Star Health Insurance

Key Features and Benefits

• The policy also provides coverage for inpatient hospitalization expenses, including nursing fee, room rent, anesthetics, medication and other such related expenses
• Modern treatment expenses are also covered under this policy
• Moreover, the policy also covers pre-existing diseases after a waiting period of 12 months
• Daycare procedures and organ donor expenses are covered as well

Eligibility Criteria

Key features and Benefits

• It covers the event of a personal accident resulting in permanent disability or the sudden death without asking for an additional payment
• Ayurveda, Unani, Siddha and Homeopathy treatments are covered as well
• Expenses incurred on outpatient ophthalmic treatment, domiciliary hospitalization, and modern treatments can be claimed
• 10% co-pay is applicable for people above the age of 60 years
• The policy offers extra benefits like health checkups, Bariatric surgeries, assistance for air ambulance, and so on at no additional cost

Eligibility Criteria

Key Features and Benefits

• The policy provides auto-restoration up to 200% of the sum insured if exhausted (in case of the Individual plan)
• The policy covers expenses incurred on psychiatric and psychosomatic disorder
• Moreover, non-allopathic treatments can also be claimed

Eligibility Criteria

Key Features and Benefits

• The policy covers people between the age group of 91days and 65 years
• 20% co-pay is applicable on each and every claim amount
• The policy covers expenses incurred on both inpatient and outpatient treatments
• The amount saved from outpatient treatment is carry forwarded to the next policy year
• Modern treatment expenses are covered as well
• Waiting period of 30 days applies to accidental cases, 24 months to diseases/illnesses, and 48 month for pre-existing diseases

Eligibility Criteria

Key features and Benefits

• The policy provides coverage to individuals between the age group of 18-65 years
• Air ambulance charges are covered as well
• Organ donor expenses are covered as well
• Maternity cover is also provided up to the specified limits

Eligibility Criteria

Key Features and Benefits

• The policy provides coverage for diabetes and related complications
• Out-patient medical expenses can also be claimed
• Personal accident compensation is provided to the insured person equal to 100% of the sum insured opted
• Room rent, boarding, anesthesia, surgeon fees, drugs, and medicine charges can be claimed by the policyholder

Eligibility Criteria

Key Features and Benefits

• The policy is available in two sum insured options i.e. Rs 3 Lakh and Rs 4 Lakh
• It is available in two variants i.e. Silver plan and Gold plan
• It provides coverage against heart diseases after the waiting period of 90 days
• The policy benefits include hospitalization cover, out-patient expenses cover, personal accident cover, and cataract treatments
• All the day care treatments are claimable under this policy

Eligibility Criteria

Key features & benefits

• This critical Illness policy provides coverage for inpatient hospitalization expenses, including nursing fee, room rent, anesthetics, medication and other such related expenses for a minimum of 24 hours
• The policy covers 9 critical illnesses and provides lump sum payment upon diagnosis of any critical illness
• It covers pre-hospitalization (30 days prior to admission to the hospital) and post hospitalization expenses along with ambulance charges if any
• This star health insurance policy provides coverage for cancer, brain tumor, chronic kidney disease, organ transplantation, coma, paraplegia, etc.

Eligibility Criteria

Key Features and Benefits

• This is the first Indian insurance plan, on a pilot basis, for the people who are affected by cancer
• It offers cover against the risk of spreading of cancer (metastasis), recurrence of cancer, or second cancer
• Star health insurance cancer care plan is for individuals who are diagnosed with cancer
• No pre-acceptance medical check-up is required.

Eligibility Criteria

Features & Coverage

• Parents can buy this plan for their child with special needs and be sure of getting him/her the best possible treatment.
• Any kid between 3 years and 25 years of age and diagnosed with Autism disorder is covered.

Eligibility Criteria

Key Features and Benefits

• Star Novel Coronavirus COVID-19 policy offers sum insured on an individual basis
• No third-party administrator is involved, and in-house claim settlement is offered
• The sum insured amount is paid in a lump sum upon diagnosis and hospitalization

Eligibility Criteria

Key Features & Benefits

• It covers the cost of outpatient treatment taken at Ayurveda, Homeopathy, Unani, Yoga, Siddha and Naturopathy centers
• It covers the expenses incurred on diagnostics, physiotherapy and pharmacy at any network facility of Star Health Insurance
• It also covers any outpatient dental or ophthalmic treatment expenses arising out of accidental injuries

Eligibility Criteria

Key Features & Benefits

• This policy requires applicants above the age of 50 years to go through medical screening before buying the policy
• It covers in-patient hospitalization expenses comprising of room rent as well as ICU charges
• In fact, the insured can file a claim for all the day care procedures
• 12 modern treatments, including oral chemotherapy, stem cell therapy, robotic surgeries, balloon sinuplasty, bronchial thermoplastic and deep brain stimulation are covered
• It covers the cost of in-patient treatment taken at a hospital for Ayurveda, Naturopathy, Siddha, Yoga, Unani and Homeopathy

Eligibility Criteria

Key Features & Benefits

• Star Hospital Cash Insurance Policy provides a lump sum benefit to the policyholder for the hospitalization period
• It provides six types of hospital cash benefit, including Sickness Hospital Cash, Child Birth Hospital Cash, ICU Hospital Cash, Worldwide Hospital Cash, Accident Hospital Cash and Convalescence Hospital Cash
• Convalescence Hospital Cash, Worldwide Hospital Cash and Child Birth Hospital Cash are available under the Enhanced plan only

Eligibility Criteria

Features & Coverage

• This Star health mediclaim policy provides a lump sum benefit if the insured is diagnosed with COVID-19 and requires at least 72 hours of continuous hospitalization
• It does not require the applicant to appear for any pre-policy screening
• The benefit will be applicable only if the insured is tested COVID positive at a government authorized Centre
• This policy is a one-time benefit plan

Eligibility Criteria

Key features & Benefits

• Young Star Health Insurance Policy does not require its applicants to get any pre-policy medical check-up done
• It covers in-hospitalization treatment expenses, such as room rent, medicines, ICU charges, tests charges, doctor’s fee, etc.
• The delivery expenses and hospital cash benefit is available only under the Gold plan
• It provides an additional 25% sum insured up to Rs 10 lakh in case the insured is wearing a helmet during the road traffic accident.
• It comes with Star Wellness Program that allows you to earn points that can be availed as renewal discounts

Eligibility Criteria

Key Features & Benefits

• This Corona Kavach policy covers hospitalization expenses arising out of COVID-19 treatment, including co-morbid conditions
• It provides coverage for home care treatment expenses for COVID-19 up to 14 days
• The hospitalization expenses will be covered upon 24 hours of continuous admission
• The plan covers COVID-19 treatment taken at an AYUSH hospital
• It provides pre-hospitalization expenses for up to 15 days and post-hospitalization for up to 30 days
• The treatment expenses will be covered only if the insured is tested COVID-19 positive at a government authorized center
• This Star Mediclaim plan comes with an optional cover of hospital daily cash

Eligibility Criteria

Key Features & Benefits

• All personal accident insurance plans by Star Health Insurance provides compensation in case the insured dies due to an accidental injury
• It also covers the insured against permanent and temporary total disability arising out of an accident
• It also provides an educational grant to dependent children on the demise of the parent
• Enhanced weekly compensation for up to Rs 15,000 per week is also