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Axis Children's Gift Fund
The Children’s Gift Fund of Axis Mutual Fund, now known as Axis Children’s Fund, is a solution-oriented mutual fund scheme designed for the long-term financial needs of children. Established on 8 December 2015, it invests in equity, debt and money market securities. Parents looking to invest in the children’s gift fund can evaluate the scheme on the basis of its portfolio, risks, expenses, and time period.
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- Axis Children's Gift Fund
Highlights of Axis Children's Fund
- Long-Term Investment: This is a scheme for children’s future financial needs. Parents can select this option according to their requirements and the time for which they want to invest.
- Composition of Debt and Equity: The scheme has the following components: 71.26% Equity, 28.11% Debt and 0.63% InvIT.
- Significant Investments: Some notable investments include investments in Government Securities, shares of ICICI Bank, HDFC Bank and Reliance Industries.
- Fund Size: As on August 31, 2026 AUM is ₹906.89 crores.
- Risk Classification: The scheme is classified as a very high risk.
Key Information About Axis Children's Fund
| Detail | Information |
| Fund House | Axis Mutual Fund |
| Date of Launch | 8 December 2015 |
| Fund Age | 10 years 9 months |
| Total AUM | ₹906.89 Cr (31 August 2026) |
| Fund Category | Solution Oriented – Children's Fund |
| Fund Benchmark | NIFTY 50 Hybrid Composite Debt 65:35 Index |
| NAV Direct growth | ₹30.5978 (23 September 2026) |
| Min. Investment | SIP ₹1,000 and Lump sum ₹5,000 |
| Total Expense Ratio | 1.48% (Direct Plan, September 23, 2026) |
| Returns Since Inception | 10.95% p.a. |
| Plan Type | Direct Growth |
| Risk Level | Very High |
| Lock-in Period | 5 years or till the child attains majority, whichever is earlier |
| Fund Managers | Hardik Shah, Jayesh Sundar, Devang Shah, Krishnaa N |
| Investment Objective | To generate long-term capital appreciation from equity and equity-related securities alongside income from debt and money market investments. |
Performance of Axis Children's Fund
The performance of Axis Children’s Fund varies across its Direct Growth and Regular Growth plans. The following tables show the fund returns for different investment periods as of September 16, 2026.
Axis Children’s Fund - Compulsory Lock-In - Direct Growth
| Period | 1Y | 3Y | 5Y | Since Inception |
| Fund Returns | 5.55% | 9.97% | 7.22% | 10.95% |
Axis Children’s Fund - No Lock-In - Regular Growth
| Period | 1Y | 3Y | 5Y | Since Inception |
| Fund Returns | 5.55% | 10.10% | 7.39% | 11.15% |
Asset Allocation of Axis Children's Fund
Investments are made by the fund into equity, debt, and other asset classes.
| Asset Type | Allocation |
| Equity | 71.26% |
| Debt | 28.11% |
| InvIT | 0.63% |
Among the various equity asset classes, there is a distinct preference for large caps.
| Market Cap | Allocation |
| Large Cap | 71.22% |
| Mid Cap | 13.36% |
| Small Cap | 15.41% |
The investor needs to check whether the asset allocation suits his investment horizon and risk profile.
Top 10 Holdings of Axis Children's Fund
| Company/Security | Sector/Type | Portfolio Weight |
| 7.10% GOI (08/04/2034) | Government Security | 8.38% |
| ICICI Bank Ltd. | Financial | 5.04% |
| Reliance Industries Ltd. | Energy | 4.6% |
| HDFC Bank Ltd. | Financial | 4.15% |
| 7.18% GOI (14/08/2033) | Government Security | 3.94% |
| State Bank of India | Financial | 2.49% |
| Infosys Ltd. | Technology | 2.27% |
| Muthoot Finance Ltd. | Financial | 2.19% |
| Mahindra & Mahindra Ltd. | Automobile | 2.16% |
| Kotak Mahindra Bank Ltd. | Financial | 2.11% |
Sector Allocation of Axis Children's Fund
| Sector | Allocation |
| Financial | 23% |
| Automobile | 9% |
| Healthcare | 7.1% |
| Information Technology | 6.7% |
| Chemicals | 5.9% |
| Oil, Gas, and Consumable Fuels | 5.4% |
| Consumer Services | 4.7% |
| Construction | 2.5% |
| Capital Goods | 2.4% |
| Fast-Moving and Consumer Goods | 1.9% |
| Insurance | 1.33% |
| Consumer Discretionary | 1.28% |
| Textiles | 0.48% |
| Metals & Mining | 0.46% |
| Materials | 0.44% |
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Invest ₹10K/Month YOU GET ₹1 Crores* For Your Child
Invest ₹8K/Month YOU GET ₹80 Lakhs* For Your Child
Invest ₹5K/Month YOU GET ₹50 Lakhs* For Your Child
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Expense Ratio, Exit Load and Taxation of Axis Children's Fund
| Category | Details |
| Expense Ratio | 1.48% (Direct Plan, as of 23 September 2026) |
| Exit Load | Nil after completion of compulsory lock-in |
| Lock-in Period | 5 years or till the child attains majority, whichever is earlier |
| Short Term Capital Gains (STCG) | Taxed at 20% if redeemed within 1 year |
| Long Term Capital Gains (LTCG) | Gains above ₹1.25 lakh in a financial year taxed at 12.5% after 1 year |
At 1.48%, the expense ratio is among the lower ones in this category. On a ₹10 lakh corpus, this works out to roughly ₹14,900 a year.
FAQs
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Is Axis Children's Gift Fund the same as Axis Children's Fund?
Yes, the Axis Children’s Gift Fund was renamed as Axis Children’s Fund. The primary objective of this fund is to focus on solution-based investments to help investors build up their children's financial needs. Investors who are searching for the various options of children’s gift funds should keep in mind the risk features, investment strategy, and time horizon. -
Is there a lock-in period for Axis Children's Fund?
Yes, the investment in this fund will be locked in for 5 years or till the child reaches the age of majority, whichever is earlier. -
Can Axis Children's Fund be used for a child's higher education?
Yes. It is created to address the financial needs of children in the long run and helps create a corpus for purposes like higher education. Investors can also look at a child education plan and compare similar options based on their financial objectives and investment horizon for a child’s education -
Is Axis Children's Fund a good investment?
Axis Children’s Fund has a Very High risk rating and a lock-in period of 5 years or until the child attains majority, whichever is earlier. Investors should consider the scheme’s asset allocation, fees, lock-in period, past performance, investment horizon and risk level before investing. Investors can also explore similar options under the mutual fund child plan to select schemes based on their investment requirements.
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˜The insurers/plans mentioned are arranged in order of highest to lowest first year premium (sum of individual single premium and individual non-single premium) offered by Policybazaar’s insurer partners offering life insurance investment plans on our platform, as per ‘first year premium of life insurers as at 31.03.2025 report’ published by IRDAI. Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by any insurer. For complete list of insurers in India refer to the IRDAI website www.irdai.gov.in
*All savings are provided by the insurer as per the IRDAI approved insurance
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^The tax benefits under Section 80C allow a deduction of up to ₹1.5 lakhs from the taxable income per year and 10(10D) tax benefits are for investments made up to ₹2.5 Lakhs/ year for policies bought after 1 Feb 2021. Tax benefits and savings are subject to changes in tax laws.
#The investment risk in the portfolio is borne by the policyholder. Life insurance is available in this product. The maturity amount of Rs 1 Cr. is for a 30 year old healthy individual investing Rs 10,000/- per month for 30 years, with assumed rates of returns @ 8% p.a. that is not guaranteed and is not the upper or lower limits as the value of your policy depends on a number of factors including future investment performance. In Unit Linked Insurance Plans, the investment risk in the investment portfolio is borne by the policyholder and the returns are not guaranteed. Maturity Value: ₹1,05,02,174 @ CARG 8%; ₹50,45,591 @ CAGR 4%
+Returns Since Inception of LIC Growth Fund
¶Long-term capital gains (LTCG) tax (12.5%) is exempted on annual premiums up to 2.5 lacs.
++Source - Google Review Rating available on:- http://bit.ly/3J20bXZ
^^The information relating to mutual funds presented in this article is for educational purpose only and is not meant for sale. Investment is subject to market risks and the risk is borne by the investor. Please consult your financial advisor before planning your investments.