*All savings are provided by the insurer as per the IRDAI approved insurance plan. Standard T&C Apply
*Tax benefit is subject to changes in tax laws. Standard T&C Apply
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Digit health insurance is offered by Go Digit General Insurance Limited, which is a startup company launched in 2016 after being backed by Canada-based Fairfax Financial Holdings Limited. These health plans provide coverage against a wide range of medical expenses to individuals as well as families.
Go Digit General Insurance follows a simple claim process that makes it easier for policyholders to raise a claim. Moreover, the company has earned an incurred claim ratio of 48.94% in the health insurance segment for the financial year 2021-22.
Digit health insurance plans provide financial support to the policyholder to pay off emergency and planned medical expenses. Take a look at the list of health insurance plans offered by Go Digit General Insurance below:
The Digit health insurance plan provides comprehensive medical coverage to the insured against a wide range of medical expenses. The sum insured of this plan ranges from Rs 2 lakh to Rs 3 crore.
The Digit Health Plus plan covers the hospitalization expenses of the insured arising out of an accidental injury or illness. It comes with multiple sections allowing the policyholder to choose the coverage that they want.
Digit Complete Care is an extensive health insurance plan that covers the medical expenses arising out of an accident injury.
The Digit Health Care Plus plan provides medical coverage to the insured along with an in-built deductible option.
The Digit Total Protect plan is a personal accident insurance policy that comes with a wide range of coverage benefits for the insured to choose from. The plan offers a maximum sum insured of Rs 20 crore.
Check out some of the key benefits of buying a Digit health insurance plan:
Here are the steps to raise a cashless claim request with Digit health insurance:
Inform the Insurance Company
Notify Go Digit General Insurance about your planned hospitalization at a network hospital at least 2-3 days in advance, In case of emergency hospitalization, inform the insurer within 24 hours of getting admitted.
Show Your E-health Card
Go to the insurance desk at the hospital and show your e-health card to verify your identity.
Fill Up and Submit Your Pre-Approval Form
Get the pre-approval form from the hospital’s insurance desk for cashless treatment and fill it up carefully. Submit the duly filled and signed form at the desk.
Cashless Claim Approval
The hospital will send the form to the insurance company which, in turn, will review the cashless treatment request. If satisfied, the insurer will grant approval for cashless treatment.
As soon as you get discharged from the hospital, the insurer will receive all the hospital bills and pay them directly to the network hospital.
In case of reimbursement claims, you will have to pay all the bills while getting discharged from the hospital and collect all the documents. Upload these documents on the website of the insurance company within 30 days of getting discharged from the hospital. The insurer will review all the documents and pay you the claim amount within 30 days.
Check out the list of documents required to file a Digit health insurance reimbursement claim:
Digit health insurance policyholders can avail cashless hospitalization facilities at any of the network hospitals of the insurance company spread across India. Take a look at the city-wise list of the various network hospitals of Go Digit General Insurance below:
The process to buy a Digit health insurance plan online is given below:
Step 1: Log on to the official website of Policybazaar Insurance Brokers Private Limited
Step 2: Click on the ‘health insurance’ icon on the homepage
Step 3: Choose the people to be insured and enter their details, such as age, phone number, gender, etc.
Step 4: Provide details of any pre-existing diseases that you have
Step 5: Pick the Digit health insurance plan that you wish to buy and pay its premium amount
Step 6: Go Digit General Insurance will issue the policy after receiving the payment.
Here is a step-by-step guide to renew a Digit health insurance plan:
Step 1: Visit Policybazaar.com and head to the ‘Renew Your Policy’ tab on the menu bar at the top
Step 2: Select ‘Health Renewal’ from the dropdown menu
Step 3: Enter your mobile number followed by the OTP to log into the website
Step 4: New users can click on the ‘Health Insurance’ icon on the homepage and provide the requested details
Step 5: Choose the Digit health insurance plan to be renewed and pay its premium online
Step 6: The insurance company will renew your Digit health policy within a few minutes.
The premium of a Digit health insurance policy can be estimated with the help of a health insurance premium calculator by entering details like the policy tenure, preferred sum insured, etc. Check out the Digit health insurance premium calculator below to estimate the premium of a health plan online.
Take a look at the contact details of Go Digit General Insurance:
|WhatsApp No||70260 61234|
Ans: Take a look at the various Digit health insurance waiting periods:
Ans: You can get the list of network hospitals for Go Digit General insurance with your policy document issued by your insurer. Alternatively, you can also go to Policybazaar.com and check the list of Digit health insurance network hospitals for different cities in India.
Ans: Yes. Digit health insurance plans are absolutely trustworthy as they are offered by IRDAI-registered Go Digit Health Insurance Limited. The company follows a simple yet quick claim disbursal process making it customer-friendly.
Ans: You can check the Go Digit health insurance premium chart to know the premium for a health plan. You can also use a health insurance premium calculator online on Policybazaar.com to calculate the premium amount that you will have to pay while buying a Digit health insurance policy.
Ans: You can download your Go Digit health insurance policy by logging on to the website of the insurer. If you purchased your health policy from Policybazaar.com, then you can also download your policy copy by logging in to this website.
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