Bajaj Allianz General Insurance Company Limited is a joint venture between Bajaj Finserv Limited and Allianz SE. The company has been a leader in the insurance market with world-class products, efficient service, and after-sales support. It has a wide range of insurance products under the categories of Life Insurance and General Insurance. Even in case of Health Insurance, the company offers a range of products designed to meet all the requirements of the individual. Both online and offline Health Insurance plans are offered by the Bajaj Allianz medical Insurance.
*All savings are provided by the insurer as per the IRDAI approved insurance plan. Standard T&C Apply
*Tax benefit is subject to changes in tax laws. Standard T&C Apply
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Key Features |
Highlights |
Network Hospitals |
6000+ |
Incurred Claim Ratio |
77.61 |
Renewability |
Lifelong |
Waiting Period |
4 years |
Bajaj Allianz Health Insurance provides you with the best healthcare and medical treatment, thereby keeping you financially secure. This health insurance policy ensures that you family and you will receive the best medical treatment at any hospital that you choose. The insurer has a wide network of 5000+ hospitals across the country. A wide range of health insurance plans by Bajaj Allianz protect you against the increasing cost of medication in the modern era.
Because of its affordable health plans and high Bajaj Allianz health claim settlement ratio of 98%, these plans are the most obvious choice for anyone who seeks the highest coverage at a low cost. The policies offer health coverage for an individual, the family, and senior citizens along with the tax benefit under section 80D.
Plan Name |
Minimum Entry Age |
Maximum Entry Age |
Online Availability |
Bajaj Allianz Health Guard Individual Policy |
|
|
Yes |
Bajaj Allianz Extra Care Health Plan |
|
|
Yes |
Bajaj Allianz Tax Gain Plan |
|
|
No |
Bajaj Allianz Premium Personal Guard Policy |
|
|
Yes |
Bajaj Health Care Supreme Plan |
|
|
No |
Bajaj Allianz's Critical Illness Health Insurance Plan |
|
|
Yes |
Bajaj Allianz's Star Package Health Plan |
|
|
No |
Bajaj Allianz's Silver Health Insurance Plan |
|
|
Yes |
*All savings are provided by the insurer as per the IRDAI approved insurance plan. Standard T&C apply.
The Bajaj Allianz General Insurance company is called the leader in the health insurance industry because it gives its customers a little extra benefit when they buy insurance plans from the company. Below are the advantages of buying Bajaj Allianz health insurance plans:
Bajaj Allianz Health Insurance has bagged a couple of awards in the past years.
The Bajaj Allianz General Insurance company offers both online and offline plans to customers.
Let us take a look at each of them in details:
Bajaj Allianz health Guard Individual policy covers the hospitalization expenses of the individual with the following features:
Eligibility
Bajaj Health Guard Family Floater Option plan which can be taken for the coverage of the entire family covering yourself, spouse, children and dependent parents.
The Features of the plan are as follows:
Bajaj Allianz Extra Care Health Plan which can be bought to increase the coverage beyond the coverage provided in an existing health plan at low costs.
The Features & Benefits are as follows:
Eligibility
Bajaj Allianz Premium Personal Guard Policy that covers expenses arising out of any accident suffered by the proposer of his insured family.
The Features and Benefits are as follows:
Eligibility
Bajaj Allianz's Critical Illness Health Insurance Plan exclusively designed to cover against pre-determined critical illnesses where a lump sum amount is paid immediately if the proposer is diagnosed with the illness covered under the scope of the plan.
The Features of the Plan are as Follows:
Eligibility
Bajaj Allianz's Silver Health Insurance Plan designed for senior citizens who frequently require medical attention.
The Features are as Follows:
Eligibility
Just like Bajaj Allianz Online they have Offline Plans. List of Bajaj Allianz Offline Plans are as follow:
Lets discuss about each plan in detail.
Bajaj Health Care Supreme Plan with a family floater option which provides for exhaustive coverage.
The Features of the Plan are as Follows:
Eligibility
Bajaj Allianz's Hospital Cash Daily Allowance Plan which provides for a specified amount every day for which the insured is hospitalized to take care of the family’s financial requirements.
The Features of the Plan are as Follows:
Bajaj Allianz's Star Package Health Plan which covers all the aspects of a medical contingency and other contingencies.
The Features of the Plan are as Follows:
1) Health Guard covering the family against serious accidents and illnesses.
2) Hospital Cash providing with daily cash in case of hospitalization.
3) Critical Illness which pays a lump sum amount in case of diagnosis of a Critical Illness.
4) Personal Accident covering accidental death and disability.
5) Education Grant providing a lump sum towards education of the child in case of accidental death or permanent total disability of the insured.
6) Household Contents covering household objects against theft or robbery.
7) Travelling Baggage covering luggage while travelling.
8) Public Liability covering legal liability to a third party against bodily injury or death.
Eligibility
Bajaj Allianz Health Ensure Plan covering medical costs during hospitalization due to accident or illnesses.
The Bajaj Alianz Health Ensure Plan Features are as Follows:
Eligibility
Bajaj Allianz Tax Gain Plan covering hospitalization and outpatient expenses. The features are as follows:
Eligibility
A personal accident plan covering against death and disability arising out of accidents.
The Features are as Follows:
It is easier to calculate premium online using Bajaj Allianz health insurance premium calculator. All you need to enter in the online calculator is the age of the applicant, policy type, coverage, tenure, sum insured, etc. It is possible to calculate the premium on the insurer’s site as well as on Policybazaar.com. it saves your time, efforts and brings accuracy to your premium calculation.
The Bajaj Allianz General Insurance company provides the facility of health insurance premium calculation to prospective individuals seeking to buy health insurance plans form the company. Following are some of the instances where the premium has been calculated using the company’s calculator:
The table tabulates the above data for an instant reference:
Applicant | Number of members covered | Sum Assured | Premium |
A | 1 | 4 lakhs | 5130 |
B | 2 | 5 lakhs | 9234 |
C | 4 | 10 lakhs |
21,826 |
In case, the policyholder chooses to make an online payment, the following modes are available:
January 6, 2016: Bajaj Allianz General Insurance is regularly hosting sessions on Google+ to demystify insurance. According to Sasikumar Adidamu, chief technical officer, non-motor, these Google+ Hangouts aims to build awareness about insurance and promote healthy discussions between the audience/customers and the top management. So far, the insurer has held 8 sessions on Google+ Hangouts, to explain the important points of various insurance policies and how to manage them for steady protection.
Sasikumar further added that the company runs campaigns and contests to educate policyholders about insurance products such as motor, travel, health, and home insurance through social media platforms, such as Twitter, Facebook and YouTube. The company has even produced various 1-minute films to increase insurance awareness.