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*Tax benefit is subject to changes in tax laws. Standard T&C Apply
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Star Health and Allied Insurance Co. Ltd. started as a joint enterprise with Allied Insurance in the year 2006. Star Health Insurance offers a wide range of health insurance plans at an affordable premium. The policies cover hospitalization expenses, medical check-ups, critical illnesses, Ayurveda treatment etc. Star health insurance also offers mediclaim plan for autistic children. Star Health Insurance Company has recently introduced a pilot product to offer coverage for coronavirus patients.
Star Health Insurance is the first standalone insurance company in India. The Insurer has more than 11000+ network hospitals where the insured members can avail cashless treatment. Moreover, the insurer has a presence around the world with a widespread network of more than 340 branches. Star health insurance claim settlement ratio of 90% (F.Y. 2018-19) also backs up for its positive customer experience. One of the major benefits is that no co-payment is required for individuals below 60 years of age.
Constantly ranked alongside some of India's top health insurers, Star Health and Allied Insurance Co. Ltd. has been conferred with many awards and accolades.
Some of the most prominent ones are:
Star Health Insurance Company has more than 1100+ network hospitals where the insured members can avail cashless treatment. Moreover, the insurer has a presence around the world with a widespread network of more than 340 branches. Star health insurance claim settlement ratio of 90% (F.Y. 2018-19) also backs up for its positive customer experience.
Star Health Insurance policy covers hospitalization expenses, critical illness add-ons, medical check-up costs, ambulance charges, maternity expenses, second medical opinion, organ donor cover, Ayush treatment among others. One of the major benefits is that no co-payment is required for individuals below 60 years of age.
Star Health Health insurance Company offers a comprehensive range of health insurance plans to the customers. The list of various health insurance plans offered by Star Health is given below:
Star Health Insurance provides you with the best healthcare and medical treatment, thereby keeping you financially secure.
This health insurance policy ensures that you family and you will receive the best medical treatment at any hospital that you choose.
Below are some additional benefits of Star Health Allied Insurance.
Star Family Health Optima is a family floater health insurance plan that provides coverage to an individual as well as the family under a single sum insured.
Key Features and Benefits
Eligibility Criteria
Criteria | Specifications |
Minimum Entry Age | Adult - 18 years Children - 16 days |
Maximum Entry Age | Adult - 65 years Children - 25 years |
Sum Insured | Rs 1 lakh to Rs 25 lakh |
Number of Family Members Included | Individual Policy: 1 adult member Floater Policy - 5 members (self, spouse and up to 3 children) |
Star Senior Citizens Red Carpet policy is designed especially for senior citizens above the age of 60 years. The coverage is provided on both individual and family floater basis. The policy does not require you to appear for a pre-policy medical screening
Key Features and Benefits
Eligibility Criteria
Criteria | Specifications |
Minimum Entry Age | 60 years |
Maximum Entry Age | 75 years |
Sum Insured | Individual Policy: Rs 1 lakh to 7.5 lakh Floater Policy: Rs 10/ 15/ 20/ 25 lakh |
Number of Family Members Included | Individual Policy: 1 adult member Floater Policy - 2 members (self and spouse) |
Star Senior Citizens Red Carpet policy is designed especially for senior citizens above the age of 60 years. The coverage is provided on both individual and family floater basis. The policy does not require you to appear for a pre-policy medical screening
Key Features and Benefits
Eligibility Criteria
Criteria | Specifications |
Minimum Entry Age | 60 years |
Maximum Entry Age | 75 years |
Sum Insured | Individual Policy: Rs 1 lakh to 7.5 lakh Floater Policy: Rs 10/ 15/ 20/ 25 lakh |
Number of Family Members Included | Individual Policy: 1 adult member Floater Policy - 2 members (self and spouse) |
Star Comprehensive health insurance policy provides health cover to people between the age group of 3months and 65 years. The policy provides automatic health insurance coverage for newborn babies and also gives maternity benefits
Key features and Benefits
Eligibility Criteria
Criteria | Specifications |
Minimum Entry Age | Adult - 18 years Children - 3 months |
Maximum Entry Age | Adult - 65 years Children - 25 years |
Sum Insured | Rs 5 lakh to Rs 1 Crore |
Number of Family Members Included | Individual Policy: 1 adult member Floater Policy - 5 members (self, spouse and up to 3 children) |
Star MediClassic health insurance plan covers hospitalization expenses incurred on any illness/diseases or injury. The premium can be paid in monthly, quarterly, and half-yearly installments.
Key Features and Benefits
Eligibility Criteria
Criteria | Specifications |
Minimum Entry Age | 5 months Gold Plan - 16 days |
Maximum Entry Age | 65 years |
Sum Insured | Rs 1.5 lakh to Rs 15 lakh Gold Plan - Rs 3 lakh to Rs 25 lakh |
Number of Family Members Included | Individual - 1 adult member Family Package Plan - 4 members (with self, spouse and up to 2 children) |
Star Health Gain Insurance plan provides cover mediclaim to an individual along with their family.
Key Features and Benefits
Eligibility Criteria
Criteria | Specifications |
Minimum Entry Age | Adult - 18 years Children - 91 days |
Maximum Entry Age | Adult - 65 years Children - 25 years |
Sum Insured | Rs 1 lakh to Rs 5 lakh |
Number of Family Members Included | Individual Policy: 1 adult member Floater Policy - 5 members (self, spouse and up to 3 children) |
Star Super Surplus Insurance is a top-up health plan that does not require pre-medical screening. It is suitable to extend coverage benefits over and above the existing health plan.
Key features and Benefits
Eligibility Criteria
Criteria | Specifications |
Minimum Entry Age | Adult - 18 years Children - 91 days |
Maximum Entry Age | Adult - 65 years Children - 25 years |
Sum Insured | Silver Plan - Rs 7 lakh to Rs 10 Lakh Gold Plan - Rs 5 Lakh to Rs 25 lakh |
Number of Family Members Included | Individual Policy: 1 adult member Floater Policy - 5 members (self, spouse and up to 3 children) |
Star Diabetes Safe Insurance Plan is a health insurance policy for diabetes patients. It covers both Type 1 and Type 2 diabetes patients and related complications.
Key Features and Benefits
Eligibility Criteria
Criteria | Specifications |
Minimum Entry Age | 18 years |
Maximum Entry Age | 65 years |
Sum Insured | Rs 3 lakh to Rs 10 lakh |
Number of Family Members Included | Individual Policy: 1 adult member Floater Policy - 2 members (self and spouse) |
Star Cardiac health insurance plan is designed for people with existing cardiac diseases within the age group of 10 years and 65 years. The applicants don’t need to undergo any pre-medical screening to get covered under this plan.
Key Features and Benefits
Eligibility Criteria
Criteria | Specifications |
Minimum Entry Age | 10 years |
Maximum Entry Age | 65 years |
Sum Insured | Rs 3 lakh and Rs 4 lakh |
Number of Family Members Included | Individual only |
Star Criticare Plus Health Insurance pays in lump sum for expenses incurred on any illness/injury/accident and all the major illnesses as specified in the policy wordings. Any person who is within the age group of 18-65 years can get covered under this Star health critical illness policy.
Key features & benefits
Eligibility Criteria
Criteria | Specifications |
Minimum Entry Age | 18 years |
Maximum Entry Age | 65 years |
Sum Insured | Rs 2 lakh to Rs 10 lakh |
Number of Family Members Included | Individual only |
Cancer Care Gold (Pilot Product) is designed for people who have been diagnosed with cancer. The coverage is provided on an individual basis.
Key Features and Benefits
Coverage | A) Section 1: Offers lump sum benefits in the event of recurrence of second cancer/disease/metastasis B) Section 2 (Indemnity Coverage): It offers cover for interventional and surgical therapy C) Section3 (Indemnity Coverage): It offers cover for non-interventional and non-surgical therapy |
Eligibility Criteria
Criteria | Specifications |
Minimum Entry Age | 5 months |
Maximum Entry Age | 65 years |
Sum Insured | Rs 3 lakh and Rs 5 lakh |
Number of Family Members Included | Individual only |
Star Special Care Health Plan is specifically designed by Star Health Insurance Company for children suffering from Autism Spectrum Disorder.
Features & Coverage
Eligibility Criteria
Criteria | Specifications |
Minimum Entry Age | 3 years |
Maximum Entry Age | 25 years |
Sum Insured | Rs 3 lakh |
Number of Family Members Included | Individual only |
Star Health Insurance Company has designed Star Novel Coronavirus insurance policy for COVID-19 positive people. The insurer pays a lump sum amount to treat hospitalization expenses. The applicants do not need to undergo medical screening before buying the policy
Key Features and Benefits
Eligibility Criteria
Criteria | Specifications |
Minimum Entry Age | Adult - 18 years Children - 3 months |
Maximum Entry Age | Adult - 65 years Children - 25 years |
Sum Insured | Rs 21,000 and Rs 42,000 |
Number of Family Members Included | Individual only |
Star Outpatient Care Health Insurance policy has been designed to cover the costs incurred on outpatient consultation by individuals as well as the entire family. It comes in three plan variants i.e. Silver, Gold and Platinum plan.
Key Features & Benefits
Eligibility Criteria
Criteria | Specifications |
Minimum Entry Age | Adult - 18 years Children - 31 days |
Maximum Entry Age | Adult - 50 years Children - 25 years |
Sum Insured | Rs 25,000 to Rs 1 lakh |
Number of Family Members Included | Individual Policy - 1 adult member Floater Policy - 6 family members |
Star Health Arogya Sanjeevani Policy is a simple health insurance policy with a comprehensive range of coverage benefits. The premium for the policy can be paid in monthly/ quarterly/ half-yearly or yearly installments.
Key Features & Benefits
Eligibility Criteria
Criteria | Specifications |
Minimum Entry Age | 3 months |
Maximum Entry Age | 65 years |
Sum Insured | Rs 1 lakh to Rs 10 lakh |
Number of Family Members Included | Individual Policy - 1 adult member Floater Policy - 5 family members or more (self, spouse, children, parents, and parents-in-law) |
Star Hospital Cash Insurance Policy enables the policyholder to receive a daily cash allowance for day-to-day hospital expenses. This plan is available in two variants – Basic and Enhanced plan.
Key Features & Benefits
Eligibility Criteria
Criteria | Specifications |
Minimum Entry Age | Adult - 18 years Children - 91 days |
Maximum Entry Age | Adult - 65 years Children - 25 years |
Sum Insured | Rs 1000 to Rs 5000 per day |
Number of Family Members Included | Individual Policy: 1 adult member Floater Policy - 5 members (self, spouse and up to 3 children) |
Star Health Corona Rakshak Policy is a specialized policy for people diagnosed with COVID-19. This policy provides a lump sum benefit up to 100% of the sum insured to the insured if diagnosed with the coronavirus disease during the policy tenure.
Features & Coverage
Eligibility Criteria
Criteria | Specifications |
Minimum Entry Age | 18 years |
Maximum Entry Age | 65 years |
Sum Insured | Rs 50,000 to Rs 2.5 lakh |
Number of Family Members Included | Individual only |
Young Star Insurance policy has been designed specially to cover the health needs of people up to the age of 40 years. This policy is available in two types of plans i.e. Silver and Gold plan. This policy comes with the option of paying the premium in monthly/ quarterly, semi-annual/ annual installments
Key features & Benefits
Eligibility Criteria
Criteria | Specifications |
Minimum Entry Age | Adult - 18 years Children - 91 days |
Maximum Entry Age | Adult - 40 years Children - 25 years |
Sum Insured | Rs 3 lakh to Rs 1 Crore |
Number of Family Members Included | Individual Policy: 1 adult member Floater Policy - 5 members (self, spouse and up to 3 children) |
Corona Kavach policy offered by Star Health Insurance is an indemnity policy designed to cover hospitalization expenses incurred on the treatment of COVID-19. It also covers coronavirus treatment expenses arising out of co-morbid conditions and home care.
Key Features & Benefits
Eligibility Criteria
Criteria | Specifications |
Minimum Entry Age | Adult - 18 years
Children - 1 day |
Maximum Entry Age | Adult - 65 years
Children - 25 years |
Sum Insured | Rs 50,000 to Rs 5 lakh |
Number of Family Members Included | Individual Policy - 1 adult member
Floater Policy - 4 family members and more (self, spouse, children, parents and parents-in-law) |
Star Accident Care policy has been designed to cover people against accidental injuries, death and disability. Applicants within the age group of 18 years and 70 years can purchase this policy.
Key Features & Benefits
If you want to avail cashless claim in a Star Medical Insurance plan, follow the steps mentioned below.
Step 1
Visit the insurance desk at the reception of the network-listed hospital you are undergoing a treatment at
Step 2
Display the policy ID for identification purpose
Step 3
A doctor from their team will evaluate the documents. After the verification, he/she will process the claim in accordance with the terms and conditions of the opted plan
Step 4
The Star Health Network Hospital would cross-check your identity and submit the pre-authorization Star Health Insurance Claim Form
Step 5
A designated field doctor will make the hospitalization process simpler for you
Step 6
After the completion of the necessary formalities, the claim would be settled according to the terms and conditions
Note: For any other assistance regarding an insurance policy or claim, contact Care your Bajaj Allianz Health Insurance claim status anytime over a Health Insurance customer care. You can also check call.
Star health insurance plans from Policybazaar can be purchased online in a few simple steps as given below:
You will get the star health insurance renewal copy on your registered email-id within a few seconds.
Customers of other insurance companies can easily port to a Star health insurance policy online. All they need to do is choose a Star health policy they want to buy, fill up portability & proposal forms, and pay the premium on Policybazaar.com. The insurer will accept/reject your portability request within 15/30 days.
Generally, raising a portability request around 45 days before your current policy expiry date is recommended.
Star Health & Allied Insurance Company Limited helps you to calculate your annual premium for its different star health insurance plans easily and conveniently. You can use star health insurance premium calculator to calculate your yearly premium. All you need to do is to provide a few vital details and the Star Health premium calculator helps you calculate your annual premium amount for the Star Health Insurance plan you intended to buy.
Following is a list of details that you'll need to calculate your Star Health insurance premium payment by using star health calculator:
Basis these details the Star Health premium calculator will give you the basic premium and the gross premium amount.
Star Health Allied Insurance is associated with more than 11,000+ network hospitals across India where you, with Star Health Insurance, can avail the cashless hospitalisation along with reimbursement facility. This is one of the largest bases of Star Health Network Hospital List in the country. The insurance provider also offers simple and hassle-free health claim settlement process with no intervention of the Third-party Administrator (TPA).
In order to track down a network hospital accessible from your home, choose your city and state from the drop-down menu on the online Network Hospital Locator. You will be redirected to the Star health insurance network hospitals list with their contact details right away. Star Health Insurance is also associated with the Agreed Network Hospitals, where you can avail the cashless transactions and get rates for the package for its identified procedures.
Star Health & Allied Insurance Co Ltd have their registered office at New Tank Street, Valluvar Kottam High Road, Chennai 600034 PH:28288800 and zonal office/branches everywhere in India and details of a few of them are given below:
Part A of the Star Health claim form asks about the personal details, hospitalization details, insurance history, bank account details, and details of the claim of the policyholder.
See all the details of the plan and check its inclusions and exclusions and after fixing up a plan, one can see pay the premiums directly on the website. The Star Health Online Payment can be paid either via debit card, net banking, and credit card.
After a week of subdued response, the Star Health & Allied Insurance Company has cut its initial public offering (IPO) size by Rs 849 crore. As per the recent prospectus, the IPO for the company has been cut from Rs 7,249 crore to Rs 6,400 crore ($848.02 million).
Star Health IPO Fails to Garner Full Subscription
Star Health Insurance, which is India’s largest private health insurance company, failed to get its IPO fully subscribed last week. This pointed at a weak demand by the investors for the third biggest listing in India despite being backed by Rakesh Jhunjhunwala. Although the subscription period was extended, the company decided to cut its offer for the sale portion of the IPO.
Initially, the Star Health IPO was priced between Rs 870 to Rs 900 per share. However, the IPO offer for sale now is 48.89 million shares along with a fresh issue of 22.2 million shares, as stated in the 7th December prospectus.