*All savings are provided by the insurer as per the IRDAI approved insurance plan. Standard T&C Apply
*Tax benefit is subject to changes in tax laws. Standard T&C Apply
Who would you like to insure?
United India Insurance Company is one of the renowned General Insurers in India. The insurance provider offers customized health plans with various coverage benefits including hospitalization expenses as well as Ayush treatment cover. A policy holder can avail numerous health insurance benefits form United India insurance plans.
United India General Insurance is a merger of 22 companies and is headquartered in Chennai. It is known for its affordable and customized health insurance plans in the Indian insurance market. Furthermore, for its high claim paying ability United India Insurance has also been accredited by ICRA.
The health plans are tailor-made to offer the insured person peace of mind along with the best medical treatment possible. As we all know, medical issues are unpredictable and can be both emotionally and financially distressing. However, with a United India medical insurance policy, you can ensure financial support when an emergency strikes.
United India General Insurance Company offers a comprehensive range of health insurance plans to the customers. The list of various health insurance plans offered by United India is given below:
Health insurance plans have become extremely important in the modern era due to the rising cost of medical expenses and the treatment costs of various ailments. Furthermore, people's current lifestyles make them more vulnerable to diseases and ailments that necessitate medical attention. Medical costs are rising, while the average person's income has stagnated, resulting in a financial crisis in the event of a medical emergency. As a result, it is prudent to insure against any medical contingencies that may arise, so that the financial aspect of the crisis is handled at least by the insurance company and medical costs do not become a burden on the average middle-class man.
United India Family Medicare Plan is a health plan that offers comprehensive medical cover to the policyholder along with his family members under a single sum assured.
Entry Age Criteria |
Adults: 18 to 80 years Children: 3 months to 18 years |
Coverage Type |
Family Floater |
Waiting Period for Pre-existing Diseases |
48 months |
Sum Assured ( Rs.) |
1- 10 lakhs |
Benefits and Features
Coverage:
United India Family Medicare 2014 is a health insurance policy that is an extension of the United India Family Medicare plan with enhanced coverage and benefits.
Entry Age Criteria |
Adults: 18 to 80 years Children: 3 months to 18 years |
Coverage Type |
Family Floater |
Waiting Period for Pre-existing Diseases |
48 months |
Sum Assured ( Rs.) |
2- 10 lakhs |
Benefits and Features:
Coverage:
United India Health Insurance Gold Plan is an all-encompassing United India medical protection plan to meet the hospitalization expenses towards the ailment of illness/disease/injury sustained or contracted by the insured during the policy period including few daycare surgeries as well.
Entry Age Criteria |
Dependent Children: 3 months to 18 years Adults: 36 to 60 years |
Coverage Type |
Dependent children can be covered if any of the parents is covered in the plan |
Waiting Period for Pre-existing Diseases |
48 months |
Sum Assured ( Rs.) |
1- 5 lakhs |
Benefits and Features:
Coverage:
United India Insurance Mediclaim Policy is designed to cover the hospitalization expenses for an individual or his family members.
Benefits and Features:
Coverage:
United India Platinum is a comprehensive medical shield plan to meet the hospitalization expenses towards the ailment of illness/disease/injury sustained or contracted by the insured during the policy period including few daycare surgeries as well.
Entry Age Criteria |
Dependent Children: 3months to 18 years Adults: 18 to 35 years
|
Coverage Type |
Family Floater |
Waiting Period for Pre-existing Diseases |
N/A |
Sum Assured ( Rs.) |
1- 10 lakhs |
Benefits and Features:
Coverage:
United India Senior Citizen is a health insurance plan that has designed this specialized protection plan that covers old age diseases.
Entry Age Criteria |
Dependent Children: 3 months to 18 years Adults: 61 to 80 years |
Coverage Type |
Dependent children if either or both the parents are concurrently covered in the same plan |
Waiting Period for Pre-existing Diseases |
N/A |
Sum Assured ( Rs.) |
1- 3 lakhs |
Benefits and Features:
Coverage:
United India health insurance offers this customized plan to enhance your basic coverage with this plan. It is useful when you already have a policy but wish to increase the coverage at a minimal premium.
Entry Age Criteria |
Dependent Children: 3 months to 18 years Adults: 18 to 80 years
|
Coverage Type |
Individual/Family Floater
|
Waiting Period for Pre-existing Diseases |
48 months |
Sum Assured ( Rs.) |
1- 10 lakhs |
Benefits and Features:
Coverage:
United India Top-up is an add-on health plan to cover the hospital bills exceeding the deductible limit during the hospitalization.
Entry Age Criteria |
Dependent Children: 3 months to 18 years Adults: 18 to 80 years
|
Coverage Type |
Individual/Family Floater
|
Waiting Period for Pre-existing Diseases |
48 months |
Benefits and Features:
Coverage:
All benefits under this plan shall be payable only if the aggregate of covered hospitalization expenses exceeds the threshold level or any amount received/receivable under any United health insurance policy/ reimbursement scheme whichever is higher.
UNI Criticare Insurance is a full-fledged medical plan covering all the expenses incurred on the treatment of any critical illness.
Entry Age Criteria |
21 to 65 years
|
Coverage Type |
N.A
|
Waiting Period for Pre-existing Diseases |
90 days |
Sum Assured ( in Rs.) |
1-10 lakhs |
Benefits and Features:
Diseases covered under UNI Criticare Insurance Plan
United India Workmen Medicare is a complete health protection plan for the employees to take care of all hospitalization expenses incurred on account of Accidents to the Workmen during and in the course of the employment.
Entry Age Criteria |
N.A.
|
Coverage Type |
Individual
|
Waiting Period for Pre-existing Diseases |
N.A |
Sum Assured ( in Rs.) |
1-5 lakhs |
Benefits and Features:
Coverage:
The policyholder can file both cashless and reimbursement claims for United India insurance plans. The procedure that an insured person can follow at the time of claim filing and settlement are as follows:
Cashless claims are only valid for policies that are serviced by a Third-party-administrator:
For Reimbursement Claims-
The renewal of the policy should be done at least a month before its expiry date. If it lapses you will lose your cumulative bonus and the waiting period will also start afresh.
The process to renew United India Health Insurance policy is quite simple. The steps are listed below-
Before renewal, it is advised that you check United India Health Insurance policy features online and then make the purchase or upgradation.
Here are some Do’s and Don’ts regarding the policy documents, proposal form, renewal etc. that the policyholder needs to take care of:
Ans: The United India Insurance Company offers 3 modes of premium payment namely:
Ans: If you purchased the policy online you should renew it online before 30 days of the expiry.
Online Renewal Procedure
Step1:Enter your Policy number and Expiry Date to login into e-portal
Step2: Choose the the payment option – Debit/Credit Card or Net Banking to pay Step3: Print/Save cyber receipt of the premium deposit