United India Health Insurance

(31 Reviews)
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      United India Health Insurance

      United India Insurance Company is one of the renowned General Insurers in India. The insurance provider offers customized health plans with various coverage benefits including hospitalization expenses as well as Ayush treatment cover. A policy holder can avail numerous health insurance benefits form United India insurance plans.

      • United India Insurance plans offer extensive coverage to you and your loved ones against major and minor illnesses, accidents, hospitalization expenses, and critical illnesses
      • Cashless treatment is provided in more than 7000 hospitals across India
      • United India Insurance follows a speedy and a hassle-free claim settlement procedure.
      • United India mediclaim policies can be easily purchased and renewed online

      United India General Insurance is a merger of 22 companies and is headquartered in Chennai. It is known for its affordable and customized health insurance plans in the Indian insurance market. Furthermore, for its high claim paying ability United India Insurance has also been accredited by ICRA.

      The health plans are tailor-made to offer the insured person peace of mind along with the best medical treatment possible. As we all know, medical issues are unpredictable and can be both emotionally and financially distressing. However, with a United India medical insurance policy, you can ensure financial support when an emergency strikes.

      Read More
       

      United India Health Insurance Plans

      United India General Insurance Company offers a comprehensive range of health insurance plans to the customers. The list of various health insurance plans offered by United India is given below:

      Plan name
      United India Family Medicare Plan
      For family
      Min. Age
      91 days
      Max. Age
      65 years
      Min. Coverage
      ₹ 3 lakh
      Max. Coverage
      ₹ 25 lakh
      Min. Age
      3 months
      Max. Age
      65 years
      Min. Coverage
      ₹ 2 lakh
      Max. Coverage
      ₹ 10 lakh
      Min. Age
      91 days
      Max. Age
      65 Years
      Min. Coverage
      ₹ 2 lakh
      Max. Coverage
      ₹ 20 lakh
      For top up
      Min. Age
      91 days
      Max. Age
      65 years
      Min. Coverage
      ₹ 3 lakh
      Max. Coverage
      ₹ 95 lakh
      For critical illness
      Min. Age
      21 years
      Max. Age
      65 years
      Min. Coverage
      ₹ 1 lakh
      Max. Coverage
      ₹ 10 lakh
      *All savings are provided by the insurer as per the IRDAI approved insurance plan. Standard T&C apply.
      View more plans

      Benefits of Health Insurance Plans

      Health insurance plans have become extremely important in the modern era due to the rising cost of medical expenses and the treatment costs of various ailments. Furthermore, people's current lifestyles make them more vulnerable to diseases and ailments that necessitate medical attention. Medical costs are rising, while the average person's income has stagnated, resulting in a financial crisis in the event of a medical emergency. As a result, it is prudent to insure against any medical contingencies that may arise, so that the financial aspect of the crisis is handled at least by the insurance company and medical costs do not become a burden on the average middle-class man.

      Let us discuss each insurance plan in detail
      United India Family Medicare Plan

      United India Family Medicare Plan is a health plan that offers comprehensive medical cover to the policyholder along with his family members under a single sum assured.

      Entry Age Criteria

      Adults: 18 to 80 years

      Children: 3 months to 18 years

      Coverage Type

      Family Floater

      Waiting Period for Pre-existing Diseases

      48 months

      Sum Assured ( Rs.)

      1- 10 lakhs

      Benefits and Features

      • The policy offers coverage to the dependent children between the age group of 3 months and 18 years, provided either or both parents are insured in the same policy
      • United India Family Medicare Plan offers higher sum insured options as compared to other healthcare plans in the market i.e. between Rs. 1 lakh and Rs. 10 lakhs
      • Freelook period of 15 days shall be applicable at the inception of the first policy
      • Cashless hospitalization facility can be availed in more than 7000 hospitals across PAN India
      • Free medical check-up once at the end of every three policy years can be availed provided no claims reported during the policy term
      • United India health insurance premium paid for self, spouse, dependent children and dependent parents are exempt from Income Tax under Section 80-D of the IT act

      Coverage:

      • This family floater policy covers hospitalization expenses such as room rent, boarding charges, nursing expenses, surgeon, anaesthetist, specialists fees, and ICU charges
      • Expenses incurred on dialysis, chemotherapy, radiotherapy, cost of artificial limbs, cost of prosthetic devices implanted during surgical procedures
      • Pre-hospitalization expenses incurred up to 30 days before the date of admission and post-hospitalization expenses incurred up to 60 days from the date of discharge.
      • Expenses for the following illness restricted to:
        • Cataract - 10% of SI subject to a maximum of Rs.25,000/-
        • Hernia - 15% of SI subject to a maximum of Rs.30,000/-
        • Hysterectomy - 20% of SI subject to a maximum of Rs.50,000/-
        • Major surgeries - 70% of SI subject to a maximum of Rs.4 lakhs
      • Certain specified Day Care procedures which require less than 24 hours hospitalization
      Read more
      United India Family Medicare 2014 Plan

      United India Family Medicare 2014 is a health insurance policy that is an extension of the United India Family Medicare plan with enhanced coverage and benefits.

      Entry Age Criteria

      Adults: 18 to 80 years

      Children: 3 months to 18 years

      Coverage Type

      Family Floater

      Waiting Period for Pre-existing Diseases

      48 months

      Sum Assured ( Rs.)

      2- 10 lakhs

      Benefits and Features:

      • All-inclusive medical cover for the members of the family under a single sum insured
      • Dependent children between the age of 3 months and 18 years can be covered provided either or both parents are covered concurrently.
      • Higher sum insured as compared to other healthcare plans in the market i.e. between Rs. 2 lakhs and Rs. 10 lakhs
      • No-claim-discount is also provided for every claim-free year
      • Free Look period of 15 days shall be applicable after the policy inception
      • Free medical check-up facility once a year at the end of every three policy years provided no claims has been reported

      Coverage:

      • The policy covers hospitalization expenses such as room, boarding, nursing expenses, and ICU charges
      • Also, expenses incurred on the surgeon, anaesthetist, dialysis, chemotherapy, radiotherapy, cost of artificial limbs, cost of prosthetic devices implanted during surgical procedures are reimbursed
      • Pre-hospitalization expenses incurred up to 30 days prior to the date of admission and post-hospitalization expenses incurred up to 60 days from the date of discharge.
      • Expenses for the following illness restricted to:
        • Cataract - 10% of SI subject to a maximum of Rs.25,000/-
        • Hernia - 15% of SI subject to a maximum of Rs.30,000/-
        • Hysterectomy - 20% of SI subject to a maximum of Rs.50,000/-
        • Major surgeries - 70% of SI subject to a maximum of Rs.4 lakhs
        • Certain specified daycare procedures which require less than 24 hours hospitalization.
      Read more
      United India Health Insurance Gold Plan

      United India Health Insurance Gold Plan is an all-encompassing United India medical protection plan to meet the hospitalization expenses towards the ailment of illness/disease/injury sustained or contracted by the insured during the policy period including few daycare surgeries as well.

      Entry Age Criteria

      Dependent Children: 3 months to 18

      years

      Adults: 36 to 60 years

      Coverage Type

      Dependent children can be

      covered if any of the parents is

      covered in the plan

      Waiting Period for Pre-existing Diseases

      48 months

      Sum Assured ( Rs.)

      1- 5 lakhs

      Benefits and Features:

      • United India Gold plan is for individuals between the age group of 36 years and 60 years
      • Sum insured offered in this is between Rs.1 lakh and Rs.5 lakhs
      • Provision for the continuation of the plan is provided post the age of 60 years of the insured subject to renewal of plan without any break
      • Dependent children between the age of 3 months and 18 years can be covered provided either or both parents are covered concurrently
      • Family discount of 5% can be availed on the total premium if the policy is taken for self and any one or more family members viz. spouse or dependent children

      Coverage:

      • Hospitalization expenses such as Room, Boarding, Nursing expenses, and ICU charges
      • If the insured person opts for a room with rent higher than the entitled category, the charges payable above shall be limited to the charges applicable to the entitled category only. However, this will not apply for Medicines & drugs and implants.
      • Pre-hospitalization expenses incurred up to 30 days prior to the date of admission and Post-hospitalization expenses incurred up to 60 days from the date of discharge – actual expenses or 10% of the Sum Insured whichever is less.
      • Medical procedures for Cataract, Hernia, Hysterectomy, etc.
      Read more
      United India Insurance Individual Mediclaim Policy

      United India Insurance Mediclaim Policy is designed to cover the hospitalization expenses for an individual or his family members.

      Benefits and Features:

      • Complete protection benefit against any disease or injury or any other treatment caused due to accident
      • Cashless facility in more than 7000 hospitals across Pan India and dedicated TPA help desk assigned for hassle free claims and processing

      Coverage:

      • Hospitalization expenses such as Room, Boarding, Nursing expenses, and ICU charges
      • Expenses incurred on Surgeon, Anesthetist, and Specialists Fees
      • Expenses incurred on dialysis, chemotherapy, radiotherapy, cost of artificial limbs, cost of prosthetic devices implanted during surgical procedures, organ donation, etc.
      • Expenses incurred on medical treatment for a period exceeding three days for cases wherein the condition of the patient is such that he / she cannot be removed to the hospital / nursing home and hence requires the treatment at home based on doctor’s recommendation
      Read more
      United India Health Insurance Platinum Plan

      United India Platinum is a comprehensive medical shield plan to meet the hospitalization expenses towards the ailment of illness/disease/injury sustained or contracted by the insured during the policy period including few daycare surgeries as well.

      Entry Age Criteria

      Dependent Children: 3months to 18

      years

      Adults: 18 to 35 years

       

      Coverage Type

      Family Floater

      Waiting Period for Pre-existing Diseases

      N/A

      Sum Assured ( Rs.)

      1- 10 lakhs

      Benefits and Features:

      • Available for individuals between the age group of 18 years and 35 years
      • Provision for the continuation of plan post the age of 35 of the insured subject to renewal of plan without any break
      • Dependent children between the age of 3 months and 18 years can be covered provided either or both parents are covered concurrently.
      • Sum Insured is between Rs.1 lakh and Rs.10 lakhs
      • Family discount of 5% on the total premium if the policy is taken for self and any one or more family member’s viz. spouse or dependent children

      Coverage:

      • Hospitalization expenses, ICU expenses, surgeon, and specialists fees
      • Expenses incurred on prosthetic devices implanted during surgical procedures like a pacemaker, orthopaedic implants, organ donor expenses etc.
      • If the insured person opts for a room with rent higher than the entitled category, the charges payable above shall be limited to the charges applicable to the entitled category only. However, this will not apply for medicines & drugs and implants
      • Pre-hospitalization expenses incurred up to 30 days prior to the date of admission and Post-hospitalization expenses incurred up to 60 days from the date of discharge – actual expenses or 10% of the Sum Insured whichever is less
      • Expenses incurred on cataract surgery, hernia, hysterectomy, etc.
      Read more
      United India Senior Citizen Plan

      United India Senior Citizen is a health insurance plan that has designed this specialized protection plan that covers old age diseases.

      Entry Age Criteria

      Dependent Children: 3 months to 18

      years

      Adults: 61 to 80 years

      Coverage Type

      Dependent children if either

      or both the parents are concurrently

      covered in the same plan

      Waiting Period for Pre-existing Diseases

      N/A

      Sum Assured ( Rs.)

      1- 3 lakhs

      Benefits and Features:

      • This is senior citizen policy is exclusively designed for citizens aged from 61 years to 80 years for hospitalization in India only
      • Provision for the continuation of plan post the age of 81 years of the insured subject to renewal of plan without any break
      • Sum Insured is between Rs.1 lakh and Rs.3 lakhs

      Coverage:

      • The policy covers room rent charges, boarding expenses, and nursing expenses
      • Expenses towards surgeon fee, anaesthetist, medical practitioner, consultants, and specialists fees are compensated as well
      • The cost incurred on anaesthesia, blood, oxygen, operation theatre charges, surgical appliances, medicines & drugs, diagnostic materials and X-ray
      • Expenses incurred on dialysis, chemotherapy, radiotherapy, cost of pacemaker, artificial limbs & organ donor expenses
      Read more
      United India Super Top Up Plan

      United India health insurance offers this customized plan to enhance your basic coverage with this plan. It is useful when you already have a policy but wish to increase the coverage at a minimal premium.

      Entry Age Criteria

      Dependent Children: 3 months to 18

      years

      Adults: 18 to 80 years

       

      Coverage Type

      Individual/Family Floater

       

      Waiting Period for Pre-existing Diseases

      48 months

      Sum Assured ( Rs.)

      1- 10 lakhs

      Benefits and Features:

      • Plans offered on Individual and Floater basis
      • The sum assured ranges from Rs. 1 lakh to Rs. 10 lakhs

      Coverage:

      • Hospitalization expenses, room-rent expenses, surgeon fees, etc.
      • Cashless treatment in-network hospitals
      • ICU Expenses, OT charges, etc.
      Read more
      United India Insurance Health Top-Up Plan

      United India Top-up is an add-on health plan to cover the hospital bills exceeding the deductible limit during the hospitalization.

      Entry Age Criteria

      Dependent Children: 3 months to 18

      years

      Adults: 18 to 80 years

       

      Coverage Type

      Individual/Family Floater

       

      Waiting Period for Pre-existing Diseases

      48 months

      Benefits and Features:

      • United India top-up plan offers coverage on both individual and family floater basis
      • Entry age criteria for dependent children is 3 months to 18 years and for Adults, it is 18 to 80 years
      • For Individual plan, all family members including the parents can be covered under a single policy with difference sum insured’s and threshold level
      • For group basis, the single sum insured for all family members and the parents can take a separate policy
      • Multiple options with different Sum Insured and threshold limit

      Coverage:

      All benefits under this plan shall be payable only if the aggregate of covered hospitalization expenses exceeds the threshold level or any amount received/receivable under any United health insurance policy/ reimbursement scheme whichever is higher.

      Read more
      UNI Criticare Insurance Plan

      UNI Criticare Insurance is a full-fledged medical plan covering all the expenses incurred on the treatment of any critical illness.

      Entry Age Criteria

      21 to 65 years

       

      Coverage Type

      N.A

       

      Waiting Period for Pre-existing Diseases

      90 days

      Sum Assured ( in Rs.)

      1-10 lakhs

      Benefits and Features:

      • Coverage of most of the critical illnesses such as cancer, renal failure, coronary artery diseases requiring bypass surgery, major organ transplant, paralytic cerebral stroke as well as accidental injuries resulting in loss of limbs
      • Multiple sum insured options: Rs. 1 lakh to Rs. 10 lakhs
      • Waiting period of 90 days from date of commencement of plan and  Grace period of 30 days to renew the plan
      • lump sum payment  in case the insured is diagnosed with one of the critical illness during the period of Insurance for the first time
      • Available for individual between the age group of 21 years and 65 years

      Diseases covered under UNI Criticare Insurance Plan

      • Cancer of specified severity
      • First heart attack of specified severity
      • Coronary artery surgery
      • Heart Valve replacement
      • Coma of Specific surgery
      • Kidney Failure
      • Stroke resulting in permanent symptoms
      • Major organ /Bone marrow transplant
      • Multiple sclerosis
      • Motor Neurone disease with permanent symptoms
      • Permanent paralysis of Limbs
      Read more
      United India Workmen Medicare Plan

      United India Workmen Medicare is a complete health protection plan for the employees to take care of all hospitalization expenses incurred on account of Accidents to the Workmen during and in the course of the employment.

      Entry Age Criteria

      N.A.

       

      Coverage Type

      Individual

       

      Waiting Period for Pre-existing Diseases

      N.A

      Sum Assured ( in Rs.)

      1-5 lakhs

      Benefits and Features:

      • Sum Insured ranging between Rs. 1 lakh and Rs.1.5 lakhs
      • Best suited option for Factory Owners/Contractors/Other Commercial establishments looking for limited medical cover for Workers/Employees arising out of accidents in the course of employment

       Coverage:

      • The policy covers room rent charges, boarding expenses, and nursing expenses
      • Expenses towards surgeon fee, anaesthetist, medical practitioner, consultants, and specialists’ fees are compensated as well
      • The cost incurred on anaesthesia, blood, oxygen, operation theatre charges, surgical appliances, medicines & drugs, diagnostic materials and X-rays
      • Ambulance charges for carrying the insured person from the spot of an accident to the Hospital/Nursing Home not exceeding Rs. 2, 500/- per insured person per event
      Read more
      View more plans

      How to file a health insurance Claim with United India Insurance?

      The policyholder can file both cashless and reimbursement claims for United India insurance plans. The procedure that an insured person can follow at the time of claim filing and settlement are as follows:

      Cashless claims are only valid for policies that are serviced by a Third-party-administrator:

      • Firstly, check if the hospital in which you are planning to take the treatment falls under the list of networked hospitals or not. As you can only avail cashless medical treatment in the hospitals that are registered with United India health insurance company.
      • If the treatment was planned well in advance, notify the TPA dept. in advance with all the details such as the hospital name and address
      • If it is an emergency case, notify the TPA immediately after the admission
      • Once admission is taken in the hospital, a pre-authorization request form needs to be filled and signed by you and sent to the third-party administrator by the hospital. The form has all the details regarding the admission, treatment, disease, proposed treatment, and cost estimation.
      • TPA ask for further clarifications ( as the case may be)
      • Once you get a discharge from the hospital, you have to pay the remaining amount (if any)
      • Claim for expenses incurred before and after the hospitalization can be claimed separately post-treatment.
      • Submit the original copies of all the documents to the TPA department. Make sure the submission is done within seven days of the post-hospitalization treatment.

      For Reimbursement Claims-

      • Send a written notification to the TPA/or at the nearest United India branch about the hospitalization. In emergency cases, intimation should be sent within 24 hours.
      • While getting discharged, collect the discharge summary, investigation reports and all the other relevant documents from the hospital authorities. Submit all the original documents at the office or to the TPA within 7 days of discharge.
      • Collect and submit the documents such as claim form, final hospital bills, discharge summary, doctor's prescriptions & certificates, investigation reports, invoices, pharmacy bills etc.
      • The expenses incurred on pre and post hospitalization expenses can be claimed later. Do remember to provide all the documents within a week of post-hospitalization treatment. 
      Read More

      How to Renew United India Health Insurance Policy?

      The renewal of the policy should be done at least a month before its expiry date. If it lapses you will lose your cumulative bonus and the waiting period will also start afresh.

      The process to renew United India Health Insurance policy is quite simple. The steps are listed below-

      • Enter your policy number
      • Submit all the required details
      • Select your united India health insurance quote
      • And make the payment online

      Before renewal, it is advised that you check United India Health Insurance policy features online and then make the purchase or upgradation.

      Read More

      Things to Remember while buying United India Health Insurance Policy

      Here are some Do’s and Don’ts regarding the policy documents, proposal form, renewal etc. that the policyholder needs to take care of:

      • Make sure that you fill the proposal form for each insured family member and submit the ID proof documents such as PAN Card, Passport, Driving Licence, and Voter ID card
      • The proposer also needs to disclose all the pre-existing health conditions for each person to be insured and ensure that no information is hidden
      • Also the proposal form needs to be duly filled and signed by the policyholder
      • The policyholder will receive the policy copy within a month of the policy issuance
      • National health insurance policy needs to be renewed before the expiry date. Delaying it more than seven days from renewal due date can lead to policy cancellation
      • Preserve all the policy documents as it comes handy at the time of renewal and claims. keep a copy of the policy and ID safe and accessible should there be any emergency
      Read More

      United India Health Insurance - FAQs

      View more FAQ’s
      Policybazaar exclusive benefits
      • 30 minutes claim support*(In 120+ cities)
      • Relationship manager For every customer
      • 24*7 claims assistance In 30 mins. guaranteed*
      • Instant policy issuance No medical tests*
      Disclaimer: Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by an insurer.

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      United India Health Insurance Reviews & Ratings

      4.4 / 5 (Based on 31 Reviews)
      (Showing Newest 10 reviews)
      Rupali
      Waghai, April 08, 2021
      Cashless Treatment
      I had heard about cashless treatment at hospital and decided to buy health policy with this benefit. At Policybazaar, I found that cashless treatment is available under all health insurance plans. I picked the United India health insurance policy as it fulfilled my expectations without being expensive. I could also pay the premium online without any problem. You should try it too.
      Dipak
      Waghodia, April 07, 2021
      Claim Assistance
      Two months back, I had purchased Corona Kavach policy of United India from Policybazaar. Last month, I became COVID positive and was hospitalized in the hospital. The family called the claims team of the company and they helped them to file a claim. They also told us the documents to submit and made sure my treatment was not affected. Wonderful job claims team.
      Sashi
      Idukki, April 07, 2021
      Best Critical Illness Plan
      I wanted to buy a policy that would cover me for cancer and came to Policybazaar to find it. The website had several critical illness plans with different benefits and cost. I compared the plans to find the best policy and bought the UNI Criticare policy from United India. It covered cancer with other critical diseases but was not very costly. I recommend it to everyone.
      Diya
      Fakirpur, April 06, 2021
      Family Floater
      I was looking to buy health insurance policy for my family without spending too much. On someone’s advice, I searched on Policybazaar and found many plans fitting my budget. I compared all plans and chose the Family Medicare policy from United India as it was not expensive. I paid for the policy on the website with total safety. Good experience.
      Anya
      Farenda, April 06, 2021
      Affordable Plan
      I came to Policybazaar to buy a low-priced health policy. After entering information, I could see many plans of different cost but they were mostly affordable. I compared them with each other and selected a United India Health Insurance plan suitable for me. Paid the premium online and received the policy on email. Thanks to them I saved a lot of money.
      Harihar
      J.n.prasad, March 12, 2021
      Recommending Policybazaar
      I would recommend anyone planning to buy health insurance policy to buy it from policybazaar because there is nothing that their website or customer executive can’t resolve. They are the best.
      Avanish
      Udaipur, March 12, 2021
      Arogya Sanjeevni Policy
      I bought United India’s Arogya sanjeevni policy recently. I tried connecting with insurance agents but I couldn’t so I went online on policybazaar’s website and bought it then and there.
      Sagar
      J.n.prasad, March 12, 2021
      Easy Compare and easy buy
      After comparing multiple health insurance policies on Policybazaar, I bought United India Insurance Gold Policy as it gives me a wider coverage than any other policy. Thank you
      Pankaj
      K.c. Pur, March 12, 2021
      Fast claim settlement
      I am a United India health insurance policy holder for over an year now and the claim settlement process is pretty quick and I don’t have to worry about a single thing. Thanks policbazaar for showing me this policy.
      Sailesh
      Tajapur, February 25, 2021
      Covers my family
      I was looking for a policy that could cover my whole family. United India’s Family medicare policy is the one policy that does it for me. This plan was recommended to me by Policybazaar and I can’t thank policybazaar enough for this.

      *We will respond in the first instance within 30 minutes of the customers contacting us. 30-minute claim support service is for the purpose of giving reasonable assistance to the policyholder in pursuance of the claim. Settlement of claim (including cashless claim) is the responsibility of the insurer as per policy terms and conditions. The 30-minute claim support is subject to our operations not being impacted by a system failure or force majeure event or for reasons beyond our control. For further details, 24x7 Claims Support Helpline can be reached out at 1800-258-5881. Product information is authentic and solely based on the information received from the Insurer. Policybazaar is acting only as a facilitator and claims settlement shall be at the sole discretion of the Insurer. As per the Insurance guidelines, you are allowed to cancel the policy with-in 15 days from the date of Issuance of policy. For more details, please read the Plan Brochure carefully or talk to our advisor at the time of purchase.

      *All the health insurance plans cover hospitalization expenses including COVID-19 treatment cover up to the specified limits. You can also buy specific COVID-19 health insurance policies such as Corona Kavach Policy and Corona Rakshak policy.

      **All savings and online discounts are provided by insurers as per IRDAI approved insurance plans. #Tax Benefits are subject to changes in tax laws. GST Exemptions depend on fulfilment of qualification criteria and submission of relevant documents.

      *₹1748/month is the starting price for a 1 crore health insurance for an 18-year-old male, with no pre-existing diseases. Discount on renewal premium is subject to the number of wellness points earned in the health insurance policy. For more details about the plans, please read the sale brochure carefully to get upto 100% discount on renewal premium.

      *₹400/month is the starting price for ₹ 5 lakh Health insurance for a 30 year old male & 29 years old female, living in Delhi with no pre-existing diseases

      *₹541/month is the starting price for ₹ 10 lakh Health insurance for a 30 year old male & 29 years old female, living in Delhi with no pre-existing diseases

      *₹762/month is the starting price for ₹ 1 Crore Health insurance for a 30 year old male & 29 years old female, living in Delhi with no pre-existing diseases

      *₹243/month(₹ 8/day) is the starting price for a 5 lakh health insurance for a 20-year-old male, non-smoker, living in Bengaluru with no pre-existing diseases

      *₹2020/month is the starting price for ₹ 1 Cr Health insurance for a 50 year old male & 50 years old female, living in Bangalore with no pre-existing diseases rounded off to nearest 10.

      *₹390/month (₹13 per day) is starting price for 1 cr. Health insurance for 25 years old male, with pre-existing diseases, residing from tier 1 city rounded off to the nearest 10.

      *No medical tests are required unless requested by the insurer’s underwriter. In-case of pre-existing diseases relevant medical proof would be required as per the terms and condition of the policy opted.

      *The values taken for effective cost calculation are indicative values and may change as per the selected plan.

      *Coverage upto double the amount of Sum Insured is available on certain covers for a minimum plan of Rs. 5 Lakh on the first claim only to an individual of upto 45 years of age with no pre-existing diseases. The benefit is available with or without extra cost depending on the plan chosen.

      *Coverage of pre-existing diseases is provided by insurer as per their underwriting policy.

      *The scope of coverage may vary from plan to plan.

      ~Source: Google Review Rating available on:- http://bit.ly/3J20bXZ

      ##On ground claim assistance is available in 114 cities

      Tax Benefits are subject to changes in tax laws. GST Exemption depends on fulfilment of qualification criteria and submission of relevant documents as required by the insurers. For more details on risk factors, terms and conditions, please read the sales brochure and applicable rules and regulation carefully before concluding a sale.

      STANDARD TERMS AND CONDITIONS APPLY. For more details on risk factors, terms and conditions, please read the sales brochure carefully before concluding a sale.

      Policybazaar is a registered Composite Broker |Registration No. 742, Valid till 09/06/2024, License category- Composite Broker (Life & General)| Visitors are hereby informed that their information submitted on the website may be shared with insurers.

      Policybazaar Insurance Brokers Private Limited | CIN: U74999HR2014PTC053454 | Registered Office - Plot No.119, Sector - 44, Gurgaon, Haryana - 122001 Contact Us | Legal and Admin Policies

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