IFFCO Tokio Individual Accident Insurance Policy

Life is too short to worry for uncertain events.” Individual accident insurance policy plan will cover your expenses in case of untimely death, bodily injury and permanent disablement. This policy provides an umbrella of financial stability to your family in difficult times.

Read More

IFFCO Tokio Individual Accident Insurance Policy

Get insured from the comfort of your home No medicals required
I am a

My name is

My number is

By clicking on ‘View Plans’ you, agreed to our Privacy Policy and Terms of use
Close
Back
I am a

My name is

My number is

Select Age

City Living in

    Popular Cities

    Do you have an existing illness or medical history?

    This helps us find plans that cover your condition and avoid claim rejection

    Get updates on WhatsApp

    What is your existing illness?

    Select all that apply

    When did you recover from Covid-19?

    Some plans are available only after a certain time

    Key Features

    • It covers accidental death, total permanent disablement and loss of sight.
    • It covers education benefit, employment benefit and ambulance benefit.
    • This policy is available on individual basis, family basis and group basis.
    • For temporary total disablement, benefit is given up to 1% of sum insured per week or maximum up to Rs 6000.
    • For partial disablement in case of an accident, benefit is given up to 5% to 40% of sum insured.

    Benefits:

    • Discounts can be availed if groups are covered.
    • Cumulative bonus can be availed if claim free renewals are done.

    Details about Premium

    • Premium depends on age, coverage and sum insured chosen.

    Policy Details

    Free look period: If the policy holder is not happy with the terms and conditions of policy, he/she can cancel the policy giving the reason for cancellation of policy. Policy can be withdrawn within 15 days from the date of commencement.

    Grace period:If the payment is due on renewal of the policy, grace period of 30 days is given to the policyholder to make the payment.

    Portability: Thepolicy can be transferred as per IRDA regulations.

    Documents Required

    In order to buy the policy, a proposer needs to fill up an ‘Application form/ proposal form’ by citing accurate medical history along with the address proof. In some cases, medical examination may be required, based on the sum assured and the age of the person.

    Eligibility Criteria

    This policy can be bought by persons in the age group of 5-70 years. Group coverage is provided. Groups can be employees of any organization but shouldn’t be formed specially to buy insurance.

    Inclusions

    • Ambulance charges are covered up to Rs 1000 per accident.
    • Education expense are covered up to 10% of sum insured or Rs 5000 till the age of 23 years for one child and for more than two it is covered up to 10% or maximum up to Rs 10,000.
    • In case of loss employment Rs 15,000 or 1% of sum insured is paid.

    Benefits

    Percentage of capital sum insured

    Accidental death

    100

    Loss of sight(both)

    100

    Loss of limbs(both)

    100

    Loss of sight of one eye

    50

    Permanent total disability

    100

     

    Exclusions

    • Dental treatments are excluded.
    • Sexually transmitted diseases are excluded.
    • Genetic or mental disorders are excluded.
    • Persons engaged in hazardous activities are excluded.

    Health insurance articles

    Recent Articles
    Popular Articles
    Star Preventive Health Check-ups: All You Need to Know

    29 Feb 2024

    Preventive health check-ups are essential to monitor critical
    Read more
    Reasons to Purchase High-Value Health Insurance Cover

    21 Feb 2024

    When you decide to purchase a health insurance plan for you and
    Read more
    Surgeries Covered by New India Assurance Health Insurance Plans

    22 Feb 2024

    In an era where healthcare expenses are skyrocketing in India, the
    Read more
    Is a 10 Lakh Health Insurance Adequate in Your City?

    10 Jan 2024

    An ongoing medical inflation of 14 percent in India (the highest
    Read more
    Dental Treatment Coverage from Star Health Insurance

    21 Dec 2023

    The rising costs of healthcare services have made it necessary for
    Read more
    How to Apply for Ayushman Bharat Pradhan Mantri Jan Arogya Yojana (PM-JAY)?
    Ayushman Bharat Yojana is a flagship health insurance scheme launched by the Government of India to offer universal
    Read more
    Best Health Insurance Plans for Senior Citizens
    Senior citizens are the most prone to diseases. Considering the medical inflation in India, buying health insurance
    Read more
    Does Health Insurance Provide Coverage for LASIK Eye Surgery?
    A vast majority of the Indian population is suffering from vision problems. For some of them, LASIK eye surgery is
    Read more
    10 Major Benefits of Ayushman Bharat Yojana
    Pradhan Mantri Jan Arogya Yojana (PM-JAY) is the second component under Ayushman Bharat Scheme. PM Narendra Modi
    Read more
    How Senior Citizens can save Tax with Medical Bills u/s 80 D?
    Senior citizens can save on income tax by availing tax benefits on medical expenses under Section 80D of the Income
    Read more

     
    top
    Close
    Download the Policybazaar app
    to manage all your insurance needs.
    INSTALL