The Vridha Pension is a welfare initiative of Uttar Pradesh government in India. It aims to provide financial aid to elderly citizens, particularly those living Below Poverty Line (BPL) who lack a stable income or other pension facilities. This pension scheme is designed to support senior citizens in their twilight years, offering them a sense of security and dignity in their old age.
Read more
Peaceful Post-Retirement Life
Tax Free Regular Income
Wealth Generation to beat Inflation
4.8++ Rated
10.5 CroreRegistered Consumer
51 PartnersInsurance Partners
5.3 CrorePolicies Sold
We are rated++
10.5 Crore
Registered Consumer
51
Insurance Partners
5.3 Crore
Policies Sold
Start Investing ₹10k/Month & Build a corpus of ₹1 Crore# on Retirement
The Vridha Pension Scheme in UP is a pension scheme operates as a joint effort by both the Central and State Governments. Under this scheme, eligible elderly individuals aged 60 years or above receive a monthly pension of ₹1,000. Of this amount, ₹200 is borne by the Central Government, and ₹800 is contributed by the State Government.
For beneficiaries aged 80 years or above, the pension amount's contribution from the Central and State Governments is equal (₹500 each). This total monthly amount is deposited into beneficiaries' bank accounts on a quarterly basis through Direct Benefit Transfer (DBT). This scheme specifically targets economically weak individuals whose annual income is less than ₹46,080 in rural areas and ₹56,460 in urban areas.
Upcoming UP Vridha Pension 2025 Update
The Uttar Pradesh government recently announced that from June 15, 2025, the accounts of eligible beneficiaries under the Vridha Pension 2025 scheme will receive a three-month pension amount, specifically ₹3,000, in a single deposit. By the last week of June 2025, this amount is expected to reach all eligible beneficiaries. This time, the scheme has expanded to include 6.5 lakh new beneficiaries, bringing the total number of senior citizens benefiting from this scheme to 67.50 lakh, reinforcing its significance among pension plans.
Eligibility Criteria for Vridha Pension 2025 Plan
The main criteria to avail of the benefits of the Vradha Pension Scheme are as follows:
Applicants must be domiciled residents of Uttar Pradesh.
Age of Applicant: 60 - 150 years.
Applicant must be below the poverty line or should not earn income more than the following:
The income threshold for rural residents is ₹46080.
The income threshold for urban residents is ₹56460.
Applicants must have an income certificate.
Applicants must hold an active bank account.
Exclusions:
Applicants must not be receiving any other pension from the government.
Documents Required for Vridha Pension 2025
You need to provide the following documents to apply for the Vridha Pension in 2025:
1) Mandatory Documents:
Age proof (ration card, voter ID, etc.)
Domicile certificate
Income certificate
Passport photo
Aadhaar card (often required)
2) Additional (might be needed):
Family register (rural areas)
Caste certificate (benefits)
Disability certificate (benefits)
Bank account details
How to Apply for Vridha Pension 2025?
Follow the steps mentioned below to apply for the UP Vridha Pension Scheme:
Offline:
Visit your local District Social Welfare Officer (DSWO) office.
Obtain and complete the application form.
Attach the required documents and submit them to the DSWO.
Online (limited availability):
Go to the official integrated pension portal website and select "Old Age Pension."
Click on "Apply Online."
Fill in your personal details, bank account information, income details, and all other required information.
Upload necessary documents such as Aadhaar card, age proof certificate, bank passbook, and BPL card.
Enter the One-Time Password (OTP) received on your mobile number and the captcha code, then submit the form.
After successful submission, you will receive a registration number, which should be kept safe for future reference.
Vridha Pension 2025-26 Status Check
The UP government has not yet released the official list. However, it is expected that this list may be released soon. You can also view it online. For this:
You need to visit the official portal of the Social Welfare Department
Click the 'Old Age Pension' tab
After this, you will see the 'Pensioner List' option below
The new list will be uploaded under the name 'Pensioner List 2025-26' as soon as it is released.
You can click this to check your name.
Is a Life Certificate (Jeevan Pramaan) Essential?
Submitting a Life Certificate (Jeevan Pramaan) is mandatory for beneficiaries to continue receiving the pension. This certificate confirms the beneficiary is alive. It can be submitted either online or through a nearby Jan Seva Kendra (Common Service Centre). Failure to submit this document may result in the beneficiary's name being removed from the list.
The Vridha pension plan is a crucial initiative addressing the financial needs of Uttar Pradesh's elderly population. Its structured framework ensures a steady income for senior citizens, promoting their financial security and well-being. Through this plan, the government demonstrates better retirement planning for the elderly, enhancing their quality of life, and fostering a more inclusive society.
Can I fill in the details offline and submit the Vridha pension form online?
The ability to fill in the Vridha pension form offline and submit it online isn't a universally available option across all districts in Uttar Pradesh. It primarily depends on the specific implementation in your local area.
What should be the applicant's age to apply for the Vridha pension yojana?
To apply for the Vridha Pension Yojana in Uttar Pradesh, the applicant must be at least 60 years old. This is a universal requirement across all districts in the state.
Do I need to contribute any amount in order to receive the Vridha pension?
No, you do not need to contribute any amount to receive the Vridha pension in Uttar Pradesh. It is a non-contributory social welfare scheme funded by the state government.
What is the payment procedure for the Vridha pension yojana?
The pension amount is usually disbursed quarterly, meaning you receive it every three months.
How much may an individual receive via the Vridha pension scheme?
The amount in the yojana varies from state to state. For example, in Uttar Pradesh, the beneficiary of Vridha Pension schemes receives ₹500 per month from the UP government. Further, the age of the beneficiary also matters to the avail of the services. For example, under the Indira Gandhi National Old Age Pension Scheme, an individual falling under the age category of 60 to 79 years is eligible to receive ₹200 per month. Further, an individual above 80 years of age is entitled to receive ₹500 per month.
How to get an old age pension in UP?
Follow these steps to apply for the Vridha pension 2024 - 25 in UP:
Apply online via the official UP government portal or visit the nearest Common Service Center (CSC).
Submit required documents like age proof, income proof, and identity.
Who is eligible for up Vridha pension 2024- 25?
The following individuals are eligible to apply for the Vradha pension scheme 2024 -25:
Residents of UP between the ages of 60 and 150 years.
Monthly income less than ₹56,460 in urban areas or ₹46,080 in rural areas.
What is the minimum pension in the UP government?
The minimum pension is ₹1,000 per year for eligible beneficiaries of the Vridha Pension 2024.
What is this new pension scheme?
The Vridha Pension Yojana is a financial assistance scheme by the UP government for senior citizens to support their basic needs.
˜Top 5 plans based on annualized premium, for bookings made through https://www.policybazaar.com in the first 6 months of FY 24-25. Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by any insurer. This list of plans listed here comprise of insurance products offered by all the insurance partners of Policybazaar. For a complete list of insurers in India refer to the Insurance Regulatory and Development Authority of India website, www.irdai.gov.in *All savings are provided by the insurer as per the IRDAI approved insurance
plan.
^The tax benefits under Section 80C allow a deduction of up to ₹1.5 lakhs from the taxable income per year and 10(10D) tax benefits are for investments made up to ₹2.5 Lakhs/ year for policies bought after 1 Feb 2021. Tax benefits and savings are subject to changes in tax laws.
+Returns Since Inception of LIC Growth Fund
¶Long-term capital gains (LTCG) tax (12.5%) is exempted on annual premiums up to 2.5 lacs. ++Source - Google Review Rating available on:- http://bit.ly/3J20bXZ
^^The information relating to mutual funds presented in this article is for educational purpose only and is not meant for sale. Investment is subject to market risks and the risk is borne by the investor. Please consult your financial advisor before planning your investments.