Ensure Your Employees Good Health & Well-Being

We are going through some of the most depressing times of our life. Since the day Corona has entered our lives, it has been creating nothing but ruckus. Nothing is as it used to be. People are falling sick, losing jobs and entrepreneurs who have started their start-up companies have to stop their operations in this ongoing pandemic. In between all this, there are well-settled companies who are still going through these worst of times and they are the ones who have provided their employees with group health insurance plans. These group health insurance online plans provide their employees financial aid at the time of medical emergencies. This not only provides them cover against medical liabilities but also increases their faithfulness and trust in the employer.

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Wellness At Work

Benefits of group health insurance

To go through this pandemic and come out the other side as nothing happened, these well-settled companies have sent their employees to work from home. But it is not going to stay the same and these employees will have to come back to work from the office one day. So, when the pandemic ends, it is the employer’s responsibility to ensure their employee’s good health and well-being. An employee’s health directly impacts the productivity of a company. When an employee shows up to work but due to bad health, he/she is not able to perform at their full extent. So, here are some ways that can help you improve your employee’s health.

General Prevention

Prevention is better than cure. But it is human nature to ignore the initial stage of any health-related problem until it turns into a severe condition. If an employer does a simple survey among his employees by sending an email and ask them simple questions about going for a routine health check-up and when was the last time they went for one. The results might shock them because, in India, there is no culture of going for a regular health check-up.

Here, what employers can do is start running routine health check-up campaigns in the office premises whether monthly, quarterly or half-yearly according to their budget and make it mandatory for their employees to go through it. By doing this you are giving them a chance to monitor their health and lead a healthy lifestyle. Also, this will reduce the employer’s healthcare cost that might arise from the group health insurance policies that the employer has provided them. This can help the employer in the long run as well as keep the best of employees working for the company for a longer period of time.

Promote Healthy Eating Habits

You are what you eat. An employee’s eating habits play a huge role in their life. In India, employees usually have to live out of their hometown. While living in a strange city and working an 8-10 hour shift, employees do not take care of what they eat. They would eat anything that is served fast and easy. The canteens of the office are also filled with junk food items and snacks that are not considered healthy.

Keeping an employee’s health in mind, employers can promote healthy eating habits and they can ensure this by providing them healthy alternatives like fruits. By focusing on nutrition and promoting active and healthy eating habits like these will impact their everyday workforce.

Encourage Smoke-free Workplace

As we all are aware of the effects of tobacco. Smoking is one of the biggest reasons for deaths in the whole world. According to a survey, nearly 70 lakh people die every year from tobacco use. There is a habit of any regular smoker to go out on a smoke break 3-6 times during a day shift. They consider it a stress buster which is nothing but a psychological reason that makes them think that way. And yes, there are group health insurance online plans that would provide cover for any disease related to the lungs but preventing it from happening is always a better idea.

Although, an employer cannot stop employees from smoking or chewing tobacco because it is their personal choice. But if employers start running campaigns against tobacco use and encourage employees to programs/campaigns like “Quit smoking” and consider subsidizing these programs, encourage employees to talk to their doctor about stopping smoking and create a smoke-free policy in the company. This would be very helpful for the employers as well as the employees in the long run.

Promote Physical Exercises

Promoting and encouraging employees to work out is a good way to ensure better employee health. Employers can encourage walking meetings with the employees, provide them track pants for their work out sessions. Also, if the company is big and can afford then the employer can invest in promoting or daily cardio sessions at the start of the day. This would help them burn some calories and enhance their mood throughout the day.

Employer can create and fund monthly sporting events among the employees. Encourage them to take part in these sporting events like cricket, football tournaments and other sports activities. The company can also install bike racks in the car park for the employees living nearby who could come by bicycle. These kinds of initiatives can help and ensure the good health of their employees.

Key reasons to prioritize Group Health Insurance
  • Critical Job Factor

    According to a report by Society for Human Resource Management (SHRM), 60% of employees consider health insurance essential when choosing a job.

  • Boost Productivity

    According to World Health organisation (WHO), poor health can cause a 20-25% drop in productivity.

  • Tax Benefits

    Employer-paid health insurance premiums are tax-deductible under Section 80D .Not offering this can mean missing out on tax savings.

  • Regulatory Compliance

    The Indian government has introduced regulations like Social Security Code, 2020 the which mandates health insurance for certain sectors. Non-compliance can lead to penalties.

Ensure you're covering all bases with group health insurance to attract top talent, improve productivity, and stay compliant!

Conclusion

There are plenty of ways to ensure your employee’s good health. Employers can increase the productivity of an employee by making sure that their employee is leading a healthy lifestyle. Apart from offering group health insurance online plans, employers can promote healthy eating habits, promote sporting events and run campaigns related to health and wellbeing. These things can cost them some amount but can also be very useful in the long run.

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Wellness At Work

Benefits of group health insurance

Disclaimer: Above mentioned insurers are arranged in alphabetical order. Policybazaar.com does not endorse, rate, or recommend any particular insurer or insurance product offered by an insurer.
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Policybazaar for Business - Group Health Insurance - Customer Reviews
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3.8 April 09, 2023
Mansi
Excellent Support
It was easy to buy insurance from PolicyBazaar website and customer support was also amazing to clear all the doubts.Thankyou. Highly worth it.
Dehradun
4.3 April 01, 2023
Mahesh
Necessary Investment
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Lucknow
4.3 March 24, 2023
Surya
Provides Satisfactory Results
I purchased Group health insurance at policybazaar recently and i am so much satisfied with the plan. The application process was smooth and efficient, making the typically tedious task of getting insurance surprisingly hassle-free.Thanks PB.
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3.8 March 16, 2023
Naveen
Helpful In Making Decisions
When it came to selcting the right Group Health Insurance, Policybazaar offered an impressive range of options from reputable insurers. I appreciated the comprehensive details avalable for each policy which helped me to take the better decisions. Thankyou.
Delhi
4.3 March 15, 2023
Rajesh
Increases Clients Expectations
I recently had the pleasure of securing a Group Health Insurance policy throug PolicyBazaar and I must say the Entire process exceeded my expectations! From start to finish, their service werw great. Thankyou.
Delhi
3.8 March 02, 2023
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Great Experience
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Pune
4.3 February 17, 2023
Diljeet
Excellent Purchase
It was a excellent purchase at PolicyBazaaar. Thankyou team.
Coimbatore
4.3 February 04, 2023
Satya
Prompt Services
Policybazaar's efficient claims process was impressive. In case of any medical emergencies, my employees were able to get their claims settled swiftly, allowing them to focus on their health and recovery without worrying about financial aspects.Thankyou
Chennai
4.3 January 22, 2023
Abhishek
Budget Friendly Purchase
Thankyou PolicyBazaar for providing such a great plan at affordable premium rates. It was a budget-freindly purchase.
Delhi
4.3 January 09, 2023
Abhash
Multiple Range Of Benefits
I purchased Group health Insurance which offered me plans with affordable rates Thankyou PB.
Pune