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Fund Overview of SBI Gilt Fund Direct-Growth
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₹8,067.4 CrAUM
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₹73.33NAV
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0.50%Expense Ratio
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DebtFund Category
As on Thu Nov 05, 2026
Calculate your Returns
How much do you want to invest monthly?
₹
Minimum amount you can invest: ₹500
Maximum amount you can invest: ₹1,00,000
We have used a return rate of 15% for our calculations.
The total value of your investment
after 10 years will be
₹ 1,39,328.64
SBI Gilt Fund Direct-Growth Return Comparison
| Tenure | Absolute(%) | Annualised(%) | Category Average(%) |
|---|---|---|---|
| 3 Months | 1.00% | NA | -2.45% |
| 6 Months | 3.12% | NA | 2.39% |
| 1 Year | 4.13% | 4.13% | 5.41% |
| 2 Years | 10.09% | 4.92% | 7.58% |
| 3 Years | 21.54% | 6.72% | 7.36% |
| 5 Years | 36.38% | 6.40% | 5.98% |
| 7 Years | 59.57% | 6.90% | NA |
| 10 Years | 105.03% | 7.44% | 7.76% |
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As on Thu Nov 05, 2026
Asset Allocation of SBI Gilt Fund Direct-Growth
debt instruments
53.04%other assets or cash equivalents
46.96%Detailed Portfolio Analysis
As on Thu Nov 05, 2026
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SBI Gilt Fund Direct-Growth is one Debt mutual fund offered by SBI Mutual Fund. Launched on 01 Jan 2013, the fund aims Regular income and capital growth for medium to long-term. Investment in government securities. It manages assets worth ₹8,067.4 crore as on Wed Sep 30, 2026. The expense ratio stands at 0.5%. Fund Manager Manager Education
About FundAbout SBI Gilt Fund Direct-Growth
The portfolio allocation consists of 53.04% in debt instruments, 46.96% in other assets or cash equivalents.Managed by Sudhir Agrawal, it has delivered a return of 4.13% in the last year, a total return since inception of 8.67%.
When shortlisting financial products many investors generally look at best sip in india depending on returns.
Sudhir Agrawal
Mr.Sudhir Agrawal is a M.Com, PGDBA (Finance) and a CFA.
Key Metrics of SBI Gilt Fund Direct-Growth
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Standard Deviation3.26%
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Mean6.34%
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Sharpe Ratio0.24%
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Sortino Ratio0.35%
SBI Gilt Fund Direct-Growth Fund Details
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Compare Mutual Funds
SBI Gilt Fund Direct-Growth Fund Returns Comparison
Compare SBI Gilt Fund Direct-Growth with other mutual funds in the same category
SBI Gilt Fund Direct-Growth
ICICI Prudential Gilt Fund Direct Plan-Growth
ICICI Prudential Gilt Fund Direct Plan-IDCW Half Yearly
Compare more funds
Top Performing Mutual Funds
| Fund Names | AUM (Cr) | 1M | 3M | 1Yr | 3Yr | 5Yr |
|---|---|---|---|---|---|---|
ICICI Prudential Gilt Fund Direct Plan-Growth  |
₹8,968 | 0.96% | -0.40% | 4.13% | 6.92% | 6.55% |
| ICICI Prudential Gilt Fund Direct Plan-IDCW Half Yearly |
₹8,968 | 0.96% | -0.40% | 4.13% | 6.92% | 6.55% |
| Bandhan Gilt Fund Direct-Growth |
₹1,660 | 0.47% | 0.68% | 7.40% | 8.27% | 6.46% |
| Bandhan Gilt Fund Direct-IDCW |
₹1,660 | 0.47% | 0.68% | 7.40% | 8.27% | 6.46% |
| Bandhan Gilt Fund Direct-IDCW Half Yearly |
₹1,660 | 0.47% | 0.68% | 7.40% | 8.27% | 6.46% |
| Bandhan Gilt Fund Direct-IDCW Periodic |
₹1,660 | 0.47% | 0.68% | 7.40% | 8.27% | 6.46% |
| Bandhan Gilt Fund Direct-IDCW Quarterly |
₹1,660 | 0.47% | 0.68% | 7.40% | 8.27% | 6.46% |
| Bandhan Gilt Fund Direct-IDCW Yearly |
₹1,660 | 0.47% | 0.68% | 7.40% | 8.27% | 6.46% |
| SBI Gilt Fund Direct-Growth |
₹8,067 | 0.87% | 1.00% | 4.13% | 6.72% | 6.40% |
| SBI Gilt Fund Direct-IDCW Quarterly |
₹8,067 | 0.87% | 1.00% | 4.13% | 6.72% | 6.40% |
View More
growth is based on 1-month returns of the funds & Top fund are based on 3Y Returns
More funds from SBI Mutual Fund
| Fund Names | AUM (Cr) | 1M | 3M | 6M | 1Yr | 3Yr |
|---|---|---|---|---|---|---|
|
SBI Gilt Fund Regular-Growth
|
₹8,067 | 0.82% | 0.88% | 2.86% | 3.62% | 6.20% |
|
SBI Gilt Fund Regular-IDCW Quarterly
|
₹8,067 | 0.82% | 0.88% | 2.86% | 3.62% | 6.20% |
|
SBI Gilt Fund Direct-IDCW Quarterly
|
₹8,067 | 0.87% | 1.00% | 3.12% | 4.13% | 6.72% |
growth is based on 1-month returns of the fundsSBI Gilt Fund Direct-Growth Calculator
I want to invest
Pro Tip
Financial experts suggest that a person should invest 10-15% of their monthly income for long-term financial growth
/Month
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Pro Tip
Financial experts suggest that individuals should ideally invest for a period of 5 to 10 years, or even longer, to maximize the benefits of compounding and navigate market fluctuations effectively
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Top 25% of investors consistently generate more than 12% return
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I want to invest for
Pro Tip
Financial experts suggest that individuals should ideally invest for a period of 5 to 10 years, or even longer, to maximize the benefits of compounding and navigate market fluctuations effectively
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Wealth Gained
Monthly Investment
Top Mutual Funds
| Fund Names | AUM (Cr) | NAV | 3Yr | 5Yr | 10Yr |
|---|---|---|---|---|---|
| ICICI Prudential Gilt Fund-Growth |
₹8,968 | ₹107.80 | 6.37% | 5.98% | 6.83% |
| ICICI Prudential Gilt Fund Direct Plan-Growth |
₹8,968 | ₹116.96 | 6.92% | 6.55% | 7.41% |
| ICICI Prudential Gilt Fund-IDCW Half Yearly |
₹8,968 | ₹17.66 | 6.37% | 5.98% | 6.83% |
| ICICI Prudential Gilt Fund Direct Plan-IDCW Half Yearly |
₹8,968 | ₹18.67 | 6.92% | 6.55% | 7.41% |
| SBI Gilt Fund Regular-Growth |
₹8,067 | ₹68.78 | 6.20% | 5.89% | 6.92% |
| SBI Gilt Fund Direct-Growth |
₹8,067 | ₹73.33 | 6.72% | 6.40% | 7.44% |
| SBI Gilt Fund Direct-IDCW Quarterly |
₹8,067 | ₹23.40 | 6.72% | 6.40% | 7.44% |
| SBI Gilt Fund Regular-IDCW Quarterly |
₹8,067 | ₹21.15 | 6.20% | 5.89% | 6.92% |
| Nippon India ETF Nifty 8-13 Yr G-sec Long Term Gilt-IDCW |
₹2,326 | ₹29.77 | 6.96% | 5.58% | 6.19% |
| Kotak Gilt Investment Pf & Trust Direct-Growth |
₹1,929 | ₹115.06 | 5.99% | 5.62% | 6.90% |
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Top funds are based on Fund AUM
SBI Gilt Fund Direct-Growth Detailed Portfolio
| Stocks | Sector | % of Holding | Value |
|---|---|---|---|
| Government Of India 35943 Goi 05my35 6.33 Fv Rs 100 | Entities | 42.89% | ₹4,850.65 Cr |
| Government Of India 35943 Goi 05my35 6.33 Fv Rs 100 | Entities | - | — |
| Government Of India 34733 Goi 05ag54 7.09 Fv Rs 100 | Entities | 35.11% | ₹4,206.30 Cr |
| Government Of India 36185 Goi 07jl40 6.68 Fv Rs 100 | Entities | 32.86% | ₹3,632.46 Cr |
| Government Of India 36185 Goi 07jl40 6.68 Fv Rs 100 | Entities | 32.86% | ₹3,632.46 Cr |
| Government Of India 37426 Goi 11my36 6.94 Fv Rs 100 | Entities | 44.20% | ₹3,565.58 Cr |
| Government Of India 37426 Goi 11my36 6.94 Fv Rs 100 | Entities | 44.20% | ₹3,565.58 Cr |
| Government Of India 37426 Goi 11my36 6.94 Fv Rs 100 | Entities | 44.20% | ₹3,565.58 Cr |
| Cash Margin | Unspecified | 31.34% | ₹3,200.00 Cr |
| Government Of India 36185 Goi 07jl40 6.68 Fv Rs 100 | Entities | 34.73% | ₹3,019.35 Cr |
| Government Of India 36320 Goi 18ag55 7.24 Fv Rs 100 | Entities | 29.50% | ₹3,012.70 Cr |
| Government Of India 36185 Goi 07jl40 6.68 Fv Rs 100 | Entities | 26.70% | ₹2,945.94 Cr |
| Government Of India 35943 Goi 05my35 6.33 Fv Rs 100 | Entities | 23.88% | ₹2,860.20 Cr |
| Government Of India 36320 Goi 18ag55 7.24 Fv Rs 100 | Entities | 22.03% | ₹2,434.97 Cr |
| Government Of India 36320 Goi 18ag55 7.24 Fv Rs 100 | Entities | 22.03% | ₹2,434.97 Cr |
| Cash Margin | Unspecified | 29.21% | ₹2,400.00 Cr |
| Cash Margin | Unspecified | 29.21% | ₹2,400.00 Cr |
| Cash Margin | Unspecified | 29.21% | ₹2,400.00 Cr |
| Cash Margin | Unspecified | 29.75% | ₹2,400.00 Cr |
| Cash Margin | Unspecified | 29.75% | ₹2,400.00 Cr |
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Top Debt Funds
| Fund Names | NAV | 3Yr | 5Yr | 52 weeks high |
|---|---|---|---|---|
| ICICI Prudential Gilt Fund Direct Plan-Growth |
₹116.96 | 6.92% | 6.55% | - |
| ICICI Prudential Gilt Fund Direct Plan-IDCW Half Yearly |
₹18.67 | 6.92% | 6.55% | - |
| Bandhan Gilt Fund Direct-Growth |
₹41.08 | 8.27% | 6.46% | - |
| Bandhan Gilt Fund Direct-IDCW |
₹15.84 | 8.27% | 6.46% | - |
| Bandhan Gilt Fund Direct-IDCW Half Yearly |
₹12.19 | 8.27% | 6.46% | - |
| Bandhan Gilt Fund Direct-IDCW Periodic |
₹19.45 | 8.27% | 6.46% | - |
| Bandhan Gilt Fund Direct-IDCW Quarterly |
₹11.75 | 8.27% | 6.46% | - |
| Bandhan Gilt Fund Direct-IDCW Yearly |
₹12.78 | 8.27% | 6.46% | - |
| SBI Gilt Fund Direct-Growth |
₹73.33 | 6.72% | 6.40% | - |
| SBI Gilt Fund Direct-IDCW Quarterly |
₹23.40 | 6.72% | 6.40% | - |
View More
growth is based on 5Y returns of the funds
Frequently Asked Questions
SBI Gilt Fund Direct-Growth
What is the current AUM of SBI Gilt Fund Direct-Growth?
As of Wed Sep 30, 2026, SBI Gilt Fund Direct-Growth manages assets worth ₹8,067.4 crore
How has SBI Gilt Fund Direct-Growth performed recently?
- 3 Months: 1.00%
- 6 Months: 3.12%
What is the long-term performance of SBI Gilt Fund Direct-Growth?
- 3 Years CAGR: 6.72%
- 5 Years CAGR: 6.40%
- Since Inception: 8.67%
What is the portfolio composition of SBI Gilt Fund Direct-Growth?
Debt: 53.04%, Others: 46.96%.
Who manages SBI Gilt Fund Direct-Growth?
SBI Gilt Fund Direct-Growth is managed by Sudhir Agrawal from SBI Mutual Fund.
Which are the top companies SBI Gilt Fund Direct-Growth has invested in?
- GOVERNMENT OF INDIA 35943 GOI 05MY35 6.33 FV RS 100 – 42.89% of the fund's portfolio
- GOVERNMENT OF INDIA 35943 GOI 05MY35 6.33 FV RS 100 – 1.00% of the fund's portfolio
- GOVERNMENT OF INDIA 34733 GOI 05AG54 7.09 FV RS 100 – 35.11% of the fund's portfolio
- GOVERNMENT OF INDIA 36185 GOI 07JL40 6.68 FV RS 100 – 32.86% of the fund's portfolio
- GOVERNMENT OF INDIA 36185 GOI 07JL40 6.68 FV RS 100 – 32.86% of the fund's portfolio
Which are the major sectors SBI Gilt Fund Direct-Growth focuses on?
- Entities – 436.19% of the fund's portfolio
- Unspecified – 178.48% of the fund's portfolio
View more FAQ's
