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Safeguard Your Home from Holiday Disasters

Going on a family vacation is no less than a treat to the mind, heart, and body. Enjoying with family at beautiful places is what almost all of us want. However, have to ever imagine that what will you do if something unimagined happens to your home when you are on a family vacation. Well, you can term this as a holiday disaster.

A holiday disaster is anything toxic that happens to your home like burglary, failure of critical devices, some accident or mishap, children's mischief, etc. While on vacation, it is suggested to keep all the worries away. But how will this happen? It is by keeping your home protected by many unforeseen circumstances. Here are the top 10 tips to safeguard your home when you are on a holiday:

Tips to Safeguard Your Home from Holiday Disasters:

  1. Buy A Home Insurance Policy: First thing first! There is no better way to protect your home and its contents than a home insurance policy. However, it is your responsibility to ensure that it is up to date before you start your vacation. Many unexpected things can happen when you are on a holiday. Insurance is one of the best ways to protect your home from various unexpected happenings before you start your holiday.
  2. What to Protect in Your Home: To summarize home protection, is the protection of the premises of your home, its surrounding properties, your near and dear ones, external and internal fixed assets, and other variables. These are the things that you must protect in your home insurance policy.
  3. Claims During Holiday: Another obvious question that may come to your mind is whether I can make a claim even if I am on a vacation or holiday? The answer to this question is, yes. However, the process may differ from situation to situation, but it can be done for sure. There are workarounds for every situation as the ultimate goal of a home insurance policy is to protect your home, its contents, family members, etc.
  4. Install Home Safety Appliances: It is essential to ensure the safety of your home by installing home safety appliances. Some of the appropriate measures for safeguarding your home are trained dogs, safety locks, secret cameras, and security guards.
  5. Keep A Close Eye on Senior Citizens and Kids: Most of us give more liberty at the time of holidays and may ignore them. However, in such cases, they may risk out on their own by some activities, which they may not do on regular days. Therefore, it can be a good idea to search out ways to keep a closer look at the children and senior citizens.
  6. Be Careful About Fire Hazards: In the same way, few adventurous activities may pose a threat of spark or fire. Ultimately, this may lead to some severe issues. Therefore, it would be a good idea to take care before jumping yourself into these circumstances.
  7. Seasonal Precautions: Every season has some or other risks. Where summer can have scorching heat, winter may have an excessive cold, and the monsoon has its threats like flooding in some areas of the house. Every threat can easily be dealt with with patience and step-by-step.
  8. Precautions to Take Before Renovation: At the time of renovation of the house, you may have to visit many places. Some of these places can be rarely visited like lofts and all. The fear of cockroaches and rodents is additional. It is recommended to be careful and takes all the precautionary measures to avoid any such kind of mishap.
  9. Consult an Expert or Professional: Before going to an unknown place, it is advised to consult or discuss it with a professional or expert. This is because they know the possible issues that can happen to these places.
  10. Precautions Before Going on a VacationIn the excitement to go on a vacation, we forget to take various necessary precautions. Many times we go out without proper planning, which may result in serious issues. Taking all the required precautions is the last but is the best point.

Summing It Up!

These are the tips to make sure your home is secure and safe while you are out. The best out of all the aforementioned tips is buying a home insurance policy that offers you comprehensive coverage.

Written By: PolicyBazaar - Updated: 19 October 2024
Disclaimer:The list mentioned is according to the alphabetical order of the insurance companies. Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by any insurer. This list of plans listed here comprise of insurance products offered by all the insurance partners of Policybazaar. For complete list of insurers in India refer to the Insurance Regulatory and Development Authority of India website www.irdai.gov.in
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Delhi, February 05, 2025
Good Price
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  • Disclaimers+

    #Savings of 28% are based on the comparison between the highest and lowest premiums for a pucca building with sum insured of >₹ 1 crore at Delhi, for property age less than 5 years and policy term of 11 years.

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