*All savings are provided by the insurer as per the IRDAI approved insurance plan. Standard T&C Apply
*Tax benefit is subject to changes in tax laws. Standard T&C Apply
Who would you like to insure?
Do you have an existing illness or medical history?
This helps us find plans that cover your condition and avoid claim rejection
What is your existing illness?
Select all that apply
When did you recover from Covid-19?
Some plans are available only after a certain time
Oriental health insurance plans are offered by the Oriental Insurance Company. The company started its operations in September 1947 as a subsidiary of the Oriental Government Security Life Assurance Company but was later transferred to the central government in 2003.
The Oriental Insurance Company also offers specific health insurance plans for diseases like dengue, cancer, critical illness and COVID-19. Moreover, the company has earned an incurred claim ratio of 139.86% in the financial year 2021-22.
Oriental health insurance plans can be purchased to obtain financial protection against a variety of medical adversities. Check out a list of health plans offered by the Oriental Insurance Company below:
The Oriental Happy Family Floater policy has been designed to cover the medical expenses of the whole family. The plan comes with a sum insured amount ranging from Rs 1 lakh to Rs 50 lakh and is available in three types – Silver, Gold, Diamond and Platinum.
The Oriental Mediclaim Insurance plan covers an individual for medical expenses incurred for the treatment of an injury or illness. It is available for a sum insured amount ranging from Rs 1 lakh to Rs 10 lakh.
The Oriental Super Health Top-Up plan provides medical coverage to the insured in addition to the base policy and comes with a mandatory deductible. While the sum insured ranges from Rs 3 lakh to Rs 30 lakh, the deductible amount varies from Rs 3 lakh to Rs 20 lakh.
The Oriental Health of Privileged Elders (HOPE) plan has been tailor-made to suit the health needs of senior citizens of age 60 years and above. The sum insured options under this plan ranges from Rs 1 lakh to Rs 5 lakh.
The Oriental Dengue Kavach plan is a customized plan designed to cover the treatment cost of dengue fever. The plan is available for a sum insured of Rs 10,000 and Rs 20,000.
The Oriental Critical Illness plan has been specially designed to cover the treatment cost of up to 22 critical diseases, including kidney failure, cancer, stroke, etc. The sum insured ranges from Rs 2 lakh to Rs 50 lakh under this plan.
Oriental Cancer Protect is a customized health plan designed to provide financial assistance for the treatment of cancer. The plan comes with a sum insured amount ranging from Rs 5 lakh to Rs 50 lakh.
The Oriental Happy Cash plan provides a daily cash benefit to the policyholder for each day of hospitalization. The plan offers a sum insured amount ranging from Rs 500 to Rs 3000 per day.
Check out some of the reasons why you should buy an Oriental health insurance plan:
Take a look at the steps to file a cashless claim under the Oriental health insurance policy:
Inform the Insurance Company
Go to the TPA desk at the network hospital for claim intimation
Display Your Documents
Submit all the KYC and claim-related documents at the desk
Request for Pre-authorization
The TPA will send a pre-authorization request to the Oriental Insurance Company
Get Cashless Treatment Approval
After verifying the documents, the insurer will approve your cashless claim request
Once the treatment is complete, the insurer will pay the claim amount directly to the network hospital
In case of reimbursement claims, pay the hospital bill in full at the time of getting discharged and submit all the required documents to the insurance company. On receiving the documents, the insurer will verify them and will accordingly pay you the claim amount.
Submit the following documents to raise a reimbursement claim under Oriental health insurance:
All Oriental health insurance plans allow the policyholders to avail cashless hospitalization benefits at any of the network hospitals of the insurance company. Check out the city-wise list of network hospitals of the Oriental Insurance Company below:
The process of buying an Oriental health insurance policy online is given below:
Step 1: Visit the official website of Policybazaar Insurance Brokers Private Limited
Step 2: Click on the ‘Health Insurance’ icon and select the people to be insured
Step 3: Enter your age and other details like city, name, phone number, etc.
Step 4: Select if you have any pre-existing disease or medical history
Step 5: Choose the Oriental health insurance plan to be purchased
Step 6: Cross-check all the details and pay the premium online
Step 7: The insurer will issue the policy within a few minutes.
Take a look at the steps for Oriental Health Insurance renewal below:
Step 1: Go to Policybzaar.com and click on ‘Renew Your Policy’ at the top of the page
Step 2: Select ‘Health Renewal’ from the dropdown menu
Step 3: Enter your mobile number and the OTP to log in to your account
Step 4: If you are new to Policybazaar, you can click on the ‘Health Insurance’ icon
Step 5: Provide the required details to get the renewal quotes
Step 6: Choose the Oriental health insurance plan to be renewed and pay the premium
Step 7: Your health policy will be renewed on successful payment
The Oriental health insurance premium can be calculated by entering basic details like the city, the desired sum insured, policy tenure, etc. in a premium calculator tool. Given below is the Oriental health insurance premium calculator that you can use to calculate the premium of your policy.
Check out the contact details for Oriental Insurance Company:
|Phone No||011 3320 8485|
email@example.com (for refunds)
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