified – 4.95% of the fund's portfolio
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