HDFC Children Gift Fund

The HDFC Children Gift Fund is a unique investment option designed to secure the financial future of your child. This fund was launched by HDFC Mutual Fund on 02 March 2001. The fund aims to provide a thoughtful and long-term approach to wealth creation for children and meet the specific needs of parents planning for their children's education, marriage, or other milestones.

Read more
Investing in your child's future:A wise decision & a loving choice
  • Insurer pays premium in case of loss of life of parent

  • Create wealth for child’s aspirations

  • Tax Free maturity amount+

  • 12+ plans available

In-built life cover
Nothing Is More Important Than Securing Your Child's Future

Invest ₹10k/month your child will get ₹1 Cr Tax Free*

+91
Secure
We don’t spam
Please wait. We Are Processing..
Your personal information is secure with us
Plans available only for people of Indian origin By clicking on "View Plans" you agree to our Privacy Policy and Terms of use #For a 55 year on investment of 20Lacs
Get Updates on WhatsApp
We are rated~
rating
58.9 Million
Registered Consumer
51
Insurance Partners
26.4 Million
Policies Sold

About HDFC Children Gift Fund

HDFC Children Gift Fund is an open-ended investment option with high returns that allocates 65-80% of its total assets to equities and equity-related instruments, while the remaining portion is invested in debt and money market instruments. The fund has a lock-in period of at least 5 years or until your child reaches the age of majority, whichever comes first. HDFC Children Gift Fund is designed to create a financial foundation for your children, ensuring a secure future. The scheme aims to deliver returns while managing risks effectively.

NOTE: The Personal Insurance Accident Cover under HDFC Children's Gift Fund has been discontinued.

Overview of HDFC Children Gift Fund

Particulars Details
Fund Name HDFC Children Gift Fund
Fund House HDFC Mutual Fund
Launched On 02 March 2001
Asset Under Management (AUM) Rs. 7,741.55 Crores
Benchmark Index NIFTY 50 Hybrid Composite Debt Index (65:35)
Risk Category Very High
Investment Objective To grow wealth through a mix of stocks, related investments, and a combination of debt and money market instruments.
Fund Options
  • HDFC Children Gift Fund- Regular Growth Plan
  • HDFC Children Gift Fund – Direct Growth Plan
Net Asset Value (NAV)
  • HDFC Children Gift Fund- Regular Growth Plan: Rs. 247.394
  • HDFC Children Gift Fund – Direct Growth Plan: Rs. 270.822
Asset Allocation
  • Equity Holdings: 66.38%
  • Debt Holdings: 27.42%
  • Other Holdings: 6.2%
Market Cap Allocation
    • Large Cap Investments: 27.80%
    • Mid Cap Investments: 4.30%
    • Small Cap Investments: 23.55%
  • Other Investments: 10.73%
Systematic Investment Plan (SIP)  Minimum Amount: Rs. 100
Lock- in 5 years
Fund Manager
  • Chirag Setalvad
  • Anil Bamboli
Expense Ratio (as of 20 September 2023)
  • HDFC Children Gift Fund- Regular Growth Plan: 2.13%
  • HDFC Children Gift Fund – Direct Growth Plan: 0.95%
Exit Load NIL

*Fund NAV as of 26 December 2023

Top Equity Holdings of HDFC Children Gift Fund

Name of  Holdings % of Total Holdings
Top 5 Equity Holdings (66.3825%)
HDFC Bank Ltd. 6.42%
ICICI Bank Ltd. 5.42%
Larsen & Toubro Ltd. 3.95%
Reliance Industries Ltd. 3.82%
Infosys Ltd. 3.02%
Debt Holdings (27.42%)
Government of India (GOI) 20.16%
Certificate of Deposits (CD) 1.25%
T-Bills 0.00%
Non-Convertible Debentures (NCD) & Bonds 6.01%
Pass-through Certificate (PTC) 0.00%
Other Holdings (6.20%)
TREPS 4.14%
Reverse Repo 1.48%
Net Receivables 0.58%

Investment Investment
Secure Secure
Child Banner
Secure your child’s future with or without you
Start Investing
₹10,000/Month
& Get
₹1 Crore*
*Standard T & C Apply

Top 10 Equity Sector Allocations of HDFC Children Gift Fund

Sector % of Total Holdings
Financial 27.40%
Capital Goods 16.10%
Others 13.40%
Technology 12.80%
Energy 7.80%
Construction 9.60%
Services 6.90%
Consumer Staples 6.1%

Top Debt Sector Allocation of HDFC Children Gift Fund

Debt Sector % of Holdings
Sovereign 59.60%
Financial 20.8%
Others 19.80%

HDFC Children Gift Fund Returns

Investment Period Annualised Returns (Direct) Annualised Returns (Regular)
3-Year 21.38% 20.35%
5-Year 17.49% 16.50%
10-Year 16.81% 15.83%
Returns Since Inception (RSI) 16.41% 16.43%
Invest More Get More
Invest ₹10K/Month YOU GET ₹1 Crores* For Your Child View Plans
Invest ₹8K/Month YOU GET ₹80 Lakhs* For Your Child View Plans
Invest ₹5K/Month YOU GET ₹50 Lakhs* For Your Child View Plans
Standard T&C Apply *

Documents Required to Invest in HDFC Children Gift Fund

  • Proof of identity (e.g., Aadhar card, passport, PAN card, driver's license).

  • Proof of address (e.g., utility bill, Aadhar card, passport).

  • Passport-size photographs.

  • Bank Account Details

  • NRI/ OCI/ PIOs Documents

    • Valid Visa

    • Overseas Address Proof

    • NRE/ NRO Account Details

    • Valid NRI/ PIO Card

Steps to Invest in HDFC Children Gift Fund

The steps to start investing in HDFC Children Gift Fund are mentioned below:

  • Research and Understand: Familiarize yourself with HDFC Children Gift Fund by researching its objectives, past performance, and investment strategy.

  • Set Financial Goals: Determine the purpose of your investment, whether it is for education, marriage, or other future needs of a child.

  • Risk Assessment: Evaluate your risk tolerance to align your investment strategy with your comfort level.

  • KYC Compliance: Complete the Know Your Customer (KYC) process, providing the necessary documents to comply with regulatory requirements.

  • Choose the Right Plan: Select the appropriate plan within HDFC Children Gift Fund based on your investment horizon and risk appetite, considering options like growth or dividend.

  • Complete Application Form: Fill out the application form with accurate details, ensuring all information is complete and correct.

  • Provide Necessary Documents: Attach the required documents, such as identity proof, address proof, and bank details, along with your application.

  • Make Initial Payment: Invest the initial amount required for the chosen plan through a cheque, demand draft, or online payment.

  • Monitor and Review: Regularly track the fund's performance and review your investment strategy to ensure it aligns with your goals.

  • Stay Informed: Stay updated on market trends, fund news, and any changes in the fund's strategy to make informed investment decisions.

Estimate HDFC Children Gift Fund Returns

You can estimate the potential returns from your investments in HDFC Children Gift Fund, with the use of simple, hassle-free and free-of-cost Policybazaar mutual fund Calculator provided on the website.

You need to enter the following details in the Mutual Fund Calculator:

  • Investment amount

  • Investment tenure

The Policybazaar SIP Calculator will display the estimated future value, including the total invested amount and the accumulated returns from your investment plan.

FAQ's

  • Is HDFC children's gift fund good?

    Whether HDFC Children's Gift Fund is good for you depends on your individual circumstances and investment goals. HDFC Children's Gift Fund can be a good option if:
    • You have a long-term investment horizon (at least 7-10 years).

    • You are comfortable with moderate risk and potential market volatility.

    • You want a balanced portfolio with the potential for higher returns than pure debt funds.

  • What is the new name of HDFC Children Gift Fund?

    There is no new name for the HDFC Children's Gift Fund. It retains its original name. There was a merger in October 2017 where the HDFC Children's Gift Fund Savings Plan merged into the HDFC Children's Gift Fund Investment Plan, resulting in the remaining entity simply being called HDFC Children's Gift Fund.
  • Which children gift fund is best?

    Here are 5 of the best children's gift funds in India:
    • HDFC Children's Gift Fund

    • ICICI Prudential Child Care

    • AXIS Children's Gift Fund

    • LIC MF Children's Gift Fund

    • TATA Young Citizens Fund

  • What is the return of HDFC CGF?

    The annualised returns of HDFC Children Gift Fund are as follows:

    Investment Periods:

    • 3-Year:

      • Direct: 21.38% annualized returns

      • Regular: 20.35% annualized returns

    • 5-Year:

      • Direct: 17.49% annualized returns

      • Regular: 16.50% annualized returns

    • 10-Year:

      • Direct: 16.81% annualized returns

      • Regular: 15.83% annualized returns

    Returns Since Inception (RSI):

    • Direct: 16.41%

    • Regular: 16.43%

*All savings are provided by the insurer as per the IRDAI approved insurance plan. Standard T&C Apply
*Please note that the quotes shown will be from our partners
*Tax benefit is subject to changes in tax laws
^The tax benefits under Section 80C allow a deduction of up to ₹1.5 lakhs from the taxable income per year and 10(10D) tax benefits are for investments made up to ₹2.5 Lakhs/ year for policies bought after 1 Feb 2021. Tax benefits and savings are subject to changes in tax laws.
~Source - Google Review Rating available on:- http://bit.ly/3J20bXZ
#The lumpsum benefit is calculated if policyholder invested ₹10000 monthly for 10 years in the fund with a policy term of 20 years. This Point To Point past performance data of last 10 years has been used to illustrate a scenario for the customers benefit. It is assumed that the past 10 years returns would have also been delivered in last 20 years. This is not guaranteed and not in anyway indicative of what the customer may actually get 20 years from now. The investment is subject to market risk and the risk is borne by the policyholder.

Child Plan

Investment

Child Plan

Secure

Secure your Child’s
Career Goal
Start Investing ₹10,000/Month
& Get ₹1 Crore*
*Standard T & C Apply
Insurers Offering Child Plans

Tata AIA

Aditya Birla Sun Life

Bajaj Allianz

Max Life

ICICI Prudential

Bharti AXA Life

Edelweiss Life

Kotak Life

Future Generali

PNB MetLife

SBI Life

Aviva

Bandhan Life

Canara HSBC

IDBI Federal

IndiaFirst

Pramerica Life

Reliance Life

Sahara Life

Shriram Life

Star Union

View more insurers
Disclaimer: Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by an insurer.
Child Plan 2
Average Rating
(Based on 29 Reviews)

Child plans articles

Recent Articles
Popular Articles
Vahli Dikri Yojana

18 Jul 2024

The Vahli Dikri Yojana, launched in Gujarat, India, aims to
Read more
Janani Suraksha Yojana

17 Jun 2024

The Janani Suraksha Yojana (JSY), launched in 2005, is a program
Read more
Sukanya Samriddhi Yojana Online Payment

10 Jun 2024

The Sukanya Samriddhi Yojana (SSY) is a government-backed
Read more
Sukanya Samriddhi Yojana Passbook Online

07 Jun 2024

The Sukanya Samriddhi Yojana (SSY) is a government scheme in
Read more
Pradhan Mantri Matru Vandana Yojana

06 Jun 2024

The Pradhan Mantri Matru Vandana Yojana (PMMVY), launched in
Read more
Top 12 Government Schemes for Girl Child
  • 29 Apr 2022
  • 21025
Top 12 Government Schemes for Girl Child Government schemes for the girl child are a vital aspect of social welfare
Read more
Chief Minister Ladli Behna Yojana
  • 25 Sep 2023
  • 4482
The Ladli Behna Yojana is a Madhya Pradesh government initiative aimed at empowering women through financial
Read more
Prime Minister Schemes For Boy Child
  • 05 Apr 2022
  • 17147
The Prime Minister Schemes for Boy Child stand as an important initiative aimed at nurturing the boy child and
Read more
How to Check Post Office Sukanya Samriddhi Yojana Account Balance
  • 09 Jul 2021
  • 20378
The Sukanya Samriddhi Yojana is a savings scheme launched in the year 2015 by Prime Minister Narendra Modi under
Read more
Best Investment Plans for Girl Child in India
  • 18 Oct 2021
  • 17449
Investing in the future of a girl child is one of the most important financial decisions a parent or guardian can
Read more

HDFC Life Child Plans Reviews & Ratings

4.1 / 5 (Based on 29 Reviews)
(Showing Newest 10 reviews)
Babita
Anklav, March 30, 2021
Customer care support
The customer care team of policybazaar is superb and I had a child insurance plan of hdfc life insurance. I was facing some issue making the premium payment and team helped me in resolving the same. Great and quick work.
Tanu
Aurangabad, March 30, 2021
Easy to understand
It is really easy to understand about the child insurance plan as the team of hdfc life and policybazaar is very co-operative in nature. I am happy that I bought this plan from them and have secured my child’s future.
Navjot
Madhapur, March 16, 2021
Beneficial plan
I found the child insurance plan of hdfc life quite beneficial and best for my child. I am quite convinced with the customer care of the policybazaar and bought this plan for my child’s great future. Thanks team.
Arunesh
Bangalore, March 09, 2021
Save for your child
I have taken the child insurance plan from the policybazaar and it was of hdfc life child plan. The company is great and also the services are best. I just love that I will save something for my child’s future. Thanks.
Jaswant
Yamunanagar, October 10, 2016
'Maximum Claiming Amount'
Need insurance policy go for hdfc standard life insurance company ltd. Premium of my child plan is less and the returns are much more than anybody else. Services of the company is perfect which is given by the executives and staff.
Nitin
Andora, August 24, 2016
Good
HDFC child insurance plan is great policy and the investment is also low , so i buy one for my son. Service is fantastic which delivered by the executives and staff members. Policy coverage is high and claims are easy to sanctioned.
Pratiksha
Belgaum, July 20, 2016
Child Insurance Policy
My child have a secure future because i buy him a hdfc child plan. It really very good insurance policy which facilitate the best service in low premiums. The policy coverage is high ~89% and the claims are easy to sanctioned.
Pari
Chennai, July 20, 2016
Child Plan
The hdfc child plan i have bought in low investments. The policy is very nice benefits with huge returns. Service is fantastic and online portal gives the easy gateway to pay premiums and get updates regarding insurance policy. Good claims and policy coverage is also high.
Mudasir
Srinagar, May 02, 2016
Best Comparision Webside
Really a good for chossing and compare with policybazaar.com
Karan
Navi_mumbai, April 15, 2016
Quality Investment
I buy a child policy plan for my child from hdfc standard life insurance. Policy coverage is high 91% but the premium is low. Claims are easy to get because of the fast service provided by the executives and staff members. Daily updates are also mailed to me time to time. Fine policy good work. Good future investment and it save tax also.
top
Close
Download the Policybazaar app
to manage all your insurance needs.
INSTALL