Can I use the calculator to compare different IndiaFirst ULIP plans?

Yes, the calculator often allows you to compare different ULIP plans offered by IndiaFirst Life Insurance, considering factors like costs, returns, and policy duration.

What factors should I consider when choosing a ULIP?

Consider factors like your financial goals, risk tolerance, investment horizon, premium affordability, charges associated with the policy, and the fund performance history.

How often should I review my ULIP investment?

It is recommended to review your ULIP investment periodically, at least annually, or when there are significant changes in your financial situation or market conditions.

IndiaFirst ULIP Calculator

IndiaFirst Unit Linked Insurance Plans (ULIPs) have emerged as a popular financial instrument, offering a unique blend of investment and insurance. However, navigating the world of ULIPs, calculating the estimated potential returns, and aligning them with your financial goals can be difficult. This is where the IndiaFirst ULIP Calculator comes in handy, allowing you to easily calculate potential returns based on your investment amount, premium payment term, and expected rate of return.

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What is an IndiaFirst ULIP Calculator?

The IndiaFirst ULIP Calculator is a user-friendly online tool designed to help you estimate the potential returns on your ULIP investments. By inputting key details such as your desired premium amount, policy term, and expected rate of return, the calculator provides you with a projection of how your investment might grow over time. This allows you to gain valuable insights into the potential of your ULIP investment and make informed decisions.

Investment Return Calculator (Power of Compounding)

One Time
Monthly
Yearly

Amount I wish to Invest ₹

Invest For (in Years)

Years

1 30

Stay invested for (in Years)

Years

1 30

Expected rate of return (in %)

% /Year

1 35

YOU INVEST

YOU GET

Top Funds with High Returns (Past 7 Years)

17.31%

Midcap Fund

14.33%

Opportunities Fund

20%

High Growth Pension Fund

25.41%

US Technology Advantage Fund

22%

Multi Cap Fund

13.92%

Accelerator Mid-Cap Fund II

15.96%

Multiplier

12.94%

Classic Opportunities Fund

15.05%

Virtue II

10.2%

Growth Plus Fund

9.7%

Blue-Chip Equity Fund

12.33%

Life Pure Equity Fund 2

14.73%

Growth Opportunities Plus Fund

11.05%

Equity Top 250 Fund

13.14%

Future Apex Fund

10.58%

Large Cap Equity Fund

13.16%

Accelerator Fund

11.34%

Enhancer Fund-II

11.02%

Pension Bond Fund

14.52%

Midcap Fund

View Plans

Key Features of the IndiaFirst ULIP Calculator

Below are the features of the IndiaFirst ULIP calculator:

Customizable Inputs: The IndiaFirst ULIP calculator allows you to personalize your projections by entering specific details such as your age, premium amount, policy term, and sum assured. This ensures that the results are tailored to your individual circumstances and financial goals.
Real-Time Results: The calculator generates instant results, providing you with immediate insights into your investment potential. This allows you to quickly assess different scenarios and make timely decisions.
Risk Assessment: The IndiaFirst ULIP Calculator also incorporates a risk assessment feature, allowing you to adjust your risk profile and see how it impacts your potential returns. This helps you clearly understand the relationship between risk and reward, as knowing which SIP is best depends on individual risk tolerance, enabling you to make informed investment choices aligned with your risk appetite.
Comparison: The calculator enables you to compare different ULIP plans offered by IndiaFirst Life Insurance. By analyzing factors such as costs, returns, and policy duration, you can identify the plan that best aligns with your needs and objectives.

Fund Name

AUM

NAV

Returns (in %)

3 Year

5 Year

10 Year

Midcap Fund

SBI Life

AUM:57,040 Cr

57,040 Cr

NAV

50.43

-50.43%

Returns

19.16%

Highest Returns

Returns

16.91%

Returns

17.31%

Get Details

Opportunities Fund

HDFC Life

AUM:35,377 Cr

35,377 Cr

NAV

79.15

0.52%

Returns

15.53%

Highest Returns

Returns

13.25%

Returns

14.33%

Get Details

High Growth Pension Fund

Axis Max Life

AUM:4 Cr

4 Cr

NAV

10.38

0.01%

Returns

22.85%

Highest Returns

Returns

22%

Returns

20%

Get Details

US Technology Advantage Fund

ICICI Prudential Life

AUM:0 Cr

0 Cr

NAV

0.00%

Returns

23.46%

Returns

25.41%

Highest Returns

Get Details

Multi Cap Fund

Tata AIA Life

AUM:10,579 Cr

10,579 Cr

NAV

66.28

-66.28%

Returns

16.42%

Returns

21%

Returns

22%

Highest Returns

Get Details

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Disclaimer :
˜The insurers/plans mentioned are arranged in order of highest to lowest first year premium (sum of individual single premium and individual non-single premium) offered by Policybazaar’s insurer partners offering life insurance investment plans on our platform, as per ‘first year premium of life insurers as at 31.03.2025 report’ published by IRDAI. Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by any insurer. For complete list of insurers in India refer to the IRDAI website www.irdai.gov.in

How to Use the IndiaFirst ULIP Calculator?

Using the IndiaFirst ULIP Calculator is a simple process:

Step 1: Go to Policybazaar's IndiaFirst ULIP calculator page.

Step 2: Provide information about your investment tenure, the amount you want to invest, and the expected rate of return.

Step 3: The calculator will then calculate and display the projected returns based on your inputs.

Step 4: You can adjust the parameters to see how they affect the projected returns.

Step 5: Compare different ULIP plans available on the website to make an informed decision.

Step 6: Once you are satisfied with the results, you can proceed to buy the chosen ULIP plan through Policybazaar's platform.

Benefits of Using the IndiaFirst ULIP Calculator

Below are the benefits of using the IndiaFirst ULIP calculator:

Informed Decisions: The calculator empowers you to make informed investment decisions by providing a clear understanding of your investment potential before you commit.
Time-Efficient: The calculator saves you valuable time by quickly generating return projections without the need for manual calculations.
Better Planning: By providing insights into potential returns, the ulip calculator facilitates better financial planning and helps you align your investments with your long-term goals.

Fund Name	NAV	AUM	5 Yr Returns	10 Yr Returns
SBI Life Balanced Fund	₹72.73	₹20171 Cr	7.4%	9.43%
SBI Life Bond Fund	₹51.76	₹16641 Cr	5.76%	6.73%
SBI Life Equity Fund	₹193.58	₹77698 Cr	9%	11.21%
SBI Life Equity Optimiser Fund	₹53.96	₹2513 Cr	9.78%	11.07%
SBI Life Growth Fund	₹93.36	₹2808 Cr	8.4%	10.75%
SBI Life Money Market Fund	₹37.25	₹487 Cr	5.91%	5.95%
SBI Life Top 300 Fund	₹55.33	₹1918 Cr	8.74%	11.59%
SBI Life Pure Fund	₹27.52	₹1179 Cr	8.85%	10.58%
SBI Life Bond Optimiser Fund	₹22.8	₹3231 Cr	7.28%	-
SBI Life Bluechip Fund	₹9.8	₹3250 Cr	-	-
SBI Life Balanced Pension	₹73.17	₹805 Cr	8.12%	10.3%
SBI Life Bond Pension	₹46	₹544 Cr	5.61%	7.01%
SBI Life Equity Pension	₹73.96	₹11974 Cr	10.12%	12.18%
SBI Life Growth Pension	₹73.16	₹631 Cr	9.01%	11.23%
SBI Life Money Market Pension	₹34.44	₹149 Cr	5.86%	5.93%
SBI Life Equity Optimiser Pension	₹57.22	₹975 Cr	9.64%	11.75%
SBI Life Top 300 Pension	₹54.69	₹712 Cr	9.1%	11.86%
SBI Life Midcap Fund	₹50.43	₹57040 Cr	16.91%	17.31%
SBI Life Corporate Bond Fund	₹16.74	₹1041 Cr	5.57%	-
SBI Life Equity Elite II	₹51.87	₹11737 Cr	8.78%	10.31%
SBI Life Index	₹47.03	₹90 Cr	9.07%	10.67%
SBI Life Index Pension	₹49.1	₹25 Cr	9.19%	10.72%
SBI Life Discontinued Policy Fund	₹25.91	₹10629 Cr	5.7%	5.93%
SBI Life Equity Elite	₹87.71	₹12 Cr	11.12%	13.05%
SBI Life P-E Managed	₹39.22	₹200 Cr	8.52%	9.16%
SBI Life Guaranteed Pension GPF070211	₹26.98	₹2 Cr	5.18%	6.2%
SBI Life Return Guarantee Fund 070311	₹21.04	₹159 Cr	7.57%	-
SBI Life Return Guarantee Fund RGF150611	₹20.96	₹85 Cr	6.95%	-
SBI Life Bond Pension II	₹23.92	₹28936 Cr	5.41%	6.12%
SBI Life Equity Pension II	₹41.71	₹11368 Cr	8.56%	10.97%
SBI Life Money Market Pension II	₹21.12	₹1509 Cr	5.66%	5.66%
SBI Life Discontinue Pension Fund	₹21.88	₹6455 Cr	5.71%	-
SBI Life Group Growth Plus Fund	₹58.07	₹3 Cr	7.88%	9.73%
SBI Life Group Debt Plus Fund	₹41.24	₹114 Cr	6.39%	7.69%
SBI Life Group Balance Plus Fund	₹49.22	₹11 Cr	7.12%	8.36%
SBI Life Group Balance Plus Fund II	₹27.3	₹1208 Cr	7.16%	8.41%
SBI Life Group Debt Plus Fund II	₹26.79	₹337 Cr	6.49%	7.59%
SBI Life Group Growth Plus Fund II	₹27.32	₹295 Cr	8.25%	9.81%
SBI Life Group Short Term Plus Fund II	₹22.09	₹19 Cr	6.19%	7.03%
SBI Life GPF_100710_10 Fund	₹19.92	₹23 Cr	6.66%	7.14%
SBI Life Group Money Market Plus Fund	₹14.09	₹2 Cr	3.27%	-
SBI Life Group Balanced Pension Fund	₹10.28	₹128 Cr	-	-

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Why Invest in an IndiaFirst ULIP Plan?

Dual Benefits: ULIPs provide the dual advantage of life insurance coverage and investment growth, ensuring financial security for your family while simultaneously building wealth.
Tax Savings: Investments in ULIPs are eligible for tax deductions under Section 80C of the Income Tax Act, allowing you to reduce your tax burden.
Flexibility: ULIPs offer the flexibility to switch between funds based on market conditions and your changing financial goals.
Wealth Creation: ULIPs provide the potential for long-term wealth creation through investment in market-linked instruments.

Conclusion

The IndiaFirst ULIP Calculator is an invaluable tool for anyone considering investing in a ULIP plan. By providing personalized projections and facilitating plan comparisons, it empowers you to make informed decisions and optimize your investments. Using this tool can help you achieve your financial goals with confidence and secure your future.

FAQs

Can I use the calculator to compare different IndiaFirst ULIP plans?

Yes, the calculator often allows you to compare different ULIP plans offered by IndiaFirst Life Insurance, considering factors like costs, returns, and policy duration.
What factors should I consider when choosing a ULIP?

Consider factors like your financial goals, risk tolerance, investment horizon, premium affordability, charges associated with the policy, and the fund performance history.
How often should I review my ULIP investment?

It is recommended to review your ULIP investment periodically, at least annually, or when there are significant changes in your financial situation or market conditions.