Universal Account Number

Universal Account Number or commonly known as UAN is a unique identification number allotted to salaried employees of our country. UAN lets an employee contribute a portion of their salaried income towards EPF (Employee Provident Fund). It is specially allotted by the EPFO (Employer’s Provident Fund Organization) for easy identification and hassle-free access of the PF (Provident Fund) account for each employee.

Read more
Best Pension Options
  • Get Tax Free Pension For Life

  • Flexibility to withdraw fund value any time

  • Guaranteed Tax Savings

    Under Sec 80 C & 10(10D)

*All savings are provided by the insurer as per the IRDAI approved insurance plan. Standard T&C Apply

Invest ₹6,000/month & Get Tax Free Monthly Pension of ₹60,000

Get the best returns & make the most of your Golden years

+91
View Plans
Please wait. We Are Processing..
Plans available only for people of Indian origin By clicking on "View Plans" you agree to our Privacy Policy and Terms of use #For a 55 year on investment of 20Lacs #Discount offered by insurance company Tax benefit is subject to changes in tax laws
Get Updates on WhatsApp

Let us dig in for more information about Universal Account Numbers like features, benefits, registration process, and more.

Understanding Universal Account Number (UAN)

Issued by the Government of India and regulated by the Ministry of Employment and Labor, (UAN) Universal Account Number is basically a unique 12-digit number assigned to every salaried employee making contributions in EPF (Employee Provident Fund) by the EPFO.

The UAN once allotted, can never be changed for an employee throughout their professional life irrespective of ‘n’ numbers of jobs switched by an employee. Suppose, if you switch 5 jobs in 7 years of your professional career to date, then with every switch made, you will be given a different member identification number, which will eventually be linked to your primarily generated UAN. So, with every switch, your new member ID keeps on linking to your existing UAN keeping it unchanged always.

These days, due to the advancement of technology and the growth of digitalization, access to everything has become much easier and peaceful. Earlier, keeping a track of one’s Provident Fund contribution was a daunting task, but now due to the online portal, it is easy to access, check balance, withdraw, or transfer from the PF account.

Where to Get Your UAN Number?

An employee can get the UAN number from the following 2 sources:

  1. Through Employer

    In general, the UAN number is assigned to the employee by their employer under the guidelines of Employer’s Provident Fund Organization). Sometimes, the UAN is printed on the salary slip of the employee as well.

  2. Through Online UAN Portal

    Generally, the employee receives the UAN number from their employer. But, in case, the employer does not provide the employee with the Universal Account Number, then they can themselves visit the UAN Portal and obtain their respective UAN number.

    To obtain the Universal Account Number, the employee needs to follow the below-mentioned steps:

    • Visit the UAN website https://unifiedportal-mem.epfindia.gov.in/memberinterface/

    • Click on the “Know your UAN” tab

    • Now, fill in your mobile number and the captcha mentioned on the page

    • Click on the “Request OTP” tab

    • You will be redirected to another page wherein you have to fill in your basic details like

      • Name

      • Date of Birth

      • Aadhaar card number or PAN Card or Member ID (whatever submitted to the employer)

      • The captcha mentioned on the page

    • Click on the “Show my UAN” tab

    • Finally, your UAN number will appear on the screen

Activation of Your UAN Number

If an employee wants to access their EPF online, then having a UAN is not enough. To activate UAN online, one has to have UAN and PF member ID.

Here are the following steps how one can activate their UAN on the EPFO portal:

  • Visit the EPFO website https://epfindia.gov.in/site_en/

  • Click on the “For employees” tab under the “Services” header on the left

  • Scroll down and click on the “Member UAN/ Online Service (OCS/ OTCP)” tab

  • You will be redirected to the UAN portal https://unifiedportal-mem.epfindia.gov.in/memberinterface/

  • Click on the “Activate UAN” tab in the bottom right

    • Fill in all the required details like

    • UAN

    • Aadhaar card number

    • Name

    • Date of Birth

    • Mobile number

    • Captcha mentioned

  • Click on the “terms & conditions” check box

  • Click on the “Get Authorization Pin” tab

  • An OTP will be sent on the registered mobile number

  • Under the disclaimer box, enter the OTP received on the mobile

  • Click on “Validate OTP” and activate “UAN”

After the UAN activation, a password will be received on the mobile to access the UAN Account

Highlights of UAN

Some of the main highlights of the Universal Account Number are:

  • UAN is created once in a lifetime

  • It helps store all the employee’s data in one place

  • UAN helps the Employee Provident Fund Organization in,

    • Getting bank account details of the employee

    • KYC of the employee without asking the employer

    • Tracking down the number of switches made by the employee

  • UAN has reduced untimely withdrawals of EPF considerably

Benefits of UAN for Employees

  • With the UAN, it is easy to make online withdrawals from the PF account

  • Balance can be transferred or carry-forward easily

  • Tracking down of past withdrawals, deposits, current balance, etc. has become much easier with UAN

  • Creates transparency between the employee and the employer leading to minimum chances of forgery

  • Employees can keep a check whether their PF amount is being regularly deposited by the employer or not

Documents Required for UAN

The following documents are needed at the time of opening your Universal Account Number (UAN):

  • Bank details like,

    • Bank name

    • IFSC Code

    • Account number

    • Branch name

  • Identification proof like,

    • Passport size photographs

    • Aadhaar card

    • Driver’s license

    • Passport, etc

  • Address proof like,

    • Electricity bill

    • Voter ID

    • Ration card, etc

  • Adadhaar Card is mandatory

  • Pan Card is mandatory to link UAN

  • ESIC Card

To End!

Universal Account Number is very useful for everyone, be it an employee, an employer, or the government of India. It helps in tracking down the history of the employee making it easy to understand their past professional life. UAN number is mandatory for every salaried employee and is also a great way of savings for any unforeseen situation in life.

Best Endowment Plans
Disclaimer: Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by an insurer.
Retirement Plans
Monthly Pension Plans
Higher Returns Than Fixed Deposit
Retirement Calculator
Retirement Calculator
How much do you need to save for retirement?
₹ 20,000
₹ 25,000
₹ 30,000
Monthly Expenses in 2022
Edit Done
Your expense go up every year by
Today 2022 Your expenses today in 2022, at the age of 34 Yrs
Your expenses in 2043, at the age of 55 Yrs
For a monthly pension of ₹77,300
you need to invest
₹14,300/month
Calculated as per past performance of 15%
View Plan Recalculate?

Pension plans articles

Recent Articles
Popular Articles
How to Get a 50K Pension Per Month?

15 Jun 2022

Retirement planning should form an essential part of your...
Read more
NPS Premature Withdrawal

15 Jun 2022

The National Pension Scheme is the Central Government’s social...
Read more
Get 30K Pension Per Month

15 Jun 2022

Planning retirement is extremely important and crucial these...
Read more
Atal Pension Yojana Premium Chart

08 Jun 2022

Atal Pension Yojana (APY) is a government of India initiative to...
Read more
Monthly Pension Scheme for Senior Citizens

02 Jun 2022

Retirement planning is paramount to creating a constant source...
Read more
Saral Pension Yojana
In India, there are various individual immediate annuity products offered by life insurance companies. These...
Read more
National Pension Scheme (NPS) – Govt Approved Pension Scheme
National Pension Scheme (NPS) is an investment cum pension plan launched by the Indian Government. This scheme is...
Read more
NPS Calculator - National Pension Scheme Calculator Online
National Pension Scheme Calculator is an online tool, which allows the individual to calculate the estimated...
Read more
Post Office NPS Calculator 2022
National Pension System is a scheme launched by the Government of India that offers stability to all Indian...
Read more
NPS Tier 2 Account Advantages and Disadvantages
NPS or the National Pension Scheme is an initiative taken by the Central Government that protects the holders'...
Read more

top
Close
Download the Policybazaar app
to manage all your insurance needs.
INSTALL