Call for a Two-Wheeler Insurance

If your two-wheeler is your walk-stick, which drives you to all possible places, then just don’t forget to get it insured. As per law, it is mandatory to keep your vehicle insured all the time in order to stay protected from any unforeseen mishappening. The dealer provides you with new two-wheeler insurance on purchase of your vehicle, but it is necessary to understand the different types of insurance i.e. – comprehensive and third party liability.

Read more
  • Save up to 85% by comparing plans
    Save up to 85%# by comparing plans
  • 20+ Insurers to choose from
    20+ Insurers to choose from
  • 1.2 Crore+ Bike Insured
    1.2 Crore+ Bike Insured
Two Wheeler Top Fold Kapil Sharma Image
No paperwork required! Renew insurance in 60 seconds^

Plans starting at only @ ₹1.3/day*

Enter bike number (e.g DL1SB1234)
Processing

For people who consider insurance burdensome, third-party liability is what they can go for that comes into the act when a third party property or person is being affected. It is quite inexpensive as it does not take care of the damage caused to your vehicle and only concerns with the loss occurred to the third party.

The comprehensive policy offers protection against loss caused to the vehicle, accident cover provided to the owner along with third party liability cover offered to the other party during accident occurring with him or his vehicle. Dealers generally offer comprehensive insurance on the purchase of a new vehicle. The possible situations where insurance can be claimed are- loss of vehicle, theft of the vehicle, damage caused because of fires or riots, accident or loss because of “act of God”.

When claiming for insurance, there are a few documents required for submission like a photocopy of the registration certificate of the vehicle, driving license, filled claim form, police report and repair invoices. Starting with the process- an inspector is assigned to work on the claim to evaluate the loss incurred. As soon as the inspector reports the approval, the insurance company pays back for the losses. For the customer to receive money, it may take around 2-3 weeks.

The amount decided for refund depends on various bases. During an accident issue, the surveyor analysis the kind of damage or loss and subsequently the payments are dispatched to the mechanic for the losses included in the policy which generally exclude fibre and rubber parts.

During claim settlement, there are chances of rejection if the driver/rider turns out to be under the influence of alcohol or drugs or in case of breaking any law or even missing documents. 

Search
Disclaimer: Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by an insurer.

Two Wheeler insurance articles

Recent Articles
Popular Articles
10 Best Bikes for Long Rides in India 2024

07 May 2024

Are you the one who want to cruise through the winding roads of
Read more
MCWG Driving License in India

01 May 2024

To regulate and ensure safe operation, every motorbike owner in
Read more
9 Tips to Maintain Your Bike's Engine

22 Apr 2024

Since the engine is your bike's heart, it is essential to keep
Read more
Best Engine Oil for Bikes in India 2024

18 Apr 2024

In the fast-paced world of biking, you must ensure your riding
Read more
How to Check Bike Owner Details by Registration Number?

11 Apr 2024

In a world full of different types of two-wheelers, each one has
Read more
Vehicle Owner Details by Registration Number
Vehicle owner details can come in handy in various situations, such as road accidents, cases of reckless driving
Read more
Three Easy Ways to Check Bike Insurance Expiry Date Online
As significant as it is to buy a bike insurance policy for your motorbike, it is equally important to renew it
Read more
How to Check Bike Owner Details by Registration Number?
In a world full of different types of two-wheelers, each one has its unique identity enclosed in its registration
Read more
How to Get Bike Insurance Details by Registration Number?
According to the IRDA, all bike owners must hold at least a third-party bike insurance policy in India. The bike
Read more
Get Your Vehicle Fitness Certificate from RTO
The Fitness Certificate (FC) of a vehicle is an official document that certifies the vehicle is fit enough to run
Read more

^The renewal of insurance policy is subject to our operations not being impacted by a system failure or force majeure event or for reasons beyond our control. Actual time for a transaction may vary subject to additional data requirements and operational processes.

^The buying of Insurance policy is subject to our operations not being impacted by a system failure or force majeure event or for reasons beyond our control. Actual time for transaction may vary subject to additional data requirements and operational processes.

#Savings are based on the comparison between highest and the lowest premium for own damage cover (excluding add-on covers) provided by different insurance companies for the same vehicle with the same IDV and same NCB.

*TP price for less than 75 CC two-wheelers. All savings are provided by insurers as per IRDAI-approved insurance plan. Standard T&C apply.

*Rs 538/- per annum is the price for third party motor insurance for two wheelers of not more than 75cc (non-commercial and non-electric)

#Savings are based on the comparison between the highest and the lowest premium for own damage cover (excluding add-on covers) provided by different insurance companies for the same vehicle with the same IDV and same NCB.

*₹ 1.5 is the Comprehensive premium for a 2015 TVS XL Super 70cc, MH02(Mumbai) RTO with an IDV of ₹5,895 and NCB at 50%.

*Rs 457/- per annum (1.3/day) is the price for the third-party motor insurance for private electric two-wheelers of not more than 3KW (non-commercial). Premium is payable on an annual basis