Although it is mandatory for the bike or car owner to have third-party insurance for bike that can provide them financial aid at the time of the unforeseen accident. There are traffic signals and signs on the road that are silent speakers giving instructions and information about the condition of the road and traffic. But as we are aware of how impatient Indians can be on the road, here are some of the important rules that you need to follow when driving in Pune, City of Maharashtra.
Traffic Signs & Signals
In India, the traffic rules came into effect in July 1989. The traffic rules were made to maintain a decent flow of vehicles on the road. If any vehicle owner breaks the rule of traffic in Pune, then they would be penalized for it. It can be a hefty fine or go to jail for a few months.
Sending a traffic violator to jail is not compulsory until and unless the violator has broken the traffic rules many times and does not seem to comply or abide by the traffic rules. Then it is up to the judge whether to fine the violator with an even heavier fine or sends him to jail.
Traffic signals are divided into three parts. Mandatory signs, Cautionary Signs and Informatory signs.
- Mandatory signs are there to ensure that the traffic is moving smoothly without any hassle and if anyone caught breaking that rule will have to face legal trouble.
- Cautionary signs are there to warn the pedestrians and vehicle owners about any the bad condition of the road ahead or if there is a school ahead then the driver can slow down the vehicle while crossing it.
- Informatory signs are there to provide you the information related to distance, routes, etc.
The traffic rules are revised from time to time and the latest traffic rule revision took place in September 2019. Let us tell you about some of the serious traffic violations that can cause you legal trouble or might put a hole in your pocket.
- Driving without License: Don’t even think about driving without a license in Pune as this might cost you a fine of Rs. 5000 which was earlier Rs. 500 only.
- Crossing Speed Limit: People should understand that there is no point in speeding on the road as it can be deadly for you as well as any pedestrian on the road. Although it gives an adrenaline rush to a driver that is temporary and that excitement that you feel while speeding is temporary and what you need to keep permanent is your life. Also, you will have to pay a fine of Rs. 4000.
- Rash Driving: Rash driving is the worst thing a driver can do on the road as it leads to many accidents. If caught for the first time then you will have to pay a hefty fine of Rs. 1,000-5,000 or 1 year of imprisonment, if caught for the second time then you will be fined Rs. 10,000 or 2 years of imprisonment.
- Drunk Driving: Drunk driving is also one of the biggest reasons for road accidents. There is no harm in partying with your friends inside the car unless you are driving after getting drunk that put your life, passengers life as well as the life of the people on the road at risk. For violating this rule you will have to pay a fine of Rs. 10,000. What is best, do not drink and drive. The two-wheeler insurance or car insurance can only protect you financially but not your broken ribs or bones.
- Triple Sitting: This is also very common. Youngsters usually are found riding triple on a bike that also violates the rules of traffic. You can be fined Rs. 20,000 now that was around Rs. 2000 earlier. Also, your license will be deactivated for 3 months.
- Fine on Non-Compliance and Without Helmet: If you do not comply with the authorities then you might have to pay a fine of Rs. 500 to Rs. 2000. If caught riding a bike without a helmet then you will be fined with Rs. 1000 and the license will be suspended for 3 months.
- Driving without insurance: It is mandatory for the bike or car owner to have a third-party liability insurance as it provides cover for the third-party liabilities in case of an accident that leads to vehicle damage or bodily injury. If caught then you will have to pay a fine of either Rs. 1000 or go to jail for up to 3 months as well as Rs. 2000 and/or go to jail for 3 months.
- Juvenile Drivers: If a juvenile is caught driving a car or riding a bike, the parents of that juvenile will be held responsible along with the kid. You can be sent to jail for up to 3 years with a fine of Rs. 25,000. The RC will be cancelled for 1 year. Also, the juvenile will not be able to apply for a learner's license until aged 25.
- Not Giving Way to Ambulance: While driving on the road if you do not give way to the ambulance to pass then you can be fined Rs. 10,000.
If you own a car or bike then the safety of the people on the road is your responsibility. Also, not just Pune but while driving anywhere in the country, you should abide by the traffic rules and follow road instructions as they are for your own safety. Since it is mandatory to purchase third-party liability insurance, you should also consider purchasing a comprehensive insurance plan that will provide you overall protection for any damage to your car or bodily injury as well as the third party. It is also advised to purchase the insurance policy online as it is cost-effective than purchasing the policy offline.
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#Savings are based on the comparison between highest and the lowest premium for own damage cover (excluding add-on covers) provided by different insurance companies for the same vehicle with the same IDV and same NCB.
*TP price for less than 75 CC two-wheelers. All savings are provided by insurers as per IRDAI-approved insurance plan. Standard T&C apply.
*Rs 538/- per annum is the price for third party motor insurance for two wheelers of not more than 75cc (non-commercial and non-electric)
#Savings are based on the comparison between the highest and the lowest premium for own damage cover (excluding add-on covers) provided by different insurance companies for the same vehicle with the same IDV and same NCB.
*₹ 1.5 is the Comprehensive premium for a 2015 TVS XL Super 70cc, MH02(Mumbai) RTO with an IDV of ₹5,895 and NCB at 50%.
*Rs 457/- per annum (1.3/day) is the price for the third-party motor insurance for private electric two-wheelers of not more than 3KW (non-commercial). Premium is payable on an annual basis