IndiaFirst ULIP Calculator

What is an IndiaFirst ULIP Calculator?

The IndiaFirst ULIP Calculator is a user-friendly online tool designed to help you estimate the potential returns on your ULIP investments. By inputting key details such as your desired premium amount, policy term, and expected rate of return, the calculator provides you with a projection of how your investment might grow over time. This allows you to gain valuable insights into the potential of your ULIP investment and make informed decisions.  

Investment Return Calculator (Power of Compounding)

• One Time
• Monthly
• Yearly

Amount I wish to Invest ₹

Invest For (in Years)

Years

1 30

Stay invested for (in Years)

Years

1 30

Expected rate of return (in %)

% /Year

1 35

 

YOU INVEST

YOU GET

Top Funds with High Returns (Past 7 Years)

12.54%

Equity Fund

14.88%

Opportunities Fund

19.07%

High Growth Fund

13.4%

Opportunities Fund

21.09%

Multi Cap Fund

14.39%

Accelerator Mid-Cap Fund II

15.84%

Multiplier

14.73%

Frontline Equity Fund

18.41%

Pension Mid Cap Fund

11.46%

Growth Plus Fund

14.8%

US Equity Fund

15.06%

Grow Money Plus Fund

11.84%

Equity Top 250 Fund

14.24%

Future Apex Fund

12.17%

Pension Dynamic Equity Fund

14.53%

Accelerator Fund

View Plans

Key Features of the IndiaFirst ULIP Calculator

Below are the features of the IndiaFirst ULIP calculator: 

• Customizable Inputs: The IndiaFirst ULIP calculator allows you to personalize your projections by entering specific details such as your age, premium amount, policy term, and sum assured. This ensures that the results are tailored to your individual circumstances and financial goals.  
• Real-Time Results: The calculator generates instant results, providing you with immediate insights into your investment potential. This allows you to quickly assess different scenarios and make timely decisions.
• Risk Assessment: The IndiaFirst ULIP Calculator also incorporates a risk assessment feature, allowing you to adjust your risk profile and see how it impacts your potential returns. This helps you understand the relationship between risk and reward and make informed choices based on your risk appetite.  
• Comparison: The calculator enables you to compare different ULIP plans offered by IndiaFirst Life Insurance. By analyzing factors such as costs, returns, and policy duration, you can identify the plan that best aligns with your needs and objectives.  

List of ULIP Funds ^~

Returns 3 Years 5 Years 10 Years

Fund Name

AUM

NAV

Returns (in %)

3 Year

5 Year

10 Year

Equity Fund

SBI

AUM:81,769 Cr

81,769 Cr

NAV

210.13

-1.08%

Returns

12.66%

Returns

14.4%

Highest Returns

Returns

12.54%

Get Details

Opportunities Fund

HDFC Standard

AUM:36,970 Cr

36,970 Cr

NAV

78.94

-0.21%

Returns

17.78%

Returns

20.53%

Highest Returns

Returns

14.88%

Get Details

High Growth Fund

Max Life

AUM:11,792 Cr

11,792 Cr

NAV

118.06

-0.42%

Returns

25.43%

Returns

26.3%

Highest Returns

Returns

19.07%

Get Details

Opportunities Fund

ICICI Prudential

AUM:3,553 Cr

3,553 Cr

NAV

62.33

-0.26%

Returns

15.64%

Returns

17.23%

Highest Returns

Returns

13.4%

Get Details

Multi Cap Fund

Tata AIA

AUM:9,302 Cr

9,302 Cr

NAV

65.44

-0.22%

Returns

18.88%

Returns

22.37%

Highest Returns

Returns

21.09%

Get Details

Accelerator Mid-Cap Fund II

Bajaj Allianz

AUM:5,748 Cr

5,748 Cr

NAV

83.64

-0.28%

Returns

16.97%

Returns

18.03%

Highest Returns

Returns

14.39%

Get Details

Multiplier

Birla Sun Life

AUM:4,916 Cr

4,916 Cr

NAV

98.47

-0.24%

Returns

17.62%

Returns

19.93%

Highest Returns

Returns

15.84%

Get Details

Frontline Equity Fund

Kotak Mahindra OM

AUM:4,690 Cr

4,690 Cr

NAV

71.55

-0.26%

Returns

16.11%

Returns

18.01%

Highest Returns

Returns

14.73%

Get Details

Pension Mid Cap Fund

PNB Metlife

AUM:4 Cr

4 Cr

NAV

11.56

-0.02%

Returns

25.1%

Returns

31.41%

Highest Returns

Returns

18.41%

Get Details

Growth Plus Fund

Canara HSBC Oriental Bank

AUM:515 Cr

515 Cr

NAV

38.99

-0.19%

Returns

12.52%

Returns

13.46%

Highest Returns

Returns

11.46%

Get Details

US Equity Fund

Star Union Dai-ichi

AUM:0 Cr

0 Cr

NAV

0.00%

Returns

-

Returns

15.2%

Highest Returns

Returns

14.8%

Get Details

Global Artificial Intelligence Strategy

India First

AUM:0 Cr

0 Cr

NAV

11.71

-11.71%

Returns

-

Returns

26.94%

Highest Returns

Returns

-

Get Details

Grow Money Plus Fund

Bharti AXA

AUM:440 Cr

440 Cr

NAV

71.76

-0.40%

Returns

13.2%

Returns

15.64%

Highest Returns

Returns

15.06%

Get Details

Equity Top 250 Fund

Edelwiess Tokio

AUM:541 Cr

541 Cr

NAV

58.98

-0.31%

Returns

12.62%

Returns

14.72%

Highest Returns

Returns

11.84%

Get Details

Future Apex Fund

Future Generali India

AUM:113 Cr

113 Cr

NAV

58.57

-0.18%

Returns

13.6%

Returns

17.27%

Highest Returns

Returns

14.24%

Get Details

Pension Dynamic Equity Fund

Pramerica Life Insurance Limited

AUM:6 Cr

6 Cr

NAV

77.42

-0.41%

Returns

12.32%

Returns

14.49%

Highest Returns

Returns

12.17%

Get Details

Accelerator Fund

AEGON Life

AUM:239 Cr

239 Cr

NAV

52.01

-0.19%

Returns

15.81%

Returns

18.46%

Highest Returns

Returns

14.53%

Get Details

Balanced Fund

LIC

AUM:2,684 Cr

2,684 Cr

NAV

19.32

0.05%

Returns

10.33%

Highest Returns

Returns

9.85%

Returns

-

Get Details

see more plans

Disclaimer :
˜The insurers/plans mentioned are arranged in order of highest to lowest first year premium (sum of individual single premium and individual non-single premium) offered by Policybazaar’s insurer partners offering life insurance investment plans on our platform, as per ‘first year premium of life insurers as at 31.03.2025 report’ published by IRDAI. Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by any insurer. For complete list of insurers in India refer to the IRDAI website www.irdai.gov.in

How to Use the IndiaFirst ULIP Calculator?

Using the IndiaFirst ULIP Calculator is a simple process:

Step 1: Go to Policybazaar's IndiaFirst ULIP calculator page.

Step 2: Provide information about your investment tenure, the amount you want to invest, and the expected rate of return.

Step 3: The calculator will then calculate and display the projected returns based on your inputs.

Step 4: You can adjust the parameters to see how they affect the projected returns.

Step 5: Compare different ULIP plans available on the website to make an informed decision.

Step 6: Once you are satisfied with the results, you can proceed to buy the chosen ULIP plan through Policybazaar's platform.

Benefits of Using the IndiaFirst ULIP Calculator

Below are the benefits of using the IndiaFirst ULIP calculator: 

• Informed Decisions: The calculator empowers you to make informed investment decisions by providing a clear understanding of your investment potential before you commit.  
• Time-Efficient: The calculator saves you valuable time by quickly generating return projections without the need for manual calculations.  
• Better Planning: By providing insights into potential returns, the ulip calculator facilitates better financial planning and helps you align your investments with your long-term goals.  

Latest ULIP NAVs

• SBI Life ULIP Funds
• HDFC Life ULIP Funds
• Axis Max Life ULIP Funds
• ICICI Prudential Life ULIP Funds
• Tata AIA Life ULIP Funds
• Bajaj Allianz Life ULIP Funds
• Aditya Birla Sun Life ULIP Funds
• Kotak Life ULIP Funds
• PNB MetLife ULIP Funds
• Canara HSBC Life ULIP Funds
• Pramerica Life ULIP Funds
• Bandhan Life ULIP Funds
• Aviva Life ULIP Funds
• Bharti AXA Life ULIP Funds
• Edelweiss Tokio Life ULIP Funds
• Future Generali India Life ULIP Funds
• Exide Life ULIP Funds
• Reliance Nippon Life ULIP Funds
• IndiaFirst Life ULIP Funds
• Ageas Federal Life ULIP Funds
• Star Union Dai-ichi Life ULIP Funds

Fund Name	NAV	AUM	5 Yr Returns	10 Yr Returns
SBI Life Balanced Fund	₹74.5	₹22439 Cr	9.45%	10.16%	View More
SBI Life Bond Fund	₹50.28	₹18103 Cr	5.31%	6.94%	View More
SBI Life Equity Fund	₹207.38	₹82996 Cr	13.42%	12.32%	View More
SBI Life Equity Optimiser Fund	₹55.99	₹2715 Cr	13.23%	11.83%	View More
SBI Life Growth Fund	₹96.94	₹3064 Cr	11.8%	11.71%	View More
SBI Life Money Market Fund	₹36.14	₹429 Cr	5.63%	6.07%	View More
SBI Life Top 300 Fund	₹58.6	₹2006 Cr	12.86%	12.7%	View More
SBI Life Pure Fund	₹27.21	₹1182 Cr	12.41%	-	View More
SBI Life Bond Optimiser Fund	₹22.52	₹3286 Cr	7.79%	-	View More
SBI Life Bluechip Fund	₹10.27	₹2655 Cr	-	-	View More
SBI Life Balanced Pension	₹74.64	₹772 Cr	10.01%	11.02%	View More
SBI Life Bond Pension	₹44.51	₹513 Cr	5.17%	7.17%	View More
SBI Life Equity Pension	₹76.9	₹11050 Cr	14.49%	12.96%	View More
SBI Life Growth Pension	₹75.14	₹608 Cr	12.22%	12.13%	View More
SBI Life Money Market Pension	₹33.41	₹131 Cr	5.59%	6.06%	View More
SBI Life Equity Optimiser Pension	₹60.31	₹947 Cr	13.32%	12.69%	View More
SBI Life Top 300 Pension	₹56.57	₹682 Cr	12.76%	12.72%	View More
SBI Life Midcap Fund	₹48.9	₹49420 Cr	21.43%	-	View More
SBI Life Corporate Bond Fund	₹16.31	₹1058 Cr	5.34%	-	View More
SBI Life Equity Elite II	₹53.13	₹12622 Cr	12.15%	11.74%	View More
SBI Life Index	₹50.1	₹115 Cr	14.03%	12.63%	View More
SBI Life Index Pension	₹52.24	₹30 Cr	14.1%	12.65%	View More
SBI Life Discontinued Policy Fund	₹25.13	₹9761 Cr	5.44%	6.14%	View More
SBI Life Equity Elite	₹91.31	₹13 Cr	15.62%	14.75%	View More
SBI Life P-E Managed	₹39.72	₹238 Cr	10.82%	10.36%	View More
SBI Life Guaranteed Pension GPF070211	₹26.29	₹3 Cr	4.89%	6.75%	View More
SBI Life Bond Pension II	₹23.31	₹29557 Cr	5.07%	6.56%	View More
SBI Life Equity Pension II	₹43.52	₹12893 Cr	13.66%	12.73%	View More
SBI Life Money Market Pension II	₹20.41	₹1553 Cr	5.33%	5.78%	View More
SBI Life Discontinue Pension Fund	₹21.21	₹6722 Cr	5.42%	-	View More
SBI Life Group Growth Plus Fund	₹57.93	₹3 Cr	9.74%	-	View More
SBI Life Group Debt Plus Fund	₹40.28	₹113 Cr	6.52%	-	View More
SBI Life Group Balance Plus Fund	₹48.63	₹11 Cr	7.91%	-	View More
SBI Life Group Balance Plus Fund II	₹26.69	₹805 Cr	7.88%	-	View More
SBI Life Group Debt Plus Fund II	₹26.07	₹227 Cr	6.48%	-	View More
SBI Life Group Growth Plus Fund II	₹27.17	₹238 Cr	9.75%	-	View More
SBI Life Group Short Term Plus Fund II	₹21.35	₹21 Cr	5.81%	-	View More
SBI Life Group Money Market Plus Fund	₹12.44	₹2 Cr	1.08%	-	View More

Why Invest in an IndiaFirst ULIP Plan?

• Dual Benefits: ULIPs provide the dual advantage of life insurance coverage and investment growth, ensuring financial security for your family while simultaneously building wealth.  
• Tax Savings: Investments in ULIPs are eligible for tax deductions under Section 80C of the Income Tax Act, allowing you to reduce your tax burden.  
• Flexibility: ULIPs offer the flexibility to switch between funds based on market conditions and your changing financial goals.  
• Wealth Creation: ULIPs provide the potential for long-term wealth creation through investment in market-linked instruments.  

Conclusion

The IndiaFirst ULIP Calculator is an invaluable tool for anyone considering investing in a ULIP plan. By providing personalized projections and facilitating plan comparisons, it empowers you to make informed decisions and optimize your investments. Using this tool can help you achieve your financial goals with confidence and secure your future.