Sahara Life ULIP Plan is a comprehensive financial product that provides a unique blend of life insurance coverage and investment options. This plan offers you the flexibility to invest in a diverse range of market-linked funds along with financial protection for your loved ones. This ULIP Plan from Sahara Life is tailored to meet your evolving needs for a secure and growth-oriented financial future.
Top performing plans˜ with High Returns**
Invest ₹10K/month & Get ₹1 Crore# returns
Fund Details |
Fund Size |
NAV |
5 Year |
7 Year |
10 Year |
|
|---|---|---|---|---|---|---|
 Equity Fund
Fund Size: 81,769 Cr
|
81,769 Cr |
210.13 -1.08% |
14.4% Highest Returns |
13.51% |
12.54% |
Get Details |
 Opportunities Fund
Fund Size: 36,970 Cr
|
36,970 Cr |
78.94 -0.21% |
20.53% Highest Returns |
16.41% |
14.88% |
Get Details |
 High Growth Fund
Fund Size: 11,792 Cr
|
11,792 Cr |
118.06 -0.42% |
26.3% Highest Returns |
22.61% |
19.07% |
Get Details |
 Opportunities Fund
Fund Size: 3,553 Cr
|
3,553 Cr |
62.33 -0.26% |
17.23% Highest Returns |
15.17% |
13.4% |
Get Details |
Best ULIP Funds - Consider the best performing ULIP funds to invest in 2025 with Policybazaar. Find the list of best ULIP funds in India on the basis of Returns, Latest Nav, Fund Size and Categories
Returns as on 18-12-2025. The returns are the returns of best-performing fund in the plan
Disclaimer :
˜The insurers/plans mentioned are arranged in order of highest to lowest first year premium (sum of individual single premium and individual non-single premium) offered by Policybazaar’s insurer partners offering life insurance investment plans on our platform, as per ‘first year premium of life insurers as at 31.03.2025 report’ published by IRDAI. Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by any insurer. For complete list of insurers in India refer to the IRDAI website www.irdai.gov.in
The Sahara Life ULIP Plan is a unit-linked insurance plan offered by Sahara Life Insurance. It combines life insurance coverage with investment opportunities.Â
You can allocate premiums to a variety of investment funds based on your risk preferences. The plan provides flexibility and potential for wealth creation, making it suitable for those seeking both insurance protection and investment growth.Â
Sahara India Life Insurance has three different types of ULIP plans, each with its own set of advantages. Following are the different types of ULIP plans sold by Sahara Life Insurance:
| SaharaLife ULIP Plan | Entry Age | Maximum Maturity Age | Premium Payment Term (PPT) | Policy Term (PT) | Minimum Premium (in Rs.) | Tax Benefits under the Income Tax Act, 1961 |
| Sahara Sanchit Jeevan Bima | 18 - 65 years | 75 years | Single | 5 - 10 years | Rs. 30,000 | Section 80C and Section 10(10D) |
| Sahara Utkarsh Jeevan Bima | 12 - 55 years | 70 years | Same as PT | 8 - 20 years | Single: Rs. 50,000; Regular: Rs. 20,000 per annum |
Section 80C and Section 10(10D) |
| Sahara Sugam Jeevan Bima | 10 - 55 years | 70 years | Same as PT | 10/ 15/ 20 years | Rs. 12,000Â | Section 80C and Section 10(10D) |
Let us learn about the key features of various types of ULIP Plans offered by Sahara Life Insurance.
Sahara Sanchit Jeevan Bima is a unit-linked life insurance plan offered by Sahara India Life Insurance Company Ltd. It is a single-premium plan, which means that the entire premium is paid at the time of purchase. The policy term can be chosen from 5 to 10 years.
Investment Options: The plan offers five investment options for different risk profiles; they are as follows-Â
Secured Fund: This fund invests in fixed-income securities, such as government bonds and corporate bonds.
Balanced Fund: This fund invests in a mix of fixed income securities and equity securities.
Smart Fund: This fund invests in a mix of equity and debt securities.
Growth Fund: This fund invests primarily in equity securities.Â
Prima Fund: This fund is a combination of the Secured Fund and the Balanced Fund.
Accident Benefit Rider: This rider provides additional coverage in the event of your demise or total and permanent disability due to an accident.
Sahara Utkarsh Jeevan Bima Plan is a Unit Linked Insurance Plan (ULIP) offered by Sahara India Life Insurance. It is a life insurance plan with an investment component. The policyholder can choose from five different funds to invest their premiums. The returns on the investment will depend on the performance of the underlying funds.
Investment Options: The plan offers five different investment options, each with its own risk profile and potential return. The options are:
Secured Fund: This fund invests in fixed income securities, such as government bonds and corporate bonds.
Balanced Fund:Â This fund invests in a mix of fixed income and equity securities.
Smart Fund:Â This fund invests in a mix of domestic and international equity securities.Â
Growth Fund:Â This fund invests primarily in equity securities.
Prima Fund:Â This fund is a combination of the Secured Fund and the Growth Fund.
Fund Switching: You can switch between investment options at any time during the policy term. This allows you to adjust your investment strategy as your needs and goals change.
People also read: What is ULIP
Sahara Sugam Jeevan Bima Plan is a Unit- Linked Insurance Plan (ULIP) offered by Sahara Life Insurance. It is a regular premium plan, which means that the policyholder needs to pay premiums on a monthly, quarterly, half-yearly, or yearly basis. The policy term can be chosen between 10, 15, or 20 years. The premium paying term will be the same as the policy term.
Investment Growth: The premiums paid under the plan are invested in a variety of funds, including equity, debt, and balanced funds. The investment performance of the funds determines the fund value of the plan.
Fund Switching: You can switch between funds without any charges up to twice a year.
Waiver of Premium (WOP) Feature: In case of your demise within the first five years of the policy, the balance premiums will be waived.
| Fund Name | NAV  |
AUM |
5 Yr Returns |
10 Yr Returns |
|
|---|---|---|---|---|---|
| SBI Life Balanced Fund | ₹74.5 | ₹22439 Cr | 9.45% | 10.16% | |
| SBI Life Bond Fund | ₹50.28 | ₹18103 Cr | 5.31% | 6.94% | |
| SBI Life Equity Fund | ₹207.38 | ₹82996 Cr | 13.42% | 12.32% | |
| SBI Life Equity Optimiser Fund | ₹55.99 | ₹2715 Cr | 13.23% | 11.83% | |
| SBI Life Growth Fund | ₹96.94 | ₹3064 Cr | 11.8% | 11.71% | |
| SBI Life Money Market Fund | ₹36.14 | ₹429 Cr | 5.63% | 6.07% | |
| SBI Life Top 300 Fund | ₹58.6 | ₹2006 Cr | 12.86% | 12.7% | |
| SBI Life Pure Fund | ₹27.21 | ₹1182 Cr | 12.41% | - | |
| SBI Life Bond Optimiser Fund | ₹22.52 | ₹3286 Cr | 7.79% | - | |
| SBI Life Bluechip Fund | ₹10.27 | ₹2655 Cr | - | - | |
| SBI Life Balanced Pension | ₹74.64 | ₹772 Cr | 10.01% | 11.02% | |
| SBI Life Bond Pension | ₹44.51 | ₹513 Cr | 5.17% | 7.17% | |
| SBI Life Equity Pension | ₹76.9 | ₹11050 Cr | 14.49% | 12.96% | |
| SBI Life Growth Pension | ₹75.14 | ₹608 Cr | 12.22% | 12.13% | |
| SBI Life Money Market Pension | ₹33.41 | ₹131 Cr | 5.59% | 6.06% | |
| SBI Life Equity Optimiser Pension | ₹60.31 | ₹947 Cr | 13.32% | 12.69% | |
| SBI Life Top 300 Pension | ₹56.57 | ₹682 Cr | 12.76% | 12.72% | |
| SBI Life Midcap Fund | ₹48.9 | ₹49420 Cr | 21.43% | - | |
| SBI Life Corporate Bond Fund | ₹16.31 | ₹1058 Cr | 5.34% | - | |
| SBI Life Equity Elite II | ₹53.13 | ₹12622 Cr | 12.15% | 11.74% | |
| SBI Life Index | ₹50.1 | ₹115 Cr | 14.03% | 12.63% | |
| SBI Life Index Pension | ₹52.24 | ₹30 Cr | 14.1% | 12.65% | |
| SBI Life Discontinued Policy Fund | ₹25.13 | ₹9761 Cr | 5.44% | 6.14% | |
| SBI Life Equity Elite | ₹91.31 | ₹13 Cr | 15.62% | 14.75% | |
| SBI Life P-E Managed | ₹39.72 | ₹238 Cr | 10.82% | 10.36% | |
| SBI Life Guaranteed Pension GPF070211 | ₹26.29 | ₹3 Cr | 4.89% | 6.75% | |
| SBI Life Bond Pension II | ₹23.31 | ₹29557 Cr | 5.07% | 6.56% | |
| SBI Life Equity Pension II | ₹43.52 | ₹12893 Cr | 13.66% | 12.73% | |
| SBI Life Money Market Pension II | ₹20.41 | ₹1553 Cr | 5.33% | 5.78% | |
| SBI Life Discontinue Pension Fund | ₹21.21 | ₹6722 Cr | 5.42% | - | |
| SBI Life Group Growth Plus Fund | ₹57.93 | ₹3 Cr | 9.74% | - | |
| SBI Life Group Debt Plus Fund | ₹40.28 | ₹113 Cr | 6.52% | - | |
| SBI Life Group Balance Plus Fund | ₹48.63 | ₹11 Cr | 7.91% | - | |
| SBI Life Group Balance Plus Fund II | ₹26.69 | ₹805 Cr | 7.88% | - | |
| SBI Life Group Debt Plus Fund II | ₹26.07 | ₹227 Cr | 6.48% | - | |
| SBI Life Group Growth Plus Fund II | ₹27.17 | ₹238 Cr | 9.75% | - | |
| SBI Life Group Short Term Plus Fund II | ₹21.35 | ₹21 Cr | 5.81% | - | |
| SBI Life Group Money Market Plus Fund | ₹12.44 | ₹2 Cr | 1.08% | - |
People also read: ULIP Calculator
Follow the below-mentioned steps to start investing in a chosen Sahara Life ULIP Plan:
Step 1- Compare & Choose: Research Sahara's ULIP plans online, considering factors like investment horizon, risk appetite, and goals.
Step 2- Get a Quote: Enter basic details on Sahara Life's website or insurance aggregators to compare premiums and features.
Step 3- Contact Agent/Platform: Choose your preferred channel - Sahara Life agent or online platform for proposal submission.
Step 4- Fill Proposal Form: Provide accurate personal and financial information in the proposal form.
Step 5- Medical Checkup (if required): Complete any necessary medical tests as per plan terms.
Step 6- Document Submission: Submit KYC documents (ID, address proof, income proof) as requested.
Step 7- Premium Payment: Make the chosen premium payment through preferred online or offline methods.
Step 8- Policy Issuance: Upon approval, Sahara Life will issue your ULIP policy document.
*All savings are provided by the insurer as per the IRDAI approved insurance
plan. Standard T&C Apply
Tax benefit is subject to changes in tax laws
++Source - Google Review Rating available on:- http://bit.ly/3J20bXZ
^The tax benefits under Section 80C allow a deduction of up to ₹1.5 lakhs from the taxable income per year and 10(10D) tax benefits are for investments made up to ₹2.5 Lakhs/ year for policies bought after 1 Feb 2021. Tax benefits and savings are subject to changes in tax laws.
^^The information relating to mutual funds presented in this article is for educational purpose only and is not meant for sale. Investment is subject to market risks and the risk is borne by the investor. Please consult your financial advisor before planning your investments.
˜The insurers/plans mentioned are arranged in order of highest to lowest first year premium (sum of individual single premium and individual non-single premium) offered by Policybazaar’s insurer partners offering life insurance investment plans on our platform, as per ‘first year premium of life insurers as at 31.03.2025 report’ published by IRDAI. Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by any insurer. For complete list of insurers in India refer to the IRDAI website www.irdai.gov.in
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