SBI Retirement Benefit Fund - Conservative Plan Regular-Growth

  • 3 Months
  • 6 Months
  • 1 Year
  • 3 Years
  • 5 Years
  • RSI
3 Months Returns : 0.13%
NAV: ₹14.72 as on Thu Nov 05, 2026
Fund NAV

Fund Overview of SBI Retirement Benefit Fund - Conservative Plan Regular-Growth

  • ₹137.5 Cr
    AUM
  • ₹14.72
    NAV
  • 1.45%
    Expense Ratio
  • Hybrid
    Fund Category
As on Thu Nov 05, 2026
Calculate your Returns
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Minimum amount you can invest: ₹500

Maximum amount you can invest: ₹1,00,000

We have used a return rate of 15% for our calculations.

The total value of your investment after 10 years will be
₹ 1,39,328.64
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SBI Retirement Benefit Fund - Conservative Plan Regular-Growth Return Comparison

Tenure Absolute(%) Annualised(%) Category Average(%)
3 Months 0.13% NA 0.55%
6 Months 3.38% NA 5.55%
1 Year 2.49% 2.49% 5.63%
2 Years 7.37% 3.62% 10.55%
3 Years 20.61% 6.44% 10.07%
5 Years 36.99% 6.50% 10.06%
View More
As on Thu Nov 05, 2026

Asset Allocation of SBI Retirement Benefit Fund - Conservative Plan Regular-Growth

equities

19.57%

debt instruments

57.96%

other assets or cash equivalents

22.47%
Large Cap: 48.83%
Mid Cap: 25.47%
Small Cap: 25.70%
Other: 0.00%
Top Holdings
Repo
31.28%
Repo
31.28%
Repo
31.28%
Repo
31.28%
Repo
31.28%
 
Top Sectors
Unspecified
247.24%
Entities
173.76%
Detailed Portfolio Analysis
As on Thu Nov 05, 2026
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About Fund

About SBI Retirement Benefit Fund - Conservative Plan Regular-Growth

SBI Retirement Benefit Fund - Conservative Plan Regular-Growth is one Hybrid mutual fund offered by SBI Mutual Fund. Launched on 10 Feb 2021, the fund aims Long term capital appreciation. Investment predominantly in debt and money market instruments & remaining in equity and equity related instruments. It manages assets worth ₹137.5 crore as on Wed Sep 30, 2026. The expense ratio stands at 1.45%.
The portfolio allocation consists of 19.57% in equities, 57.96% in debt instruments, 22.47% in other assets or cash equivalents.Managed by Ardhendu Bhattacharya, it has delivered a return of 2.49% in the last year, a total return since inception of 6.97%.
Considering risk tolerance individuals often evaluate best sip plans as part of the overall investment planning.

Read more
  • Pradeep Kesavan

    Fund Manager

  • Mr. Kesavan has done B.Com, MBA (Finance) and CFA

    Manager Education

  • Rohit Shimpi

    Fund Manager

  • Mr. Shimpi is a B. Com., PGDBM (Finance), CFA.

    Manager Education

  • Ardhendu Bhattacharya

    Fund Manager

  • Mr. Bhattacharya is a MBA (Marketing) and Bachelor of Engineering.

    Manager Education

Key Metrics of SBI Retirement Benefit Fund - Conservative Plan Regular-Growth

  • Standard Deviation
    4.91%
  • Mean
    5.90%
  • Sharpe Ratio
    0.07%
  • Sortino Ratio
    0.09%

SBI Retirement Benefit Fund - Conservative Plan Regular-Growth Fund Details

Fund Names SBI Retirement Benefit Fund - Conservative Plan Regular-Growth
Inception Date 10 Feb 2021
Lock In 1825
SIP Minimum Investment amount ₹500
SWP Minimum Investment amount ₹500
STP Minimum Investment amount ₹500
 
Risk Principal at moderately high risk
Category Average Annual Returns 5.63
More Details
Highest NAV in last 52 weeks & Lowest NAV in last 52 weeks

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SBI Retirement Benefit Fund - Conservative Plan Regular-Growth Fund Returns Comparison

Compare SBI Retirement Benefit Fund - Conservative Plan Regular-Growth with other mutual funds in the same category

SBI Retirement Benefit Fund - Conservative Plan Regular-Growth

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SBI Children's Fund - Savings Plan Regular-Growth

Compare more funds

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Top Performing Mutual Funds

Fund Names AUM (Cr) 1M 3M 1Yr 3Yr 5Yr
SBI Children's Fund - Savings Plan Direct-Growth trend ₹149 -0.33% 0.35% 8.43% 11.26% 10.24%
SBI Children's Fund - Savings Plan Regular-Growth trend ₹149 -0.36% 0.26% 8.03% 10.86% 9.84%
Bank Of India Conservative Hybrid Fund Direct-Growth trend ₹68 1.27% 0.18% 2.53% 6.73% 9.67%
Bank Of India Conservative Hybrid Fund Direct-IDCW Monthly trend ₹68 1.27% 0.18% 2.53% 6.73% 9.67%
Bank Of India Conservative Hybrid Fund Direct-IDCW Quarterly trend ₹68 1.27% 0.18% 2.53% 6.73% 9.67%
Bank Of India Conservative Hybrid Fund Direct-IDCW Yearly trend ₹68 1.27% 0.18% 2.53% 6.73% 9.67%
Parag Parikh Conservative Hybrid Fund Direct-Growth trend ₹3,395 0.42% -0.63% 3.33% 9.15% 9.11%
Parag Parikh Conservative Hybrid Fund Direct-IDCW Monthly trend ₹3,395 0.42% -0.63% 3.33% 9.15% 9.11%
Bank Of India Conservative Hybrid Fund Regular-Growth trend ₹68 1.18% -0.07% 1.57% 5.77% 8.87%
Bank Of India Conservative Hybrid Fund Regular-IDCW Monthly trend ₹68 1.18% -0.07% 1.57% 5.77% 8.87%
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increase growth is based on 1-month returns of the funds & Top fund are based on 3Y Returns

More funds from SBI Mutual Fund

Fund Names AUM (Cr) 1M 3M 6M 1Yr 3Yr
SBI Conservative Hybrid Fund Direct-Growth increase ₹10,107 0.70% -0.23% 2.55% 3.88% 8.46%
SBI Conservative Hybrid Fund-Growth increase ₹10,107 0.66% -0.36% 2.30% 3.38% 7.93%
SBI Conservative Hybrid Fund Direct-IDCW Monthly increase ₹10,107 0.70% -0.23% 2.55% 3.88% 8.46%
SBI Conservative Hybrid Fund-IDCW Monthly increase ₹10,107 0.66% -0.36% 2.30% 3.38% 7.93%
SBI Conservative Hybrid Fund Direct-IDCW Quarterly increase ₹10,107 0.70% -0.23% 2.55% 3.88% 8.46%
SBI Conservative Hybrid Fund-IDCW Quarterly increase ₹10,107 0.66% -0.36% 2.30% 3.38% 7.93%
SBI Conservative Hybrid Fund-IDCW Yearly increase ₹10,107 0.66% -0.36% 2.30% 3.38% 7.93%
SBI Conservative Hybrid Fund Direct-IDCW Yearly increase ₹10,107 0.70% -0.23% 2.55% 3.88% 8.46%
SBI Retirement Benefit Fund - Conservative Hybrid Plan Direct-Growth increase ₹248 2.52% 0.19% 4.02% 2.71% 7.63%
SBI Retirement Benefit Fund - Conservative Hybrid Plan Regular-Growth increase ₹248 2.47% 0.06% 3.76% 2.19% 7.08%
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increase growth is based on 1-month returns of the funds

SBI Retirement Benefit Fund - Conservative Plan Regular-Growth Calculator

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Financial experts suggest that individuals should ideally invest for a period of 5 to 10 years, or even longer, to maximize the benefits of compounding and navigate market fluctuations effectively
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Expected return Pro Tip
Top 25% of investors consistently generate more than 12% return
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Top Mutual Funds

Fund Names AUM (Cr) NAV 3Yr 5Yr 10Yr
SBI Conservative Hybrid Fund-Growth trend ₹10,107 ₹76.61 7.93% 7.61% 8.15%
SBI Conservative Hybrid Fund Direct-Growth trend ₹10,107 ₹84.22 8.46% 8.14% 8.83%
SBI Conservative Hybrid Fund-IDCW Monthly trend ₹10,107 ₹20.91 7.93% 7.61% 8.15%
SBI Conservative Hybrid Fund Direct-IDCW Monthly trend ₹10,107 ₹27.50 8.46% 8.14% 8.83%
SBI Conservative Hybrid Fund-IDCW Quarterly trend ₹10,107 ₹22.10 7.93% 7.61% 8.15%
SBI Conservative Hybrid Fund Direct-IDCW Quarterly trend ₹10,107 ₹25.73 8.46% 8.14% 8.83%
SBI Conservative Hybrid Fund-IDCW Yearly trend ₹10,107 ₹27.02 7.93% 7.61% 8.15%
SBI Conservative Hybrid Fund Direct-IDCW Yearly trend ₹10,107 ₹33.59 8.46% 8.14% 8.83%
Parag Parikh Conservative Hybrid Fund Regular-Growth trend ₹3,395 ₹15.83 8.82% 8.77% -
Parag Parikh Conservative Hybrid Fund Direct-Growth trend ₹3,395 ₹16.09 9.15% 9.11% -
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Top funds are based on Fund AUM

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SBI Retirement Benefit Fund - Conservative Plan Regular-Growth Detailed Portfolio

Stocks Sector % of Holding Value
RepoUnspecified31.28%₹43.02 Cr
RepoUnspecified31.28%₹43.02 Cr
RepoUnspecified31.28%₹43.02 Cr
RepoUnspecified31.28%₹43.02 Cr
RepoUnspecified31.28%₹43.02 Cr
Government Of India 34733 Goi 05ag54 7.09 Fv Rs 100Entities19.96%₹35.26 Cr
Government Of India 34733 Goi 05ag54 7.09 Fv Rs 100Entities19.69%₹34.49 Cr
Government Of India 34733 Goi 05ag54 7.09 Fv Rs 100Entities-—
RepoUnspecified23.65%₹33.21 Cr
RepoUnspecified23.65%₹33.21 Cr
RepoUnspecified23.65%₹33.21 Cr
Government Of India 36574 Goi 06ot35 6.48 Fv Rs 100Entities17.17%₹29.54 Cr
Government Of India 34733 Goi 05ag54 7.09 Fv Rs 100Entities16.81%₹29.46 Cr
Government Of India 34733 Goi 05ag54 7.09 Fv Rs 100Entities16.81%₹29.46 Cr
RepoUnspecified19.90%₹29.39 Cr
Government Of India 34733 Goi 05ag54 7.09 Fv Rs 100Entities16.82%₹29.33 Cr
Government Of India 34733 Goi 05ag54 7.09 Fv Rs 100Entities16.73%₹29.21 Cr
Government Of India 35840 Goi 15ap65 6.9 Fv Rs 100Entities16.26%₹28.48 Cr
Government Of India 35840 Goi 15ap65 6.9 Fv Rs 100Entities16.26%₹28.48 Cr
Government Of India 35840 Goi 15ap65 6.9 Fv Rs 100Entities16.24%₹28.31 Cr
View More

Frequently Asked Questions

SBI Retirement Benefit Fund - Conservative Plan Regular-Growth

What is the current AUM of SBI Retirement Benefit Fund - Conservative Plan Regular-Growth?

As of Wed Sep 30, 2026, SBI Retirement Benefit Fund - Conservative Plan Regular-Growth manages assets worth ₹137.5 crore

How has SBI Retirement Benefit Fund - Conservative Plan Regular-Growth performed recently?

  • 3 Months: 0.13%
  • 6 Months: 3.38%

What is the long-term performance of SBI Retirement Benefit Fund - Conservative Plan Regular-Growth?

  • 3 Years CAGR: 6.44%
  • 5 Years CAGR: 6.50%
  • Since Inception: 6.97%

What is the portfolio composition of SBI Retirement Benefit Fund - Conservative Plan Regular-Growth?

Equity: 19.57%, Debt: 57.96%, Others: 22.47%.

Who manages SBI Retirement Benefit Fund - Conservative Plan Regular-Growth?

SBI Retirement Benefit Fund - Conservative Plan Regular-Growth is managed by Ardhendu Bhattacharya from SBI Mutual Fund.

What is the market-cap allocation of SBI Retirement Benefit Fund - Conservative Plan Regular-Growth?

Large Cap: 48.83%, Mid Cap: 25.47%, Small Cap: 25.70%.

Which are the top companies SBI Retirement Benefit Fund - Conservative Plan Regular-Growth has invested in?

  • Repo – 31.28% of the fund's portfolio
  • Repo – 31.28% of the fund's portfolio
  • Repo – 31.28% of the fund's portfolio
  • Repo – 31.28% of the fund's portfolio
  • Repo – 31.28% of the fund's portfolio

Which are the major sectors SBI Retirement Benefit Fund - Conservative Plan Regular-Growth focuses on?

  • Unspecified – 247.24% of the fund's portfolio
  • Entities – 173.76% of the fund's portfolio
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