Nippon India Banking & Financial Services Fund Direct-IDCW

  • 3 Months
  • 6 Months
  • 1 Year
  • 3 Years
  • 5 Years
  • RSI
3 Months Returns : -2.21%
NAV: ₹101.71 as on Thu Nov 05, 2026
Fund NAV

Fund Overview of Nippon India Banking & Financial Services Fund Direct-IDCW

  • ₹7,366.7 Cr
    AUM
  • ₹101.71
    NAV
  • 1.11%
    Expense Ratio
  • Equity
    Fund Category
As on Thu Nov 05, 2026
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Minimum amount you can invest: ₹500

Maximum amount you can invest: ₹1,00,000

We have used a return rate of 15% for our calculations.

The total value of your investment after 10 years will be
₹ 1,39,328.64
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Nippon India Banking & Financial Services Fund Direct-IDCW Return Comparison

Tenure Absolute(%) Annualised(%) Category Average(%)
3 Months -2.21% NA 2.31%
6 Months 1.91% NA 15.50%
1 Year -1.45% -1.45% 10.43%
2 Years 10.84% 5.28% 18.38%
3 Years 40.30% 11.95% 17.78%
5 Years 76.22% 12.00% 22.24%
7 Years 141.65% 13.43% NA
10 Years 250.20% 13.35% 13.92%
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As on Thu Nov 05, 2026

Dividend of Nippon India Banking & Financial Services Fund Direct-IDCW : 80.00%

Dividends are declared by the fund house based on the income generated from the underlying assets. While many mutual funds distribute dividends annually, the payout frequency ultimately depends on the fund house’s decision

Asset Allocation of Nippon India Banking & Financial Services Fund Direct-IDCW

equities

98.56%

debt instruments

0.01%

other assets or cash equivalents

1.43%
Large Cap: 58.98%
Mid Cap: 22.15%
Small Cap: 18.87%
Other: 0.00%
Top Holdings
Hdfc Bank Ltd
17.37%
Hdfc Bank Ltd
15.61%
Hdfc Bank Ltd
15.38%
Hdfc Bank Ltd
15.80%
Hdfc Bank Ltd
15.80%
 
Top Sectors
Financial
302.58%
Detailed Portfolio Analysis
As on Thu Nov 05, 2026
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About Fund

About Nippon India Banking & Financial Services Fund Direct-IDCW

Nippon India Banking & Financial Services Fund Direct-IDCW is one Equity mutual fund offered by Nippon India Mutual Fund. Launched on 01 Jan 2013, the fund aims Long term capital growth. Investment in equity and equity related securities of companies in banking sector and financial service sector. It manages assets worth ₹7,366.7 crore as on Wed Sep 30, 2026. The expense ratio stands at 1.11%.
The portfolio allocation consists of 98.56% in equities, 0.01% in debt instruments, 1.43% in other assets or cash equivalents.Managed by Vinay Sharma, it has delivered a return of -1.45% in the last year, a total return since inception of 13.38%.
The latest dividend was declared on 23 Jan 2026 at 80.00% of face value.
Considering investment horizon investors often compare best sip plans as part of their overall investment planning.

Read more
  • Bhavik Dave

    Fund Manager

  • Mr. Dave is a BBA and PGDM

    Manager Education

  • Vinay Sharma

    Fund Manager

  • Mr. Sharma is B.Arch & PGDCM

    Manager Education

Key Metrics of Nippon India Banking & Financial Services Fund Direct-IDCW

  • Standard Deviation
    15.92%
  • Mean
    10.73%
  • Sharpe Ratio
    0.32%
  • Alpha
    1.17%
  • Beta
    0.97%
  • Sortino Ratio
    0.41%

Nippon India Banking & Financial Services Fund Direct-IDCW Fund Details

Fund Names Nippon India Banking & Financial Services Fund Direct-IDCW
Inception Date 01 Jan 2013
Lock In No Lock-in
SIP Minimum Investment amount ₹100
SWP Minimum Investment amount ₹500
STP Minimum Investment amount ₹100
 
Risk Principal at very high risk
Category Average Annual Returns 10.43
More Details
Highest NAV in last 52 weeks & Lowest NAV in last 52 weeks

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Nippon India Banking & Financial Services Fund Direct-IDCW Fund Returns Comparison

Compare Nippon India Banking & Financial Services Fund Direct-IDCW with other mutual funds in the same category

Nippon India Banking & Financial Services Fund Direct-IDCW

Nippon India ETF Nifty PSU Bank Bees

Kotak Nifty PSU Bank Exchange Traded Fund

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Top Performing Mutual Funds

Fund Names AUM (Cr) 1M 3M 1Yr 3Yr 5Yr
Nippon India ETF Nifty PSU Bank Bees trend ₹3,932 6.78% 0.12% 2.97% 19.36% 24.59%
Kotak Nifty PSU Bank Exchange Traded Fund trend ₹2,491 6.78% 0.12% 2.95% 19.34% 24.59%
Invesco India Financial Services Fund Direct-Growth trend ₹1,790 5.70% -0.76% 4.47% 16.66% 13.74%
Invesco India Financial Services Fund Direct-IDCW trend ₹1,790 5.70% -0.76% 4.47% 16.66% 13.74%
Sundaram Financial Services Opportunities Fund Direct-Growth trend ₹1,614 2.96% -2.91% 0.54% 11.90% 12.63%
Sundaram Financial Services Opportunities Fund Direct-IDCW trend ₹1,614 2.96% -2.91% 0.54% 11.90% 12.63%
Invesco India Financial Services Fund Regular-Growth trend ₹1,790 5.58% -1.08% 3.15% 15.16% 12.25%
Invesco India Financial Services Fund Regular-IDCW trend ₹1,790 5.58% -1.08% 3.15% 15.16% 12.25%
SBI Banking & Financial Services Fund Direct-Growth trend ₹10,420 6.57% -0.20% -0.07% 16.62% 12.02%
SBI Banking & Financial Services Fund Direct-IDCW trend ₹10,420 6.57% -0.20% -0.07% 16.62% 12.02%
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increase growth is based on 1-month returns of the funds & Top fund are based on 3Y Returns

More funds from Nippon India Mutual Fund

Fund Names AUM (Cr) 1M 3M 6M 1Yr 3Yr
Nippon India ETF Nifty Bank Bees increase ₹7,917 5.57% 0.04% 6.48% 0.30% 10.65%
Nippon India Banking & Financial Services Fund Direct-Growth increase ₹7,367 4.36% -2.21% 1.91% -1.45% 11.95%
Nippon India Banking & Financial Services Fund-Growth increase ₹7,367 4.29% -2.41% 1.48% -2.28% 11.02%
Nippon India Banking & Financial Services Fund-IDCW increase ₹7,367 4.29% -2.41% 1.48% -2.28% 11.02%
Nippon India ETF Nifty PSU Bank Bees increase ₹3,932 6.78% 0.12% 1.84% 2.97% 19.36%
Nippon India Nifty Bank Index Fund Regular-Growth increase ₹219 5.48% -0.15% 6.08% -0.40% -
Nippon India Nifty Bank Index Fund Direct-Growth increase ₹219 5.53% 0.00% 6.40% 0.20% -
Nippon India Nifty Bank Index Fund Regular-IDCW increase ₹219 5.48% -0.15% 6.08% -0.40% -
Nippon India Nifty Bank Index Fund Direct-IDCW increase ₹219 5.53% 0.00% 6.40% 0.20% -
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increase growth is based on 1-month returns of the funds

Nippon India Banking & Financial Services Fund Direct-IDCW Calculator

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Top Mutual Funds

Fund Names AUM (Cr) NAV 3Yr 5Yr 10Yr
ICICI Prudential Banking And Financial Services-Growth trend ₹10,774 ₹132.45 10.28% 8.29% 11.33%
ICICI Prudential Banking And Financial Services Direct Plan-Growth trend ₹10,774 ₹150.58 11.14% 9.17% 12.37%
ICICI Prudential Banking And Financial Services Direct Plan-IDCW trend ₹10,774 ₹69.19 11.14% 9.17% 12.37%
ICICI Prudential Banking And Financial Services-IDCW trend ₹10,774 ₹25.28 10.28% 8.29% 11.33%
SBI Banking & Financial Services Fund Regular-Growth trend ₹10,420 ₹44.03 15.41% 10.80% 14.06%
SBI Banking & Financial Services Fund Direct-Growth trend ₹10,420 ₹49.80 16.62% 12.02% 15.37%
SBI Banking & Financial Services Fund Direct-IDCW trend ₹10,420 ₹44.52 16.62% 12.02% 15.37%
SBI Banking & Financial Services Fund Regular-IDCW trend ₹10,420 ₹39.54 15.41% 10.80% 14.06%
Nippon India ETF Nifty Bank Bees trend ₹7,917 ₹598.81 10.65% 8.57% 11.98%
Nippon India Banking & Financial Services Fund-Growth trend ₹7,367 ₹633.84 11.02% 11.08% 12.46%
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Top funds are based on Fund AUM

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Nippon India Banking & Financial Services Fund Direct-IDCW Detailed Portfolio

Stocks Sector % of Holding Value
Hdfc Bank LtdFinancial17.37%₹1,254.24 Cr
Hdfc Bank LtdFinancial15.61%₹1,216.10 Cr
Hdfc Bank LtdFinancial15.38%₹1,196.31 Cr
Hdfc Bank LtdFinancial15.80%₹1,191.60 Cr
Hdfc Bank LtdFinancial15.80%₹1,191.60 Cr
Hdfc Bank LtdFinancial15.13%₹1,172.65 Cr
Icici Bank LtdFinancial16.15%₹1,166.54 Cr
Hdfc Bank LtdFinancial15.76%₹1,160.80 Cr
Hdfc Bank LtdFinancial15.76%₹1,160.80 Cr
Hdfc Bank LtdFinancial15.76%₹1,160.80 Cr
Hdfc Bank LtdFinancial15.97%₹1,147.79 Cr
Hdfc Bank LtdFinancial15.97%₹1,147.79 Cr
Hdfc Bank LtdFinancial14.24%₹1,120.28 Cr
Icici Bank LtdFinancial14.22%₹1,106.40 Cr
Icici Bank LtdFinancial14.04%₹1,093.62 Cr
Hdfc Bank LtdFinancial14.01%₹1,091.54 Cr
Hdfc Bank LtdFinancial14.01%₹1,091.54 Cr
Hdfc Bank LtdFinancial14.01%₹1,091.54 Cr
Hdfc Bank LtdFinancial14.01%₹1,091.54 Cr
Icici Bank LtdFinancial13.58%₹1,074.34 Cr
View More

Top Equity Funds

Fund Names NAV 3Yr 5Yr 52 weeks high
Nippon India ETF Nifty PSU Bank Bees increase ₹95.58 19.36% 24.59% -
Kotak Nifty PSU Bank Exchange Traded Fund increase ₹85.66 19.34% 24.59% -
Invesco India Financial Services Fund Direct-Growth increase ₹177.73 16.66% 13.74% -
Invesco India Financial Services Fund Direct-IDCW increase ₹91.47 16.66% 13.74% -
Sundaram Financial Services Opportunities Fund Direct-Growth increase ₹121.84 11.90% 12.63% -
Sundaram Financial Services Opportunities Fund Direct-IDCW increase ₹33.23 11.90% 12.63% -
Invesco India Financial Services Fund Regular-Growth increase ₹146.26 15.16% 12.25% -
Invesco India Financial Services Fund Regular-IDCW increase ₹74.59 15.16% 12.25% -
SBI Banking & Financial Services Fund Direct-Growth increase ₹49.80 16.62% 12.02% -
SBI Banking & Financial Services Fund Direct-IDCW increase ₹44.52 16.62% 12.02% -
View More
increase growth is based on 5Y returns of the funds

Frequently Asked Questions

Nippon India Banking & Financial Services Fund Direct-IDCW

What is the current AUM of Nippon India Banking & Financial Services Fund Direct-IDCW?

As of Wed Sep 30, 2026, Nippon India Banking & Financial Services Fund Direct-IDCW manages assets worth ₹7,366.7 crore

How has Nippon India Banking & Financial Services Fund Direct-IDCW performed recently?

  • 3 Months: -2.21%
  • 6 Months: 1.91%

What is the long-term performance of Nippon India Banking & Financial Services Fund Direct-IDCW?

  • 3 Years CAGR: 11.95%
  • 5 Years CAGR: 12.00%
  • Since Inception: 13.38%

What is the portfolio composition of Nippon India Banking & Financial Services Fund Direct-IDCW?

Equity: 98.56%, Debt: 0.01%, Others: 1.43%.

Who manages Nippon India Banking & Financial Services Fund Direct-IDCW?

Nippon India Banking & Financial Services Fund Direct-IDCW is managed by Vinay Sharma from Nippon India Mutual Fund.

When was the last dividend declared by Nippon India Banking & Financial Services Fund Direct-IDCW?

Latest dividend was declared on 23 Jan 2026 at 80.00% of face value.

What is the market-cap allocation of Nippon India Banking & Financial Services Fund Direct-IDCW?

Large Cap: 58.98%, Mid Cap: 22.15%, Small Cap: 18.87%.

Which are the top companies Nippon India Banking & Financial Services Fund Direct-IDCW has invested in?

  • HDFC Bank Ltd – 17.37% of the fund's portfolio
  • HDFC Bank Ltd – 15.61% of the fund's portfolio
  • HDFC Bank Ltd – 15.38% of the fund's portfolio
  • HDFC Bank Ltd – 15.80% of the fund's portfolio
  • HDFC Bank Ltd – 15.80% of the fund's portfolio

Which are the major sectors Nippon India Banking & Financial Services Fund Direct-IDCW focuses on?

  • Financial – 302.58% of the fund's portfolio
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