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Star Health Insurance

*All savings are provided by the insurer as per the IRDAI approved insurance plan. Standard T&C Apply
*Tax benefit is subject to changes in tax laws. Standard T&C Apply

Star Health Insurance

Star health insurance is the first standalone health insurance provider in India, which started its operations in the year 2006. The insurer provides comprehensive insurance solutions in the domains such as Personal Accident, Health and Overseas Travel Insurance. The insurer is also into Bancassurance having tie-us with leading banks across the country.

The following figures indicate the worth of the insurer:

  • Cashless hospitalisation facility at more than 9900 hospitals across the country
  • Active PAN India presence with 550+branches
  • 90% claims settled in less than 2 hrs
  • 4.9 million claims settled with 16.9 cr lives covered
  • 24x7 active customer care support
  • Independent claim settlement without the intervention of TPA
  • Awarded as the “Best Health Insurance Provider of the Year 2018” by Business Today, Money Today Financial Awards 2018-19
  • Awarded as the “India’s Leading Insurance Company of the year 2018” by Dun & Bradstreet BFSI Summit & Awards 2019

Health insurance policies offered by the insurers are comprehensive in nature, which can be availed for individual, family, senior citizens and corporate. Products are also designed for individuals with diabetes, heath diseases or HIV+patients. Maternity expense cover, ambulance cost, AYUSH cover, no co-payment up to the age of 60 years, second medical opinion etc. are some of the unique features of Star Health Insurance.

Star Health Insurance Company at a Glance

Features Specifications
Network hospitals Hospitals 9900+
Claim Settlement Ratio as per Public Disclosure 90%
Pre-existing diseases waiting period 3 years
No. of lives insured since inception 16.9 Crore
Incurred Claim Ratio 63%
Grievances solved since inception 4.9 million
NCB Bonus 5% to 100%
TPA Investment No
Free look period 15 days
Grace Period 120 days
Policy Renewability Lifetime

 *Claim Settlement Ratio - FY 2018-2019


List of Star Health Insurance Plans:

Star Health Insurance Company offers a wide range of health insurance plans to ensure financial protection to their customers. There are 16 health insurance schemes offered by Star Health, and some of them along with their features and coverage benefits are listed below:

  • Star Family Health Optima Insurance Policy
  • Star Senior Citizens Red Carpet Insurance Policy
  • Star Comprehensive Insurance Policy
  • Star Medi Classic Insurance Policy (Individual)
  • Star Health Gain Insurance Policy
  • Star Super Surplus Insurance Policy
  • Star Diabetes Safe Insurance Policy
  • Star Cardiac Care Insurance Policy
  • Star Criticare Plus Insurance Policy
  • Star Cancer Care Gold (Pilot Product)
  • Star Special Care Insurance Policy
  • Star Novel Coronavirus Insurance Policy
  • Star Outpatient Care Insurance Policy
  • Arogya Sanjeevani Policy, Star Health
  • Star Hospital Cash Insurance Policy
  • Young Star Insurance Policy
  • Star Family Health Optima Plan

    The Star Family Health Optima plan is the most sought-after health insurance plan that covers the whole family under a single policy. This star family health insurance policy offers comprehensive insurance coverage with benefits such as new-born baby cover, donor expense cover, assisted reproductive treatment, and many more.

    Features Specifications
    Entry Age 18 years to 65 years (Indian residents)
    Sum Insured Range Rs 1 Lakh to Rs 25 Lakh
    Premiums Rs 4215 is for SI of Rs.100000 in Zone 3, age group 16 days-35 years for family size!A+1C and Rs 135070 in Zone 1, age group above 80 years for family size 2A+3C - in both the case excluding tax.
    Renewability Lifelong
    Co-Payment 20% of each and every admissible claim for age above 60 years
    Policy Term 1 Year
    Covers

    1. Ambulance charges

    2. In-patient hospitalisation

    3. Domiciliary hospitalisation

    4. Day-care expenses

    5. New-born baby coverage

    Features & Coverage:

      • Star Health Family Health Optima is issued as a single policy, covering health insurance of the entire family.
      • Auto-recharge is available up to 300% of sum insured (100% three times).
      • The insurer does reimburse a maximum of Rs 3500 every three years against expenses incurred for health check-ups during the policy tenure.
      • The insured gets the benefit of automatic restoration of the sum assured three times during the policy when exhausted, provided the sum assured is Rs 3 Lakh or above
      • The health insurance company also provides for an auto cover for every newborn baby from the 16th day in the family.
      • Star Health and Allied Insurance Co. Ltd. also provide coverage for expenses incurred in case of organ transplantation.
      • This insurance scheme also provides cover for all day care procedures to be followed during the treatment period.
      • This star health insurance policy is available on floater basis and the sum insured floats among all the people insured under this policy.

    Eligibility Criteria:

      • Any Indian citizen between the ages of 18 years to 65 years can apply for this scheme.
      • An infant ageing 16 days and above can be covered under this scheme.
      • For people beyond 65 years of age, this policy can be renewed for lifetime.
  • Star Senior Citizens Red Carpet Health Insurance Plan

    This Star Health Senior Citizens Red Carpet insurance policy covers the senior citizens aged between 60 and 75 years. One of the exciting features of this insurance policy is that no pre-insurance medical test is required, and pre-existing diseases are covered from the 2nd policy year onwards.

    Features Specifications
    Entry Age 60 years to 75 years
    Sum Insured Range 1 lakh to 7. 5 lakh (individual basis)10/15/20/25 lakh (floater basis)
    Renewability Guaranteed after 75 years
    Premiums Rs 4,450 to Rs 26,550
    Discount Save up to 5% on premiums for buying the policy online.
    Co-Payment A co-payment of 50% is applicable for pre-existing disease claims and 30% for other claims.
    Policy Term 1/2/3 Years
    Coverage

    1. Pre-hospitalisation and post-hospitalisation expenses

    2. Coverage for specific ailments

    3. Outpatient consultations

    4. In-patient hospitalisation

    5. Ambulance charges

    Features & Coverage:

      • Star health insurance for senior citizens does not require you to appear for a pre-policy medical screening.
      • This Star Health Red Carpet insurance policy provides coverage for inpatient hospitalization expenses, including nursing fee, room rent, anaesthetics, medication and other such related expenses.
      • The star medical insurance company provides coverage against pre-existing diseases after a waiting period of 12 months. In details – “Pre-existing diseases are covered right from the 2nd year, i.e. from the date of policy inception.”
      • The senior citizen health Insurance policy covers expenses arising out of queries related to outpatient treatment. However, this facility is only available for queries with the networked hospitals.
      • Reimbursements made as lump sum payment post hospitalisation.
      • This health insurance scheme provides cover for specific day-care procedures and for transportation expenses up to the specified limits.
      • It can be availed as an individual insurance plan.

    Eligibility Criteria:

      • Any person between the age group of 60 years to 75 years can opt for this plan.
  • Star Comprehensive Health Insurance

    This Star comprehensive health insurance policy that does not put any capping on the room rent as well as the cost of treatment. Star comprehensive health plan covers medical expenses incurred on bariatric surgical procedures along with the complications.

    Features Specifications
    Entry Age 18 years to 65 years; dependent children: 3 months to 25 years
    Sum Insured Range Rs 5 lakh to Rs 1 cr
    Premiums Starting from Rs. 7,015. Actual premium differs, basis age, sum insured, and family size
    Renewability Lifelong
    Co-Payment A co-payment of 10% is applicable for individuals above 60 years at entry level and subsequent renewals.
    Policy Term 1/2 Years
    Coverage

    1. Pre-existing diseases

    2. Pre-hospitalisation and post-hospitalisation expenses

    3. New-born baby cover/delivery cover, which includes C-sec deliveries and the vaccinations for newborn babies)

    4. Daily cash for hospital expenditure

    5. Outpatient treatment (Ophthalmic and Dental)

    *This is not an exhaustive list

    Features & Coverage:

      • No upper limit specified for cost against treatment and room rents.
      • It covers the event of a personal accident resulting in permanent disability or the sudden death without asking for an additional payment.
      • It provides automatic health insurance coverage for newborn babies and also gives maternity benefits.
      • You may also like to apply for auto-restoration of the sum insured (up to 100 per cent) when exhausted.
      • You are also provided with the coverage against expenses incurred for availing outpatient ophthalmic treatment.
      • This health insurance scheme also provides cover for 405-day care procedures to be followed during the treatment period.
      • It gives extra benefits like health checkups, Bariatric surgeries, assistance for air ambulance, and so on at no additional cost.
      • Sum insured to increase by 100% in cases of claim free years.
      • Extended in the form of a hospital cash facility.
      • The star medical insurance policy available on an individual as well as on a floater basis. However, your spouse and other dependents in your family can avail benefits under this policy.

    Eligibility Criteria:

      • Any person between the age group of 18 years and 65 years can opt for this plan. Dependent children between the ages of 3 months to 25 years can benefit from this scheme.
  • Star MediClassic Health Insurance

    Star health mediclassic insurance policy has designed especially for HIV positive people. But it does not cover the hospitalization required for opportunistic infections.

    Features Specifications
    Entry Age 5 months to 65 years; only renewal permitted after the age of 65 years.
    Sum Insured Range Rs.1.5 Lakh to Rs. 15 Lakh
    Annual Premium Charges Rs. 2510 to Rs. 88170, differs basis age, sum assured and zone
    Two-year Premium Charges Rs. 4769 to Rs. 167523 (varies on the basis of age, sum insured, and zone)
    Renewability Lifelong
    Co-Payment A co-payment of 10% is applicable for individuals above 60 years at entry level and subsequent renewals.
    Policy Term 1 Year
    Coverage

    1. Pre-existing diseases

    2. Pre-hospitalisation and post-hospitalisation expenses

    3. Health-care expenses

    4. Day-care procedures

    5. Non-allopathic procedures

    Features & Coverage:

      • You can apply for auto-restoration up to 200% of the sum assured if exhausted (in case of the Individual plan).
      • Coverage to increase by 5% of the basic sum insured (max up to 25%) in cases of claim free years
      • Extended in the form of a hospital cash facility.
      • This health insurance scheme also provides cover for 101-day care procedures to be followed during the treatment period.
      • It provides for free health check-ups.

    Eligibility Criteria:

      • Any person between the age group of 5 months and 65 years can opt for this plan. Children are to be covered only along with parents.
      • HIV+ people can also opt for this plan, subject to certain conditions.
  • Star Health Gain Insurance Plan

    Star Health Gain Insurance is a type of health insurance policy that offers insurance coverage to individual’s family including dependent children and spouse under a single umbrella.

    Features Specifications
    Entry Age Age of Entry 91 days to 65 years
    Sum Insured Range Rs. 1 Lakh to Rs. 5 Lakh
    Premiums Rs. 800 to Rs. 30450 (Individual) and Rs. 1950 to Rs. 43785 (Floater) based on sum insured, entry age, plan and family size)
    Renewability Lifelong
    Cooling Off Period 30 days
    Policy Term 1 Year
    Coverage

    1. Ambulance charges

    2. Day-care treatments

    3. In-patient hospitalisation

    4. Outpatient procedures within the limits

    5. Pre-existing ailments after 48 months

    Features & Coverage:

        • Covers expenses incurred for both inpatient and outpatient treatments.
        • The amount saved from outpatient treatment is carry forwarded to the next policy year.
        • Avail a max up to 10 per cent discount on the premium at the time of renewal, provided no claim is made during the current tenure of the policy.
        • The fixed premium for all.

    Eligibility Criteria:

        • Any person between the age of 18 years and 65 years can opt for this plan. Children are to be covered only along with parents. Dependent children below the age of 25 years can benefit from this scheme.
  • Star Super Surplus Insurance Plan

    The Star Super Surplus Insurance Policy by Star Health Insurance Company is a top-up plan that offers higher sum insured at an affordable premium. It does not require you to undergo any pre-medical screening.

    Features

    Specifications

    Entry Age

    Adult: 18 years to 65 years; children: 3 months to 25 years

    Sum Insured Range

    Rs. 3 Lakh to Rs. 10 Lakh (floater basis)Rs 5 Lakh to 25 lakh (individual basis)

    Premiums

    Rs. 1950 to Rs. 36360 based on the sum assured and entry age

    Renewability

    Lifelong

    Co-Payment

    A co-payment of 10% is applicable for individuals above 60 years at entry level and subsequent renewals. (only for Gold Plan)

    Policy Term

    1 Year

    Coverage

    1. Air ambulance cover

    2. Medicine costs

    3. Consultant/surgeon fees

    4. Operation theatre expenses

    5. Hospitalisation charges

    6. Second opinion costs

    Features & Coverage:

        • No pre-policy medical check-up required.
        • The company also provides for coverage of pre-existing diseases, subject to completion of 36 months of regular insurance cover.

    Eligibility Criteria:

        • Any person between the age of 18 years and 65 years can opt for this plan. Children can be covered along with their parents. Family floater policies cover an individual along with spouse and up to two children. This policy is also available on an individual basis.
  • Star Diabetes Safe Insurance

    Star Health Diabetes Safe Insurance Plan is specially designed to cover hospitalization expenses related to the Type 1 and Type 2 diabetes and its complications.

    Features

    Specifications

    Entry Age

    18 years to 65 years

    Sum Insured Range

    Rs 3 Lakh to Rs. 10 Lakh

    Renewability

    Lifelong

    Waiting Period

    30 days (except for accidents) to 48 months (pre-existing diseases)

    Policy Term

    1 Year

    Features & Coverage:

        • This Star Health Mediclaim policy provides coverage for regular hospitalization expenses as well as expenses connected to diabetes and its complications.
        • Policy can be taken for self and spouse.
        • You can apply for auto-restoration up to 100% of the sum insured if exhausted.
        • This health insurance scheme also provides cover for all day care procedures to be followed during the diabetes treatment period.

    Eligibility Criteria:

        • Anyone between the age group of 18 years and 65 years who is diagnosed with diabetes can purchase this policy.
  • Star Cardiac Care Health Insurance

    Star Cardiac health plan has been designed to offer multiple coverage benefits to cardiac patients. The plan does not require any pre-medical screening, while the applicant can show the past medical records:

    Features

    Specifications

    Entry Age

    10 years to 65 years

    Sum Insured Range

    Rs 3 Lakh to Rs 4 Lakh

    Premiums

    Gold Plan: starts at Rs.22,172
    Silver Plan: starts at Rs.16,632 (incl. Tax)

    Renewability

    Lifelong

    Co-Payment

    10% of claimable expenses for individuals with entry age 60 years.

    Policy Term

    1 year

    Coverage

    1. Ambulance charges

    2. Hospitalisation expenses

    3. Day-care treatments

    4. Personal Accidents

    5. Cardiac ailments after 90-days of the waiting period

    6. Pre-existing ailments after 48 months

    Features & Coverage:

        • It provides cover against heart diseases, posts 90 days of completion of the policy issuance date
        • Two variants of the policy are Silver Plan and Gold plan
        • Extended in the form of hospital cash facility
        • This insurance scheme also provides coverage for all day care procedures to be followed during the treatment period

    Eligibility Criteria:

        • Any person aged between 10 years and 65 years who had undergone Bypass Surgery or PTCA treatment within 7 years before the date of purchase of the policy.
        • This health insurance scheme is available on an individual basis. 
  • Star Criticare Plus Health Insurance

    Star Criticare Plus Insurance Policy is a one-of-its kind Star health plan that covers 9 specified critical ailments and the payment is made in lump sum upon the diagnosis.

    Features

    Specifications

    Entry Age

    18 years to 65 years

    Sum Assured

    Rs 2 Lakh to Rs 10 Lakh

    Premium

    Rs 3,750 to Rs 35,350 (exclusive of tax)

    Discount

    5% for two or fewer members; 10% for more than two members

    Renewability

    Lifetime

    Co-Payment

    30% of claims for insured parties above 60 years

    Coverage

    1. Hospitalisation expenses

    2. Day-care procedures

    3. Pre and post hospitalisation expenses

    4. Non-allopathic procedures

    5. Ambulance charges

    Features & Coverage: 

        • This critical Illness policy provides coverage for inpatient hospitalization expenses, including nursing fee, room rent, anaesthetics, medication and other such related expenses for a minimum of 24 hours.
        • It covers pre-hospitalization (30 days prior to admission to the hospital) and posts hospitalization expenses along with ambulance charges if any.
        • This Star health insurance policy provides coverage against certain day-care procedures.
        • Issued on an individual basis

    Eligibility Criteria:

        • Any person between the age group of 18 and 65 years can opt for this plan.
  • Star Cancer Care Gold (Pilot Product)

    Cancer Care Gold (Pilot Product) is the first Indian health insurance plan that Star health has designed on a pilot basis, for the people who are affected by cancer. The coverage is provided on an individual basis:

    Features

    Specifications

    Entry Age

    5 months to 65 years

    Sum Assured

    Rs 3 Lakh to Rs 5 Lakh

    Premium

    Section 1: Rs. 17,400

    Section 2: 12,250

    Co-payment

    10% co-payment for the insured who have attained an age of 60 years or more

    Renewability

    Lifetime

    Medical screening

    No need of any pre-policy medical screening

    Policy Term

    1 year

    Coverage

    A) Section 1: Offers lump sum benefits in the event of recurrence of second cancer/disease/metastasis

    B) Section 2 (Indemnity Coverage): It offers cover for interventional and surgical therapy

    C) Section3 (Indemnity Coverage): It offers cover for non-interventional and non-surgical therapy

    Features & Coverage:

        • This is the first Indian insurance plan, on a pilot basis, for the people who are affected by cancer.
        • It offers cover against the risk of spreading of cancer (metastasis), recurrence of cancer, or second cancer.
        • Star health insurance cancer care plan is for individuals who are diagnosed with cancer.
        • Premium paid against Star Health Insurance cancer care plan is eligible for tax redemption u/s 80D of the Income Tax Act, 1961.
        • No pre-acceptance medical check-up is required

    Eligibility Criteria:

        • An individual can cover self, dependent children, spouse, dependent parents
        • Any individual lying between the age group of 5 months and 65 years
  • Star Special Care Insurance Policy

    Star Special Care Plan is specifically designed by Star Health Insurance Company for children suffering from autism spectrum disorder. Parents can buy this plan for their child with special needs and be sure of getting him/her the best possible treatment.

    Features

    Specifications

    Entry Age

    3 years to 25 years

    Sum Assured

    Rs 3 Lakh

    Co-payment

    20% for each claim

    Renewability

    Lifetime

    Medical screening

    No pre-acceptance medical screening is required

    Policy Term

    1 year

    Coverage

    Hospitalisation charges up to Rs. 5000 per day covering Anaesthetist, surgeon, consultants, medical practitioner, and specialists fees, Operation theatre charges, blood, oxygen, medicines, drugs, anaesthesia, surgical appliances, etc.

    Features & Coverage:

        • Star Health Insurance Special Care policy is designed to offer medical insurance for kids who’ve been diagnosed with Autism Disorder.

    Eligibility Criteria:

        • Any kid between the age group of 3 years and 25 years and diagnosed with Autism disorder is covered.
  • Star Novel Coronavirus Insurance Policy

    Star Health Insurance Company has designed Star Novel Coronavirus insurance policy for COVID-19 positive people. The insurer pays a lump sum amount to treat hospitalization expenses. The features and benefits of this plan are given below:

    Features

    Specifications

    Age Criteria for Adults

    18-65 years

    Age Criteria for Dependent Children

    3 months- 25 years

    Policy Term

    1 year

    Sum Insured

    Rs 21000 and Rs 42000

    Premium Applicable

    Rs 299 + GST and Rs 598+ GST

    Initial Waiting Period

    16 days

    Features and Coverage:

      • Star Novel Coronavirus policy offers sum insured on individual basis
      • The applicants do not need to undergo medical screening before buying the policy
      • No third-party administrator is involved, and in-house claim settlement is offered
      • The sum insured amount is paid in lump sum upon diagnosis and hospitalization
      • Cashless facility is available in network hospitals
  • Star Outpatient Care Insurance Policy

    The Star Outpatient Care Insurance policy has been designed to cover the costs incurred on outpatient consultation by individuals as well as the entire family. It comes in three plan variants i.e. Silver, Gold and Platinum plan.

    Features

    Specifications

    Entry Age

    Adults: 18 years to 50 years

    Dependent Children: 31st day to 25 years

    Sum Insured Range

    Rs 25,000/ Rs 50,000/ Rs 75,0000/ Rs 1 Lakh

    Premiums

    Rs 9,170 under the Silver plan to Rs 11,080 under the Platinum plan for one member with Rs 25,000 as SI. (The premium will increase as the sum insured and the members increase).

    Renewability

    Lifelong

    Discount

    25% renewal discount after every two consecutive claim-free years

    5% discount on direct online purchase

    Policy Term

    1 Year

    Coverage

    1. Outpatient consultation

    2. AYUSH treatment

    3. Dental treatment

    4. Diagnostic, physiotherapy & pharmacy

    5. Ophthalmic treatment

     

    Features & Coverage:

    • Star Outpatient Care Insurance Policy does not require applicants to undergo any medical check-up.
    • It provides coverage for expenses incurred on outpatient consultation at any network facility of Star Health Insurance.
    • It covers the cost of outpatient treatment taken at Ayurveda, Homeopathy, Unani, Yoga, Siddha and Naturopathy centres.
    • It covers the expenses incurred on diagnostics, physiotherapy and pharmacy at any network facility of Star Health Insurance.
    • It also covers any outpatient dental or ophthalmic treatment expenses arising out of accidental injuries.

    Eligibility Criteria:

    • Any person between the age of 18 years and 50 years can purchase this policy.
    • It provides coverage to individuals as well as families.
    • It covers the entire family under a single policy under its floater cover, comprising of self, spouse and dependent children.
    • It covers a maximum of six family members under the floater cover.
    • Dependents children from 31st day to up to 25 years can be covered.
  • Arogya Sanjeevani Policy, Star Health

    The Arogya Sanjeevani Policy, Star Health is a simple health insurance policy with a comprehensive range of coverage and benefits. This policy has been designed to cover all essential treatments while being an extremely affordable health insurance plan.

    Features

    Specifications

    Entry Age

    Adults: 18 years to 65 years

    Dependent children: 3 months to 25 years

    Sum Insured Range

    Rs 1 Lakh to Rs 5 Lakh in multiple of 50,000

    Premiums

    Rs 2,985 to Rs 4,170 for one member of not more than 35 years old

    Renewability

    Lifetime

    Co-Payment

    5% co-payment on all claims

    Discount

    Rural discount of 20% on premiums

    Policy Term

    One Year

    Coverage

    1. Road ambulance

    2. Hospitalization expenses

    3. Day care procedures

    4. Cataract

    5.AYUSH treatment

    6. Modern treatment

     

    Features & Coverage:

    • Arogya Sanjeevani Policy, Star Health requires applicants above the age of 50 years to go through medical screening before buying the policy.
    • It covers in-patient hospitalization expenses comprising of room rent as well as ICU charges.
    • It provides coverage for all day care procedures.
    • It covers pre-hospitalization expenses for 30 days and post-hospitalization expenses for 60 days.
    • It provides coverage for 12 modern treatments, including oral chemotherapy, stem cell therapy, robotic surgeries, balloon sinuplasty, bronchial thermoplasty and deep brain stimulation among others.
    • It covers the cost of in-patient treatment taken at a hospital for Ayurveda, Naturopathy, Siddha, Yoga, Unani and Homeopathy.
    • The premium for the policy can be paid in monthly/ quarterly/ half-yearly or yearly instalments.
    • It provides No Claim Bonus of 5% on every claim-free year for up to a maximum of 50% of the sum insured.

    Eligibility Criteria:

    • Any person between the age of 18 years and 65 years are eligible to buy this policy.
    • It is available in individual as well as floater cover.
    • It covers the policyholder, spouse, dependent children, parents and parents-in-law under one policy.
    • More than three dependent children between the age of 3 months and 25 years can be covered along with their parents.
  • Star Hospital Cash Insurance Policy

    Star Hospital Cash Insurance Policy enables the policyholder to receive a daily cash allowance for day-to-day hospital expenses, such as food, travel, etc. It provides additional protection by covering incidental expenses of the policyholder. This plan is available in two variants – Basic and Enhanced plan.

    Features

    Specifications

    Entry Age

    Adults: 18 years to 65 years

    Dependent children: 91 days to 25 years

    Hospital Cash Amount

    Rs 1000 per day to Rs 5000 per day

    Premiums

    Rs 783 (for Rs 1000 SI) to Rs 2349 (for Rs 3000 SI) for one adult under the basic plan. (The premium will increase with the increase in members and hospital cash days).

    Hospital Cash Days

    30/ 60/ 90/ 120/ 180 days

    Deductible

    1 day under the basic plan for Sickness Hospital Cash

    Renewability

    Lifetime

    Discount

    10% family discount for more than 2 members under individual cover

    Policy Term

    1/ 2/ 3 Years

    Coverage

    1. Sickness Hospital Cash

    2. ICU Hospital Cash

    3. Accident Hospital Cash

    4. Day Care Hospital Cash

    5. Worldwide Hospital Cash

    6. Convalescence Hospital Cash

    7. Child Birth Hospital Cash

     

    Features & Coverage:

    • Star Hospital Cash Insurance Policy provides lumpsum benefit to the policyholder for the hospitalization period.
    • It provides six types of hospital cash benefit, including Sickness Hospital Cash, Child Birth Hospital Cash, ICU Hospital Cash, Worldwide Hospital Cash, Accident Hospital Cash and Convalescence Hospital Cash.
    • It provides coverage for 10 day care procedures with the flexibility of availing the treatment for up to five times in a year under the Day Care Hospital Cash.
    • Convalescence Hospital Cash, Worldwide Hospital Cash and Child Birth Hospital Cash are available under the Enhanced plan only.

    Eligibility Criteria:

    • Any person falling between the age group of 18 years to 65 years can buy this policy.
    • It is available in individual as well as floater cover.
    • It covers dependent children of a minimum age of 91 days to a maximum of 25 years.
    • It covers a maximum of two adults and three dependent children under one policy.
  • Young Star Insurance Policy

    Young Star Insurance policy has been designed specially to cover the health needs of people up to the age of 40 years. It covers individuals as well as the entire family along with the provision of mid-term inclusion of newly married spouse and children. This policy is available in two types of plans i.e. Silver and Gold plan.

    Features

    Specifications

    Entry Age

    Adults: 18 years to 40 years

    Dependent children: 91 days to 25 years

    Sum Insured Range

    Rs 3 Lakh to Rs 1 Crore

    Premiums

    Rs 4405 (for Rs 3 Lakh SI) to Rs 15,390 (for Rs 1 Crore SI) for one adult up to the age of 30 years. (The premiums will increase with the increase in family members and policy tenures).

    Renewability

    Lifelong

    Discount

    10% discount if policy purchased before 36 years of age

    Renewal discount of up to 10% through Star Wellness Program

    No Claim Bonus of 20% granted up to a maximum of 100% for every claim-free year

    10% loyalty discount if policy continued after turning 40 years old

    Policy Term

    1/ 2 Years

    Coverage

    1. In-patient hospitalization

    2. Road ambulance charges

    3. Day care procedures

    4. Delivery expenses

    5. Hospital cash benefit

    6. E-Medical opinion

     

    Features & Coverage:

    • Young Star Insurance Policy does not require its applicants to get any pre-policy medical check-up done.
    • It allows for mid-term inclusion of legally married spouse, new born baby as well as a legally adopted child.
    • It covers in-hospitalization treatment expenses, such as room rent, medicines, ICU charges, tests charges, doctor’s fee, etc.
    • It comes with no capping on room rent and provides a single private AC room in the hospital.
    • It provides coverage for pre-hospitalization costs for 60 days and post-hospitalization costs for 90 days.
    • The delivery expenses and hospital cash benefit is available only under the Gold plan.
    • It offers annual health check-ups to all policyholders up to a certain limit, except under the floater cover of Rs 3 Lakh SI).
    • It provides an additional 25% sum insured up to Rs 10 Lakh in case the insured is wearing a helmet during the road traffic accident.
    • It allows for automatic restoration of the sum insured up to 100% every year in case of partial or total utilization of sum insured.
    • It comes with Star Wellness Program that allows you to earn points that can be availed as renewal discounts.
    • This policy comes with the option of paying the premium in monthly/ quarterly, semi-annual/ annual instalments.

    Eligibility Criteria:

    • Any person falling between the age of 18 years and 40 years can buy this policy.
    • This policy is available in both individual and floater cover.
    • It covers dependent children from 91 days to a maximum of 25 years.
    • It covers family members comprising of a maximum of two adults and three dependent children.

Star Health and Allied Insurance Co. Ltd. Combo Plans in Association with India First Life Insurance:

  • Star First Care
  • Star First Delite
  • Star First Classic
  • Star First Comprehensive
  • Health Insurance for Corporates

Star Health Personal Accident Insurance:

  • Student Care
  • Accident Care Individual Insurance Policy
  • Group Accident Insurance
*All savings are provided by the insurer as per the IRDAI approved insurance plan. Standard T&C apply.

Why Should You Buy Star Health Insurance Policy?

Star Health Insurance Company offers a wide range of insurance products to ensure financial protection to its customers. Awarded with the best health provider of the year in 2018-19, the company has earned a renowned name in the insurance sector.

Health insurance has become a necessity these days. You can’t predict or avoid health emergencies and having adequate health insurance covers seems to be the only solution to mitigate any financial burden.

Below are a few reasons for you to consider buying a Star Health Mediclaim policy:

  • In-house Claim Settlement-Claim house claim settlement is done without the intervention of TPA
  • Quick Claim Settlement- 90% cashless claim settlement ratio assures timely settlement of your claims. The company is known for fast, easy and hassle-free health insurance claim settlements.
  • Cashless Treatment- Moreover, you can avail cashless healthcare facilities in more than 9900 hospitals across India.
  • Online Purchase & Renewal- Star health insurance plans can be easily purchased and renewed online
  • Specialized Coverage for Children and Parents: The insurer offers specific family and senior citizen plans with comprehensive coverage benefits
  • Wide Presence: It has its wide presence across the country with over 550+ branch offices.
  • Co-payment: You don’t have to make any co-payment; however, 20 per cent of the Star Health Insurance Claim has to be settled by you if you have attained an age between 61 and 65 years, unless specified otherwise.
  • Life-long Renewability: Star health insurance plans come with lifetime renewability and offer cover for an entire lifetime.
  • Pre-existing Diseases: Any pre-existing ailment is covered after a waiting tenure of 3 years.
  • Room Rent: Star health insurance plans come with room rent expense at 2 per cent of the sum insured, subject to a maximum of Rs 4000 every day.

Star Health Insurance Policy Benefits

Below are some of the major benefits of buying a Star health insurance policy:

  • Coverage for Pre-existing Diseases-The health plans cover pre-existing illnesses after 3 years of continuous policy term. Star health policy designed for senior citizens covers it after 2 years only.
  • Co-Payment- The insured does not need to pay co-payment till the age of 60 years. And someone who is older than 60 years is only charged a co-payment of 20%
  • Lifelong Renewability- Star health plans offer lifetime renewability provision
  • Cashless Hospitalization-The insurer provides the best treatment in any of the registered network hospitals.

Star Health Insurance Policy Inclusions

Star Health Insurance Company has a differentiated number of health policies to protect the financial position of an individual in case of medical adversity. Each of Star Health Insurance plans serves to meet different medical expenses in unique ways.

The following are covered under the plans offered by the insurance provider:

  • Pre-Existing Diseases - These are incorporated subject to the prior cover by a domestic insurance provider; generally, for 3 years preceding the inception of your policy.
  • Pre-Hospitalisation Cost - Usually up to 30 days.
  • Post-Hospitalisation Cost - Usually up to 60 days. Generally met via lump sum payment at the rate of 7 percent of the costs of Rs 5,000.

In addition to the above inclusions, the following are also included:

  • Anaesthetist
  • Nursing/Boarding
  • Room rent charges
  • Surgery
  • Consultants, medical practitioner, specialists etc fees
  • X-ray, dialysis, diagnostic materials, medicines, drugs etc.

Star Health Insurance Policy Exclusions

The following conditions are not covered in Star health insurance policies-

  • Injury or illness arising out of war or nuclear radiations
  • Non-allopathic medicine expenses
  • Naturopathy treatments
  • Maternity-related expenses, childbirth, infertility, congenital illnesses etc.
  • Hospital registration costs, admission cost, telephone costs or other related charges.
  • Cosmetic surgery, surgery for changing sex, plastic surgery etc.
  • Certain specific diseases like Hernia, Fistula, Sinusitis, Piles,  are not covered during the first year of the policy
  • Pre-existing illness will not be covered before 48 months

For a detailed list please refer to the Star health insurance policy wordings. 

How is Star Health Insurance Premium Calculated?

Medical insurance premium is the amount that is paid every year to avail the benefits of a Star health insurance policy. The prices are determined by taking into consideration a few factors such as location, medical history of your family, pre-existing illness, age, gender etc. Star health insurance premium is calculated on the basis of the following factors:

Type of Health Insurance Policy

The insurance premium largely depends on the policy and the coverage type. Like the premium for a critical illness policy will be on a higher side in comparison to individual and a family floater plan. A family floater plan would also cost more as the number of insured members increases. However, one can save up to ac considerable amount on premium for purchasing a policy for more than two members.

Sum Insured Amount

The coverage amount also decides the premium cost of a star health insurance policy. The higher the sum assured amount the higher will be the premium.

Age of the Insured

Another important deciding factor is the age of the eldest insured member or the main policy. And young applicants are always charged a lesser premium because they are less likely to file a claim due to an underlying health condition.

Number of Family Members Included

The number of family members that are covered in a plan also helps in deciding the premium. Star health insurance family floater plans allow to include a maximum of 4/5/6 members under a single plan, and the premium is decided on the number of the members that are covered. 


*All savings are provided by the insurer as per the IRDAI approved insurance plan. Standard T&C apply.

How to Renew Star Health Insurance Policy Online?

Star health insurance online renewal it is quite simple and time-saving. Below are the simple steps that can be followed to renew Star health insurance plans for self, family, parents, and senior citizens online:

  • Go to policybazaar health insurance renewal. Click on the Star Health Renewal tab
  • Now, fill out your policy details - policy number, email ID, date of birth, and registered mobile no. in the renewal form.
  • Once you enter the insurance details, you will get the cost of the insurance premium. 
  • Click on the Proceed button.
  • You can pay the Star Health Insurance premium via net banking, credit card or debit card.
  • Click on the Purchase Policy button.

How to File a Claim with Star Health Insurance Company?

The claim procedure followed by Star health insurance is quite hassle-free. The insurer follows a separate process for reimbursement and cashless claims. The steps for both the claim processes are mentioned below:

Cashless Claim Settlement Process:

If you want to avail cashless claim in a Star Medical Insurance plan, follow the steps mentioned below.

Step 1- Visit the insurance desk at the reception of the network-listed hospital where you are undergoing treatment.

Step 2- Display the policy ID for identification purpose.

Step 3- The Star Health Network Hospital would cross-check your identity and submit the pre-authorization Star Health Insurance Claim Form.

Step 4- A doctor from their team will evaluate the documents. After the verification, he/she will process the claim in accordance with the terms and conditions of the opted plan.

Step 5- A designated field doctor will make the hospitalization process simpler for you.

Step 6- After the completion of the necessary formalities, the claim would be settled according to the terms and conditions.

Reimbursement Claim Settlement Process:

If you want to avail reimbursement claim for Star Health Mediclaim, follow the steps mentioned below.

Step 1- A doctor on-field will make hospitalization simpler for you.

Step 2- Post discharge, you will have to clear the hospital bills. Make sure you collect all the original documents of the treatment(s) and receipts of incurred expenses.

Step 3- Fill out the Star Health Claim Form, attach all the required original documents and receipts, and submit it to the nearest branch office of Star Health.

Step 4- As per your policy’s terms and conditions, your claim will be settled.

List of Documents Required for Reimbursement of Claim

Following documents are required for star health insurance reimbursement claims:

  • Original chemist bills with prescription
  • Duly filled and signed Star medical insurance claim form
  • Medical bills, discharge certificate and receipts
  • Medical test reports and investigation reports
  • Surgeon's bills and receipts
  • Nature of the surgery/operation 
  • Registration certificate of the hospital (if lesser than 15 beds)
  • FIR/Self-declaration/ Medico Legal certificate in case of an accidental hospitalization

List of Documents Required for Cashless Claims

Submit the following documents for Star Health Insurance Cashless Claims:

  • Star health card
  • Duly filled & signed claim form
  • In case of an accidental hospitalization, police FIR report or Medico Legal Certificate needs to be submitted
  • Investigation reports such as blood reports, x-ray, or any scans reports
  • Consultation papers of the doctor
  • Chemist’s invoice (in original)
  • The discharge summary from the hospital
  • Other documents (as per the case)

Star Health Insurance Company Contact Details

Star Health and Allied Insurance Co. Ltd, have their registered offices everywhere in India and the details of some of them are given below:

HUDA Market, Sector 14, 1st Floor, Old Delhi Road, 122001 Ph: 011-4255201

New Delhi

Himalaya House, K.G. Marg, C.P., New Delhi-110001 Ph: 085128 83222

Chennai

New Tank Street, Valluvarkottam High Road, Nungambakkam, 600034 Ph: 044-28288800

Star Health Insurance - FAQs

  • Q. Does Star Health Insurance Company Provide Cashless Hospitalization?

    Ans: Yes, Star health insurance provides cashless treatment in more than 9900 network hospitals across India.
  • Q. What is top-up policy?

    Ans: Star health insurance top-up plans offer coverage when your existing health policy reaches a certain threshold. For instance, Rs 7 lakh was your limit, and then the top-up plan will compensate the treatment cost over and above it.
  • Q. Does Star Health Insurance take care of my pre-existing diseases?

    Ans: Yes, pre-existing diseases are covered after the completion of a waiting period that ranges from 2 to 4 years, depending on the plan chosen.
  • Q. Do I need a medical checkup before buying a Star health insurance policy?

    Ans: You do not require a medical check-up for all the plans. Only a few plans like Star cardiac care, cancer care, plans for senior citizens require health check-ups.
  • Q. Where are the offices of star health insurance?

    Ans: Star health insurance company has offices across India, including Delhi, Gurugram, Chennai. The addresses are mentioned in the page above.
  • Q. How good is Star health insurance?

    Ans: Star health insurance offers a range of affordable health plans ranging from star family health insurance, cancer insurance, and diabetes insurance, and even health insurance for autistic children.
  • Q. Does star health insurance policy cover full body checkup?

    Ans: Not all the Star health plans cover full body check-up, please check policy wordings before purchasing.
  • Q. Does star health insurance plans cover dental?

    Ans: Dental care is only covered in case of an accident.
  • Q. What hospitals are covered under Star health insurance?

    Ans: You can find the Star health network hospital lists in your. Just enter the city name, area and you will get the list. Here are some of the star health network hospitals:
    • Sir Ganga Ram Hospital, New Delhi
    • Primus Ortho & Spine Hospital, New Delhi
    • Riddhi Vinayak Critical Care And Cardiac Centre, Mumbai
    • Dr.Balabhai Nanavati Hospital, Mumbai
    • Max Hospital, Gurgaon
    • Paras Hospital, Gurgaon
    • Medison Hospital, Lucknow
  • Q. Is pregnancy covered in Star Health Insurance?

    Ans: Maternity expenses are not covered in all the plans. You have to search plans that offer pregnancy cover like Star comprehensive health plan. There is a waiting period before pregnancy is covered.
  • Q. What is the grace period for Star Health Insurance?

    Ans: Star health provides a grace period of 15 days, but it can vary from one plan to another.
  • Q. What is Health Card?

    Ans:  A health card comes with the health insurance policy of Star Health Insurance and is like an ID card. It allows an insured to get cashless treatments at any of the network hospitals of Star Health Insurance Company.
  • Q. Is there any limit on the number of Star Health claims that an insured can take in one year?

    Ans: There is no limit on the numbers of the Star Health claims an insured can avail in one year, but there is a limitation on Sum Insured, which is the maximum allowed limit as per the policy.
  • Q. Can a non-Indian take the health policy of Star health insurance?

    Ans: Yes, any non-Indian can take the health insurance plan of Star, but the coverage will be available across India only.
  • Q. Does one get a tax benefit for buying a health insurance plan for Star Health Insurance?

    Ans: The premiums that one pays for Star Health Insurance health policies are eligible for tax exempted under section 80D of the Income Tax Act, 1961.
  • Q. What is the list of diseases that Star Health Insurance Policy Covers?

    Ans: Below is the Star Health Insurance covered Diseases List:
    • Genetic Disorder
    • HIV/AIDS
    • Infertility
    • Childbirth or pregnancy related complications
    • Congenital disorder
    • Hernia
    • Piles
    • Cataract
    • Sinusitis
    • Fistula
    • Diseases caused due to alcohol or drugs consumption
  • Q. How to check Star Health Insurance Policy Status?

    Ans:  Once the Star Health Insurance Company is intimated, the procedure begins right away for approval. In the event of cashless claims, there are chances that the insurance provider will approve and settle it within a tenure of 2 hours. Nevertheless, if the policyholder wishes to check the Star Health Insurance Policy status, he/she must visit the home page on the official website of the Star Health Insurance Company under the ‘Claims’ tab, hit the Claim Status button. Hereafter enter the required Star Health Insurance Policy details such as ID number and claim intimation number and hit the ‘submit’ button. After this, the policyholder will have the list of network hospitals on the screen, s/he can click on the appropriate network hospital or nursing home where the medical procedure was carried out and click on the submit button. The user will see the status of the claim on the screen.
  • Q. Is it possible to check Star Health Insurance Claim Status?

    Ans: As soon as an insured informs the company, the process for approval starts immediately. For cashless claims, it generally gets settled within 2 hours. However, to check the Star Health claim status online go to the website of Star Health Insurance Company. There on the 'Home' page, there is the 'Claims' section at the top, click 'Claims Status'. After that enter ID and claim intimation number and then click 'Submit'. Star Health Hospital List is displayed after this, click on one of the hospitals where the treatments were done and submit. The Star Health Insurance Claim Status is displayed.
  • Q. What is the process to fill up the Star Health Insurance Claim Form?

    Ans: Star Health claim form is available on the website of the insurance provider, download it from there. All the guidelines are provided on the Star Health Insurance Claim Form only. The Star Health Claim form has two parts - Part A and Part B. Part A has to be filled by the insured and Part B is to be filled by the hospital.

    Part A of the Star Health claim form asks about the personal details, hospitalization details, insurance history, bank account details, and details of the claim of the policyholder.

  • Q. Is there any top-up plan of Star Health Insurance?

    Ans: The 'Start Health Surplus Insurance Policy' is the top up plan of the Star Health Insurance. This plan provides a high sum assured at a very affordable premium. The advantages of having a top-up policy are that there is no requirement of any medical check-up, but pre-existing diseases are covered only after completion of 3 years of the waiting period. A Star Health policyholder can add this to his/her base health insurance plan or can take it as an independent plan. However, the claim of this plan is approved only after the policyholder has given the deduction amount, which varies according to the plan opted by the policyholder and can be from 3 lakhs to 5 lakhs.
  • Q. How to pay the premiums of the Star Health Insurance online?

    Ans: Go to the Policy bazaar’s website and choose the health insurance policy. Fill the details of all the individuals for whom the health insurance is to be purchased. With the help of the online health premium calculator, one can see the quotes instantly.

    See all the details of the plan and check its inclusions and exclusions and after fixing up a plan, one can see pay the premiums directly on the website. The Online Payment can be paid either via debit card, net banking, and credit card.

Written By: PolicyBazaar - Updated: 22 July 2020
1,583,792 Confirmed Cases in India*
18,410,580 Confirmed Cases worldwide*
662,356 Confirmed deaths worldwide*
Disclaimer: Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by an insurer.
Average Rating
(Based on 65 Reviews)
Star Health Insurance Reviews & Ratings
4.8 / 5 (Based on 65 Reviews)
(Showing Newest 15 reviews)
Harish
Laitkynsew, June 21, 2020
Claim related issue
I faced a claim problem at the time of settling my health insurance claim. I tried calling to customer care team and they were assisting me to send a representative for the same. But it was delayed. I complaint for the same but later on the whole matter was solved and my claim settled after 2-3 days.
Saanvi
Odhav, June 21, 2020
Medical test was done late
I got my health insurance policy from policybazaar.com. It is a good company as I checked positive notes regarding the same. But I experienced little bad as my medical check-up delayed for 3-4 days. I tried contacting them and they were assisting me all the time. Some problem took place but I am happy that at-least team is there to assist.
Arun
Kadamakudi, June 21, 2020
Delay in services
I was planning to take the health insurance plan for my family. I searched for plans and took the best one from star health insurance under policybazaar website. Though the services are quite impressive but my soft copy and hard copy issuance got delayed. I got my soft copy in two days and hard copy in 10-14 days. But lately they apologized for some technical glitch and now the things are fine.
Dharmesh
Faridabad, June 21, 2020
Recommended by people
I was searching for a health insurance plan for myself. As I lately got to know that it is very much important. So, my friend recommend me to get a health insurance from policybazaar. I searched for the plans over there and got to know about star health plans. Super and cost effective policy for all.
Sagar
Nabadwip, June 21, 2020
Medical check-up was done easily
I am really happy with the services of the policybazaar as well as star health insurance. They give proper information about each and everything. My medical test was done at my home. It was quick and hassle free. Thanks a lot team.
Sameer
Machantola, June 21, 2020
Top up plan included
I have taken a health insurance policy from policybazaar of the company star health insurance. So, my existing plan reaches to almost in the end. And the customer service team offered me the top up plan. I really like it and it is useful too. My top up plan will compensate the treatment cost over and above it. As hospitalization expenses are much more and star health helps me to attain the same.
Carina
Rabanaguda, June 21, 2020
Claim is easy
The claim process is much easy as compared to other process I feel now. Recently I claimed for my mother’s operation. And I just had to go to the desk of insurance desk in my listed hospital. Give them the policy ID and after that they will check the documents and details. And after certain evaluation my claim process will start and it will be settled. No problem and trouble.
Vinit
Dadengiri, June 21, 2020
Renewal process
I am really happy with my health insurance policy of star health insurance and would love thanks specially too policybazaar team. It was great plan and I decided to renew my policy again from policybazaar and renew my star health insurance plan. It took me total 10 minutes to renew my plan and I got my renewal copy on my email box. Thanks team.
Bhavin
Talaja, June 20, 2020
Cashless treatment
Few months back I took a health insurance policy for my parents. It was a nice policy with lot of features and add on features. Though it was senior citizen health insurance policy but the premium rate was not that much high. It was reasonable in nature. During the time of operation of my father I took a cashless treatment. It was quick and hassle free cashless claim settlement process. Thanks a lot Star health team.
Anay
Oddanchatram, June 20, 2020
Very good services
I am happy to be a customer of star health insurance company as they helped me in getting the best health insurance plan for me and my wife. Also, I took a senior citizen health plan for my father. It is economical and not so costly. Thanks team for such support.
Armaan
Zahirabad, June 20, 2020
Health plan is important
I feel that the health insurance plan is really important as it covers the uncertain risk and damages. It helps you to secure health and financial damages. Star health plan is such plan which had helped me in securing my savings of years. And they helps me in filling hospitals and medical bills.
Mohan
Idukki, June 20, 2020
Customer services support
The company does well when their customer support team is very nice and generous. And yes I feel that the customer care team of star health is very much supportive at the time of claim. My claim process was done very quickly and without any hassle. It was done over the call and representative came immediately to help us.
Tarun
Udala, June 20, 2020
Compare and buy
I was planning to take the health insurance plan for me and my family. So, one of my friend suggested me to go the portal of policybazaar. I searched a lot many plans over there and got to know about star health insurance plan. They have certain good plans in the area of senior citizen and I needed the same for my parents. I am quite happy and satisfied. Thanks team.
Urvashi
Itanagar, June 20, 2020
Claim settlement ratio
The best thing I like about the star health insurance plan is that you get the best support from the whole team as well as the claim ratio of the star health insurance is best. I found out from my friend that its claim ratio is 90% which is best as compared to other companies.
Mohan
Machantola, June 20, 2020
Great services with good plans
I really like the services of the star health insurance policy. I got my health insurance plan from the website of policybazaar. And I got to know about star health from there. It was such a great experience to have such beneficial plan at such low premium rates. Thanks policybazaar and star health policy.
Neeraj
Solapur, October 10, 2016
Star Health Insurance
Nowadays, The risk of health is increases and to recover that problems we have to prepared. I have purchased the star health insurance policy, it has low premiums and more benefits. Policy coverage is high approx.90% and claims are even much better.
Shushant
Lonavla, October 04, 2016
"Health is Wealth"
Policy i have is star health insurance plan. The policy coverage is high and claims are even better. Claiming is easy due to fast response given by the executives and the team members of the company. The ambulance is facilitate by the hospital which is absolutely free of charge.
Ritesh
Nasik, September 24, 2016
Very much happy with the service..
Extremely satisfied with the service star health provided to me when my son was admitted ,I totally concentrated on my son without worrying about bill.
Vibhuti
Ambur, September 02, 2016
Good Policy
The star health insurance policy which gives me not a just insurance policy but this is the one which i'm from months. The service is fantastic and coverage is maximum. Ambulance service, good ratio of hospitals and online renewal of the insurance plan and many more inbuilt benefits.
Tanishk
Kherwara, August 23, 2016
Health Care
My health insurance policy is very good in benefits and give good payback returns. Policy coverage is high and claims are even better. Service is fast given by the team members of the star health general insurance. Easy renewals and online service reduces paperwork.
Rajendra
Rourkela, April 09, 2016
health insurance
I am 41yrs old need good health insurance for me and my family health benefit
MD
Howrah, March 25, 2016
family floter plan
need to details like S.A and premium amount and other benefits of the policy
Kuldeep
Udaipur, March 09, 2016
ok
1
Sanidhya
Bangalore, February 18, 2016
Excellent service
Helped me in purchasing health insurance for my parents with great ease.Each query of mine was answered properly.I highly appreciate the efforts guys who helped me at each and every step.Keep it up!! :)
Haresh
Pune, February 14, 2016
Awesome
I purchase health policy through general insurance. The service provided is super and on time. Policy coverage and claim is high but on the other side premium is low. The policy provide ambulance or cab facility which is very good for middle class people.
Plan Name: HEALTH OPTIMA
Agent Code: BPW00605

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