Pgim India Retirement Fund Direct-Growth

  • 3 Months
  • 6 Months
  • 1 Year
  • 3 Years
  • 5 Years
  • RSI
3 Months Returns : -0.77%
NAV: ₹12.84 as on Thu Nov 05, 2026
Fund NAV

Fund Overview of Pgim India Retirement Fund Direct-Growth

  • ₹103.7 Cr
    AUM
  • ₹12.84
    NAV
  • 1.12%
    Expense Ratio
  • Equity
    Fund Category
As on Thu Nov 05, 2026
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Minimum amount you can invest: ₹500

Maximum amount you can invest: ₹1,00,000

We have used a return rate of 15% for our calculations.

The total value of your investment after 10 years will be
₹ 1,39,328.64
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Pgim India Retirement Fund Direct-Growth Return Comparison

Tenure Absolute(%) Annualised(%) Category Average(%)
3 Months -0.77% NA 3.93%
6 Months 7.00% NA 14.15%
1 Year 3.05% 3.05% 1.00%
2 Years 10.79% 5.25% 21.04%
As on Thu Nov 05, 2026

Asset Allocation of Pgim India Retirement Fund Direct-Growth

equities

96.98%

debt instruments

3.08%
Large Cap: 38.30%
Mid Cap: 31.24%
Small Cap: 30.46%
Other: 0.00%
Top Holdings
Others Cblo
7.30%
Others Cblo
7.30%
Others Cblo
7.30%
Others Cblo
7.30%
Icici Bank Ltd
6.18%
 
Top Sectors
Financial
92.57%
Unspecified
29.20%
Detailed Portfolio Analysis
As on Thu Nov 05, 2026
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About Fund

About Pgim India Retirement Fund Direct-Growth

Pgim India Retirement Fund Direct-Growth is one Equity mutual fund offered by PGIM India Mutual Fund. Launched on 15 Apr 2024, the fund aims Long term capital appreciation. Investment predominantly in equity and equity related instruments. It manages assets worth ₹103.7 crore as on Wed Sep 30, 2026. The expense ratio stands at 1.12%.
The portfolio allocation consists of 96.98% in equities, 3.08% in debt instruments.Managed by Vinay Paharia, it has delivered a return of 3.05% in the last year, a total return since inception of 10.26%.
To take better investment decisions it makes sense to also explore best sip to invest suited to financial planning needs.

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  • Anandha Padmanabhan Anjeneyan

    Fund Manager

  • Mr. Anjeneyan is a B. Com, ACA, CFA, FRM

    Manager Education

  • Vivek Sharma

    Fund Manager

  • Mr. Sharma is a PGDM Finance

    Manager Education

  • Puneet Pal

    Fund Manager

  • Mr. Pal is a B.Com (H) and MBA from SIBM Pune.

    Manager Education

  • Vinay Paharia

    Fund Manager

  • Mr. Paharia holds a B.Com degree from Narsee Monjee College and an M.M.S. degree from Welingkar Institute of Management, Mumbai.

    Manager Education

Pgim India Retirement Fund Direct-Growth Fund Details

Fund Names Pgim India Retirement Fund Direct-Growth
Inception Date 15 Apr 2024
Lock In 1825
SIP Minimum Investment amount ₹1000
SWP Minimum Investment amount ₹1000
STP Minimum Investment amount ₹1000
 
Risk Principal at very high risk
Category Average Annual Returns 1.00
More Details
Highest NAV in last 52 weeks & Lowest NAV in last 52 weeks

Compare Mutual Funds
Pgim India Retirement Fund Direct-Growth Fund Returns Comparison

Compare Pgim India Retirement Fund Direct-Growth with other mutual funds in the same category

Pgim India Retirement Fund Direct-Growth

Kotak Multi Cap Fund Direct-Growth

Kotak Multi Cap Fund Direct-IDCW

Compare more funds

Start An Sip Today Watch Your Money Grow

Top Performing Mutual Funds

Fund Names AUM (Cr) 1M 3M 1Yr 3Yr 5Yr
Kotak Multi Cap Fund Direct-Growth trend ₹30,335 2.40% -1.66% 1.53% 16.99% 16.38%
Kotak Multi Cap Fund Direct-IDCW trend ₹30,335 2.40% -1.66% 1.53% 16.99% 16.38%
Nippon India Multi Cap Fund Direct-Growth trend ₹53,767 3.15% -4.16% -2.37% 13.45% 15.40%
Nippon India Multi Cap Fund Direct-IDCW trend ₹53,767 3.15% -4.16% -2.37% 13.45% 15.40%
Kotak Multi Cap Fund Regular-Growth trend ₹30,335 2.30% -1.93% 0.38% 15.58% 14.78%
Kotak Multi Cap Fund Regular-IDCW trend ₹30,335 2.30% -1.93% 0.38% 15.58% 14.78%
Mahindra Manulife Multi Cap Fund Direct-Growth trend ₹7,457 3.16% 0.27% 9.13% 17.84% 14.60%
Mahindra Manulife Multi Cap Fund Direct-IDCW trend ₹7,457 3.16% 0.27% 9.13% 17.84% 14.60%
Nippon India Multi Cap Fund-Growth trend ₹53,767 3.09% -4.34% -3.10% 12.56% 14.53%
Nippon India Multi Cap Fund-IDCW trend ₹53,767 3.09% -4.34% -3.10% 12.56% 14.53%
View More
increase growth is based on 1-month returns of the funds & Top fund are based on 3Y Returns

More funds from PGIM India Mutual Fund

Fund Names AUM (Cr) 1M 3M 6M 1Yr 3Yr
Pgim India Multi Cap Fund Direct-Growth increase ₹460 3.94% 0.18% 8.85% 7.79% -
Pgim India Multi Cap Fund Regular-Growth increase ₹460 3.79% -0.28% 8.00% 5.96% -
Pgim India Multi Cap Fund Regular-IDCW increase ₹460 3.79% -0.28% 8.00% 5.96% -
Pgim India Multi Cap Fund Direct-IDCW increase ₹460 3.94% 0.18% 8.85% 7.79% -
Pgim India Retirement Fund Regular-Growth increase ₹104 4.32% -1.12% 6.21% 1.40% -
Pgim India Retirement Fund Regular-IDCW increase ₹104 4.32% -1.12% 6.21% 1.40% -
Pgim India Retirement Fund Direct-IDCW increase ₹104 4.48% -0.77% 7.00% 3.05% -
View More
increase growth is based on 1-month returns of the funds

Pgim India Retirement Fund Direct-Growth Calculator

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Top 25% of investors consistently generate more than 12% return
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Top Mutual Funds

Fund Names AUM (Cr) NAV 3Yr 5Yr 10Yr
Nippon India Multi Cap Fund Direct-Growth trend ₹53,767 ₹327.03 13.45% 15.40% 15.82%
Nippon India Multi Cap Fund-Growth trend ₹53,767 ₹295.13 12.56% 14.53% 14.97%
Nippon India Multi Cap Fund-IDCW trend ₹53,767 ₹58.14 12.56% 14.53% 14.97%
Nippon India Multi Cap Fund Direct-IDCW trend ₹53,767 ₹84.62 13.45% 15.40% 15.82%
Kotak Multi Cap Fund Regular-Growth trend ₹30,335 ₹20.02 15.58% 14.78% -
Kotak Multi Cap Fund Direct-Growth trend ₹30,335 ₹21.50 16.99% 16.38% -
Kotak Multi Cap Fund Regular-IDCW trend ₹30,335 ₹18.40 15.58% 14.78% -
Kotak Multi Cap Fund Direct-IDCW trend ₹30,335 ₹19.76 16.99% 16.38% -
SBI Multicap Fund Regular-Growth trend ₹23,456 ₹17.02 12.50% - -
SBI Multicap Fund Direct-Growth trend ₹23,456 ₹17.75 13.42% - -
View More
Top funds are based on Fund AUM

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Pgim India Retirement Fund Direct-Growth Detailed Portfolio

Stocks Sector % of Holding Value
Others CbloUnspecified7.30%₹7.53 Cr
Others CbloUnspecified7.30%₹7.53 Cr
Others CbloUnspecified7.30%₹7.53 Cr
Others CbloUnspecified7.30%₹7.53 Cr
Icici Bank LtdFinancial6.18%₹6.74 Cr
Icici Bank LtdFinancial6.18%₹6.74 Cr
Icici Bank LtdFinancial6.18%₹6.74 Cr
Icici Bank LtdFinancial6.18%₹6.74 Cr
Icici Bank LtdFinancial6.18%₹6.74 Cr
Icici Bank LtdFinancial6.18%₹6.74 Cr
Icici Bank LtdFinancial5.90%₹6.12 Cr
Icici Bank LtdFinancial5.90%₹6.12 Cr
Icici Bank LtdFinancial5.90%₹6.12 Cr
Icici Bank LtdFinancial6.35%₹5.76 Cr
Hdfc Bank LtdFinancial5.24%₹5.72 Cr
Hdfc Bank LtdFinancial5.24%₹5.72 Cr
Hdfc Bank LtdFinancial5.24%₹5.72 Cr
Hdfc Bank LtdFinancial5.24%₹5.72 Cr
Hdfc Bank LtdFinancial5.24%₹5.72 Cr
Hdfc Bank LtdFinancial5.24%₹5.72 Cr
View More

Top Equity Funds

Fund Names NAV 3Yr 5Yr 52 weeks high
Kotak Multi Cap Fund Direct-Growth increase ₹21.50 16.99% 16.38% -
Kotak Multi Cap Fund Direct-IDCW increase ₹19.76 16.99% 16.38% -
Nippon India Multi Cap Fund Direct-Growth increase ₹327.03 13.45% 15.40% -
Nippon India Multi Cap Fund Direct-IDCW increase ₹84.62 13.45% 15.40% -
Kotak Multi Cap Fund Regular-Growth increase ₹20.02 15.58% 14.78% -
Kotak Multi Cap Fund Regular-IDCW increase ₹18.40 15.58% 14.78% -
Mahindra Manulife Multi Cap Fund Direct-Growth increase ₹46.01 17.84% 14.60% -
Mahindra Manulife Multi Cap Fund Direct-IDCW increase ₹32.93 17.84% 14.60% -
Nippon India Multi Cap Fund-Growth increase ₹295.13 12.56% 14.53% -
Nippon India Multi Cap Fund-IDCW increase ₹58.14 12.56% 14.53% -
View More
increase growth is based on 5Y returns of the funds

Frequently Asked Questions

Pgim India Retirement Fund Direct-Growth

What is the current AUM of Pgim India Retirement Fund Direct-Growth?

As of Wed Sep 30, 2026, Pgim India Retirement Fund Direct-Growth manages assets worth ₹103.7 crore

How has Pgim India Retirement Fund Direct-Growth performed recently?

  • 3 Months: -0.77%
  • 6 Months: 7.00%

What is the long-term performance of Pgim India Retirement Fund Direct-Growth?

  • Since Inception: 10.26%

What is the portfolio composition of Pgim India Retirement Fund Direct-Growth?

Equity: 96.98%, Debt: 3.08%, Others: -0.06%.

Who manages Pgim India Retirement Fund Direct-Growth?

Pgim India Retirement Fund Direct-Growth is managed by Vinay Paharia from PGIM India Mutual Fund.

What is the market-cap allocation of Pgim India Retirement Fund Direct-Growth?

Large Cap: 38.30%, Mid Cap: 31.24%, Small Cap: 30.46%.

Which are the top companies Pgim India Retirement Fund Direct-Growth has invested in?

  • Others CBLO – 7.30% of the fund's portfolio
  • Others CBLO – 7.30% of the fund's portfolio
  • Others CBLO – 7.30% of the fund's portfolio
  • Others CBLO – 7.30% of the fund's portfolio
  • ICICI Bank Ltd – 6.18% of the fund's portfolio

Which are the major sectors Pgim India Retirement Fund Direct-Growth focuses on?

  • Financial – 92.57% of the fund's portfolio
  • Unspecified – 29.20% of the fund's portfolio
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