Kotak Ultra Short Term Fund Regular-IDCW Monthly

  • 3 Months
  • 6 Months
  • 1 Year
  • 3 Years
  • 5 Years
  • RSI
3 Months Returns : 1.32%
NAV: ₹10.74 as on Thu Nov 05, 2026
Fund NAV

Fund Overview of Kotak Ultra Short Term Fund Regular-IDCW Monthly

  • ₹15,261.3 Cr
    AUM
  • ₹10.74
    NAV
  • 0.82%
    Expense Ratio
  • Debt
    Fund Category
As on Thu Nov 05, 2026
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Minimum amount you can invest: ₹500

Maximum amount you can invest: ₹1,00,000

We have used a return rate of 15% for our calculations.

The total value of your investment after 10 years will be
₹ 1,39,328.64
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Kotak Ultra Short Term Fund Regular-IDCW Monthly Return Comparison

Tenure Absolute(%) Annualised(%) Category Average(%)
3 Months 1.32% NA 1.71%
6 Months 2.93% NA 3.90%
1 Year 5.87% 5.87% 7.70%
2 Years 13.25% 6.42% 7.59%
3 Years 21.35% 6.66% 7.34%
5 Years 34.81% 6.16% 6.07%
7 Years 47.72% 5.73% NA
10 Years 82.99% 6.23% 6.56%
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As on Thu Nov 05, 2026

Dividend of Kotak Ultra Short Term Fund Regular-IDCW Monthly : 0.43%

Dividends are declared by the fund house based on the income generated from the underlying assets. While many mutual funds distribute dividends annually, the payout frequency ultimately depends on the fund house’s decision

Asset Allocation of Kotak Ultra Short Term Fund Regular-IDCW Monthly

debt instruments

96.98%

other assets or cash equivalents

3.02%
Top Holdings
Repo
4.95%
Central Government Loan 12006 Goi 24sp25 8.20 Fv Rs 100
5.03%
National Bank For Agriculture And Rural Development Sr 23 G 7.57 Loa 19mr26 Fvrs1lac
5.04%
National Bank For Agriculture And Rural Development Sr 23 G 7.57 Loa 19mr26 Fvrs1lac
1.00%
National Bank For Agriculture And Rural Development Sr 23 G 7.57 Loa 19mr26 Fvrs1lac
5.10%
 
Top Sectors
Financial
78.62%
Entities
5.03%
Unspecified
4.95%
Detailed Portfolio Analysis
As on Thu Nov 05, 2026
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About Fund

About Kotak Ultra Short Term Fund Regular-IDCW Monthly

Kotak Ultra Short Term Fund Regular-IDCW Monthly is one Debt mutual fund offered by Kotak Mahindra Mutual Fund. Launched on 13 Aug 2004, the fund aims Income over a short term investment horizon. Investment in debt & money market securities with portfolio Macaulay duration between 3 months & 6 months. It manages assets worth ₹15,261.3 crore as on Wed Sep 30, 2026. The expense ratio stands at 0.8216%.
The portfolio allocation consists of 96.98% in debt instruments, 3.02% in other assets or cash equivalents.Managed by Deepak Agrawal, it has delivered a return of 5.87% in the last year, a total return since inception of 7.14%.
The latest dividend was declared on 13 Oct 2026 at 0.43% of face value.
To make better financial choices it makes sense to also review best sip investment suited to individual risk appetite.

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  • Manu Sharma

    Fund Manager

  • Mr. Sharma has done M.Com and CA.

    Manager Education

  • Deepak Agrawal

    Fund Manager

  • Mr. Agrawal is Post Graduate in Commerce from Mumbai University, Chartered Accountant, Company Secretary and CFA.

    Manager Education

Key Metrics of Kotak Ultra Short Term Fund Regular-IDCW Monthly

  • Standard Deviation
    0.51%
  • Mean
    6.44%
  • Sharpe Ratio
    1.73%
  • Sortino Ratio
    2.32%

Kotak Ultra Short Term Fund Regular-IDCW Monthly Fund Details

Fund Names Kotak Ultra Short Term Fund Regular-IDCW Monthly
Inception Date 13 Aug 2004
Lock In No Lock-in
 
Risk Principal at moderate risk
Category Average Annual Returns 7.70
More Details
Highest NAV in last 52 weeks & Lowest NAV in last 52 weeks

Compare Mutual Funds
Kotak Ultra Short Term Fund Regular-IDCW Monthly Fund Returns Comparison

Compare Kotak Ultra Short Term Fund Regular-IDCW Monthly with other mutual funds in the same category

Kotak Ultra Short Term Fund Regular-IDCW Monthly

Nippon India Ultra Short Term Fund Direct-Growth

Nippon India Ultra Short Term Fund Direct-IDCW Daily

Compare more funds

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Top Performing Mutual Funds

Fund Names AUM (Cr) 1M 3M 1Yr 3Yr 5Yr
Nippon India Ultra Short Term Fund Direct-Growth trend ₹11,833 0.44% 1.58% 6.89% 7.52% 7.03%
Nippon India Ultra Short Term Fund Direct-IDCW Daily trend ₹11,833 0.44% 1.58% 6.89% 7.52% 7.03%
Nippon India Ultra Short Term Fund Direct-IDCW Monthly trend ₹11,833 0.44% 1.58% 6.89% 7.52% 7.03%
Nippon India Ultra Short Term Fund Direct-IDCW Quarterly trend ₹11,833 0.44% 1.58% 6.89% 7.52% 7.03%
Nippon India Ultra Short Term Fund Direct-IDCW Weekly trend ₹11,833 0.44% 1.58% 6.89% 7.52% 7.03%
Tata Ultra Short Term Fund Direct-Growth trend ₹5,712 0.44% 1.61% 6.93% 7.46% 6.84%
Tata Ultra Short Term Fund Direct-IDCW Monthly trend ₹5,712 0.44% 1.61% 6.93% 7.46% 6.84%
Tata Ultra Short Term Fund Direct-IDCW Weekly trend ₹5,712 0.44% 1.61% 6.93% 7.46% 6.84%
Axis Ultra Short Term Fund Direct-Growth trend ₹5,274 0.41% 1.56% 6.67% 7.39% 6.83%
Axis Ultra Short Term Fund Direct-IDCW trend ₹5,274 0.41% 1.56% 6.67% 7.39% 6.83%
View More
increase growth is based on 1-month returns of the funds & Top fund are based on 3Y Returns

More funds from Kotak Mahindra Mutual Fund

Fund Names AUM (Cr) 1M 3M 6M 1Yr 3Yr
Kotak Ultra Short Term Fund Direct-Growth increase ₹15,261 0.38% 1.43% 3.17% 6.36% 7.15%
Kotak Ultra Short Term Fund Regular-Growth increase ₹15,261 0.34% 1.32% 2.93% 5.87% 6.66%
Kotak Ultra Short Term Fund Direct-IDCW increase ₹15,261 0.38% 1.43% 3.17% 6.36% 7.15%
Kotak Ultra Short Term Fund Direct-IDCW Monthly increase ₹15,261 0.38% 1.43% 3.17% 6.36% 7.15%
Kotak Ultra Short Term Fund Regular-IDCW Weekly increase ₹15,261 0.34% 1.32% 2.93% 5.87% 6.66%
Kotak Ultra Short Term Fund Direct-IDCW Weekly increase ₹15,261 0.38% 1.43% 3.17% 6.36% 7.15%
Kotak CRISIL-IBX Financial Services 3-6 Months Debt Index Fund Regular-Growth increase ₹359 0.32% 1.35% 3.17% 6.36% -
Kotak CRISIL-IBX Financial Services 3-6 Months Debt Index Fund Direct-Growth increase ₹359 0.34% 1.41% 3.29% 6.61% -
View More
increase growth is based on 1-month returns of the funds

Kotak Ultra Short Term Fund Regular-IDCW Monthly Calculator

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Top Mutual Funds

Fund Names AUM (Cr) NAV 3Yr 5Yr 10Yr
Kotak Ultra Short Term Fund Direct-Growth trend ₹15,261 ₹48.86 7.15% 6.63% 6.68%
Kotak Ultra Short Term Fund Regular-Growth trend ₹15,261 ₹46.36 6.66% 6.16% 6.23%
Kotak Ultra Short Term Fund Direct-IDCW trend ₹15,261 ₹10.14 7.15% 6.63% 6.68%
Kotak Ultra Short Term Fund Direct-IDCW Monthly trend ₹15,261 ₹21.07 7.15% 6.63% 6.68%
Kotak Ultra Short Term Fund Regular-IDCW Monthly trend ₹15,261 ₹10.74 6.66% 6.16% 6.23%
Kotak Ultra Short Term Fund Direct-IDCW Weekly trend ₹15,261 ₹10.03 7.15% 6.63% 6.68%
Kotak Ultra Short Term Fund Regular-IDCW Weekly trend ₹15,261 ₹10.02 6.66% 6.16% 6.23%
Aditya Birla Sun Life Ultra Short Term Direct-Growth trend ₹15,236 ₹608.73 7.42% 6.82% 6.95%
Aditya Birla Sun Life Ultra Short Term Regular-Growth trend ₹15,236 ₹595.95 7.17% 6.60% 6.77%
Aditya Birla Sun Life Ultra Short Term Regular-IDCW Daily trend ₹15,236 ₹100.00 7.17% 6.60% 6.77%
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Top funds are based on Fund AUM

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Kotak Ultra Short Term Fund Regular-IDCW Monthly Detailed Portfolio

Stocks Sector % of Holding Value
RepoUnspecified4.95%₹831.51 Cr
Central Government Loan 12006 Goi 24sp25 8.20 Fv Rs 100Entities5.03%₹803.07 Cr
National Bank For Agriculture And Rural Development Sr 23 G 7.57 Loa 19mr26 Fvrs1lacFinancial5.04%₹773.71 Cr
National Bank For Agriculture And Rural Development Sr 23 G 7.57 Loa 19mr26 Fvrs1lacFinancial-—
National Bank For Agriculture And Rural Development Sr 23 G 7.57 Loa 19mr26 Fvrs1lacFinancial5.10%₹772.87 Cr
National Bank For Agriculture And Rural Development Sr 23 G 7.57 Loa 19mr26 Fvrs1lacFinancial5.10%₹772.87 Cr
Axis Bank Limited Cd 14jan27Financial4.53%₹691.60 Cr
Axis Bank Limited Cd 14jan27Financial4.53%₹691.60 Cr
Axis Bank Limited Cd 14jan27Financial4.53%₹691.60 Cr
National Bank For Agriculture And Rural Development Sr 23 G 7.57 Loa 19mr26 Fvrs1lacFinancial4.32%₹689.52 Cr
Axis Bank Limited Cd 14jan27Financial4.31%₹687.78 Cr
Axis Bank Limited Cd 14jan27Financial4.31%₹687.78 Cr
Axis Bank Limited Cd 14jan27Financial4.31%₹687.78 Cr
Axis Bank Limited Cd 14jan27Financial4.76%₹675.10 Cr
Axis Bank Limited Cd 14jan27Financial4.76%₹675.10 Cr
Axis Bank Limited Cd 14jan27Financial4.76%₹675.10 Cr
Axis Bank Limited Cd 14jan27Financial4.76%₹675.10 Cr
Axis Bank Limited Cd 14jan27Financial4.12%₹667.44 Cr
Axis Bank Limited Cd 14jan27Financial3.96%₹665.92 Cr
Axis Bank Limited Cd 14jan27Financial4.42%₹662.09 Cr
View More

Top Debt Funds

Fund Names NAV 3Yr 5Yr 52 weeks high
Nippon India Ultra Short Term Fund Direct-Growth increase ₹4,861.28 7.52% 7.03% -
Nippon India Ultra Short Term Fund Direct-IDCW Daily increase ₹1,114.15 7.52% 7.03% -
Nippon India Ultra Short Term Fund Direct-IDCW Monthly increase ₹1,036.89 7.52% 7.03% -
Nippon India Ultra Short Term Fund Direct-IDCW Quarterly increase ₹1,021.03 7.52% 7.03% -
Nippon India Ultra Short Term Fund Direct-IDCW Weekly increase ₹1,093.90 7.52% 7.03% -
Tata Ultra Short Term Fund Direct-Growth increase ₹16.30 7.46% 6.84% -
Tata Ultra Short Term Fund Direct-IDCW Monthly increase ₹16.32 7.46% 6.84% -
Tata Ultra Short Term Fund Direct-IDCW Weekly increase ₹10.41 7.46% 6.84% -
Axis Ultra Short Term Fund Direct-Growth increase ₹17.06 7.39% 6.83% -
Axis Ultra Short Term Fund Direct-IDCW increase ₹17.06 7.39% 6.83% -
View More
increase growth is based on 5Y returns of the funds

Frequently Asked Questions

Kotak Ultra Short Term Fund Regular-IDCW Monthly

What is the current AUM of Kotak Ultra Short Term Fund Regular-IDCW Monthly?

As of Wed Sep 30, 2026, Kotak Ultra Short Term Fund Regular-IDCW Monthly manages assets worth ₹15,261.3 crore

How has Kotak Ultra Short Term Fund Regular-IDCW Monthly performed recently?

  • 3 Months: 1.32%
  • 6 Months: 2.93%

What is the long-term performance of Kotak Ultra Short Term Fund Regular-IDCW Monthly?

  • 3 Years CAGR: 6.66%
  • 5 Years CAGR: 6.16%
  • Since Inception: 7.14%

What is the portfolio composition of Kotak Ultra Short Term Fund Regular-IDCW Monthly?

Debt: 96.98%, Others: 3.02%.

Who manages Kotak Ultra Short Term Fund Regular-IDCW Monthly?

Kotak Ultra Short Term Fund Regular-IDCW Monthly is managed by Deepak Agrawal from Kotak Mahindra Mutual Fund.

When was the last dividend declared by Kotak Ultra Short Term Fund Regular-IDCW Monthly?

Latest dividend was declared on 13 Oct 2026 at 0.43% of face value.

Which are the top companies Kotak Ultra Short Term Fund Regular-IDCW Monthly has invested in?

  • Repo – 4.95% of the fund's portfolio
  • CENTRAL GOVERNMENT LOAN 12006 GOI 24SP25 8.20 FV RS 100 – 5.03% of the fund's portfolio
  • NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT SR 23 G 7.57 LOA 19MR26 FVRS1LAC – 5.04% of the fund's portfolio
  • NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT SR 23 G 7.57 LOA 19MR26 FVRS1LAC – 1.00% of the fund's portfolio
  • NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT SR 23 G 7.57 LOA 19MR26 FVRS1LAC – 5.10% of the fund's portfolio

Which are the major sectors Kotak Ultra Short Term Fund Regular-IDCW Monthly focuses on?

  • Financial – 78.62% of the fund's portfolio
  • Entities – 5.03% of the fund's portfolio
  • Unspecified – 4.95% of the fund's portfolio
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