Star Health Insurance

4.8 / 5 based on 50 User Reviews
*Please note that the quotes shown will be from our partners

 

Star Health Insurance Company Overview:

Thanks to growing inflation, health insurance is not a choice today; it’s a necessity. It prepares you for unanticipated situations with ease. A good health insurance policy always covers you extensively against the financial outflow arising out of a medical emergency. Hence, choosing right health should be your priority. And, when it comes to buying health insurance policies, Star health insurance plans have been considered to be the most sought-after insurance plans in India.

With an innovative plan structure and easy-to-opt features, health insurance plans offered by Star Health and Allied Company Ltd. are a must-try. Star health mediclaim insurance plans are available for individual, family, senior citizens, children, and college goers.

About Star Health and Allied Company

Star Health and Allied Insurance Co. Ltd. is a joint venture between M/s. ICICI Ventures Funds Management, M/s. Tata Capital Growth Fund, M/s. Oman Insurance Company, UAE, M/s. Sequoia Capital, and M/s. Alpha TC Holdings Pte Ltd, Singapore. It was founded and approved by IRDA in 2006. Being the first standalone insurance firm in India, Star Health and Allied Insurance Company assures direct and hassle-free claim settlement facilities.

Constantly ranked alongside some of India's top health insurers, Star Health and Allied Insurance co. Ltd has been conferred with many awards and accolades. Some of the most prominent ones are:

  • Most Promising Health Insurance Company at Healthcare Excellence Awards in 2014
  • Claims Service Company of the Year at Indian Insurance Award in 2014
  • Rated as the Best Claim Settlement Process Company by Hindustan MaRs Survey 2015
  • Health Insurance Company Of The Year at Indian Insurance Awards 2015

Why Should You Invest in Star Health Insurance?

Subject Particulars
Network hospitals More than 8200
The ratio of claim incurred 60.51 %
No of health policies issued till 2017 2579591
Grievances solved 98.72%
NCB Bonus 5% to 100%
TPA Involvement No

 

Some of the reasons why you must choose to buy Star Health Insurance are:

  • The company offers direct in-house settlement and does not involve a third party for claim settlements.
  • The company is known for fast, easy and hassle-free health insurance claim settlements.
  • Policyholders get immediate access to cash-less hospitalization And reimbursement facility in more than 7000 network hospitals across India.
  • It has its wide presence across the country with over 6000 branch offices.
  • The star health mediclaim insurance offers personalized doctor visit for all customers getting hospitalized.

List of Star Health Insurance Plans:

  1. Star Family Health Optima Insurance
  2. Star Senior Citizens Red Carpet Insurance
  3. Star Comprehensive Insurance
  4. Star MediClassic Insurance
  5. Star Health Gain Insurance
  6. Star Super Surplus Insurance
  7. Star Unique Health Insurance
  8. Star Diabetes Safe Insurance
  9. Star Cardiac Care Insurance
  10. Star Wedding Gift Insurance
  11. Rural
  12. Star Net Plus Insurance
  13. Star Student Care Insurance
  14. Star Care Insurance
  15. Star Criticare Plus Insurance
  16. Star Family Delite Insurance

Star Family Health Optima Insurance

Star Health Plan Family Health Plan
Entry Age 18 years to 65 years
Sum Insured Range 3 Lakhs to 25 Lakhs
Renewability Lifelong
Co-Payment 20% of each and every admissible claim for age above 60 years
Policy Term 1 Years


This Star Health insurance plan provides cover for the individual as well as family at an affordable price.

Key Features:

  • It is issued as a single policy, covering health insurance of the entire family.
  • You are provides with the facility of auto-recharge, which means that you can get your policy recharged automatically for up to 30 percent of the sum assured at no additional cost.
  • The insurer does reimburse a maximum of Rs. 3500 every three years against expenses incurred for health check-ups during the policy tenure.
  • The insured gets the benefit of automatic restoration of the sum assured three times during the policy when exhausted, provided the sum assured is Rs. 3 Lakh or above
  • The health insurance company also provides for an auto cover for every new born baby from the 16th day in the family.
  • Star Health and Allied Insurance Co. Ltd. also provides coverage for expenses incurred in case of organ transplantation.
  • This insurance scheme also provides cover for all day care procedures to be followed during the treatment period.
  • This star health insurance policy is available on floater basis and the sum insured floats among all the people insured under this policy.

Eligibility:

  • Any Indian citizen between the ages of 18 years to 65 years can apply for this scheme.
  • An infant ageing 16 days and above can be covered under this scheme.
  • For people beyond 65 years of age, this policy can be renewed for life time.

Star Senior Citizens Red Carpet Insurance

Star Health Plan Individual Plan
Entry Age 60 years to 75 years
Sum Insured Range 1 Lakh to 10 Lakhs
Renewability Lifelong
Co-Payment A co-payment of 50% is applicable for pre-existing disease claims and 30% for other claims.
Policy Term 1 Year

This star health insurance policy is extended to senior citizens above the age of 60 years.

Key Features:

  • This health insurance policy does not require you to appear for a pre-policy medical screening.
  • This Red Carpet insurance policy provides coverage for in patient hospitalization expenses, including nursing fee, room rent, anaesthetics, medication and other such related expenses.
  • The star medical insurance company provides coverage against pre-existing diseases after a waiting period of 12 months. In details - “Pre-existing diseases are covered right from the 2nd year, i.e. from the date of policy inception.”
  • The senior citizen health Insurance policy covers expenses arising out of queries related to outpatient treatment. However, this facility is only available for queries with the networked hospitals.
  • Reimbursements made as lump sum payment post hospitalisation.
  • This health insurance scheme provides cover for specific day care procedures and for transportation expenses up to the specified limits.
  • It can be availed as an individual insurance plan.

Eligibility: Any person between the ages of 60 years to 75 years can opt for this plan.

Star Comprehensive Health Insurance

Star Health Plan Individual and family health plan
Entry Age 18 years to 65 years; dependent children: 3 months to 25 years
Sum Insured Range Rs. 5 Lakhs to Rs. 25 Lakhs
Renewability Lifelong
Co-Payment A co-payment of 10% is applicable for individuals above 60 years at entry level and subsequent renewals.
Policy Term 1 Year


This Star health insurance policy provides mediclaim cover for the individual’s entire family and is issued on a floater basis.

Key features:

  • No upper limit specified for cost against treatment and room rents.
  • It covers the event of a personal accident resulting in permanent disability or the sudden death without asking for an additional payment.
  • It provides automatic health insurance cover for new born babies and also gives maternity benefits.
  • You may also like to apply for auto-restoration of the sum assured (up to 100 percent) when exhausted.
  • You are also provided with the coverage against expenses incurred for availing outpatient ophthalmic treatment.
  • This health insurance scheme also provides cover for 405 day care procedures to be followed during the treatment period.
  • It gives extra benefits like health checkups, Bariatric surgeries, assistance for air ambulance, and so on at no additional cost.
  • Sum insured to increase by 100% in cases of claim free years.
  • Extended in the form of a hospital cash facility.
  • The star medical insurance policy available on an individual as well as on a floater basis. However, your spouse and other dependents in your family can avail benefits under this policy.

Eligibility:

Any person lying between the ages of 18 years to 65 years can opt for this plan. Dependent children between the ages of 3 months to 25 years can benefit from this scheme.

Star MediClassic Health Insurance

Star Health Plan Individual and family health plan
Entry Age 5 months to 65 years
Sum Insured Range Rs.1.5 Lakh to Rs. 10 Lakhs
Renewability Lifelong
Co-Payment A co-payment of 10% is applicable for individuals above 60 years at entry level and subsequent renewals.
Policy Term 1 Year


A family Health insurance plan extended as a family package including health and mediclaim benefits and bonus options.

Key Features:

  • You can apply for auto-restoration up to 200% of the sum assured if exhausted (in case of Individual plan).
  • Coverage to increase by 5% of the basic sum insured (max up to 25%) in cases of claim free years
  • Extended in the form of a hospital cash facility.
  • This health insurance scheme also provides cover for 101 day care procedures to be followed during the treatment period.
  • It provides for free health checkups.

Eligibility:

  • Any person lying between the ages of 5 months to 65 years can opt for this plan. Children are to be covered only along with parents.
  • HIV+ people can also opt for this plan, subject to certain conditions.

Star Health Gain Insurance:

Star Health Plan Individual and family health plan
Entry Age 5 months to 65 years
Sum Insured Range Rs. 1 Lakh to Rs. 5 Lakhs
Renewability Lifelong
Cooling Off Period 30 days
Policy Term 1 Year


This star health insurance plan provides cover mediclaim to an individual along with their family.

Key Features:

  • Covers expenses incurred for both inpatient and outpatient treatments.
  • The amount saved from outpatient treatment is carry forwarded to the next policy year.
  • Avail a max up to 10 percent discount on the premium at the time of renewal, provided no claim is made during the current tenure of the policy.
  • Fixed premium for all.

Eligibility:

  • Any person between the ages of 5 months to 65 years can opt for this plan. Children are to be covered only along with parents. Dependent children below the age of 25 years can benefit from this scheme.

Star Super Surplus Insurance

Star Health Plan Type Individual and family Health plan
Entry Age Adult: 18 years to 65 years; children: 3 months to 25 years
Sum Insured Range Rs. 3 Lakh to Rs. 10 Lakhs
Renewability Lifelong
Co-Payment A co-payment of 10% is applicable for individuals above 60 years at entry level and subsequent renewals. (only for Gold Plan)
Policy Term 1 Year


It is a top up cover policy offered at affordable pricing.

Key features:

  • No pre-policy medical check-up required.
  • The company also provides for coverage of pre-existing diseases, subject to completion of 36 months of regular insurance cover.

Eligibility:

  • Any person between the ages of 5 months to 65 years can opt for this plan. Children can be covered along with their parents. Family floater policies cover an individual along with spouse and up to two children. . This policy is also available on individual basis.

Star Unique Health Insurance:

Star health Plan Type Individual plan
Entry Age 18 years to 65 years
Sum Insured Range Rs. 1 Lakh to Rs. 3 Lakhs
Renewability Lifelong
Co-Payment 30% of admissible claim amount, in respect of each and every claim
Policy Term 2 Years


It is a two year policy for individuals along with a co pay benefit.

Features:

  • No pre-policy medical check-up required.
  • This insurance policy provides coverage for pre and post hospitalization.
  • Star health insurance company also provides coverage for pre-existing diseases after a waiting period of 11 months of policy inception.
  • Available to HIV+ persons, subject to certain conditions.
  • Life time renewal scheme available.

Eligibility:

  • Any person lying between the ages of 18 years to 65 years can opt for this

Star Diabetes Safe Insurance:

Star Health Plan Type Individual & Family Health Plan
Entry Age 18 years to 65 years
Sum Insured Range Rs. 3 Lakh to Rs. 10 Lakhs
Renewability Lifelong
Waiting Period 30 days (except for accidents) to 48 months (pre-existing diseases)
Policy Term 1 Years


This insurance policy is for diabetic patients.

Features:

  • This star health mediclaim policy provides cover for regular hospitalization expenses as well as expenses connected to diabetes and its complications.
  • Policy can be taken for self and spouse.
  • You can apply for auto-restoration up to 100% of the sum assured if exhausted.
  • This health insurance scheme also provides cover for 400+ day care procedures to be followed during the diabetes treatment period

Eligibility:

  • Anyone aged between 18 years and 65 years who is diagnosed with diabetes can purchase this policy.

Star Cardiac Care Health Insurance

Star Health Plan Type Individual Plan
Entry Age 10 years to 65 years
Sum Insured Range Rs. 3 Lakh to Rs. 4 Lakhs
Renewability Lifelong
Co-Payment 10% of claimable expenses for individuals with entry age 60 years.
Policy Term 1 year

This insurance policy is for heart patients.

Features:

  • It provides cover against heart diseases, post 90 days of completion of the policy issuance date
  • Two variants of the policy are Silver Plan and Gold plan
  • Extended in the form of hospital cash facility
  • This insurance scheme also provides cover for 405 day care procedures to be followed during the treatment period

Eligibility:

  • Any person aged between 10 years and 65 years who had undergone Bypass Surgery or PTCA treatment within 7 years before the date of purchase of the policy.
  • This health insurance scheme is available on an individual basis.

Star Wedding Gift Insurance:

Star Health Plan Type Individual Plan
Entry Age 18 years (5 months for children) to 40 years
Sum Insured Range Rs. 3 Lakh to Rs. 5 Lakhs
Renewability 45 years
Room rent Up to Rs. 4000 per day
Waiting period 1 year, 2 year or 4 years


This insurance scheme provides coverage for newborn babies and delivery expenses.

Features:

  • This insurance policy provides coverage for pre and post hospitalization.
  • This insurance policy provides coverage for specific daycare procedures.

Eligibility:

  • Any couple lying between the ages of 18 years to 40 years and is renewable up to 45 years of age.
  • Available on floater basis for the individual, spouse and dependent children.

Star Micro Health Insurance:

Star Health Plan Type Individual & Group Plan
Entry Age 5 months to 65 years
Annual Premium Rs. 275 (5 to 25 years)Rs. 350 (26 to 35 years)Rs. 425 (36 to 45 years)Rs. 500 (46 to 50 years)
Renewability Lifetime
Waiting period 48 months

Star Micro Health Insurance scheme for people residing in rural areas.

Features:

  • It offers affordable healthcare solution to people, thereby keeping in mind their budget.

Eligibility:

  • Any person lying between the ages of 5 months to 65 years can opt for this plan. Children to be covered only along with parents.

Star Net Plus Health Insurance:

Star Health Plan Type Individual Plan
Entry Age No Age Limit
Sum Insured Range Rs. 30,000 to Rs. 50,000
Annual Premium Rs. 2500 to Rs. 4,000
Medical Screening Required
Waiting period AIDS confirmation (CD4 test) within 90 days of the commencement of the policy

Star health insurance scheme for HIV+ patients.

Features:

  • It provides insurance cover to HIV+ patients, their family members or beneficiaries.

Eligibility:

  • Any person tested HIV+ or persons taking services from government agencies or NGO’S can b referred for this policy.

Student Care:

Star Health Plan Type Individual Plan
Entry Age 3 years to 18 years (School student)15 years to 25 years (College Students)
Sum Insured Range Rs.50000 (School Students)/Rs.75000 (College Students) to Rs.1 lakh (School Students)/ Rs.2 lakhs (College Students)
Renewability 25 years
Hospitalisation Cover Rs.5000 (School Students) Rs.2000 (College Students)

Star Health insurance scheme for college and health students.

Features:

  • It provides cover against death and permanent disability of students, hospitalization expenses and education expenses incurred by students who are not in a position to pay back owing to any injury.
  • The insurance company provides cover up to Rs.50000 for school students and up to Rs.1 lakh for college students in case of death and permanent disability.
  • The sum insured can be increased at certain additional costs.

Eligibility:

  • Under School student care insurance: Students between the ages of 3 years to 18 years.
  • Under College student care insurance: Students between the ages of 15 years to 25 years.
  • Other research institutions may also avail this policy.

Star Care Health Insurance:

Star Health Plan Type Individual & Family Health Plan
Entry Age 18 years to 65 years (Adults) 2 years to 25 years (Children)
Sum Assured Rs.1,00,000
Premium Single
Renewability Lifetime
Medical Screening Not required

Star Care Health Insurance Plan Provides cover for individual as well as his family

Features:

  • Available on individual as well as floater basis.
  • Available in selected cities where the locations are divided in Tier 1 and Tier 2.
  • Tier 1 locations: Places with population between 5 lakhs to 10 lakhs as per census 2011
  • Tier 2 Locations: According to census 2011, the places where the population is below 5, 00,000

Eligibility:

  • Any person aged between 18 years and 65 years who resides in any of Tier 1 and Tier 2 locations can purchase this plan.

Star Criticare Plus Health Insurance:

Star Health Plan Type Individual Plan
Entry Age 18 years to 65 years
Sum Assured Rs.2 lakhs to Rs.10 lakhs
Premium Rs.3,750 to Rs.35,350
Renewability Lifetime
Co-Payment 30% of claims for insured parties above 60 years


It is a protection policy issued along with critical expenses and added benefits.

Features:

  • This critical Illness policy provides coverage for in patient hospitalization expenses, including nursing fee, room rent, anesthetics, medication and other such related expenses for a minimum of 24 hours.
  • It covers pre hospitalization (30 days prior to admission to the hospital) and post hospitalization expenses along with ambulance charges, if any.
  • This star health insurance policy provides coverage against certain daycare procedures.
  • Issued on individual basis.

Eligibility:

  • Any person lying between the ages of 18 to 65 years can opt for this plan.

Star Family Delite Health Insurance:

Star Health Plan Type Family health Plan
Entry Age 5 months to 65 years
Sum Assured Rs.2 lakhs to Rs.3 lakhs
Premium Rs.2,800 to Rs.33,100
Renewability Lifetime
Medical screening Required for entrants above 50 years at authorised centres


A Star Health Insurance covers for the entire family with added benefits.

Features:

  1. It covers pre hospitalization (30 days prior to admission to the hospital) and post hospitalization expenses along with ambulance charges, if any.
  2. This health insurance policy provides coverage for certain daycare procedures.
  3. This policy provides coverage for in patient hospitalization expenses, including nursing fee, room rent, anesthetics, medication and other such related expenses for a minimum of 24 hours.
  4. Provides cover for specified diseases.

Eligibility:

  • Any person lying between the ages of 5 months to 65 years.
  • Available on floater basis for the individual, spouse and dependent children.

Star Health Insurance Premium Calculator:

Star Health and allied Insurance Company helps you to calculate your annual premium for its different health insurance plans easily and conveniently. All you need to do is to provide a few vital details and company's health insurance calculator helps you calculate your annual premium amount for the Star Health Insurance plan you intended to buy.

Following is a list of details that you'll need to calculate your premium payment using Star Health Insurance Premium Calculator:

  • Policy Tenure
  • Sum Insured
  • Scheme (total number of members you intend to add in the plan)
  • Date of birth of the eldest member

Basis these details the premium calculator will give you the Basic Premium and the Gross Premium amount.

Star Health Insurance Plan Renewability

Most of the health insurance plans offered by Star Health Insurance provide the comfort of lifetime renewability. However, a few health plans offered by Star Health Insurance Company have limitation on the renewability period of the plan. It makes sense to carefully read the policy documents and check the terms and conditions before buying a plan to understand the renewability period for the intended plan.

Renew Your Star Health Insurance Plan Online

Here are the step-by-step guidelines to renew your Star medical insurance plan online.

Star medical insurance company offers a lifelong renewal feature. In order to enjoy continuous insurance benefits, you need to renew your insurance plan on a yearly basis.

Don't worry about forgetting the renewal date. Star Health will send you friendly renewal reminders to make sure that you continue to enjoy all the insurance benefits. In case, you forget your plan's renewal date and your policy expires, you will have a grace period. If you want your policy to continue, this is the high time to renew your plan.

Star Health and Allied Insurance Online Renewal process

If you want to renew your insurance plan online, all you have to do is follow the steps mentioned below.

Step 1- Visit Star Health's website. Click on the Renewal tab to renew your health plan.

Step 2- Now, fill out your policy details - policy number, email ID, date of birth, and registered mobile no. in the renewal form.

Step 3- Click on Proceed button.

Step 3- Double check and check renewal details like gross premium and service tax.

Step 4- Click on Purchase Policy button.

Step 5- Now proceed to premium payment. You can pay the premium via net banking, credit card or debit card.

Star Health Insurance (SHI) Claim Process

Here is the claim process for Star health insurance.

1. For Cashless Claims

If you want to avail cashless claim in a Star Medical Insurance plan, follow the steps mentioned below.

Step 1- Visit the insurance desk at the reception of the network-listed hospital you are undergoing a treatment at.

Step 2- Display the policy ID for identification purpose.

Step 3- The network listed hospital would cross-check your identity and submit the pre-authorization form to Star Health.

Step 4- A doctor from their team will evaluate the documents. After the verification, he/she will process the claim in accordance with the terms and conditions of the opted plan.

Step 5- A designated field doctor will make the hospitalization process simpler for you.

Step 6- After the completion of the necessary formalities, the claim would be settled according to the terms and conditions.

2. Reimbursement Claim Process

If you want to avail reimbursement claim for Star Health Mediclaim, follow the steps mentioned below.

Step 1- A doctor on-field will make hospitalization simpler for you.

Step 2- Post discharge, you will have to clear the hospital bills. Make sure you collect all the original documents of the treatment(s) and receipts of incurred expenses.

Step 3- Fill out the claim form, attach all the required original documents and receipts, and submit it to the nearest branch office of Star Health.

Step 4- As per your policy’s terms and conditions, your claim will be settled.

How to Apply for Star Health Insurance Policy?

Health insurance plans offered by the company can be applied to through multiple channels like:

  • Individuals wishing to buy star health insurance plans can simply call the Sales helpline of the company and speak to the customer service representative.
  • They can provide their name and mobile number on the website of the company and request for a call back.
  • Lastly, customers may also visit the company's branches or get in touch with an agent to buy the plans required.

 

Star Health Insurance Reviews

TOTAL REVIEWS (50)
Neeraj
Solapur
October 10, 2016

Star Health Insurance

Nowadays, The risk of health is increases and to recover that problems we have to prepared. I have purchased the star health insurance policy, it has low premiums and more benefits. Policy coverage is high approx.90% and claims are even much better.

Shushant
Lonavla
October 04, 2016

"Health is Wealth"

Policy i have is star health insurance plan. The policy coverage is high and claims are even better. Claiming is easy due to fast response given by the executives and the team members of the company. The ambulance is facilitate by the hospital which is absolutely free of charge.

Ritesh
Nasik
September 24, 2016

Very much happy with the service..

Extremely satisfied with the service star health provided to me when my son was admitted ,I totally concentrated on my son without worrying about bill.

Vibhuti
Ambur
September 02, 2016

Good Policy

The star health insurance policy which gives me not a just insurance policy but this is the one which i'm from months. The service is fantastic and coverage is maximum. Ambulance service, good ratio of hospitals and online renewal of the insurance plan and many more inbuilt benefits.

Tanishk
Kherwara
August 23, 2016

Health Care

My health insurance policy is very good in benefits and give good payback returns. Policy coverage is high and claims are even better. Service is fast given by the team members of the star health general insurance. Easy renewals and online service reduces paperwork.

Rajendra
Rourkela
April 09, 2016

health insurance

I am 41yrs old need good health insurance for me and my family health benefit

MD
Howrah
March 25, 2016

family floter plan

need to details like S.A and premium amount and other benefits of the policy

Kuldeep
Udaipur
March 09, 2016

ok

1

Sanidhya
Bangalore
February 18, 2016

Excellent service

Helped me in purchasing health insurance for my parents with great ease.Each query of mine was answered properly.I highly appreciate the efforts guys who helped me at each and every step.Keep it up!! :)

Haresh
Pune
February 14, 2016

Awesome

I purchase health policy through general insurance. The service provided is super and on time. Policy coverage and claim is high but on the other side premium is low. The policy provide ambulance or cab facility which is very good for middle class people.
Plan Name: HEALTH OPTIMA
Agent Code: BPW00605

YASHWANT
Thane
February 14, 2016

Low Premium

I have policy from star health. Policy coverage is 90% and the premium is low approx. Rs.1900 . The claim is high with ambulance service. Around 3000 hospitals are working with this program. Nice job guys.
Plan Name: HEALTH OPTIMA
Agent Code: BPW00605

Krishna
Mumbai
February 13, 2016

"Good Coverage"

My health plan is with general insurance which have low premiums and the claim is ~Rs.2.9 lakh. The policy coverage is nice and the ambulance is free which provided from door to door.
Plan Name: SENIOR CITIZEN RED CARPET POLICY
Agent Code: BPW01710

RUPINDER
Jammu
February 13, 2016

Health policy plan

I spend my last week in hospital, thank god i have health policy with star insurance which provide me the ambulance service from my office campus to hospital and then to home. The whole treatment is covered in policy. Took right decision on right time. Happy with plan.
Plan Name: HEALTH OPTIMA
Agent Code: BPW01710

K.
Gurgaon
February 13, 2016

Health insurance for seniors

I have health policy for me and my wife. The plan is good and responsive at any time. Policy covers 90% bills and claim is four lakh. Ambulance provide from both sides. I am tension free now. Thank you.
Plan Name: SENIOR CITIZEN RED CARPET POLICY
Agent Code: BPW01710

Abhishek
Pune
February 13, 2016

Awesome Health Plan.

Star health insurance provide me policy plan which have low premiums. The claims are high and ambulance is facilitate from door steps to hospital. Policy coverage is 90%. Number of hospitals are working under this project. Love to have this policy.
Plan Name: HEALTH OPTIMA
Agent Code: BPW01710

Hemant
Mumbai
February 12, 2016

Fair plan for health

I got health policy from star insurance with my friend's advice for my in-laws. The policy works for both of them and my wife happy too :) . Claim and policy coverage is high and the premium is low. Free ambulance service is also an additional benefit.
Plan Name: SENIOR CITIZEN RED CARPET POLICY
Agent Code: BPW01710

Mahendra
Beawar
February 11, 2016

Fantastic health plan

I have health plan with general insurance. The ambulance service is for free. Claim is Rs.4 lakh. Policy coverage is 80%. Service is really nice and on the spot, whenever wherever. I'm happy with my health policy.
Plan Name: HEALTH OPTIMA
Agent Code: BPW01473

Naveen
Delhi
February 11, 2016

Great Plan.

Health insurance buy through star insurance. The facility of ambulance is free of any charge. Premiums is low ~Rs.1900 per month. Claims easily sanctioned and the return amount is ~Rs.3.2 lakh. Good plan for normal earning perople.
Plan Name: HEALTH OPTIMA
Agent Code: BPW00605

Bhagwandin
Navi_mumbai
February 11, 2016

"Good job"

My health plan is with general insurance. Policy coverage is 95% and ambulance is from door steps to hospital for free. Claim is Rs.2.1 lakh and the amount is sanction in few days.
Plan Name: HEALTH OPTIMA
Agent Code: BPW00605

Ramesh
Mumbai
February 09, 2016

Nice Health Policy

My future unwanted visits to hospital is secure now because of general insurance. Policy have good coverage and claim Rs.3.7 lakh. Ambulance don't take charges for pick and drop. Really happy with policy.
Plan Name: MEDI CLASSIC
Agent Code: BPW01710

Raj
Noida
February 09, 2016

Old age policy.

I found a policy for my parents. The policy is perfect and the followup is great even after buying the policy. It gives ambulance from house to hospital and reverse. Rs.3 lakh is claim and 89% policy coverage.
Plan Name: SENIOR CITIZEN RED CARPET POLICY
Agent Code: BPW01710

Manoj
Thiruvananthapuram
February 09, 2016

"Good"

I have purchase health insurance from star. The policy is nicely working for me, great benefits with free ambulance service and coverage is 90% with claims approx. Rs.3 lakh. Like the policy.
Plan Name: MEDI CLASSIC
Agent Code: BPW01710

Kommareddi
West_godavari
February 08, 2016

"Superb"

I have health plan from star insurance. My policy give more and take less. Premium is low but the services, claims, coverage is high. Ambulance is facilitate without taking any charges. All the treatment is covered in policy no extra charges.
Plan Name: HEALTH OPTIMA
Agent Code: BPW01710

Subharthee
Howrah
February 08, 2016

Good plan for health.

I bought health insurance plan by star general. Ambulance charge nothing for there service and claims Rs.3.5 lakh. Policy coverage is for full damage. Service is fast and anywhere you want.
Plan Name: SENIOR CITIZEN RED CARPET POLICY
Agent Code: BPW01710

Alok
Ranchi
February 06, 2016

"Big Returns"

Buy health insurance that provides good service including ambulance at door steps which don't charge. This is personal experience that's why i wrote this. Good work guys.
Plan Name: HEALTH OPTIMA
Agent Code: BPW01710