IndusInd Bank Savings Account

IndusInd Bank Savings Account Interest Rate

Savings Account interest rates help you grow your money. The interest rates for Domestic and Non-Resident (NRO/NRE) IndusInd Bank Savings Accounts are:

Note: Rates are applicable from June 2025 and are subject to change.

Features of IndusInd Bank Savings Accounts

Besides providing you with a high-interest savings account​, the IndusInd Bank offers the following features through its savings accounts:

• Simple Application & Minimal Paperwork: IndusInd Bank makes the online savings account opening process uncomplicated and paperless. The process is short and involves the following easy steps:

• Choosing your desired account number

• Entering your details

• DepositIng funds

• Completing a quick virtual KYC verification.

• Personalised Account Number: Select an easy account number with the 'My Account My Number' feature. 

• Exclusive Discounts & Offers: Your categories like shopping, dining, and entertainment get special benefits and privileges when booked through IndusInd Bank savings account debit card. 

• Seamless Digital Banking: Manage your finances effortlessly and access your account 24/7 for various banking activities.

Types of IndusInd Bank Savings Account

The customers get a wide array of IndusInd Bank Savings Account types​ to meet their diverse needs. The various types of IndusInd Bank Savings Accounts are:

Eligibility Criteria for IndusInd Bank Savings Accounts

To open a savings account with IndusInd Bank, you typically need to meet the basic criteria for online savings account opening. To be eligible, the candidate must be:

• An Indian resident.

• A holder of a valid PAN card linked to an Aadhaar Card.

• 18 years old or above.

Note: The eligibility of savings accounts might vary depending on the account type.

Documents Required for IndusInd Bank Savings Accounts

To open a savings account at IndusInd Bank, the following documents are required:

• Aadhaar Card

• PAN Card

• A mobile number linked to your Aadhaar

Your PAN and Aadhaar must be linked to each other. Instant online savings account opening at IndusInd Bank is available with e-KYC. Opening a savings account with IndusInd Bank is designed to be simple; no physical paperwork is required. The verification is completed digitally using your Aadhaar details.

IndusInd Bank Savings Account Opening Procedure

You can open a savings account with IndusInd Bank either online or offline. 

1. Online Method:

   Step 1: Go to the official website of IndusInd Bank

   Step 2: Navigate the Savings Account and click on Apply Now in the top right-hand corner. 

   Step 3: Pick an account number of your choice.

   Step 4: Enter your details

   Step 5: Add funds to your account

   Step 6: Complete Video KYC from anywhere at any time.

2. Offline Method:

   You can just visit your nearest IndusInd Bank branch, and the bank officials will guide you through the process of opening your account.

IndusInd Bank Savings Account Charges

The common IndusInd Bank Savings Account Charges are as follows:

Note: Different savings account variants come with their own specific fees and charges.

Minimum Balance Required to be Maintained in IndusInd Bank Savings Account

The IndusInd Bank Saving Account minimum balance requirement differs, depending on the type of account you choose. For example, the Indus Classic Savings Account may have an average monthly balance requirement (AMB) of ₹1,500, ₹2,500, or ₹10,000, varying by location (rural, semi-urban, urban/metro).

However, IndusInd Bank also offers zero-balance savings account options, such as the Indus Delite Savings Account, where you don’t need to maintain a minimum balance after the initial funding.

Rewards and Deals for Savings Accounts

With an IndusInd Bank savings account, you get rewards for your everyday spending. A range of exclusive benefits, depending on your specific savings account and the type of debit card you choose are:

Why Choose IndusInd Bank for Your Savings Account?

The savings account of IndusInd Bank offers multiple advantages, including:

• Higher Interest Rates: Benefit from high interest savings account rates that help your money grow faster.

• Instant Fund Transfers: Easily transfer funds using UPI, NEFT, IMPS, and RTGS.

• Diverse Account Options: Select the most suitable savings account meaning for your financial needs from a wide range of variants.

• State-of-the-Art Security: Rely on best-in-class security features to protect your funds against fraud.

Conclusion

The IndusInd Bank Savings Account is not just your savings partner; it helps you grow your funds by keeping them in the account, and even while spending them. The account, due to its liquidity feature, ensures your funds are accessible and reach to you, when in need. Reach your short-term and long-term financial goals with IndusInd Bank Savings Account.

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