Max Bupa Health Insurance

Max Bupa Health Insurance

Max Bupa India is an organization formed by a tie-up between the UK-headquartered Healthcare service expert, Bupa and Max India Limited. Like all the other companies, Max Bupa Health Insurance Company also aims to be the finest health insurance provider in India. To fulfill this goal, the company has brought together their varied and vast knowledge and skills in the field of insurance.

Max Bupa Health Insurance has been in the in the industry since over six decades and a customer base of over 29 million in more than 190 countries. They have the expertise in health as well as in insurance-related services, such as life insurance, hospitals, and clinical research. They make a perfect choice for healthcare and Insurance since they have the all the knowledge in global expertise and local knowledge.

Through constant research and up gradation is constantly raising their bar in the health Insurance industry and caring for the customers and keeping their promises. Max Bupa Health Insurance aims at building a long-term rather a lifetime relationship with its customers.

Why Max Bupa Health Insurance Policies?

The current lifestyle of individuals has made them more prone to different diseases that require medical attention and the corresponding health care costs increasing at a rapid pace. Max Bupa health insurance Company, keeping in view the monthly earnings of an individual, which have no relative growth, offers an array of health insurance plans under three major Categories - Individual, Family/Extended Family, and Fixed Benefit. Therefore, it is wise for one to insure oneself against various medical emergencies that may occur so that the financial aspects of the loss are taken care of by the insurance company.

List of Max Bupa Health Insurance Policies

The Max India Company offers both online plans to customers.

  • Health Companion Individual
  • Health Companion Family Floater Policy
  • Heartbeat - Family First Insurance Policy
  • Heartbeat - Family Floater Insurance Policy
  • Heartbeat Insurance Policy for Individual
  • Health Companion Family First
  • Hospital Cash - Health Assurance Insurance Policy
  • Critical Illness - Health Assurance Insurance Policy
  • Personal Accident - Health Assurance Insurance Policy

Let us take a look at each of them in details:

  • Max Bupa Health Companion Individual

    This Max healthcare is cost effective mediclaim plan and provides a lot of benefits, including direct claim settlement, pre and post hospitalization expenses, and cover up to 1crore. The features of this Max Bupa Health Insurance policy are as follows:

    • This Max India covers medical expenses when the insured family members are hospitalized for treatments.
    • Cover all kinds of hospital expenses including room rent charges without any capping of the charges.
    • Medical charges incurred due to illness are reimbursed. The period of treatment should be 30 days before hospitalisation and 60 days after you get discharged; provided insurer accepts the Impatient Care Hospitalisation claims.
    • On taking 2 years policy, 12.5% discount is given on 2nd-year premium.
    • Cashless hospitalization facility can be availed at the nearest network hospital.

    Eligibility for Max Bupa Health Companion plan for Individual:

    There is no limitation as to maximum age to enroll this Max healthcare Policy.

  • Max Bupa Health Companion Family First

    Policy Term Sum Assured Coverage Renewability Benefit
    1 to 2 Years 2 Lakhs, 3 Lakhs, and 4 Lakhs

    Pre-hospitalization: 30 Days

    Post-hospitalization: 60 Days

    20% additional sum assured on renewal for each claim-free year (max 100% of base sum assured)

    This is a unique Max India insurance plan especially tailor made to suit the need the requirement of the joint family. It can cover up to 19 relations. The coverage includes the individual sum insured for each member of the family along with a floater sum insured, which can be utilized by any member of the family. The features of this policy are as follows:

    • Cover medical expenses when the insured family members are hospitalized for treatments.
    • Cover all kinds of hospital expenses including room rent charges without any capping of the charges.
    • Under this Max Bupa Health Insurance, medical charges incurred due to illness are reimbursed. The period of treatment should be 30 days before hospitalisation and 60 days after you get discharged; Provided the company accepts the Impatient Care Hospitalisation claims
    • All day care treatments are covered. However, the procedure should not be in the outpatient department of the hospital.
    • On taking 2 years policy, 12.5% discount is given on 2nd-year premium.
    • Cashless hospitalization facility can be availed at the nearest network hospital.

    Eligibility for Max Bupa Health Companion Family First Plan

    There is no limitation as to maximum age to enroll this insurance Policy.

  • Max Bupa Health Companion Family Floater Insurance Plan

    Policy Term Sum Assured Coverage Renewability Benefit
    1 to 2 Years 2 Lakhs, 3 Lakhs, and 4 Lakhs

    Pre-hospitalization: 30 Days

    Post-hospitalization: 60 Days

    20% additional sum assured on renewal for each claim-free year (max 100% of base sum assured)

     

    An affordable and comprehensive Max Bupa Health Insurance policy designed for the nuclear family (man, wife and up to 4 children). The features of the policy are as follows:

    • Cover medical expenses when the insured family members are hospitalized for treatments.
    • Cover all kinds of hospital expenses including room rent charges without any capping of the charges.
    • Medical charges incurred due to illness are reimbursed. The period of treatment should be 30 days before hospitalisation and 60 days after you get discharged; Provided Max Healthcare accepts the Impatient Care Hospitalisation claims.
    • On taking 2 years policy, 12.5% discount is given on 2nd-year premium.
    • Under this health insurance policy, the cashless facility can be availed at the nearest network hospital.
    • Complimentary health check-up is available once in 2 years for the entire family.

    Eligibility for Max Bupa Health Companion Family Floater Plan

    There is no limitation as to maximum age to enroll this Max Bupa Policy.

  • Max Bupa Heartbeat Insurance Plan for Individual

    Policy Term Sum Assured Coverage Additional Benefit
    1 to 2 Years 2 Lakhs, 3 Lakhs, and 4 Lakhs

    Pre-hospitalization: 30 Days

    Post-hospitalization: 60 Days

    Treatment at home can be availed in case of shortage of beds at the hospital

     

    This is an easy Mediclaim plan to buy which shall provide you with blanket cover for all the medical expenses. One can also avail international cashless coverage, direct claim settlement and other benefits. The features of the policy are as follows:

    • Cover medical expenses when the insured family members are hospitalized for treatments.
    • Medical charges incurred due to illness are reimbursed. The period of treatment should be 30 days before hospitalisation and 60 days after you get discharged; Provided Max Bupa accepts the Impatient Care Hospitalisation claims
    • Maternity benefits are provided for up to 2 deliveries. Both the partners have to be covered in this policy for two continuous years.
    • The newborn baby is also covered by default without additional premium until the next renewal.
    • One can choose to get covered for two years continuously and get a discount.
    • Cashless approval within 4 hours at a network hospital

    Eligibility for Max Bupa heartbeat Insurance Plan for Individual

    There is no limitation as to maximum age to enroll this Max Healthcare Policy.

  • Max Bupa Heartbeat Family First Insurance Plan

    Policy Term Inpatient Expenses Coverage Additional Benefit Coverage for Newborn
    1 to 2 Years Hospitalization expenses are covered

    Pre-hospitalization: 30 Days

    Post-hospitalization: 60 Days

    Treatment at home can be availed in case of shortage of beds at the hospital Coverage from the day of birth without any additional premium

    A unique Max Bupa health insurance plan especially tailor made to suit the need the requirement of the joint family. It can provide coverage for up to 14 relationships, wherein individual sum insured for each family member is included along with a floater sum assured, which can be utilized by any family member. The features of the policy are as follows:

    • Cover medical expenses when the insured family members are hospitalized for treatments.
    • Medical charges incurred due to illness are reimbursed. The period of treatment should be 30 days before hospitalization and 60 days after you get discharged; Provided Max Bupa accepts the Impatient Care Hospitalisation claims.
    • Maternity benefits are provided for up to 2 deliveries. Both the partners have to be covered in this policy for two continuous years.
    • The newborn baby is also covered by default without additional premium until the next renewal.
    • One can choose to get covered for two years continuously and get a discount.
    • Cashless hospitalization approval within 4 hours at a network hospital

    Eligibility for Max Bupa Heartbeat - Family First Insurance Plan

    There is no limitation as to maximum age to enroll this insurance Policy.

  • Max Bupa Heartbeat Family Floater Insurance Plan

    Policy Term Sum Assured Coverage Cashless Hospitalization
    1 to 2 Years 2 Lakhs or 3 Lakhs

    Pre-hospitalization: 30 Days

    Post-hospitalization: 60 Days

    Avail cashless treatment at over 3500 quality hospitals across the nationwide

     

    It’s Max Bupa Mediclaim plan which caters to the need of Indian Joint Family. The features of this Max Bupa Health Insurance policy are as follows:

    • Cover medical expenses when the insured family members are hospitalized for treatments.
    • Medical charges incurred due to illness are reimbursed. The period of treatment should be 30 days before hospitalization and 60 days after you get discharged; Provided Max Bupa accepts the Impatient Care Hospitalisation claims
    • Maternity benefits are provided for up to 2 deliveries. Both the partners have to be covered in this policy for two continuous years.
    • A newborn baby is also covered by default without additional premium until the next renewal.
    • One can choose to get covered for two years continuously and get a discount.
    • Cashless approval within 4 hours at a network hospital

    Eligibility for Max Bupa - Family Floater Insurance Plan

    There is no limitation as to maximum age to enroll this Max Bupa Policy.

  • Max Bupa Critical Illness - Health Assurance Insurance Plan

    Policy Term Sum Assured Critical Illness Pre-existing Diseases Claim Settlement
    2 to 3 Years 1. Payable as lump sum2. Payable as lump sum along with 10% of sum assured payable annually for a period of 5 years. Not covered during initial 90 days. Covered after 4 years of continuous renewal. Directly by the company

     

    This Max healthcare policy is a solution to acquiring critical illness. It provides lump sum amount to ensure proper diagnosis of the illness. A health insurance policy exclusively designed to provide coverage against pre-existing critical diseases where a lump sum amount is immediately paid in case the proposer gets diagnosed with the illness covered under the scope of the plan. The features of the plan are as follows:

    • A lump sum amount is paid to the insured when he is diagnosed with a critical illness covered under the plan and he survives for at least 30 days post diagnosis
    • Diseases covered under this policy include bacterial meningitis, cancer, bypass surgery, first heart attack, kidney failure, major organ transplant, deafness, speech loss, stroke, and permanent paralysis of the limbs.
    • Direct claim settlement by their own customer service team.

    Eligibility for Max Bupa Critical Illness - Health Assurance Insurance Plan

    • Individuals aged 18-65 years can avail the plan.
  • Max Bupa Personal Accident - Health Assurance Insurance Plan

    Policy Term Coverage Accidental Death Total Permanent Disability Partial Permanent Disability
    2 to 3 Years 100% of the sum assured is payable in the event of an accident 100% of the sum assured payable in the event of accidental death 125% of the sum assured payable in the event of total permanent disability 100% of the sum assured payable in the event of partial permanent disability

     

    An accident not only harms one physically but also burns a big hole in one’s pocket financially. This Personal Accident Policy ensures coverage against accidental death as well as Permanent Partial Disability, Permanent Total Disability, and Child Education. The features of this health insurance policy are as follows:

    • Sum Assured is paid in case of Accidental Death
    • Pay up to 125% of Sum assured in case of Permanent Total Disability.
    • Pay up to 100% of Sum assured in case of Permanent Partial Disability.
    • Direct mediclaim settlement by their own customer service team.
    • One can choose to get covered for two years continuously and get a discount.
    • World-wide coverage.
    • Assured renewability for life.

    Eligibility for Bupa Personal Accident - Health Assurance Insurance Plan

    • Individuals aged 18-65 years can avail the plan, whereas children between 5-21 years.
  • Max Bupa Hospital Cash - Health Assurance Insurance Policy

    Policy Term Entry Age Coverage Daily Hospital Cash ICU Cash Benefit
    1 Year (by default) Adults: 18 - 65 Years; Children: 2 to 21 Years Adults: 100% of sum assured; Children: 50% of sum assured Rs. 4000 per day (max up to 45 days) Double the daily cash benefit

     

    This Health Insurance Plan looks after your hospitalisation bills, incidental expenses, such as transportation cost, nursing expenses, attendant lodging, etc. This plan basically supplements the hospitalization Health Insurance Agency the features of the plan are as follows:

    • Daily Cash Benefit - Up to Rs. 4,000 per day for at least 45 days.
    • Double cash benefit in case of ICU hospitalization.
    • Direct claim settlement by their own customer service team.
    • One can choose to get covered for two years continuously and get a discount.
    • World-wide coverage.
    • Assured renewability for life.

    Eligibility for Max Bupa Hospital Cash - Health Assurance Insurance Policy

    • Individuals aged 18-65 years can avail the plan, whereas children between 2-21 years.

How to Apply For Max Bupa Health Insurance Plans Online?

Health insurance plans offered by the Max India Health Insurance company can be applied to through multiple channels like:

  • Individuals looking forward to availing an insurance plan may directly call the company’s sales helpline and consult an expert.
  • Provide their personal information like name, mobile number and email id on the website of the company and request for a callback
  • Online health insurance plans can directly be purchased by clicking on the Buy Now button provided against various plans
  • Alternatively, the customer can visit a nearby branch of the company and buy a suitable plan.

Max Bupa Health Insurance Network Hospitals

Max Bupa, to make cashless hospitalization easier, has a set and wide network of quality hospitals spread across the country. This network comprises more than 3500 reputed and renowned hospitals, clinics, nursing homes, and healthcare centers

You can also use insurance Company’s convenient and simple 'Hospital Locator' tool to find a network hospital that is closest to you or maybe, located just a few meters away from your location.

You just need to select your state and city of treatment with the cashless facility, click the ‘Search’ button and the tool would instantly populate a list of the empanelled hospitals.

Max Bupa Health Insurance Renewal

Max India has tried its best to make the health insurance renewal as convenient as possible. Premium renewal under Maxbupa Healthcare Policies is to be paid on or before the due date. However, the insurer offers a grace period of 30 days post the due date of the premium payment. In case the Max Bupa Health Plan is renewed within a period of 30 days, (i.e. the grace period), then the policy shall be considered as continuous. However, the insured shall not be covered during the grace period.

Max Bupa Health Insurance Premium Calculator

Bupa health Insurance Premium Calculator is a web application that helps the buyer to evaluate his insurance needs and the premium that he would need to pay towards various Health and mediclaim Insurance Policies, like Heart Beat, Family Floater, and Health Assurance products. Additionally, it highlights the key benefits and features of those products. Further, this calculator also has a BMI calculator that helps the customer in calculating his Body Mass Index or BMI. All in all, this tool is totally user-friendly and can be used on a computer as well as on a Smartphone anytime, anywhere.

Max Bupa Health Insurance FAQs

Written By: PolicyBazaar - Updated: 15 November 2019
Average Rating
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Max Bupa Health Insurance Reviews & Rating

/ 5 (Based on Reviews)(Showing Newest 15 Reviews)
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Gurmeet

Barielly, October 26, 2016
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Insurance 4 family's health
I secured my family with health insurance policy which i have bought from max bupa general insurance. Service is fantastic which is provided, all my family members are satisfied with terms and conditions of the plan. Policy coverage is good, claims are high. Overall good health insurance policy.
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Manisha

Siliguri, October 19, 2016
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"Health is Wealth"
Max Bupa Health Insurance is the best insurance company. I have took a health insurance policy in very low price. Ambulance is facilitated to the patient at anytime and anywhere which is absolutely free of any charges. Huge number of hospitals are there for on time availability and good treatments.
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Arnabh

Ooty, October 19, 2016
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Less premiums
After having max bupa health insurance, i'm happy with the service given by the executives and staff members of the max bupa health insurance company ltd. Claims are high and it is easy to get. The paperwork is less due to online services.
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Pranav

Bisalpur, October 19, 2016
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'Good'
Ambulance service is free and at any location. Great service given by max bupa health insurance policy. The policy coverage is high ~90% and claiming is simple due to fast service given by the executives and staff members of the company.
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Kaushik

Jaisalmer, October 07, 2016
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Purchase Max Bupa Insurance
Max bupa general insurance company is on the top among all the others. Premium of my health insurance is less and claims are high. Policy covers maximum expenditures and reimbursed the amount which spend by the policyholder.
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Keshav

Laxmipur, October 03, 2016
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MAX Health Insurance
Great insurance policy i have purchased from max bupa general insurance company. Premium is less and claims are high. Policy coverage is good around 90%. Ambulance service is facilitated by the company for free at any location.
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Manoj

Patherdewa, August 30, 2016
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Health Insurance
Max bupa general insurance gave me the best health insurance. It has all the benefits and paybacks. Policy coverage is fantastic and premium is less. Claims are high and easy to sanction. The updates regarding the policy is easy get through website of the company and online renewal is the best thing...
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MR.

Adoni, May 04, 2016
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JUST AWESOME
GREAT PLAN HEALTH COMPANION
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Sachin

Delhi, February 06, 2016
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"Damn Good"
I have health plan and a really good one which i took from max bupa. Policy coverage is 90% and the claim is five lakh. The service is very fast with toe benefit without any taking charges. Good policy, I like it. Plan Name: Health Companion Agent Code: BPW01735
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Kailash

Amravati, February 06, 2016
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"Fantastic"
The policy i have has great benefits which i took from general insurance. Claims are about two lakh and the coverage is 90%. The service is high but premium is little bit high as well. Happy... Plan Name: Health Companion Agent Code: BPW01735
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Sandeep

Ambala, February 06, 2016
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"Awesome"
My health is secure with max bupa. The policy provide the best services. Claims ~two lakh and the coverage is 80%. The hospitality is very nice with additional benefit of ambulance pick and drop for free. I'm happy with the policy. Plan Name: Health Companion Agent Code: BPW01850
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Varun

Kanpur, February 06, 2016
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"Awesome"
I buy health insurance which has great terms and conditions. Policy covers almost all the cases and the coverage is full with low premiums. Claims are very easy to get without any paper work or any form filling. Plan Name: Health Companion Agent Code: BPW01850
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Atul

Faridabad, February 06, 2016
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"Great"
Took health insurance by max general. The investment is less but the returns is much more then expectations. Policy coverage is 90% and the claim is two lakh. Ambulance come to door steps for pick and drop for free of cost. Really good work. Plan Name: Family First Gold Agent Code: BPW01735
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Narendra

Gwalior, February 06, 2016
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"Average"
Found an average policy which gives good services on time. Premium is low but the coverage and claims are also less. No advantage of free ambulance or any thing. Few hospitals are in working rest create problems for recovery. Overall, policy is for name only not for real work. Plan Name: Heartbe...
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SHALABH

Lucknow, February 06, 2016
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"Best Policy"
The policy i have for my health is from max bupa. Services provided is very comfortable and fast. The premium is low and policy coverage is high, even the ambulance is facilitate for free of charge. Claims are sanctioned in few working days. Plan Name: Health Companion Agent Code: BPW01735

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