*All savings are provided by the insurer as per the IRDAI approved insurance plan. Standard T&C Apply
*Tax benefit is subject to changes in tax laws. Standard T&C Apply
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Tata AIG Health Insurance plans are offered by the Tata AIG General Insurance Company. The company was started as a combined venture between India’s Tata group and the American International Group (AIG) in January 2001. The company offers a variety of health insurance plans with customized plans for COVID-19, critical illnesses and maternity coverage.
The Tata AIG General Insurance Company has an in-house claims team that helps to settle claims quickly. The company also enjoys an incurred claim ratio of 86.53% (2021-22), which speaks volumes about the company’s financial standing.
Tata AIG Health Insurance plans have been designed to cover the insured against a wide range of medical emergencies. Here is a list of Tata AIG health insurance plans that are available in the market:
The Tata AIG Medicare plan offers all-round medical coverage to individuals and families with the sum insured amount ranging from Rs 3 lakh to 20 lakh.
The Tata AIG Medicare Premier plan provides the right mix of coverage benefits to ensure comprehensive coverage for all medical needs. The plan is available with a sum insured of Rs 5 lakh to Rs 50 lakh.
The Tata AIG Medicare Protect plan is a basic health insurance policy that covers the insured against planned and emergency hospitalization. It comes with a sum insured of Rs 2 lakh to Rs 5 lakh.
The Tata AIG Medicare Plus plan provides comprehensive coverage to the insured along with deductible options. It also comes with wider sum insured options ranging from Rs 3 lakh to Rs 1 crore.
The Tata AIG Criti Medicare plan is a critical illness insurance policy designed to provide coverage for up to 100 critical illnesses. The plan is available in five sections – Critical Illness, Cancer 360 Degree Indemnity Cover, Hospital Cash, Wellsurance Benefit (Optional) and Personal Accident.
The Tata AIG Maternal Care policy- Sakhi is a maternity insurance plan that offers coverage for delivery expenses and other pregnancy-related procedures. The policy comes with a waiting period of 90 days.
The Tata AIG Personal Accident and Loss of Job plan provides financial coverage in case of unforeseen events like accidents and loss of job.
Tata AIG Home Guard Plus is a unique plan that offers coverage for critical illnesses, personal accidents, fire, burglary and theft. The plan is available with a sum insured amount ranging from Rs 1 lakh to Rs 3 crore.
Check out some of the reasons why you must buy a Tata AIG health insurance plan:
Follow the steps given below to file a cashless claim with Tata AIG Health Insurance:
Inform the Insurance Company
Intimate Tata AIG General Insurance Company about your planned hospitalization at least 5 days in advance. In case of emergency hospitalization, inform the insurer within 24 hours.
Display Your Documents
Display your insurance card and ID proof at the network hospital
Request for Pre-authorization
The hospital will send your cashless claim request form to the insurer for pre-authorization.
Get Cashless Treatment Approval
After verifying the documents, the insurer will pre-authorize your cashless treatment.
Claim Settlement
Once your treatment is done, the insurance company will settle the hospital bill with the network hospital.
In case you are admitted to a non-network hospital, you will have to pay the entire hospital bill and send all the necessary documents to the insurance company. They will verify the documents and pay you the claim amount within 21 days.
The following documents must be submitted at the time of raising a Tata AIG health insurance claim:
Tata AIG health insurance policyholders can avail cashless hospitalization facilities at a network hospital of the insurance company. Check out the list of network hospitals of Tata AIG General Insurance Company in different cities below:
Here’s a step-by-step guide to buying an online Tata AIG health insurance plan:
Step 1: Visit the official website of Policybazaar Insurance Brokers Pvt. Ltd.
Step 2: Click on the ‘Health Insurance’ icon
Step 3: Select the people to be insured and enter their age
Step 4: Provide your basic contact details, like city, name, phone number, etc.
Step 5: Choose if you have an existing illness or medical history
Step 6: Select the Tata AIG health insurance plan to be purchased
Step 7: Pay the premium amount online
Step 8: The policy will be issued within a few minutes.
Check out the steps to renew your Tata AIG health insurance plan online on Policybazaar.com:
Step 1: If you are a registered user, click on the ‘Renew Your Policy’ tab on the homepage
Step 2: Select on the ‘Health Renewal’ option and enter your mobile number and OTP to login
Step 3: If you are new to Policybazaar, click on the ‘Health Insurance’ icon on the homepage
Step 4: Enter the requested information along with your contact details
Step 5: Choose the policy to be renewed from the list of plans
Step 6: Pay the renewal premium online
Step 7: The policy will be renewed instantly.
The Tata AIG health insurance premium can be easily calculated with the help of a premium calculator by entering basic details, such as the sum insured, policy year, city, etc. You can use the Tata AIG health insurance premium calculator given below to calculate the annual premium of a policy.
Check out the contact details of Tata AIG General Insurance Company below:
Categories | Contact Details |
Toll-free No | 1800-266-7780 |
WhatsApp No | +91 91361 60375 |
Email Id | customersupport@tataaig.com |
Ans: Yes. Tata AIG health insurance plans provide cashless hospitalization facilities at all the empanelled hospitals across India within its network.
Ans: Yes. Tata AIG health insurance plans provide coverage for pre-existing diseases after a waiting period of 2 years.
Ans: You can get the Tata AIG health insurance cashless hospital list with your policy document as well as on Policybazaar.com.