How to Get Bike Insurance Details by Vehicle Registration Number?

What is the Bike Registration Number?

Your bike registration number gives your vehicle a legal and official to ply on Indian roads. The Regional Transport Office (RTO) issues this registration number to every newly purchased vehicle. All vehicle owners must register their new vehicle at their local RTO within one month from the date of purchase. This registration results in a permanent vehicle registration number, which is displayed on the front and rear of the dedicated plate, also known as a vehicle number plate. '

The registration number follows a specific structure: the first two letters denote the state code, the next two represent the district code, followed by the RTO's current series, and the final four digits form the unique vehicle number. For example: DL 3CCN 4564. This system facilitates easy vehicle identification and tracking.

How to Check Bike Insurance Details by Vehicle Number?

A registration number is a unique number given to a two-wheeler. It is used to check the details of the linked two-wheeler. If you want to know the bike insurance policy end date and do not have the policy number, you can follow the below steps to retrieve the two-wheeler insurance by vehicle number:

• Step 1: Visit the official website of the State Transport Department/RTO/Ministry of Road Transport & Highways.
• Step 2: Enter the registration number of your bike. The details of the two-wheeler insurance policy are displayed here.
• Step 3: You can also use the website of the Insurance Information Bureau, which IRDA regulates, to get the details for your bike insurance online.

Any of these websites can provide the registration number. Moreover, you can easily find information, such as bike insurance policy validity/expiry date and other related details.

Process of Bike Insurance Policy Download by Vehicle Number

In this digital era, finding your bike insurance details is simpler. If the physical copy of your bike insurance policy is misplaced or stolen, you can follow the below steps for 'bike insurance policy download by vehicle number:

• Step 1: Visit your insurance provider's official website.
• Step 2: Log in to your account using your vehicle registration number, username & password, whichever is available.
• Step 3: Access your bike insurance policy details once logged in and select the bike insurance policy you need.
• Step 4: Click on the download policy or a similar option to get a PDF copy of your bike insurance by vehicle number.
• Step 5: After downloading the bike insurance policy documents, you can print it out for a physical copy.

Buy or Renew Bike Insurance Online by Vehicle Number

The insured must provide their registration number while purchasing or renewing a two-wheeler or bike insurance. Once the insurance policy is purchased, its details are attached to the vehicle's registration number. Also, it can easily be accessed by the RTO, central government, and state government.

What Happens When You Don't Have a Vehicle Registration Number Also?

The registration number of a vehicle is the same as the number mentioned on the number plate. Hence, one can quickly check the number plate of a bike to find its registration number. This number can be found on the bike's Registration Certificate (RC) in case of bike theft.

Other Methods to Find Bike Insurance Policy Details

All the information related to the comprehensive bike insurance policy can be quickly recovered by contacting the insurance provider. One must give the insurer as many details as possible to verify the owner. Once the details are verified, the insurance company issues the duplicate bike insurance policy. However, the insurance company might allocate some fees for issuing a duplicate insurance policy.

Sometimes, it might be necessary to print a declaration of the lost two-wheeler insurance policy in the newspaper and share it with the insurance provider. In various cases, the lost policy declaration must be provided on the indemnity bond paper, a non-judicial stamp paper.

Why Should You Perform a Bike Insurance Check by Vehicle Number?

It is vital to perform a bike insurance check to maintain and manage. Here are prominent reasons why one should regularly do a bike insurance check:

• Bike insurance checks by vehicle number help verify all the details mentioned in the policy documents. If there is any discrepancy, it can be rectified in time.
• It helps you know the policy status, whether active or expired.
• Besides, you can also assess whether the policy coverage is adequate depending on your current needs & preferences.
• You gear up for bike insurance renewal on time, making the process smooth, as you will be aware of renewal dates & requirements.
• Timely bike insurance checks help you understand all the terms & conditions of the policy. Ultimately, it gives you a surety of what is covered and not, avoiding further surprises when raising or settling 'bike insurance claims.

A Few Interesting Facts about Bike Registration Numbers in India

Here are some interesting facts about bike registration numbers that you must be aware of:

• The bike registration number is valid for 15 years after purchasing the vehicle. After that, the motor vehicle is needed to be re-registered for five years. In this way, after 15 years, the vehicle should be registered every five years.
• The registration of a vehicle issued in one Indian state is valid in all other states of India.
• A vehicle's re-registration depends on the age of the vehicle, road compatibility, and pollution emission norms.
• However, if one moves a vehicle registered in one state to another, they must register it with the state transport department within one year.

For example, if one has moved their vehicle from Uttar Pradesh to Haryana, after completing 12 months, they have to register their vehicle in Haryana.