ARAI-Approved Anti-Theft Devices of Bikes and Its Impact on Bike Insurance Premium

What are ARAI-Approved Security Devices?

Automotive Research Association of India (ARAI)-approved security devices is a regulatory body established for automotive safety and maintaining technology standards. When a certain device is ARAI-approved, it means it has passed strict performance tests for effectiveness and compatibility.

Significance of ARAI-Approved Security Devices

Investing in certified anti-theft devices is considered to be the smartest decisions for bike owners. Here are few reasons explaining the importance of these devices in your motor vehicle:

• First, these devices genuinely improve your bike's security.
• Second, in India many bike insurance companies offer premium discounts (up to 2.5%) in your bike insurance policies, if you installed one.
• Lastly, ARAI-approved options are usually more reliable than generic ones you might find online.

List of ARAI-Approved Vehicle Tracking Systems (GPS + IRNSS) as per AIS 140

As per AIS 140 standards issued by the Ministry of Road Transport and Highways (MoRTH), Vehicle Tracking Systems (VTS) are required for certain vehicle classes and must support GPS + IRNSS (Indian Regional Navigation Satellite System). These standards ensure a high level of location accuracy, tamper alerts, emergency response capabilities, and network compatibility.

However, ARAI's published lists and certifications do not always specify the target vehicle type (e.g., motorcycle vs. commercial vehicle). Despite this, many compact and multi-platform devices are usable on bikes with proper installation. Based on report released by MoRTH (last updated on 17th May 2022), ARAI-approved anti-theft devices can be grouped into the following categories:

1. Vehicle Tracking Devices (GPS + IRNSS Based)

   These are the most common form of anti-theft devices certified by ARAI under AIS 140. They track the real-time location of the vehicle and can send alerts in case of unauthorized movement.

   • Blackbox GPS Technologies – TM77
   • Pricol Limited – IRNSS AIS140 TCU
   • ELIMO Technologies – EVTS-100
   • Minda Telematics – Telemato, ZEN140
   • Trimble Mobility – TAP76D
   • Intangles Lab – Ingenious, 4G MAX CUBE

   While not exclusively bike-specific, devices like the Pricol IRNSS AIS140 TCU and Minda Telemato are compact and have been used in two-wheelers with a good success rate.

2. Vehicle Tracking Devices with Emergency Buttons (SOS Capability)

   These include all features of standard VTS devices but are equipped with panic or emergency buttons that can be triggered by the rider in distress situations, such as:

   • Trimble Mobility – TMSI-17F, TAP86
   • RASTRAVAHINI (by Tata Communications) (These are model-specific)

   Emergency buttons are especially valuable for delivery riders or solo travelers. However, installing the button discreetly and accessibly on a motorcycle is crucial for effectiveness.

3. Immobilizer-Based Systems

   While not part of the GPS+IRNSS tracking mandate, immobilizers are often built into telematics control units (TCUs) or can be used standalone. These prevent the engine from starting unless the correct key or RFID chip is present. Some common ones are:

   • OEM TCUs (e.g., Pricol Limited Units)
   • Premium security kits from companies like Autocop

   Widely compatible and ideal for city riders, immobilizers are popular in factory-fitted options on premium two-wheelers.

4. Alarm-Based Theft Deterrent Systems

   These systems include motion sensors and sound an alarm when the bike is tampered with or moved without authorization. Some systems are integrated with GPS trackers. Some of the common manufacturers in these category are:

   • Autocop ITS Systems (TLG-1000)
   • Third-party kits with ARAI certification

   Great for parking in high-risk or public areas. Look for waterproof and vibration-tolerant options.

5. Telematics Control Units (TCU)

   These are advanced devices that combine GPS/IRNSS tracking, immobilization, engine data monitoring, and sometimes even route history logging. They are often found in both private and fleet vehicles. Pricol IRNSS AIS140 TCU is the best one approved by the authority.

   These are best for bike taxis, logistics fleets, or individuals who want an all-in-one tracking and control device.

Installation Notes for Two-Wheelers

Since AIS 140 does not explicitly categorize these devices by vehicle type, proper installation and voltage compatibility (usually 12V for bikes) are essential. Factors to consider include:

• Size & Mounting: It should be compact and weatherproof.
• Power Draw: It must be optimized for low power usage.
• Battery Backup: Some models come with inbuilt backup for offline tracking.
• SIM and Network Compatibility: 2G, 4G, or hybrid.

How Anti-Theft Devices Help Lowering Bike Insurance Premium?

If your bike has an ARAI-approved anti-theft device, your insurer may reward you with a lower premium. You just need to take care of the following points:

• Make sure the device is professionally installed.
• Ask the installer for a certificate.
• Submit the certificate when renewing or buying bike insurance online.
• The discount might not seem huge but it is usually around 2.5% and over time, it adds up.

Tips Before You Buy Anti-Theft Devices Approved by ARAI

• Double-check that the product is ARAI-certified (do not go just by the seller's word).
• Ask for a warranty and a valid installation certificate.
• Get it fitted by a trained technician to avoid voiding the warranty or facing technical glitches.