Previously, the anti-braking system was used in four-wheelers only but seeing the rise in two-wheeler accidents because of the drum brakes, it was made compulsory for bikes over 125cc to have the ABS technology. Since a two-wheeler is less safe than a four-wheeler, it is important that you make sure to purchase a bike with ABS. Now let us tell you how it works.
How ABS works?
An anti-braking system is a technology that prevents the bike from skidding while applying the brakes. Since the drum brakes lock the bike’s wheel and the bike skids, ABS let the bike’s wheel rotate a little so that it does not skid and the grip of the wheel stays constant on the road. The sensor in the ABS determines the speed of the wheel that analyzes when would a wheel get locked and adjust the braking pressure to prevent it. Moving on to its importance.
Importance of Anti-braking System
ABS is a life saver technology that has been playing its part in saving many lives. Since bikes are not stable and once they go out of control, it is next to impossible to control them, if you apply the brakes too hard the bike would skid for sure and if you do not apply the brakes perfectly then you might meet an accident. Hence the ABS is important for you to have full control of your bike while applying the brakes.
Since bikes are the easiest and affordable way of commuting majority of people use them to go to office or do many outside works as it beats the traffic easily than a car ever would. When Indians were not introduced to ABS technology and drum brakes were used in the bikes.
For example, you are on your way to office and you have a bike that comes with ABS technology. And sarcastically speaking, Indians are very peculiar in following traffic rules. You are standing behind the zebra crossing and ahead of the whole traffic on your road. The signal turns green and you put the bike in gear and just moved your bike and as soon as your bike picks the speed at the round, suddenly a car jumps the red light from the right side and comes rushing on high speed, since you are not on high speed and you could not speed up but applied the brakes suddenly and it stops at the spot without skidding the car misses the bike by an inch and you are still alive. This is where you would realize the importance of an ABS.
It is very helpful and you would not be able to understand its importance until you experience a situation mentioned above. To have a full control on your bike and prevent it from skidding while applying brakes you need to have ABS in your bike.
Similarity between ABS and Two- wheeler Insurance
Since it is also mandatory for you to have a third-party liability insurance, you should also purchase a comprehensive insurance policy that could provide you cover for your bike as well as you. ABS and Insurance both works in the same manner, they save you from accident as well as financial pressure.
You should also purchase a comprehensive insurance policy along with the third-party bike insurance as it would provide you cover for your damage as well as any physical injury that you might experience in the accident. If you only have a third-party insurance then the policy will provide cover for their loss and damage and you will have to pay for the expenses of bike repairment and medical bills out of your pocket.
Anti-braking system in your bike is as important as a two-wheeler insurance policy. Since it both have been made mandatory by the government, it is safer for you as well as pocket friendly. It is also recommended by the insurance industry experts to purchase the policy online than offline as it is cost-effective. There are plenty of websites that let you purchase the insurance policy online where you can compare different policies and choose the best one suited for you. You can also calculate premium rates by using the online premium calculator that will give you the idea of how much you would have to pay monthly to stay as the policy holder.
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^The renewal of insurance policy is subject to our operations not being impacted by a system failure or force majeure event or for reasons beyond our control. Actual time for a transaction may vary subject to additional data requirements and operational processes.
^The buying of Insurance policy is subject to our operations not being impacted by a system failure or force majeure event or for reasons beyond our control. Actual time for transaction may vary subject to additional data requirements and operational processes.
#Savings are based on the comparison between highest and the lowest premium for own damage cover (excluding add-on covers) provided by different insurance companies for the same vehicle with the same IDV and same NCB.
*TP price for less than 75 CC two-wheelers. All savings are provided by insurers as per IRDAI-approved insurance plan. Standard T&C apply.
*Rs 538/- per annum is the price for third party motor insurance for two wheelers of not more than 75cc (non-commercial and non-electric)
#Savings are based on the comparison between the highest and the lowest premium for own damage cover (excluding add-on covers) provided by different insurance companies for the same vehicle with the same IDV and same NCB.
*₹ 1.5 is the Comprehensive premium for a 2015 TVS XL Super 70cc, MH02(Mumbai) RTO with an IDV of ₹5,895 and NCB at 50%.
*Rs 457/- per annum (1.3/day) is the price for the third-party motor insurance for private electric two-wheelers of not more than 3KW (non-commercial). Premium is payable on an annual basis