Tata AIG Health Insurance

(39 Reviews)
Highlights

*All savings are provided by the insurer as per the IRDAI approved insurance plan. Standard T&C Apply

*Tax benefit is subject to changes in tax laws. Standard T&C Apply

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      You save time, money and effort,
      Our experts will help you choose the right plan in less than 20 minutes & save you upto 80% on your premium

      Overview of Tata AIG Health Insurance

      Tata AIG Health Insurance plans are offered by the Tata AIG General Insurance Company. The company was started as a combined venture between India’s Tata group and the American International Group (AIG) in January 2001. The company offers a variety of health insurance plans with customized plans for COVID-19, critical illnesses and maternity coverage.

      The Tata AIG General Insurance Company has an in-house claims team that helps to settle claims quickly. The company also enjoys an incurred claim ratio of 86.53% (2021-22), which speaks volumes about the company’s financial standing.

       

      Choose Tata AIG Health Insurance Coverage of Your Choice

      ₹3Lakh
      Tata AIG Health Insurance
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      ₹20Lakh
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      ₹50Lakh
      Tata AIG Health Insurance

      TATA AIG Health Insurance Plans

      Tata AIG Health Insurance plans have been designed to cover the insured against a wide range of medical emergencies. Here is a list of Tata AIG health insurance plans that are available in the market:

      For family
      Min. Age
      91 days
      Max. Age
      65 years
      Min. Coverage
      ₹ 3 lakh
      Max. Coverage
      ₹ 20 lakh
      For top up
      Min. Age
      91 days
      Max. Age
      65 years
      Min. Coverage
      ₹ 3 lakh
      Max. Coverage
      ₹ 1 crore
      For critical Illness
      Min. Age
      91 days
      Max. Age
      65 Years
      Min. Coverage
      ₹ 5 lakh
      Max. Coverage
      ₹ 2 crore
      *All savings are provided by the insurer as per the IRDAI approved insurance plan. Standard T&C apply.
      View more plans
      Tata AIG Health Insurance Plans in Detail:
      Tata AIG Medicare Plan

      The Tata AIG Medicare plan offers all-round medical coverage to individuals and families with the sum insured amount ranging from Rs 3 lakh to 20 lakh.

      Features & Benefits

      • Both in-patient treatment and day care procedures are covered within India and abroad
      • Restore benefits as well as consumables benefits are available
      • Cost of bariatric surgery and a second medical opinion are also covered
      • Compassionate travel and vaccination covers are also available 
      • No pre-policy medical check-up is required for up to 45 years
      • 50% cumulative bonus for up to 100% available for every claim-free year
      • Preventive health check-up facilities available after every two claim-free years
      Read more
      Tata AIG Medicare Premier Plan

      The Tata AIG Medicare Premier plan provides the right mix of coverage benefits to ensure comprehensive coverage for all medical needs. The plan is available with a sum insured of Rs 5 lakh to Rs 50 lakh.

      Features & Benefits

      • Coverage for in-patient treatment and high-end diagnostics are available
      • Maternity expenses and OPD treatment are covered after a waiting period
      • Compassionate travel and global cover are also available
      • Air ambulance service and accidental death benefits are also available
      • No pre-policy check-up is required for up to 45 years
      • 100% automatic restoration of the sum insured is available
      • 50% cumulative bonus for up to 100% is granted for every claim-free year
      Read more
      Tata AIG Medicare Protect Plan

      The Tata AIG Medicare Protect plan is a basic health insurance policy that covers the insured against planned and emergency hospitalization. It comes with a sum insured of Rs 2 lakh to Rs 5 lakh.

      Features & Benefits

      • Coverage for in-patient treatment and domiciliary treatment are available
      • Preventive health check-up facility is available after every 3 claim-free year
      • Consumables benefit and AYUSH benefit are also available
      • No pre-policy check-up is required for up to 45 years
      • 100% restoration of the sum insured available under the restore benefit
      • 10% cumulative bonus for every claim-free year is available
      • Optional accidental death rider can also be purchased
      Read more
      Tata AIG Medicare Plus Plan

      The Tata AIG Medicare Plus plan provides comprehensive coverage to the insured along with deductible options. It also comes with wider sum insured options ranging from Rs 3 lakh to Rs 1 crore.

      Features & Benefits

      • Cost of in-patient treatment and day care procedures are covered
      • Coverage for both pre and post-hospitalization expenses are covered
      • Preventive health check-up facility available after every two claim-free year
      • Second opinion and consumables benefits are also available
      • Pre-policy medical check-up is not required for up to 45 years
      • 50% cumulative bonus granted for every claim-free year
      • Option to choose global cover is also available
      Read more
      Tata AIG Criti Medicare Plan

      The Tata AIG Criti Medicare plan is a critical illness insurance policy designed to provide coverage for up to 100 critical illnesses. The plan is available in five sections – Critical Illness, Cancer 360 Degree Indemnity Cover, Hospital Cash, Wellsurance Benefit (Optional) and Personal Accident.

      Features & Benefits

      • Sum insured amount ranges from Rs 5 lakh to Rs 2 crore
      • Coverage for chemotherapy and radiotherapy are available
      • Second medical opinion cover is also available
      • Global cover under Cancer 360 Degree is also available
      • Annual health check-up facility available for every claim-free year
      • Hospital cash benefit for in-patient hospitalization and ICU is available
      • Option to choose zero survival period, 7 days or 15 days
      Read more
      Tata AIG Maternal Care Policy – Sakhi

      The Tata AIG Maternal Care policy- Sakhi is a maternity insurance plan that offers coverage for delivery expenses and other pregnancy-related procedures. The policy comes with a waiting period of 90 days.

      Features & Benefits

      • Coverage for in-patient hospitalization is available
      • Cost of institutional delivery is covered 
      • ICU daily cash and high-risk pregnancy check-up benefits are also available
      • Maternal complications, including septic shock, epilepsy, etc. are covered
      • Surgical complications, including ectopic pregnancy, are covered
      • Coverage for congenital anomalies are also available
      • Family transportation benefit is also provided
      Read more
      Tata AIG Personal Accident and Loss of Job

      The Tata AIG Personal Accident and Loss of Job plan provides financial coverage in case of unforeseen events like accidents and loss of job.

      Features & Benefits

      • Coverage for the accidental death of the insured is available
      • Sudden disappearance of the insured is also covered
      • Employment resignation due to permanent/temporary disability is covered
      • Comes with lifelong renewability
      Read more
      Tata AIG Home Guard Plus Plan

      Tata AIG Home Guard Plus is a unique plan that offers coverage for critical illnesses, personal accidents, fire, burglary and theft. The plan is available with a sum insured amount ranging from Rs 1 lakh to Rs 3 crore.

      Features & Benefits

      • 9 critical illnesses, including cancer, are covered
      • Coverage for accidental death and permanent total disability are covered
      • Education benefit is also provided for the insured’s children
      • Involuntary loss of employment cover is also available
      • Coverage for fire and natural calamities available for the insured’s house
      • Burglary and theft cover is available for the contents of the insured’s house
      • No pre-policy medical check-up is required for up to 55 years
      Read more
      View more plans

      Why Should You Buy Tata AIG Health Insurance Plans?

      Check out some of the reasons why you must buy a Tata AIG health insurance plan:

      • No Room Rent Limit – Unlike most plans, Tata AIG health insurance plans do not come with any sub-limits on hospital room rent and offer coverage up to the sum insured limit.
      • Hassle-free Claim Process – With more than 650 claim experts, the insurance company settles claim requests swiftly, which are filed through a seamless online process involving minimal paperwork.
      • No Co-Pay – These health plans do not come with any co-payment clause and thus, reduce the out-of-pocket expenses of the policyholder during claim settlement.
      • Tax Benefits – The premium paid towards buying a Tata AIG health insurance policy is eligible for tax deductions under Sec 80D of the Income Tax Act.
      • Round the Clock Customer Assistance – The insurer comes with a dedicated customer support team, which is available for assistance 24x7.

      How to File a Claim with a Tata AIG Health Insurance Plan?

      Follow the steps given below to file a cashless claim with Tata AIG Health Insurance:

      1

      Inform the Insurance Company

      Intimate Tata AIG General Insurance Company about your planned hospitalization at least 5 days in advance. In case of emergency hospitalization, inform the insurer within 24 hours.

      2

      Display Your Documents

      Display your insurance card and ID proof at the network hospital

      3

      Request for Pre-authorization

      The hospital will send your cashless claim request form to the insurer for pre-authorization.

      4

      Get Cashless Treatment Approval

      After verifying the documents, the insurer will pre-authorize your cashless treatment.

      5

      Claim Settlement

      Once your treatment is done, the insurance company will settle the hospital bill with the network hospital.

      In case you are admitted to a non-network hospital, you will have to pay the entire hospital bill and send all the necessary documents to the insurance company. They will verify the documents and pay you the claim amount within 21 days.

      Documents Required for Tata AIG Health Insurance Claim

      The following documents must be submitted at the time of raising a Tata AIG health insurance claim:

      • Duly filled health insurance claim form
      • Copy of the health policy or insurance card
      • Medical certificate signed by the doctor
      • Tests reports, such as X-ray reports
      • Hospital discharge card
      • Original hospital bills and payment receipts
      • Original medicine bills
      • NEFT details for claim payment
      • Copy of FIR/MLC (in the case of accidental claims)
      • Duly filled CKYC form (for claims of above Rs 1 lakh)
      • Investigation report (if any)

      Tata AIG Health Insurance Network Hospitals

      Tata AIG health insurance policyholders can avail cashless hospitalization facilities at a network hospital of the insurance company. Check out the list of network hospitals of Tata AIG General Insurance Company in different cities below:

      How to Buy Tata AIG Health Insurance Plans?

      Here’s a step-by-step guide to buying an online Tata AIG health insurance plan:

      Step 1: Visit the official website of Policybazaar Insurance Brokers Pvt. Ltd.

      Step 2: Click on the ‘Health Insurance’ icon

      Step 3: Select the people to be insured and enter their age

      Step 4: Provide your basic contact details, like city, name, phone number, etc.

      Step 5: Choose if you have an existing illness or medical history

      Step 6: Select the Tata AIG health insurance plan to be purchased

      Step 7: Pay the premium amount online

      Step 8: The policy will be issued within a few minutes.

      How to Renew Tata AIG Health Insurance Plans?

      Check out the steps to renew your Tata AIG health insurance plan online on Policybazaar.com:

      Step 1: If you are a registered user, click on the ‘Renew Your Policy’ tab on the homepage

      Step 2: Select on the ‘Health Renewal’ option and enter your mobile number and OTP to login

      Step 3: If you are new to Policybazaar, click on the ‘Health Insurance’ icon on the homepage

      Step 4: Enter the requested information along with your contact details

      Step 5: Choose the policy to be renewed from the list of plans

      Step 6: Pay the renewal premium online

      Step 7: The policy will be renewed instantly.

      How to Calculate Tata AIG Health Insurance Premium?

      The Tata AIG health insurance premium can be easily calculated with the help of a premium calculator by entering basic details, such as the sum insured, policy year, city, etc. You can use the Tata AIG health insurance premium calculator given below to calculate the annual premium of a policy.

      Contact Details of Tata AIG Health Insurance

      Check out the contact details of Tata AIG General Insurance Company below:

      Categories Contact Details
      Toll-free No 1800-266-7780
      WhatsApp No +91 91361 60375
      Email Id customersupport@tataaig.com

      Tata AIG Health Insurance- FAQs

      • Q4. Where can I get the Tata AIG health insurance hospital list?

        Ans: You can get the Tata AIG health insurance cashless hospital list with your policy document as well as on Policybazaar.com.

      • Q5. Can I cancel Tata AIG policy?

        Ans: Yes. You can contact Tata AIG health insurance customer care to cancel your health policy. If you cancel the policy within the first 15 days of buying, then no cancellation fee will be charged. But if you cancel the policy after this free look period, a cancellation fee will apply.
      View more FAQ’s
      Policybazaar exclusive benefits
      • 30 minutes claim support*
      • 50,000 claims approved in last 15 months*
      • Schedule home visit with our advisors
      • Get a plan based on your medical needs
      Disclaimer: Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by an insurer.

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      Tata AIG Health Insurance Reviews & Ratings

      4.6 / 5 (Based on 39 Reviews)
      (Showing Newest 10 reviews)
      Imaran
      J.n.prasad, March 09, 2021
      COVID Cover
      Even during the lockdown Policybazaar’s team helped me with COVID policy purchase. I had a wonderful experience with their online services. Super efforts!
      Lakshit
      East Godavari, February 26, 2021
      Easy claim process
      I wanted to file a reimbursement claim for my wife's surgery and this process at policybazaar.com is the easiest. As I purchased the policy through policybazaar.com so I thought to file a claim through them and it was the best decision so far. I got my reimbursement claim easily and within the expected time.
      Mitesh
      R.k.nagar, February 26, 2021
      Excellent Customer Support
      The customer care executive of Policybazaar.com has advised me to purchase the TATA AIG MediRaksha Health Plan after carefully listening to all my requirements. I am very happy to fund that the policy covers almost everything as per my need. Thanks, team policybazaar.com.
      Pyarelal
      N.paravur, February 25, 2021
      Easily Understandable Policy
      I wanted to purchase a health insurance plan for my mother and I was very confused as there were many options available online. But when I came across the website of policybazaar, my problem was solved. It recommended me MediSenior Health Plan. The easy-to-understand inclusions and terms & conditions of this plan helped me to get the most suitable policy for my mother.
      Sujoy
      Fakirpur, February 25, 2021
      A policy to recommend
      TATA AIG Wellsurance Family Plan is one of the policies that I would recommend to my loved ones. The reason is its inclusion and since I bought it through policybazaar.com, so I got its best price. This means at a very affordable premium.
      Ayush
      G.mahisani, February 25, 2021
      Unbiased Advice
      I purchased the TATA AIG Wellsurance Woman plan through policybazaar.com and I want to say that their customer support team provides unbiased advice. They consider their customers first. Happy with their service.
      Hridik
      Fakirpur, February 25, 2021
      Good Plan at Affordable Price
      I was not very sure about purchasing the TATA AIG MediPlus Health plan, but when I compared different plans on policybazaar.com, I got this as an option as per my requirements. After this, I talked to the customer support team of policybazaar.com to discuss this plan and when they told me its features and at an affordable price, I was very satisfied. So, I bought it at an affordable rate.
      Ranbir
      Udagamandalam, February 23, 2021
      Nominal premiums
      If you’re looking for a plan which has a low premium rates and wider coverage, you should visit policybazaar’s website and choose the right policy for you. You won’t be disappointed.
      Nakul
      Ichoda, February 23, 2021
      Women-centric plan is a plus
      I bought a TATA AIG wellsurance woman plan which is dedicated for woman only and make sure it fulfills their every requirement. I bought the plan through policybazaar which was also a nice experience. Thanks team.
      Ruhi
      Odagoan, February 22, 2021
      Satisfied
      I recently bought TATA AIG wellsurance executive plan from Policybazaar’s website and I am pretty much satisfied with the whole procedure as it was effortless and very easy to select and buy the policy. Thanks team.
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