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Bajaj Allianz health insurance is offered by the Bajaj Allianz General Insurance Company, which was started together by India’s Bajaj Finserv Limited and world leader Allianz SE in May 2001. The insurer offers a wide range of health insurance plans catering to the varying health needs of the public. Customized plans to cover women, senior citizens, vector-borne diseases and critical illnesses are also available.
The Bajaj Allianz General Insurance Company has an in-house Health Administration Team (HAT) that approves cashless claims within an hour. Besides, the insurance company has earned an incurred claim ratio of 90.64% in FY 2021-22.
Bajaj Allianz health insurance plans cover the medical expenses incurred on the treatment of an illness or an injury. Check out the list of health insurance plans offered by the Bajaj Allianz General Insurance Company below:
The Bajaj Allianz Health Guard plan provides comprehensive coverage for medical expenses incurred during hospitalization. The sum insured ranges from Rs 1.5 lakh to Rs 1 crore. Moreover, the plan is available in 3 types – Silver, Gold and Platinum.
The Bajaj Allianz Health Infinity plan covers the medical expenses of the insured up to a coverage amount based on the chosen per day room rent limit. The coverage amount ranges from Rs 3000 per day to Rs 50,000 per day.
Bajaj Health Guard Family Floater Option plan which can be taken for the coverage of the entire family covering yourself, spouse, children and dependent parents.
The Bajaj Allianz Health Care Supreme plan provides extensive medical coverage so that the insured can avail best treatments without worrying about arranging money. The sum insured amount ranges from Rs 5 lakh to Rs 50 lakh.
The Bajaj Allianz Extra Care plan provides additional medical coverage to the insured in case the hospitalization expenses cross the base policy limit. The plan comes with a deductible that ranges from Rs 3 lakh to Rs 5 lakh with a sum insured amount ranging from Rs 10 lakh to Rs 15 lakh.
Bajaj Allianz Extra Care Plus is a super top-up plan that offers wider health insurance coverage to cover higher medical expenses. It comes with a sum insured amount ranging from Rs 3 lakh to Rs 50 lakh along with deductibles ranging from Rs 2 lakh to Rs 10 lakh.
The Bajaj Allianz Silver Health plan has been designed to cover the medical expenses of people above the age of 45 years. The plan is available for a sum insured ranging from Rs 50,000 to Rs 10 lakh and is available in two types – Plan A and Plan B.
The Bajaj Allianz Women Specific Critical Illness plan covers insured women against a range of critical illnesses, including cancer, burns, paralysis, etc. The sum insured of this plan ranges from Rs 50,000 to Rs 2 lakh.
Bajaj Allianz Criti Care is a critical illness insurance plan that offers medical coverage for cardiovascular care, cancer care, kidney care, sensory organs care and neuro care & transplants. It comes with a sum insured amount ranging from Rs 1 lakh to Rs 50 lakh.
The Bajaj Allianz Premium Personal Guard plan covers the insured against accidents leading to severe injuries. The policy is available for a sum insured amount ranging from Rs 10 lakh to Rs 25 lakh.
Bajaj Allianz M-Care is a customized plan designed to provide coverage against 7 vector-borne diseases, such as dengue, malaria, chikungunya, etc. The sum insured under this plan ranges from Rs 10,000 to Rs 75,000.
The Bajaj Allianz Loan Care plan protects the insured from the burden of repaying a loan in case of any unfortunate incident. The sum insured can be 60 times the monthly income of the insured or the loan amount.
The Bajaj Allianz Global Personal Guard plan offers personal accident coverage to the insured across the globe. The sum insured can go up to a maximum of 100 times the gross monthly income of the insured.
The Bajaj Allianz My Health Care plan is a mix of a basic hospitalization plan and a super top-up plan that provides all-round medical protection to the insured. It comes with sum insured options ranging from Rs 1 lakh to Rs 5 crore.
The Bajaj Allianz Personal Accident plan covers the insured against any health uncertainties arising out of an accident. The plan offers a sum insured of up to 120 times the insured’s average monthly income.
The Bajaj Allianz Hospital Cash Daily Allowance plan covers the incidental expenses incurred during the hospitalization of the insured. It pays daily cash amount that ranges from Rs 500 per day to Rs 2500 per day.
The Bajaj Allianz Tax Gain plan provides coverage for hospitalization and outpatient expenses of an entire family on a floater basis. It offers a sum insured of Rs 1 lakh, Rs 2 lakh and Rs 3 lakh.
The Bajaj Allianz Global Health Care plan provides comprehensive coverage against medical expenses incurred within India and abroad. While the domestic sum insured ranges from Rs 37.5 lakh to Rs 3.75 crore, the international limit ranges from USD 100,000 to USD 1,000,000. The plan is available in 2 types – Imperial and Imperial Plus.
The Bajaj Allianz Critical Illness plan offers financial support to the insured for the treatment of 10 critical illnesses, including stroke, cancer, etc. The sum insured option ranges from Rs 1 lakh to Rs 5 lakh.
The Bajaj Allianz Health Ensure plan offers comprehensive coverage to the insured for medical expenses incurred due to an illness or injury. It is available for a sum insured amount ranging from Rs 50,000 to Rs 10 lakh.
The Bajaj Allianz Sankat Mochan plan covers the insured against any accidents that may lead to a major financial burden. It offers a sum insured of up to 120 times the average monthly income of the insured.
Here are some of the top reasons why you must buy a Bajaj Allianz health insurance policy online:
The process to file a cashless claim with a Bajaj Allianz health insurance policy is given below:
Inform the Insurance Company
Intimate Bajaj Allianz General Insurance Company about your hospitalization by sending a claim request. You can either send them an email or call on their toll-free number 1800-209-5858.
In case of emergency hospitalization, the insurance company must be informed within 24 hours of getting hospitalized. But in the case of planned hospitalization, inform the insurer at least 48 hours before getting admitted to the hospital.
Identity Verification
The hospital will verify your identity with the help of your policy copy and photo ID proof.
Send the Pre-Authorization Form
The hospital will send your duly filled pre-authorization form for cashless treatment approval to the Bajaj Allianz HAT.
Claims Decision
The HAT will review your pre-authorization request as per your policy terms & conditions and approve your claim within 60 minutes.
Settlement of Claims
At the time of hospital discharge, the insurance company will pay the claim amount directly to the hospital.
Payment of Claim Amount
The insurance company will check the documents and will either accept or reject the claim. Upon acceptance, the claim amount will be paid to you.
Note: In case of reimbursement claims, avail treatment and pay the entire hospital bill while getting discharged. Submit the required documents to BAGIC HAT. The team will verify the submitted documents and pay you the claim amount as per your policy terms & conditions.
Take a look at the list of documents required to file a Bajaj Allianz health insurance reimbursement claim:
Bajaj Allianz health insurance network hospitals allow policyholders to avail cashless treatment facilities across the country. Here is a list of network hospitals of Bajaj Allianz General Insurance Company in different cities:
Follow the steps given below to buy Bajaj Allianz health insurance online:
Step 1: Go to Policybazaar Insurance Brokers Private Limited’s website
Step 2: Click on the ‘Health Insurance’ icon to be redirected to a new page
Step 3: Select the family members to be insured along with the age of the eldest member
Step 4: Fill in basic details like your name, gender, city, contact number, etc.
Step 5: Choose if you have any pre-existing diseases or medical history to view plans
Step 6: Pick the Bajaj Allianz health insurance plan to be bought and pay its premium price
Step 7: The insurer will issue the Bajaj Allianz health plan to you.
The steps to renew a Bajaj Allianz health insurance plan online are as follows:
Step 1: Visit Policybazaar.com and go to the ‘Renew Your Policy’ tab at the top of the page
Step 2: Select the ‘Health Renewal’ option
Step 3: Provide your mobile number along with the OTP received by you
Step 4: If you are a first-time Policybazaar user, click on the ‘Health Insurance’ icon on the homepage
Step 5: Enter the basic details required to view the list of plans
Step 6: Choose the preferred Bajaj Allianz health insurance renewal plan and pay the premium amount
Step 7: The insurer will renew your policy on receipt of the premium amount.
The premium of a Bajaj Allianz health insurance policy can be calculated by using an online health insurance premium calculator that requires details, such as your city, age, sum insured, etc. Use the Bajaj Allianz health insurance premium calculator given below to estimate the premium of any plan.
Check out the contact details of Bajaj Allianz General Insurance Company below:
Categories | Contact Details |
Toll-free No | 1800-209-0144 (for sales assistance) 1800-103-2529 (for health claim assistance) 1800-210-1030 (for senior citizens) 1800-209-5858 1800-102-5858 020 30305858 |
WhatsApp No | 75072 45858 |
Email Id | bagichelp@bajajallianz.co.in seniorcitizen@bajajallianz.co.in (for senior citizens) |
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Read more*We will respond in the first instance within 30 minutes of the customers contacting us. 30-minute claim support service is for the purpose of giving reasonable assistance to the policyholder in pursuance of the claim. Settlement of claim (including cashless claim) is the responsibility of the insurer as per policy terms and conditions. The 30- minute claim support is subject to our operations not being impacted by a system failure or force majeure event or for reasons beyond our control. For further details, 24x7 Claims Support Helpline can be reached out at 1800-258-5881.
*Product information is authentic and solely based on the information received from the Insurer. Policybazaar is acting only as a facilitator and claims settlement shall be at the sole discretion of the Insurer. Policybazaar does not provide any medical or surgical advice or diagnosis and is not responsible for your interactions / treatment by a medical practitioner/hospital. Please consult a registered medical practitioner for any medical or surgical advice. The Information that you obtain or receive from Policybazaar, and its employees, or otherwise on the Website is for informational purposes only. As per the Insurance guidelines, you are allowed to cancel the policy with-in 30 days from the date of Issuance of policy.This option is available incase of policies with a term of one year or more.
*All the health insurance plans cover hospitalization expenses including COVID-19 treatment cover up to the specified limits. You can also buy specific COVID-19 health insurance policies such as Corona Kavach Policy and Corona Rakshak policy.
**All savings and online discounts are provided by insurers as per IRDAI approved insurance plans. #Tax Benefits are subject to changes in tax laws. GST Exemptions depend on fulfilment of qualification criteria and submission of relevant documents.
*₹1748/month is the starting price for a 1 crore health insurance for an 18-year-old male, with no pre-existing diseases. Discount on renewal premium is subject to the number of wellness points earned in the health insurance policy. For more details about the plans, please read the sale brochure carefully to get upto 100% discount on renewal premium.
*₹400/month is the starting price for ₹ 5 lakh Health insurance for a 30 year old male & 29 years old female, living in Delhi with no pre-existing diseases
*₹541/month is the starting price for ₹ 10 lakh Health insurance for a 30 year old male & 29 years old female, living in Delhi with no pre-existing diseases
*₹762/month is the starting price for ₹ 1 Crore Health insurance for a 30 year old male & 29 years old female, living in Delhi with no pre-existing diseases
*₹243/month(₹ 8/day) is the starting price for a 5 lakh health insurance for a 20-year-old male, non-smoker, living in Bengaluru with no pre-existing diseases
*₹2020/month is the starting price for ₹ 1 Cr Health insurance for a 50 year old male & 50 years old female, living in Bangalore with no pre-existing diseases rounded off to nearest 10.
*₹390/month (₹13 per day) is starting price for 1 cr. Health insurance for 25 years old male, with pre-existing diseases, residing from tier 1 city rounded off to the nearest 10.
*No medical tests are required unless requested by the insurer’s underwriter. In-case of pre-existing diseases relevant medical proof would be required as per the terms and condition of the policy opted.
*The values taken for effective cost calculation are indicative values and may change as per the selected plan.
*Coverage upto double the amount of Sum Insured is available on certain covers for a minimum plan of Rs. 5 Lakh on the first claim only to an individual of upto 45 years of age with no pre-existing diseases. The benefit is available with or without extra cost depending on the plan chosen.
*Coverage of pre-existing diseases is provided by insurer as per their underwriting policy.
*The scope of coverage may vary from plan to plan.
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##On ground claim assistance is available in 114 cities
Tax Benefits are subject to changes in tax laws. GST Exemption depends on fulfilment of qualification criteria and submission of relevant documents as required by the insurers. For more details on risk factors, terms and conditions, please read the sales brochure and applicable rules and regulation carefully before concluding a sale.
STANDARD TERMS AND CONDITIONS APPLY. For more details on risk factors, terms and conditions, please read the sales brochure carefully before concluding a sale.
Policybazaar is a registered Composite Broker |Registration No. 742, Valid till 09/06/2024, License category- Composite Broker| Visitors are hereby informed that their information submitted on the website may be shared with insurers.
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Policybazaar Insurance Brokers Private Limited CIN: U74999HR2014PTC053454 Registered Office - Plot No.119, Sector - 44, Gurugram - 122001, Haryana Tel no. : 0124-4218302 Email ID: enquiry@policybazaar.com
Policybazaar is registered as a Composite Broker | Registration No. 742, Registration Code No. IRDA/ DB 797/ 19, Valid till 09/06/2027, License category- Composite Broker
Visitors are hereby informed that their information submitted on the website may be shared with insurers.Product information is authentic and solely based on the information received from the insurers.
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