Bajaj Allianz Health Insurance

4.1 / 5 based on 30 User Reviews
*Please note that the quotes shown will be from our partners

Bajaj Allianz Health Insurance Overview

Bajaj Allianz General Insurance Company Limited is a joint venture between Bajaj Finserv Limited and Allianz SE. The company has been a leader in the insurance market with world-class products, efficient service, and after-sales support. It has a wide range of insurance products under the categories of Life Insurance and General Insurance. Even in case of Health Insurance, the company offers a range of products designed to meet all the requirements of the individual. Both online and offline Health Insurance plans are offered by the Bajaj Allianz medical Insurance.

Why To Buy Bajaj Allianz Health Insurance Plans?

Bajaj Allianz Health Insurance provides you with the best healthcare and medical treatment, thereby keeping you financially secure. This health insurance policy ensures that you family and you will receive the best medical treatment at any hospital that you choose. The insurer has a wide network of 5000+ hospitals across the country. A wide range of health insurance plans by Bajaj Allianz protect you against the increasing cost of medication in the modern era. Because of its affordable health plans and high claim settlement ratio, these plans are the most obvious choice for anyone who seeks the highest coverage at a low cost. The policies offer health coverage for an individual, the family, and senior citizens along with the tax benefit under section 80D.

Bajaj Allianz Health Insurance Plans Overview

Plan Name

Minimum Entry Age

Maximum Entry Age

Online Availability

Bajaj Allianz Health Guard Individual Policy

  • For Adults: 18 years
  • For children: 3 months
  • For Adults: 65 years
  • For children: 30 years

Yes

Bajaj Allianz Extra Care Health Plan

  • For Adults: 18 years
  • For children: 3 months
  • For children: 6 months
  • For children: 18 years (being proposer or as dependents
  • For Adults: 70 years
  • For children: 5 years (both parents are covered)
  • For children:18 years (either of the parents is covered)
  • For children: 25 years (being proposer or as dependents

Yes

Bajaj Allianz Tax Gain Plan

  • 18 years
  • 75 years

No

Bajaj Allianz Premium Personal Guard Policy

  • For Adults: 18 years
  • For children: 5 years
  • For Adults: 65 years
  • For children: 21 years

Yes

Bajaj Health Care Supreme Plan

  • For Adults: 18 years
  • For children: 3 months
  • For Adults: No maximum age
  • For children: 25 years

No

Bajaj Allianz's Critical Illness Health Insurance Plan

  • For Adults:18 years
  • For children: 6 years
  • For Adults: 65 years
  • For children: 21 years

Yes

Bajaj Allianz's Star Package Health Plan

  • For Adults: 18 years
  • For children: 3 months
  • For Adults: 65 years
  • For children: 25 years

No

Bajaj Allianz's Silver Health Insurance Plan

  • 46 years
  • 70 years

Yes


Advantages & Benefits of Bajaj Allianz Health Insurance:
 

The Bajaj Allianz General Insurance company is called the leader in the health insurance industry because it gives its customers a little extra benefit when they buy insurance plans from the company. Below are the advantages of buying Bajaj Allianz health insurance plans:

  • The claims presented to the company are approved within 1 hour in case of Cashless claims.
  • The Bajaj Allianz General Insurance company has a tie-up with 4000+ hospitals and 1200+ diagnostic clinics around the country.
  • There is a facility of 24*7 call assistance for settlement of claims.
  • The Bajaj Allianz provides customers with Value Added Services which enable a saving of up to 30% on medicines, OPD expenses, etc. The list of Value Added Services include OPD discounts at select outlets, discounts on Pathologies, radiology, wellness tests, pharmacy and attractive health related offers at select outlets to name a few.

List of Policies Offered by Bajaj Allianz Health Insurance:

The Bajaj Allianz General Insurance company offers both online and offline plans to customers.

Bajaj Allianz Online Health Insurance Plans

List of online Bajaj Allianz Health Insurance Policies:-

  • Bajaj Allianz Health Guard Individual Policy
  • Bajaj Health Guard Family Floater Option:
  • Bajaj Allianz Extra Care Health Plan
  • Bajaj Allianz Premium Personal Guard Policy:
  • Bajaj Allianz's Critical Illness Health Insurance Plan:
  • Bajaj Allianz's Silver Health Insurance Plan

Let us take a look at each of them in details:

Bajaj Allianz Health Guard Individual Policy

This Bajaj Allianz health insurance plan covers the hospitalization expenses of the individual with the following features:

  • Access to cashless hospitalization facility across 4000 empaneled hospitals.
  • Pre and post hospitalization expenses covered for 60 and 90 days respectively.
  • Emergency ambulance charges and 130 day care procedures are covered.
  • Availability of an in-house Health Administration Team.
  • 10% cumulative No Claim Bonus up to a maximum of 50%.
  • Lifelong renewability of the Health plan.

Eligibility

  • Proposer or spouse aged 18-65 years and children aged 3 months to 25 years can be covered under the plan.

Bajaj Health Guard Family Floater Option:

A Bajaj Allianz health insurance plan which can be taken for the coverage of the entire family covering yourself, spouse, children and dependent parents.

The features of the plan are as follows:

  • Medical expenses in case of hospitalization are covered.
  • Pre and post hospitalization expenses covered for 60 and 90 days respectively.
  • Emergency ambulance charges are covered.
  • Availability of an in-house Health Administration Team.
  • Free medical check-up for the proposer and the family after a block of 4 claim-free years.
  • 10% cumulative No Claim Bonus up to a maximum of 50%.
  • Lifelong renewability of the plan.

Bajaj Allianz Extra Care Health Plan

A top-up health plan which can be bought to increase the coverage beyond the coverage provided in an existing health plan at low costs.

The features & benefits are as follows:

  • This Bajaj Allianz health insurance plan provides for extension of the coverage amount at lower premiums.
  • Medical expenses in case of hospitalization are covered.
  • Pre and post hospitalization expenses covered for 60 and 90 days respectively.
  • Emergency ambulance charges are covered.
  • No medical tests required till 55 years of age.
  • In case of claims, the amount in excess of the deductible limit prescribed in the plan is paid for by the Bajaj Health Insurance policy.

Eligibility

  • Individuals aged 18-70 years are eligible to apply. In case of children, the age limit is 3 months to 5 years if both parents are covered or 6-18 years if either of the parents is covered with the company. Children aged 18-25 years can act as a proposer or dependent.

Bajaj Allianz Premium Personal Guard Policy:

A health policy that covers expenses arising out of any accident suffered by the proposer of his insured family.

The features and benefits are as follows:

  • The Bajaj Allianz Premium Personal Guard policy covers Permanent Total Disability, Permanent Partial Disability, Temporary Total Disability and Death due to accident.
  • The Bajaj Health plan provides for Hospital confinement allowance and accidental hospitalization expense.
  • The company has a tie-up with over 4000 hospitals and 1200 diagnostic clinics all over India and also provides Value Added Services.
  • Availability of an in-house Health Administration Team.
  • 10% cumulative No Claim Bonus up to a maximum of 50%.

Eligibility

  • Proposer or spouse aged 18-65 years and dependent children aged 5 to 21 years can be covered under the plan

Bajaj Allianz's Critical Illness Health Insurance Plan:

This Bajaj Allianz health insurance plan exclusively designed to cover against pre-determined critical illnesses where a lump sum amount is paid immediately if the proposer is diagnosed with the illness covered under the scope of the plan.

The features of the plan are as follows:

  • A lump sum amount is paid to the insured when he is diagnosed with a critical illness covered under the plan and he survives for at least 30 days post diagnosis.
  • Donor expenses are also covered.
  • Sum Assured ranges from 1 lakh to 50 lakhs.
  • Illnesses covered under the plan include cancer, coronary artery bypass surgery, kidney failure, first heart attack, major organ transplant, stroke, aorta graft surgery, primary pulmonary. arterial hypertension, multiple sclerosis and permanent paralysis of the limbs.
  • Availability of an in-house Health Administration Team.

Eligibility:

  • Individuals aged 6-65 years can avail of the plan

Bajaj Allianz's Silver Health Insurance Plan

A health plan designed for senior citizens who frequently require medical attention.

The features are as follows:

  • Hospitalization expenses and 3% of the admissible pre and post hospitalization expenses are covered under the plan.
  • Emergency ambulance charges are covered.
  • Pre-existing illnesses covered from the 2nd year of the Bajaj Allianz plan with 50% coverage.
  • Cashless facility with quick disbursement of claims.
  • Availability of an in-house Health Administration Team.
  • Cumulative bonus and family discount of 5%.

Eligibility

  • Coverage is provided from 46 years – 75 years with age at entry restricted to 70 years.
  • Pre-entrance medical tests are to be done at the proposer’s cost which is reimbursed if a fresh policy is accepted.

Bajaj Allianz's Offline Health Insurance Plan

Just like Bajaj Allianz Online they have Offline Plans. List of Bajaj Allianz Offline Plans are as follow:

  • Bajaj Health Care Supreme Plan
  • Bajaj Allianz's Hospital Cash Daily Allowance Plan
  • Bajaj Allianz's Star Package Health Plan
  • Bajaj Allianz Health Ensure Plan
  • Bajaj Allianz Tax Gain Plan
  • Bajaj Personal Guard Accident Health Insurance:
  • Women specific Critical Illness Insurance

Lets discuss about each plan in detail.

Bajaj Health Care Supreme Plan:

A health plan with a family floater option which provides for exhaustive coverage.

The features of the plan are as follows:

  • Sum Assured range of Rs.5 lakhs to Rs.50 lakhs on individual or floater basis.
  • No limit on the maximum entry age with lifetime renewal facility.
  • Hospitalization expenses are covered with no limit on room rent or other expenses.
  • Road ambulance and air ambulance expenses are covered.
  • Unlimited Day Care procedures are covered.
  • Sum Assured reinstatement features wherein 100% of the Sum Assured is reinstated in case the hospitalization coverage exhausts.
  • Maternity benefit, outpatient expenses, recovery benefit, physiotherapy expenses and organ donor expenses are covered.
  • No sub-limits on Ayurvedic or Homeopathic Hospitalization treatments.
  • Free annual preventive health check-ups on renewal.
  • Critical Illness, Hospital Daily Cash Allowance and Personal Accident cover is also provided.
  • 10% cumulative No Claim Bonus up to a maximum of 50%.

Eligibility

  • Proposer, spouse or parent’s entry age is 18 years to lifetime and for children it is 3 months to 25 years.
  • Renewal for up to 35 years for dependent children post which they have to take an independent policy.

Bajaj Allianz's Hospital Cash Daily Allowance Plan:

This Bajaj Allianz Health insurance plan which provides for a specified amount every day for which the insured is hospitalized to take care of the family’s financial requirements.

The features of the plan are as follows:

  • The coverage amount per day ranges from Rs.500 to Rs.2500 as chosen by the proposer.
  • The coverage can be taken for 30 days or 60 days.
  • The plan covers self, spouse and dependent children.

Bajaj Allianz's Star Package Health Plan:

An exhaustive plan which covers all the aspects of a medical contingency and other contingencies.

The features of the plan are as follows:

  • The Bajaj Allianz Star Health plan is issued as a family floater policy
  • The plan provides for 8 sections of exhaustive coverage which includes

1) Health Guard covering the family against serious accidents and illnesses.
2) Hospital Cash providing with daily cash in case of hospitalization.
3) Critical Illness which pays a lump sum amount in case of diagnosis of a Critical Illness.
4) Personal Accident covering accidental death and disability.
5) Education Grant providing a lump sum towards education of the child in case of accidental death or permanent total disability of the insured.
6) Household Contents covering household objects against theft or robbery.
7) Travelling Baggage covering luggage while travelling.
8) Public Liability covering legal liability to a third party against bodily injury or death.

Eligibility

  • Self-proposers aged 18-45 years are covered and children aged 3 months to 5 years can be covered if both the parents are covered under the company or if one parent is covered then children aged 6 years to 25 years can be covered under the Bajaj Star Package Health policy

Bajaj Allianz Health Ensure Plan:

A Bajaj Allianz Health insurance plan covering medical costs during hospitalization due to accident or illnesses.

The Bajaj Alianz health Ensure plan features are as follows:

  • 2% admissible hospitalization expenses are p[aid towards pre and post hospitalization.
  • Cashless facility across 2400 network hospitals.
  • Emergency ambulance charges and 130 day care procedures are covered.
  • Availability of an in-house Health Administration Team.
  • Free medical check-up for the proposer and the family after a block of 4 claim-free years.

Eligibility

  • Entry age is 3 months to 55 years with renewability till 75 years.
  • Sum Assured available is Rs.50, 000, Rs.75, 000 and Rs.1 lakh.

Bajaj Allianz Tax Gain Plan:

This Bajaj Allianz Health Insurance plan covering hospitalization and outpatient expenses. The features are as follows:

  • Cashless facility across 4000 network hospitals.
  • Emergency ambulance charges and 130 day care procedures are covered
  • Free medical check-up for the proposer and the family after a block of 4 claim-free years
  • In-house claim settlement process

Eligibility

  • Entry age is 18-75 years

Bajaj Personal Guard Accident Health Insurance:

A personal accident plan covering against death and disability arising out of accidents.

The features are as follows:

  • This Bajaj Allianz Health Insurance plan provides for 125% of the Sum Assured in case of total permanent disability.
  • Moreover, children’s education bonus is also provided in case of death or total permanent disability.
  • 5% cumulative up to a maximum of 50% and a 10% family discount.
  • Hospital confinement allowance at Rs.1000 per day for a maximum of 30 days.

Women specific Critical Illness Insurance

A critical illness plan for women with the following features:

  • This Bajaj health insurance plan covers against 8 women specific critical illnesses which include ovarian cancer, breast cancer, vaginal cancer, cervical cancer, uterine/endometrial cancer, burns, fallopian tube cancer and paralysis or multi-trauma.
  • The plan also provides for a 50% Sum Assured benefit in case of congenital disability
  • Children Education Bonus and Loss of Job coverage is also provided in the plan

Bajaj Allianz Health Insurance Premium Calculator

The Bajaj Allianz General Insurance company provides the facility of health insurance premium calculation to prospective individuals seeking to buy best health insurance plans form the company. Following are some of the instances where the premium has been calculated using the company’s calculator:

  • A wants to apply for a Health Guard Individual policy for himself for a value of Rs.4 lakhs. He is 30 years old and for the stated coverage, the amount of annual premium works out to be Rs.5130
  • B wants to buy a plan for himself and his newly married wife. He approaches Bajaj Allianz with a proposal to cover himself and his spouse for Rs.5 lakhs. B is aged 32 years and his wife is aged 30 years. The premium for their health insurance plans comes to Rs.9234
  • C a 40 year individual needs a health plan for his family comprising of himself, his wife aged 38 years and his 2 children aged 7 and 12 years respectively. The coverage sought is Rs.10 lakhs for which the premium charged is Rs.21,826

The table tabulates the above data for an instant reference:

Applicant Number of members covered Sum Assured Premium
A 1 4 lakhs 5130
B 2 5 lakhs 9234
C 4 10 lakhs

21,826

 

Applying Online for Bajaj Allianz Health Insurance Plans

  • Health insurance plans offered by the Bajaj Allianz General Insurance company can be applied to through multiple channels like:
  • They can provide their name, mobile number and email id on the website of the company and request for a call back
  • Online health insurance plans can be simply applied to by clicking the ‘Buy Now’ tab mentioned against the relevant plans
  • Lastly, customers may also visit the company’s branches or get in touch with an agent to buy the plans required.

Bajaj Allianz Health Insurance - FAQs

1. What all is covered under Bajaj Allianz Health Insurance Plans?

Bajaj Allianz Health Insurance policies offer the following coverage:

  • Cashless facility at more than 4000 hospitals across the country
  • Post-hospitalization and pre-hospitalization expenditures for a maximum of 90 days and 60 days, respectively
  • Ambulance service without any charges, but subject to a limit as specified in the policy document
  • Reimbursement of your medical expenses
  • Free medical check-ups subject to a continuous 4 claim-free years

2. What are the modes available for the payment of Bajaj Allianz health Insurance premiums?

The premiums of Bajaj Allianz Health Insurance Policy are payable via three modes:

  • Cheque or cash payment at insurer’s branch
  • ECS
  • Online Payment

In case, the policyholder chooses to make an online payment, the following modes are available:

  • Debit Card
  • Credit Card
  • Net banking

3. How can I check the status of my Bajaj Allianz health insurance policy?

Listed users can confirm the status of their policy online. In order to do the same, you just need to log on to the company’s website with the help of your unique user ID and password. Otherwise, you can also download the insurer’s mobile app named ‘Customer Portal’ from the Bajaj Allianz website, and check the policy status by entering the details of the policy.

4. How can I find out a hospital in my city that is part of the Bajaj Allianz hospital network?

Simply log on to the Bajaj Allianz’s website and click on the health insurance tab. Under the health tools options in this tab, you will find an option of Network Hospitals where you can see all the listed hospitals and go to the one closest to you.

5. What are the steps for online renewal of Bajaj Allianz Health Insurance Plan?

The following are the steps to be followed for the online renewal of Bajaj Allianz Health Insurance:

  • Step 1: Log on to the insurer’s e-Portal with the help of your username and password
  • Step 2: Choose the policy that you want to renew on the basis of the given details and select the payment mode for paying the renewal fee. The payment modes available are, debit card, credit card, or Internet banking.
  • Step 3: Save or keep a printout of the premium payment or renewal receipt for records.

6. What do I need to do to cancel or surrender my Bajaj Allianz Health Insurance Plan?

You need to submit the original copy of your policy document along with an appropriately filled Surrender Form at the insurer’s branch office. In a while, the refund of your policy premium shall be initiated, subject to completion of the policy cancellation.

7. What is the tax benefit of buying Bajaj Allianz Health Insurance?

Taking a Bajaj Allianz health insurance policy will fetch you tax benefits as per Section 80D of the Income Tax Act, 1961.

8. Is cashless facility available under Bajaj Allianz Health Insurance Plans?

Bajaj Allianz Health Insurance Plans offer the cashless facility at the hospitals that are part of the Hospital Network of Bajaj Allianz Health Insurance.

9. How can I make a claim under Bajaj Allianz Health Insurance if I haven’t received my medical card yet?

In the event of hospitalization during this time, you just need to inform the insurance company about it and provide them with the details, such as your membership ID, the hospital where you are getting admitted etc. Next, the insurer would suggest the hospital to start the cashless treatment.

10. What should I do if I have lost my Bajaj Allianz Health Insurance membership card?

If you have lost the membership card, then you need to call the insurer’s toll free number 1800-22-5858 and immediately inform about the loss. The insurer would issue a duplicate membership card within a period of 7 days of the intimations. However, the same shall be subject to additional charges.

Bajaj Allianz Health Insurance - Latest News

  • Bajaj Allianz is incorporating Yoga in its health insurance wellness packages

    January 6, 2016: Bajaj Allianz General Insurance is regularly hosting sessions on Google+ to demystify insurance. According to Sasikumar Adidamu, chief technical officer, non-motor, these Google+ Hangouts aims to build awareness about insurance and promote healthy discussions between the audience/customers and the top management. So far, the insurer has held 8 sessions on Google+ Hangouts, to explain the important points of various insurance policies and how to manage them for steady protection.

    Sasikumar further added that the company runs campaigns and contests to educate policyholders about insurance products such as motor, travel, health, and home insurance through social media platforms, such as Twitter, Facebook and YouTube. The company has even produced various 1-minute films to increase insurance awareness.

Bajaj Allianz Health Insurance Reviews

TOTAL REVIEWS (30)
Abhinav
Kotagiri
October 20, 2016

Beneficial Plan

After a long web search, finally got a good health insurance policy from bajaj allianz general insurance. Policy coverage is high and claiming procedure is so simple which can be easily done through online website of the company. Even renewals are done through online portal service.

Nirmal
Meerut
October 05, 2016

Beneficial Product plan

Got bajaj allianz health insurance policy which gives full protection from every circumstances. Policy coverage is high and premium is less. The service delivered is fabulous which is always on time. Policy renewal is easy to make through online portal site of the company.

Shalu
Ambala
September 28, 2016

Bajaj Plan

Very attractive benefits that's why I purchased bajaj allianz general insurance and the product is health insurance which has low premiums. Service is fast and all company members are ready to help 24X7. Policy coverage is high ~90% and the claims are higher.

Ramanpreet
Iswarpur
August 26, 2016

Health is Wealth

Bajaj health insurance i have bought in normal premium is good. Service is superb with on time surety. Policy cover maximum expenditure with ambulance service which is absolutely free. Claiming is easy. Updates are simple to get through website of the company which is very easy to access.

Chandan
Nadigaon
July 27, 2016

Fair Policy

Bajaj allianz health insurance plan i have taken for my whole family because it's service is fast and the premium is less. The policy coverage is also good and covers maximum expenditures and bills. Claiming is simple and hassle free documentations.

Shankar
Kochi
July 21, 2016

Bajaj health plan

I have health insurance like everyone does in this risky time. Bajaj allianz insurance provides me the best deal in less investment. Service is super fast and online renewals are also possible. Thanks you for this great premium benefits and claiming is very simple.

Akroshi
Faridkot
July 01, 2016

Good

The health insurance policy is very much important as any other things for tension free living. The plan i bought is very good one and it has low premiums as well as investments. Policy coverage and claims are high and the internet web portal service is fantastic which is easy to use.

Bhavna
Faridabad
June 24, 2016

Health Care Insurance

My colleague introduce me a health insurance plan. The policy is good so I purchased it. The premium is low and claims are high. Service provided is good. Good number of hospitals and free ambulance service is the best. Updates are also mailed regarding insurance policy.

Prem
Ambedkar_nagar
March 11, 2016

superb health plan

Superb health insurance policy plan i had got from bajaj allainz general insurance. Policy coverage is 97% and the claims are approx. Rs.3.2 L. Services are great and with super sonic speed from executives and staff members. Great policy great work.

Ravindra
Gurgaon
March 11, 2016

Not Satisfactory

I had health policy plan with bajaj allainz general insurance. But the policy is not work's for me. It has low claims and policy coverage but the premium is high. Service is slow like a turtle. Less number of hospitals and assistance by staff members is not good.

Jiten
Muzaffarpur
March 11, 2016

Good Insurance

Large number of hospital are there for patient care and even ambulance is facilitate for free without taking any charges. Nice health insurance policy which you provide bajaj allainz general insurance. Policy coverage and claims are fine and investments are low.

Kunal
Kheda
March 11, 2016

Average

My health insurance plan is okay 'not good neither bad' which is buy from bajaj allainz general insurance. Policy coverage and claims are high but the premiums are low. Investment is around ~25 K and the return amount is ~Rs.18 L. Nice service with good behaviour is provided by the executives and staff.

Rohit
Gautam_buddha_nagar
March 11, 2016

Low policy coverage

Finally got health insurance policy plan of my choice from bajaj allainz general insurance. Policy coverage is 60% and claims are Rs.2.1 L. Ambulance is provided by the hospitals but don't take any charges because all are covered in policy plan. Nice Insurance plan.

Dinesh
Firozabad
March 11, 2016

"Health Care"

My policy plan is health insurance which i purchase from bajaj allainz general insurance. Policy coverage is 70% and the claims are approx. Rs.2.7 L. Investments are low and the payback returns are high. Ambulance is giving services for free and big number of hospitals are working under this.

Raghav
Babhleshwar
March 11, 2016

Less Claims

My health policy plan is with bajaj allainz general insurance. Policy coverage is high but the investments are low. Ambulance is facilitate for free. The only thing which you need to improve is claims, claims are very less and the claiming process is bit slow too.

Ganesh
Ashok_nagar
March 11, 2016

Fair plan for health

I have health insurance policy plan which i buy from bajaj allainz general insurance. The services you provide is fast and on time. Policy covers 80% of the cases. And claims are high but the premiums are low. Ambulance take the patient from home to hospital for proper care and it is absolutely free. Great work guys.

Hemant
Indore
March 11, 2016

Okay Health plan

I have health insurance policy plan with bajaj allainz general insurance. Policy coverage and claims are high {95%, ~Rs.2.8 L} but the premium is low {approx. 20 K, per year}. Ambulance is facilitate but charges may apply. Just the service you provided is bit slow, please improve your services.

Umakant
Faridabad
March 11, 2016

Good Insurance Policy

Policy coverage is high ~92% and the claims are Rs.2.3 L. Ambulance is also provided from hospitals for free of any charges. Large number of hospitals are there for serve the patients. Nice health insurance policy plan from bajaj allianz general insurance.

Waqar
Ahmednagar
March 11, 2016

Fantastic plan

Policy I have is health insurance and i buy it from bajaj allainz general insurance. Really had great experience with the executives and staff members, nice behaviour with clients. Policy coverage and claims are high but the premium is low. Fast services...

Jitender
Balussery
March 11, 2016

Bad Policy

My health insurance policy plan is with bajaj allainz general insurance but the policy is really bad. No one listen and services are very poor. Policy coverage is 30% and the claims are ~30K. Ambulance is not included in policy plan. Really had bad experience.

Rahul
Hapur
March 11, 2016

Perfect plan

I have my health insurance like everyone else but the thing is i buy it from bajaj allainz general insurance. The best service providing by you guys. Policy coverage and claims are high and the premiums are low. Payback returns are around Rs.16 L. Ambulance is facilitate for free.

Tarun
Amritsar
March 11, 2016

Low policy coverage

I own health insurance policy plan from bajaj allainz general insurance which has low investments. Service is fast and the hospitals providing ambulance too for extra care. Claims are high ~Rs.3 L. Just the problem is policy coverage is not that good as i expected. Rest all things are clean and clear. Nice terms and conditions.

Prashant
Port_blair
March 11, 2016

above average

Bajaj allainz general insurance provides me an above average policy plan i.e., Health insurance. Policy has huge number of hospitals for fast assistance of patients and ambulance is also send for patient to securely reach to the hospital. Policy coverage and claims are high but the premiums are low.

Sidharth
Ahmedabad
March 11, 2016

Average plan

My health insurance policy plan is an average one which i bought from bajaj allainz general insurance. Policy coverage and claims are high but the premiums are low. Ambulance is come to door steps for pick up the patient and the then for drop also. Hospitals are also good in range and providing nice services.

Abhishek
Agra
March 11, 2016

Fair Policy

My health insurance policy plan is with bajaj allainz general insurance. it has good returns and the investment is less. Policy coverage and claims are high. Payback amount is 13L. Large number of hospitals are giving nice hospitality with full care and treatment.