Niva Bupa Health Insurance

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      Overview of Niva Bupa Health Insurance

      Niva Bupa Health Insurance is a joint enterprise between "True North" private equity firm in India, and Bupa the global expert in healthcare services and health insurance plans. The Niva Bupa is one of the most trusted and popular health insurance companies in India.

      Niva Bupa Health Insurance Company Limited has a network of more than 34,000 agents and a wide range of network hospitals offering cashless treatment. The insurer mentions settling down 9 out of 10 cashless claims in just 30 minutes. The company has brought together their varied and vast knowledge and skills in the field of healthcare and insurance.

      The Niva Bupa Health Insurance plans have been designed to cater to the different needs of its wide range of customers from newborn to the elderly. The health insurance plans come with a number of add-on benefits and the co-payment clause is also not applicable in most of the plans. Niva bupa claim settlement ratio (formerlly known as Max bupa claim settlement ratio) of 96% also reflects positively. 

      During the COVID-19 pandemic the company has assisted more than 73,000 customers with its Chabot CIA. For its seamless medical insurance services, the insurance provider has been felicitated with a range of awards namely: The Super Brand 2019 award, Best Tech for Health Category 2019, and The Economic Times Best Brands 2019 award.

      Read More
       

      Niva Bupa Health Insurance Plans

      Niva Bupa Insurance Company offers a comprehensive range of health insurance plans to the customers. The list of various health insurance plans offered by Niva Bupa Insurance is given below:

      For individuals
      Min. Age
      -
      Max. Age
      No age Limit
      Min. Coverage
      ₹ 5 lakh
      Max. Coverage
      ₹ 1 crore
      For Big family
      Min. Age
      -
      Max. Age
      No age limit
      Min. Coverage
      ₹ 1 lakh
      Max. Coverage
      ₹ 50 lakh
      For Family
      Min. Age
      -
      Max. Age
      No age Limit
      Min. Coverage
      ₹ 5 lakh
      Max. Coverage
      ₹ 1 crore
      For critical Illness
      Min. Age
      18 years
      Max. Age
      65 years
      Min. Coverage
      ₹ 3 lakh
      Max. Coverage
      ₹ 2 Crore
      For Individuals
      Min. Age
      91 days
      Max. Age
      No Age Limit
      Min. Coverage
      ₹ 3 lakh
      Max. Coverage
      ₹ 1 Crore
      Min. Age
      91 days
      Max. Age
      No Age Limit
      Min. Coverage
      ₹ 3 lakh
      Max. Coverage
      ₹ 1 Crore
      For big family
      Min. Age
      91 days
      Max. Age
      No Age Limit
      Min. Coverage
      ₹ 1 lakh
      Max. Coverage
      ₹ 20 lakh
      For daily hospital Cash
      Min. Age
      2 years
      Max. Age
      65 years
      Min. Coverage
      -
      Max. Coverage
      ₹ 4,000 per day
      For Individuals
      Min. Age
      -
      Max. Age
      -
      Min. Coverage
      ₹ 3 lakh
      Max. Coverage
      ₹ 25 lakh
      For Family
      Min. Age
      18 years
      Max. Age
      65 years
      Min. Coverage
      ₹ 3 lakh
      Max. Coverage
      ₹ 1 Crore
      For Individuals
      Min. Age
      90 days
      Max. Age
      No Age Limit
      Min. Coverage
      ₹ 5 lakh
      Max. Coverage
      ₹ 3 crore
      For Big Family
      Min. Age
      18 years
      Max. Age
      No Age Limit
      Min. Coverage
      ₹ 1 lakh
      Max. Coverage
      ₹ 15 lakh
      For Individual
      Min. Age
      3 years
      Max. Age
      65 years
      Min. Coverage
      ₹ 10.5 lakh
      Max. Coverage
      ₹ 1 Crore
      Min. Age
      3 years
      Max. Age
      65 years
      Min. Coverage
      ₹ 10.5 lakh
      Max. Coverage
      ₹ 1 Crore
      For Accidents
      Min. Age
      2 years
      Max. Age
      65 years
      Min. Coverage
      ₹ 5 lakh
      Max. Coverage
      ₹ 10 Crore
      *All savings are provided by the insurer as per the IRDAI approved insurance plan. Standard T&C apply.
      View more plans

      Why to Buy Niva Bupa Health Insurance Policies?

      The current lifestyle of individuals has made them more prone to different diseases that require medical attention and the corresponding health care costs are increasing at a rapid pace. Niva Bupa Health Insurance Company, keeping in view the monthly earnings of an individual, which has no relative growth, offers an array of health insurance plans under three major Categories - Individual, Family/Extended Family, and Fixed Benefit. Therefore, it is wise for one to insure oneself against various medical emergencies that may occur so that the financial aspects of the loss are taken care of by the insurance company. Listed below are some of the Niva Bupa Health Insurance benefits and features that make it a worthy buy:

      • Niva Bupa Health Insurance company offers comprehensive medical coverage benefits
      • Moreover, the health plans are easily renewable online in a convenient manner
      • Niva Bupa Health Insurance plans provide cashless hospitalization in more than 4,500 network hospitals PAN India
      • Niva Bupa Health Insurance company provides health plans with sum assured options upto Rs.1 Crore
      • Co-payment is only applicable in some Niva Bupa medical insurance plans based on the age of the applicants and the insured members
      • Some exclusive health insurance benefits include international cashless treatment for major critical illnesses
      • Niva Bupa Health Insurance policy also offers maternity coverage
      • The health plans and designed to offer coverage to individuals, families, including new born and elderly parents under the single plan
      • Majority of the Niva Bupa plans offer lifelong renewability benefit and do not have a co-pay clause
      • Niva Bupa Health Insurance also offers direct claim settlement without the involvement of TPA
      • Niva Bupa Health Insurance premium paid is eligible for tax deduction under section 80D
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      Let us discuss each insurance plan in detail
      Niva Bupa Health Companion Individual

      This Niva Bupa Health Insurance plan is quite cost effective and offers a range of benefits, including direct claim settlement, pre and post hospitalization expenses, and cover up to Rs. 1Crore.

      Features & Benefits:

      • Health Companion Individual plan is an all-inclusive plan by Niva Bupa Health Insurance Company that offers coverage for hospitalization expenses including alternative treatments
      • The plan also covers all the kinds of hospital expenses including room rent expenses without any capping on the charges.
      • This Niva Bupa Health Insurance plan further covers medical charges incurred during 30 days before hospitalisation and 60 days after you get discharged
      • Under Niva Bupa Health Companion Individual plan, the insured members can avail cashless hospitalization facility at the nearest network hospital
      • And those who buy a 2 years Niva Bupa medical insurance policy, can avail a 12.5% discount on 2nd-year premium

      Eligibility Criteria:

      • Anyone above the age of 91 days can buy Niva Bupa Health Companion Individual Plan. There is no limitation as to the maximum age to enrol in this Niva Bupa Health Insurance policy.
      Read more
      Niva Bupa Health Companion Family First Plan

      Niva Bupa Health companion family first a unique family floater plan by Niva Bupa Health Insurance company that is especially tailor made to suit the needs of the Indian joint families. It can cover up to 19 relationships in a single plan. The coverage includes the individual sum insured for each member of the family along with a floater sum insured, which can be utilized by any insured member of the family. The features of this Niva Bupa Mediclaim policy are as follows:

      Policy Term

      Sum Assured

      Coverage

      Renewability Benefit

      1 to 2 Years

       3 lakhs - 1 Crore

      Pre-hospitalization: 30 Days

      Post-hospitalization: 60 Days

      20% additional sum assured on renewal for each claim-free year (max 100% of base sum assured)

      Features & Benefits:

      • Niva Bupa health companion family first plan covers medical expenses when the insured family members are hospitalized for any medical treatments
      • This family first plan comes in gold, silver and platinum variant
      • This family health plan also covers all kinds of hospital expenses without any room rent capping
      • Under this Niva Bupa Health Insurance plan, medical charges incurred due to illness are reimbursed. The period of treatment should be 30 days before hospitalisation and 60 days after you get discharged.
      • Under the Niva Bupa health companion family first plan all day care treatments are covered. However, the procedure should not be in the outpatient department of the hospital.
      • This Niva Bupa medical insurance plan also covers alternative treatments such as Ayurveda and Unani treatments
      • A those who buy a 2 years Niva Bupa Mediclaim policy, can avail a 12.5% discount on 2nd-year premium

      Eligibility Criteria:

      • There is no limitation as to the maximum age to enroll this Niva Bupa medical insurance Policy.
      Read more
      Niva Bupa Health Companion Family Floater Insurance Plan

      An affordable and comprehensive Niva Bupa Health Insurance policy designed for the nuclear family (man, wife, and up to 4 children). The features of the policy are as follows:

      Policy Term

      Sum Assured

      Coverage

      Renewability Benefit

      1 to 2 Years

      3 lakhs - 1 Crore

      Pre-hospitalization: 30 Days

      Post-hospitalization: 60 Days

      20% additional sum assured on renewal for each claim-free year (max 100% of base sum assured)

      Features & Benefits

      • Niva Bupa Health Companion Floater Health Insurance Plan offers sum insured coverage ranging from Rs. 3 lakhs to Rs. 1 Crore
      • This Niva Bupa medical insurance scheme comes under 3 variants
      • Both the parents and up to 4 children can be covered under this one health plan by Niva Bupa
      • There is 12.5 % discount on the purchase of a 2-year Niva Bupa medical insurance policy term
      • This health plan covers all kinds of hospital expenses with no capping on room rent
      • Medical charges incurred due to illness are reimbursed. The period of treatment should be 30 days before hospitalisation and 60 days after you get discharged
      • Under this Niva Bupa Health Insurance policy, the cashless facility can be availed at the nearest network hospital
      • Complimentary health check-up is available once in 2 years for the entire family under this Niva Bupa health scheme

      Eligibility Criteria:

      • There is no limitation as to maximum age to enroll in this Niva Bupa Policy.
      Read more
      Niva Bupa Heartbeat Insurance Plan for Individual

      This Niva Bupa Health Insurance plan has been designed to cater to the insurance needs of Indian Joint Family. The features of this Niva Bupa Health Insurance policy are as follows:

      Policy Term

      Sum Assured

      Coverage

      Cashless Hospitalization

      1 to 2 Years

      Gold: 5-50 lakhs

      Platinum: 15 lakhs- 1 Crore

       

      Pre-hospitalization: 30 Days

      Post-hospitalization: 60 Days

      Avail cashless treatment at over 4500 quality hospitals across the nationwide

      Features & Benefits:

      • Heartbeat family floater insurance plan of Niva Bupa comes in two plan variants i.e. Gold and Platinum. The coverage amount ranges up to Rs. 50 lakhs in the gold plan and upto Rs. 1 Core in the platinum plan
      • Pre and post hospitalization expenses, ENT procedures, dental day care procedures, are covered under this Niva Bupa Health Insurance scheme
      • Maternity benefits are provided for up to 2 deliveries under this health plan. Both the partners have to be covered in this policy for two continuous years.
      • A new-born baby is also covered by default without additional premium until the next Niva Bupa Health Insurance renewal.
      • Under this Niva Bupa medical insurance online plan one can choose to get covered for two years continuously and get a discount on the premium.
      • Moreover, under this family floater policy cashless approvals are given within 4 hours for treatment at a network hospital

      Eligibility Criteria:

      • There is no limitation as to maximum age to enroll in this Niva Bupa Health Insurance Policy.
      Read more
      Health Premia- Individual & Family Health Insurance Plan

      Health PPremia individual and family floater plan is the most comprehensive medical insurance plan by Niva Bupa Health Insurance . The policy offers some of the most unique health insurance benefits and features including international coverage. The coverage amount is available in a both individual and family floater bases some of the major benefits of this Niva Bupa Health Insurance policy are listed below:

      Policy Term

      Sum Assured (in Rs.)

      Coverage

      Additional Benefit

      1 to 2 Years

      Silver: 5-7.5 lakhs

      Gold- 10-50 lakhs

      Platinum- 1 Crore-
      3 Crores

       

      International Coverage

      New-Age Treatment Cover

      Coverage extendible to USA & Canada

      Critical Illness Cover

      Features & Benefits:

      • Health Premia insurance policy by Niva Bupa covers medical treatment expenses for pre and post hospitalization as well
      • This individual and family floater plan by Niva Bupa Health insurance covers new age treatment like robotic surgery weight loss surgery laser surgery etc
      • Alternative treatments like Unani, homeopathy, and Siddha are also covered under this comprehensive plan of Niva Bupa Health Insurance policy
      • Domiciliary hospitalization and organ donor treatment expenses are also covered under this Niva Bupa medical insurance scheme
      • In case of the demise of the policyholder ( due to specified illnesses) this Niva Bupa mediclaim policy plan also provides waiver of premium to the other insured members
      • This comprehensive Niva Bupa health plan also covered medical evaluation, repatriation charges when travelling within India
      • This unique health plan by Niva Bupa Health Insurance company also includes worldwide maternity cover and inbuilt travel insurance cover

      Eligibility Criteria:

      • This Niva Bupa mediclaim policy is available for individuals and families without any age restrictions and can cover upto 19 relationships.
      Read more
      Niva Bupa Critical Illness - Health Assurance Insurance Plan

      Niva Bupa Criticare is a critical illness insurance plan of Niva Bupa Health Insurance policy. It provides a lump sum amount to ensure proper diagnosis of the illness. A health insurance policy exclusively designed to provide coverage against pre-existing critical diseases where a lump sum amount is immediately paid in case the proposer gets diagnosed with the illness covered under the scope of the plan. The features of this Niva Bupa health plan are as follows:

      Policy Term

      Sum Assured

      Critical Illness

      Pre-existing Diseases

      Claim Settlement

      2 to 3 Years

      1. Payable as lump sum2. Payable as lump sum along with 10% of sum assured payable annually for a period of 5 years.

      Not covered during the initial 90 days

      Covered after 4 years of continuous renewal

      Directly by the company

      Features & Benefits:

      • This Niva Bupa criticare insurance policy offers the coverage amount of Rs. 3 lakh to Rs. 2 Crore
      • Under this critical illness plan by Niva Bupa Health Insurance a lump sum amount is paid to the insured when he is diagnosed with a critical illness covered under the plan and he survives for at least 30 days post diagnosis
      • Some of the diseases covered under this Niva Bupa critical illness insurance policy include bacterial meningitis, cancer, bypass surgery, first heart attack, kidney failure, major organ transplant, deafness, speech loss, stroke, and permanent paralysis of the limbs.
      • Also, the insured members can avail direct claim settlement facility by Niva Bupa Health Insurance Company’s in-house claim team

      Eligibility Criteria:

      • Individuals aged 18-65 years can avail the coverage benefits of this Niva Bupa Health Insurance
      Read more
      Niva Bupa Personal Accident - Health Assurance Insurance Plan

      An accident not only harms one physically but also burns a big hole in one’s pocket financially. This Personal Accident Policy by Niva Bupa ensures coverage against accidental death as well as Permanent Partial Disability, Permanent Total Disability, and Child Education. The features of this Niva Bupa medical insurance policy are as follows:

      Policy Term

      Coverage

      Accidental Death

      Total Permanent Disability

      Partial Permanent Disability

      2 to 3 Years

      100% of the sum assured is payable in the event of an accident

      100% of the sum assured payable in the event of accidental death

      125% of the sum assured payable in the event of total permanent disability

      100% of the sum assured payable in the event of partial permanent disability

      Features & Benefits:

      • Niva Bupa Accident Care Plan offers coverage amount of Rs. 5 lakhs to Rs. 2 Crores in case of accidental death of the policy holder
      • This Accident insurance policy by Niva Bupa pays up to 125% of Sum assured in case of Permanent Total Disability.
      • Pay up to 100% of Sum assured in case of Permanent Partial Disability.
      • Also, the insured member can avail direct claim settlement facility by Niva Bupa Health Insurance Company’s in-house claim team
      • One can choose to get covered for two years continuously and get a discount under this Niva Bupa medical insurance scheme
      • World-wide coverage is offered under this accident insurance policy of Niva Bupa Health Insurance company
      • Assured renewability for life.

      Eligibility Criteria:

      • Individuals aged 18-65 years can avail the plan, whereas children between 5-21 years can also be covered under this Niva Bupa Health Insurance scheme.
      Read more
      Niva Bupa Hospital Cash - Health Assurance Insurance Policy

      This Health Insurance Plan looks after your hospitalization bills, incidental expenses, such as transportation cost, nursing expenses, attendant lodging, etc. The features and benefits of this Niva Bupa Health Insurance are as follows:

      Policy Term

      Entry Age

      Coverage

      Daily Hospital Cash

      ICU Cash Benefit

      1 Year (by default)

      Adults: 18 - 65 Years; Children: 2 to 21 Years

      Adults: 100% of sum assured; Children: 50% of sum assured

      Rs. 4000 per day (max up to 45 days)

      Double the daily cash benefit

      Features & Benefits:

      • Niva Bupa Hospital Cash - Health Assurance Insurance Policy offers Daily Cash Benefit - Up to Rs. 4,000 per day for at least 45 days.
      • Double cash benefit in case of ICU hospitalization is also provided under this Niva Bupa Health Insurance scheme
      • Also, the insured members can avail direct claim settlement facility by Niva Bupa Health Insurance Company’s in-house claim team
      • This health assurance plan of Niva Bupa Health Insurance company also offers world-wide coverage along with lifelong renewability option
      • One can choose to get covered for two years continuously under this Niva Bupa scheme and get a discount.

      Eligibility Criteria:

      • Individuals aged 18-65 years can avail this Niva Bupa Health Insurance plan, whereas children between 2-21 years.
      Read more
      View more plans

      How to Apply for Niva Bupa Health Insurance Plans Online?

      Health insurance plans offered by the Niva Bupa Health Insurance company can be applied to through multiple channels like:

      • Individuals looking forward to availing an insurance plan may directly call the Niva Bupa medical insurance company’s sales helpline and consult an expert
      • Provide their personal information like name, mobile number and email id on the website of Niva Bupa and request for a call back
      • Online health insurance plans can directly be purchased by clicking on the Buy Now button provided against various Niva Bupa plans
      • Alternatively, the customer can visit a nearby branch of Niva Bupa and buy a suitable plan.

      Niva Bupa Health Insurance Network Hospitals

      Niva Bupa Health Insurance Company has partnered with a wide network of quality hospitals across the country to make cashless hospitalization easier for the policyholders. This network comprises more than 3500 reputed and renowned hospitals, clinics, nursing homes, and healthcare centers.

      You can also use Niva Bupa Health Insurance Company’s convenient and simple 'Hospital Locator' tool to find a network hospital that is closest to you or maybe, located just a few meters away from your location.

      You just need to select your state and city of treatment with the cashless facility, click the ‘Search’ button and the tool would instantly populate a list of the Niva Bupa empanelled hospitals.

      Niva Bupa Health Insurance Renewal Online

      It is quite simple and easy to renew your Niva Bupa Health Insurance policy online. By following these simple steps you can renew your Niva Bupa Health Insurance plans for self and your loved ones. Moreover, with online renewal both time and efforts are saved.

      Below are some of the steps that can be followed to renew Niva Bupa Health Insurance policy online-

      • Go to the Policy Bazaar health insurance renewal page and select the Niva Bupa Health Insurance policy renewal option
      • Provide your Niva Bupa Health Insurance plan details
      • Once you enter your health insurance plan details, you will get the cost of the policy premium
      • Pay online through your credit or debit cards and you can even do NEFT
      • You can then download the renewed Niva Bupa Health Insurance policy and keep a print out with you

      However, the insurer offers a grace period of 30 days post the due date of the premium payment. In case the Niva Bupa Health Insurance Plan is renewed within a period of 30 days, (i.e. the grace period), then the policy shall be considered as continuous. However, the insured shall not be covered during the grace period. Therefore, it is important to renew your Niva Bupa mediclaim policy to avail the continuous coverage benefits.

      Read More

      Niva Bupa Health Insurance Premium Calculator

      Niva Bupa Health Insurance Premium Calculator (Formerly known as Max Bupa Health Insurance Premium Calculator)  is a web application that helps the buyer to evaluate his insurance needs and the premium that he would need to pay towards various Health and mediclaim Insurance Policies, like Heart Beat, Family Floater, and Health Assurance products. Additionally, it highlights the key benefits and features of those products. Further, this calculator also has a BMI calculator that helps the customer in calculating his Body Mass Index or BMI. All in all, this tool is totally user-friendly and can be used on a computer as well as on a Smartphone anytime, anywhere.

      Niva Bupa Health Insurance - FAQs

      View more FAQ’s

      Niva Bupa Health Insurance News

      • Niva Bupa announces Senior First Health plan for People above 60 years

        Niva Bupa Health Insurance has launched the ‘Senior First’ health insurance plan for senior citizens. This senior citizen medical insurance offers the required medical support and healthcare to elderly people. Niva Bupa Senior first health insurance plan provides coverage options of up to Rs 25 lakh. There are no sub-limits on common medical conditions like knee replacement, cataract, etc. The plan is available in both Gold and Platinum options.

        A pre-medical screening is not required for the senior citizens and the health checkup benefit is provided from Day 1. Some of the key benefits include Reassure benefits, No-claim-bonus, selecting own co-payment, switch co-payments for deductibles, domiciliary treatment cover, and daycare treatments.

        The ReAssure benefit is an unlimited sum insured benefit that starts from the first claim itself. The claim received from this benefit can be up to the base sum insured. There are no limitations on the number of claims during the policy term for the same or different illnesses.

      • Niva Bupa Introduces 100% Re-assure Health Insurance Plan with COVID-19 Cover

        Niva Bupa Health Insurance has launched ReAssure Health Insurance Plan that provides unlimited sum and cover for hospitalization, including Coronavirus medical insurance. The insured person can claim for any illness that is covered as many number of times during the policy term. It will ensure complete financial protection to the policyholder and other insured family members.

        The policy also covers COVID-19 treatment including the cost of masks, gloves, PPE kits, and other consumable items, including the regular cover.

        This policy with unlimited coverage has been launched keeping in mind the patients suffering from critical illnesses like cancer, or kidney ailments, who need multiple hospitalizations during the same year. In addition to the day care treatments, it will also cover dialysis, angiography, and radiotherapy, organ donation, homecare treatment for chemotherapy, alternative treatment like AYUSH, etc.

      Policybazaar exclusive benefits
      • 30 minutes claim support*(In 120+ cities)
      • Relationship manager For every customer
      • 24*7 claims assistance In 30 mins. guaranteed*
      • Instant policy issuance No medical tests*
      book-home-visit
      Disclaimer: Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by an insurer.

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      Niva Bupa Health Insurance Reviews & Ratings

      4.7 / 5 (Based on 160 Reviews)
      (Showing Newest 10 reviews)
      Kush
      Surat, October 26, 2021
      Helpful staff
      I rarely trust the online purchasing because of the possibility of fraud but Policybazaar has built my trust up. I went through the online process when I was taking care health insurance from here and i found this website trustworthy.
      Onkar
      Delhi, August 19, 2021
      Affordable rate
      i was searching for health insurance in affordable rate then somebody suggested me to check the Max bhupa health insurance. i liked their plans when i saw it. i got it from the policy bazaar.
      Gurdeep
      Dehradun, August 09, 2021
      satisfied result
      i bought Max bupa health policy from the policy bazaar. earlier i did not know what to do but the executive supported me very well. i really appreciate the work of policy bazaar how they give so satisfied deals to their clients.
      Girish
      Bhavnagar, August 09, 2021
      Easy to compare
      i had been searching for health insurance. i compared so many policies on Policy bazaar then I got Max Bupa health policy. i did not need to go anywhere. I got all the clear information from the policy bazaar website. it was too easy to buy policy online.
      Ruhi
      Gadat, April 30, 2021
      Affordable family floater
      I wanted to purchase a health insurance policy for my family. I went on policybazaar and I was able to find many family floater plans but I wanted to purchase the one that fits my budget. I ended up purchasing the max bupa health insurance policy. Thanks guys
      Kaveri
      R.udayagiri, April 30, 2021
      Good for family
      I purchased a health insurance policy for my family by Max Bupa. I purchased the policy online from policybazaar and I am tension free now as it provides me good coverage for my family for any kind of medical emergency. Thanks team
      Kamil
      Gadag, April 30, 2021
      Great health cover
      I purchased max bupa health insurance policy online from policybazaar. I must say that the policy provides me great health cover and I am very much satisfied with the plan. I would suggest you guys to go for this plan for health coverage. Thanks
      Sunil
      J.n.prasad, April 30, 2021
      Compare between policies
      I was looking for a health insurance policy online that could fit my budget as well as provide me enough coverage. I went on policybazaar website and there I was able to compare among different plans at one place that made it very easy for me to choose the right plan for me. Thanks team.
      Umesh
      Baarod, April 30, 2021
      Great customer care support
      I was looking for a health insurance policy online on policybazaar. I got stuck at a point that was a bit confusing for me. So I just entered my number and after a while I got a call from their customer support and they cleared out my confusion regarding the policy. Thanks team
      Anuj
      Gurgaon, April 21, 2021
      Health Assure
      Recently bought the Health plan from Max Bupa good plan with extensive coverage

      *We will respond in the first instance within 30 minutes of the customers contacting us. 30-minute claim support service is for the purpose of giving reasonable assistance to the policyholder in pursuance of the claim. Settlement of claim (including cashless claim) is the responsibility of the insurer as per policy terms and conditions. The 30- minute claim support is subject to our operations not being impacted by a system failure or force majeure event or for reasons beyond our control. For further details, 24x7 Claims Support Helpline can be reached out at 1800-258-5881.

      *Product information is authentic and solely based on the information received from the Insurer. Policybazaar is acting only as a facilitator and claims settlement shall be at the sole discretion of the Insurer. Policybazaar does not provide any medical or surgical advice or diagnosis and is not responsible for your interactions / treatment by a medical practitioner/hospital. Please consult a registered medical practitioner for any medical or surgical advice. The Information that you obtain or receive from Policybazaar, and its employees, or otherwise on the Website is for informational purposes only. As per the Insurance guidelines, you are allowed to cancel the policy with-in 30 days from the date of Issuance of policy.This option is available incase of policies with a term of one year or more.

      *All the health insurance plans cover hospitalization expenses including COVID-19 treatment cover up to the specified limits. You can also buy specific COVID-19 health insurance policies such as Corona Kavach Policy and Corona Rakshak policy.

      **All savings and online discounts are provided by insurers as per IRDAI approved insurance plans. #Tax Benefits are subject to changes in tax laws. GST Exemptions depend on fulfilment of qualification criteria and submission of relevant documents.

      *₹1748/month is the starting price for a 1 crore health insurance for an 18-year-old male, with no pre-existing diseases. Discount on renewal premium is subject to the number of wellness points earned in the health insurance policy. For more details about the plans, please read the sale brochure carefully to get upto 100% discount on renewal premium.

      *₹400/month is the starting price for ₹ 5 lakh Health insurance for a 30 year old male & 29 years old female, living in Delhi with no pre-existing diseases

      *₹541/month is the starting price for ₹ 10 lakh Health insurance for a 30 year old male & 29 years old female, living in Delhi with no pre-existing diseases

      *₹762/month is the starting price for ₹ 1 Crore Health insurance for a 30 year old male & 29 years old female, living in Delhi with no pre-existing diseases

      *₹243/month(₹ 8/day) is the starting price for a 5 lakh health insurance for a 20-year-old male, non-smoker, living in Bengaluru with no pre-existing diseases

      *₹2020/month is the starting price for ₹ 1 Cr Health insurance for a 50 year old male & 50 years old female, living in Bangalore with no pre-existing diseases rounded off to nearest 10.

      *₹390/month (₹13 per day) is starting price for 1 cr. Health insurance for 25 years old male, with pre-existing diseases, residing from tier 1 city rounded off to the nearest 10.

      *No medical tests are required unless requested by the insurer’s underwriter. In-case of pre-existing diseases relevant medical proof would be required as per the terms and condition of the policy opted.

      *The values taken for effective cost calculation are indicative values and may change as per the selected plan.

      *Coverage upto double the amount of Sum Insured is available on certain covers for a minimum plan of Rs. 5 Lakh on the first claim only to an individual of upto 45 years of age with no pre-existing diseases. The benefit is available with or without extra cost depending on the plan chosen.

      *Coverage of pre-existing diseases is provided by insurer as per their underwriting policy.

      *The scope of coverage may vary from plan to plan.

      ~Source: Google Review Rating available on:- http://bit.ly/3J20bXZ

      ##On ground claim assistance is available in 114 cities

      Tax Benefits are subject to changes in tax laws. GST Exemption depends on fulfilment of qualification criteria and submission of relevant documents as required by the insurers. For more details on risk factors, terms and conditions, please read the sales brochure and applicable rules and regulation carefully before concluding a sale.

      STANDARD TERMS AND CONDITIONS APPLY. For more details on risk factors, terms and conditions, please read the sales brochure carefully before concluding a sale.

      Policybazaar is a registered Composite Broker |Registration No. 742, Valid till 09/06/2024, License category- Composite Broker| Visitors are hereby informed that their information submitted on the website may be shared with insurers.

      Policybazaar Insurance Brokers Private Limited | CIN: U74999HR2014PTC053454 | Registered Office - Plot No.119, Sector - 44, Gurgaon, Haryana - 122001 Contact Us | Legal and Admin Policies

      © Copyright 2008-2024 policybazaar.com. All Rights Reserved.

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