Niva Bupa Health Insurance vs IndusInd (Formerly RGI) Health Insurance

Niva Bupa and IndusInd (Formerly RGI) offer a variety of medical insurance plans to individuals and families. They provide coverage for hospitalization, COVID-19, critical illnesses, day care procedures, ambulance charges, etc. While Niva Bupa offers cashless hospitalization at 10895 network hospitals, IndusInd (Formerly RGI) comes with 10850 network hospitals.

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      Niva Bupa Health Insurance
      Starting ₹322/month
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      IndusInd (Formerly RGI) Health Insurance
      Starting ₹350/month
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      Average rating
      4.7/5 (159 Reviews)
      4.5/5 (45 Reviews)
      Number of health insurance plans and add-ons
      40 plans
      5 plans
      Sum insured
      Up to ₹100 Cr
      Up to ₹5 Cr
      Network hospitals
      10895+
      10850+
      Claim ratio
      NA
      NA
      Preventive health check-up
      Free health checkup
      Free health checkup
      Room rent limit
      Any category
      No room rent limit
      Existing illness cover
      Covered after 2 years
      Covered after 2 years
      No claim bonus
      Not Covered
      Not Covered
      Online discount
      OPD coverage
      Covered upto ₹50,000
      Available as an optional cover
      Maternity
      Up to ₹ 25,000 for deliveries, IVF, adoption, surrogacy and more.
      Available as an optional cover
      Day care treatment
      All day-care treatments are covered up to the sum insured
      All day-care treatments are covered up to the sum insured
      Wellness benefits
      Upto 30% discount on renewal premium for base policy
      5% discount on renewal premium
      Waiting period
      Covered after 2 years
      Covered after 2 years
      Discount on renewal
      Upto 30% discount on renewal premium for base policy
      5% discount on renewal premium
      Global coverage
      Covered upto ₹30 lakh per insured person
      Covered upto ₹1 cr per year
      Top selling plans
      Health ReAssure, Health Recharge, Health Companion
      Health Gain, Arogya Sanjeevani. Health Wise
      View plans
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      View complete comparison

      PS - The above plans and premiums are for ₹5 lakh Sum insured for 1 Adult of 21 Years for Delhi city.

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      Quick Comparison with Other Insurers
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      Niva Bupa vs IndusInd plan comparisons
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