Safety Tips to Follow When Riding Motorbike with Kid

Riding a motorbike in India can be challenging due to traffic congestion, potholes, and bumpy roads. Moreover, any unpredictable behaviour of those driving around you can make unsafe and stressful situation. If you go with a kid as a pillion rider, the fear is all the more. With the safety tips mentioned in this article, you can ensure that you and your kid are safe when riding a bike.

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5 Safety Tips to Follow When Riding a Bike with Kid Onboard

Making your child wear a helmet cannot be enough. Usually, they get distracted easily on the road or can also fall asleep on the go. Henceforth, you must be careful with your speed and generous with your brakes to avoid accidents or collisions. If you have already purchasedbike insurance onlineand covered all the monetary losses and liabilities, you must still be vigilant while driving with your kid on board. Here is a quick read if you are worried about your kid's safety.

Let's get started.

  1. Prepare Yourself and Your Kid

    Apart from wearing a helmet, it requires some readiness and more preparation before you take your kid on a ride. Check if your child's feet are touching the passenger peg. Also, your child shouldn't be leaning downwards to do so, as it should be done naturally. You can replace it if it doesn't work well with your kid.

    Of course, a helmet is also essential, and when picking one for your kid, make sure it touches the chin bar, which is called a perfect fit.

  2. Learn Some Safety Skills

    Both you and your kid can learn safety tips. Once your child is aware, he will surely be safe while riding on the back of your bike.
    While doing so, you must keep calm and repeat till your child gets familiarized with the rules.

    Your child should stay alert when you apply brakes and on turns. The one common thing that all the riders with young kids do is ask them to wrap their arms around your waist, even if they are tied with a safety belt.

  3. Wear Right Clothes

    When you have your kid at the back of your bike, ensure that you and your child wear the right clothes that offer perfect protection. It is preferred to wear a denim jacket or leather jacket, denim jeans, and boots, preferably high-ankle in winter. Some of the other accessories can be added too, such as leather gloves. When buying gloves for your kid, ensure they snug perfectly.

  4. Position the Kid Properly

    It is suitable for your kid to sit behind you and not in front of your seat. If you are more concerned about safety, you can tie a belt to hold your kid. But it is suggested that you do not ride if your kids' feet do not touch the passenger peg.

  5. Bike's Condition

    Your child's safety would depend on your motorcycle's working condition, and it is your responsibility to ensure your motorbike is in good condition.

    Firstly, you need to have good quality tyres with plenty of treads, no defects and bumps, perfect brakes, suspension to bear any extra weight, and all the other things that you should be checking even when riding alone, such as gas, brake fluid, lights, oil level, and tyre pressure.

    Most bike manufacturers provide different tyre pressure values when there is extra gear, weight, or passenger. Complying with those values will be a wise option as they are mentioned for a purpose and your safety. In some motorcycles, it might be printed on a label, or check the operation manual of your bike. Learn it and use it. Happy riding!

Things to Take Care of When With Kids

Along with your kid's safety, make sure that you buy bike insurance online; it is another step towards securing your ride. See what two-wheeler insurance does in case of a road emergency:

  • Get mandatory third-party bike insurance policy that provides coverage in accident that involve any physical injury or damage caused to the neighbouring party & their property.
  • Get a comprehensive bike insurance policy that covers loss or damage to your bike amid natural calamities, including cyclones, storms, typhoons, earthquakes, floods, fires, and landslides. The comprehensive two-insurance policy also safeguards you from man-made malicious activities or damages like theft, rebellion, incursion, burglary, and terrorist attack.
  • Personal Accident (PA) cover in bike insurance is provided up to ₹ 15 lakh as per the IRDA. In case of a loss of income due to an accident and it results in permanent disabilities, then with personal accident cover, you can get financial support. Moreover, in case of an accident leading to hospitalization, the cost of hospital bills, medical treatments, and drugs is covered. Personal accident cover also benefits the surviving family members of the deceased.
  • Buy a pillion rider cover as it covers the medical expenses of the co-passenger in case of an accident, financial aid to the passenger's family member in case of demise, and compensation if they suffer disabilities due to an accident.

Bottom Line!

As a parent or a guardian, you need to be more cautious. Bike riding with kids is perfectly fine; you only need to ensure their safety. So, remember these essential points along with this, purchase the right bike insurance policy & pillion rider cover.

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Disclaimer: Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by an insurer.

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^The renewal of insurance policy is subject to our operations not being impacted by a system failure or force majeure event or for reasons beyond our control. Actual time for a transaction may vary subject to additional data requirements and operational processes.

^The buying of Insurance policy is subject to our operations not being impacted by a system failure or force majeure event or for reasons beyond our control. Actual time for transaction may vary subject to additional data requirements and operational processes.

#Savings are based on the comparison between highest and the lowest premium for own damage cover (excluding add-on covers) provided by different insurance companies for the same vehicle with the same IDV and same NCB.

*TP price for less than 75 CC two-wheelers. All savings are provided by insurers as per IRDAI-approved insurance plan. Standard T&C apply.

*Rs 538/- per annum is the price for third party motor insurance for two wheelers of not more than 75cc (non-commercial and non-electric)

#Savings are based on the comparison between the highest and the lowest premium for own damage cover (excluding add-on covers) provided by different insurance companies for the same vehicle with the same IDV and same NCB.

*₹ 1.5 is the Comprehensive premium for a 2015 TVS XL Super 70cc, MH02(Mumbai) RTO with an IDV of ₹5,895 and NCB at 50%.

*Rs 457/- per annum (1.3/day) is the price for the third-party motor insurance for private electric two-wheelers of not more than 3KW (non-commercial). Premium is payable on an annual basis