*All savings are provided by the insurer as per the IRDAI approved insurance plan. Standard T&C Apply
*Tax benefit is subject to changes in tax laws. Standard T&C Apply
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The ManipalCigna Health Insurance Company was started jointly by the Indian conglomerate Manipal Group and the US-based Cigna Corporation in the year 2014. The company is known for offering a wide range of health insurance plans with attractive features and benefits like the switch off benefit, premium waiver benefit, etc. It also offers customized health plans for senior citizens, critical illnesses and accidents.
The ManipalCigna Health Insurance Company also has a quick and easy claim process with 96% of the cashless claims being settled within 2 hours. Moreover, the insurance company also enjoys an incurred claim ratio of 76.17% in the year 2020-21, which reflects its financial stability in the market.
ManipalCigna health insurance plans offer medical coverage to people with different health needs and financial capacities. Take a look at the wide range of health insurance plans offered by ManipalCigna Health Insurance Company below:
ManipalCigna ProHealth Prime Insurance is a complete healthcare insurance plan that covers everything from hospitalization to OPD expenses. The sum insured option ranges from Rs 3 lakh to Rs 1 crore under this plan.
The ManipalCigna ProHealth Insurance plan provides comprehensive medical coverage against a range of diseases while focusing on the overall wellness of the insured. The plan is available with a sum insured amount ranging from Rs 2.5 lakh to Rs 1 crore.
The ManipalCigna LifeTime Health Insurance plan covers medical expenses incurred within India as well as abroad with a sum insured ranging from Rs 50 lakh to Rs 3 crore. It also comes with Health+, Women+ and Global+ optional covers.
ManipalCigna ProHealth Select Insurance plan is a flexible plan that allows people to customize coverage as per their health needs. The plan is available for a sum insured amount ranging from Rs 50,000 to Rs 25 lakh.
The ManipalCigna Super Top Up Insurance plan offers additional coverage to the insured in case the base policy is insufficient to cover the entire medical expenses. The plan comes with sum insured options ranging from Rs 1 lakh to Rs 30 lakh.
ManipalCigna Lifestyle Protection Critical Care is a critical illness insurance policy that offers coverage for up to 30 critical illnesses, including cancer, coma, kidney failure, etc. The sum insured option ranges from Rs 1 lakh to Rs 25 crore under this plan.
The ManipalCigna Prime Senior Insurance plan has been specially designed to cater to the health needs of senior citizens. The plan comes with sum insured options ranging from Rs 3 lakh to Rs 50 lakh.
ManipalCigna Lifestyle Protection Accident Care is a personal accident insurance policy that offers financial support in case the insured meets unforeseen events like death, disability or loss of job. The plan is available in three types and comes with a sum insured of up to Rs 10 crore.
The ManipalCigna ProHealth Cash plan pays a fixed daily cash benefit to the insured to cover ancillary expenses incurred during in-patient hospitalization. The sum insured under this plan ranges from Rs 500 to Rs 5000 per day.
ManipalCigna Health 360 is a health insurance rider that can be used to enhance the coverage of your basic health policy. The rider is available in three types – OPD, Shield & Advance and can be purchased with selected ManipalCigna health insurance plans.
Here are some of the reasons why you should buy a ManipalCigna health insurance plan:
The procedure to file a cashless claim under ManipalCigna health insurance plans is given below:
Inform the Insurance Company
Report your emergency hospitalization at the TPA desk of your network hospital within 24 hours. In case of planned hospitalization, inform the TPA desk at least 48 hours in advance.
Display Your Documents
The TPA will submit your documents and pre-authorization form to the insurer.
Request for Pre-authorization
After careful assessment, the insurer will approve your cashless treatment at the hospital.
Get Cashless Treatment Approval
The TPA will submit the hospital bill and other documents to the insurer after your discharge.
The insurance company will pay the claim amount directly to the hospital.
For reimbursement claims, you need to pay the entire hospital bill yourself while getting discharged from the hospital and then submit all the required documents to the insurance company. The insurer will verify your documents and transfer the claim amount to your bank account.
Check out the list of documents to be submitted while raising a ManipalCigna health insurance reimbursement claim:
Customers of ManipalCigna Health Insurance Company can avail cashless treatment facilities at any of its network hospitals. Take a look at the city-wise list of ManipalCigna health insurance network hospitals below:
Follow the steps given below to buy a ManipalCigna health insurance plan online:
Step 1: Go to Policybazaar.com and click on the ‘health insurance’ icon
Step 2: Select the people to be insured along with their age
Step 3: Enter your basic details, including your name, city, phone number, and gender
Step 4: Choose if you have a pre-existing illness or medical history
Step 5: Select the ManipalCigna health insurance plan you want to purchase
Step 6: Pick any add-ons if you want and pay the premium amount
Step 7: The policy will be issued once the payment is received.
Here is the procedure to renew your ManipalCigna health insurance policy online on Policybazaar.com:
Step 1: On the homepage, go to the ‘Renew Your Policy’ tab on the menu bar
Step 2: Select ‘Health Renewal’ from the dropdown menu
Step 3: Enter your registered mobile number and OTP to log in to the account
Step 4: First-time users can provide their details by clicking on the ‘health insurance’ icon on the homepage
Step 5: Choose the ManipalCigna health insurance renewal plan
Step 6: Pay the premium amount online
Step 7: The insurer will renew your policy after they receive the payment.
The ManipalCigna health insurance premium can be calculated online through an insurance premium calculator by entering basic details like the city, policy sum insured, tenure, etc. Check out the following ManipalCigna health insurance premium calculator to estimate the premium of your health policy online.
Here are the contact details of ManipalCigna Health Insurance Company:
|Toll-free No||1800-102-4462 (for customers calling from India)
1800-102-4464 (for policy buying)
1800-102-4465 (for policy renewal)
|Phone No||+91 22 4985 4100 (for customers calling from outside India)|
email@example.com (for senior citizen assistance)
firstname.lastname@example.org (for policy alterations)
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